Windermere NSW 2321

Located in New South Wales, Windermere sits 178 km from Sydney CBD, around 2 hours 10 minutes by car. The suburb has 64 residents, a median age of 26, and a median household income of $116,948 per year. On socioeconomic measures it sits in the top 20% nationally. Population grew 16.4% from 2016 to 2021. The 2021 Census recorded a median rent of $410 per week and a median monthly mortgage of $2,000. The area shows no recorded bushfire exposure. Walkability is low.

This suburb is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 64. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

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Rental Market

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$625/wk
84 bonds
+40% since 2021
2-bed units
$540/wk
23 bonds
+30% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2321 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

88 Unaffordable · the average rental household in this region would pay about 34% of its income on the median rent in postcode 2321.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Is Windermere safe? Crime statistics

2025

Crime in Windermere sits in the moderate band, with 2 incidents recorded in 2025 — down roughly 60% on the prior year.

2 offences

60.0% since 2024
Harassment & Stalking 1 (50.0%)
Property Damage 1 (50.0%)

Crime Trend

Serious Road Crashes

2021–2025

No crash in Windermere killed anyone or put anyone in hospital in 2021–2025.

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Maitland City Council has published 6 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 6 on the portal

Schools

No schools in this suburb boundary.

Walkability

Windermere is very car-dependent on foot — at 10/100, nearly all errands require a car.

10
out of 100
Very Car-Dependent
Public Transport within 1 km 34
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

NBN connectivity

The internet access technology available across NBN premises in Windermere.

30
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
0%
Premises covered
21
Technology mix
Fixed wireless (WIRELESS) 100%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
None
Sport & Recreation
None
Beaches
None
Waterways
2 in suburb
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Maitland: council population

The whole council area, not just Windermere · estimated residents
at 30 June 2025
Residents
100,439
+2.2% in a year
Change
+2,207
people since 2024
Density
256
people per km² across the council area
What drove the change
Natural increase
+625
births minus deaths
Net internal migration
+1,342
moves within Australia
Net overseas migration
+240
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
9/10
8/10 within NSW
income, education, jobs and housing together
Economic resources
10/10
9/10 within NSW
income against housing cost and household size
Education and occupation
7/10
6/10 within NSW
qualifications and job type, income excluded

Windermere is home to 64 residents, and skews young, with a median age of 26 against the national 38. Median household income runs at $117,000 a year, with unemployment at 0.0%.

2021 Census · change since 2016

Population

64

16.4% since 2016

Median Age

26

16.1% since 2016

Median Household Income

$116,948/yr

16.1% since 2016
Top 20% in NSW

Census Median Rent

$410/wk

36.7% since 2016

Census Median Mortgage

$2,000/mo

12.2% since 2016

Avg Household Size

3.6

20.0% since 2016

Median Personal Income

$35,360/yr

11.1% since 2016

Unemployment Rate

0.0%

Unoccupied Dwellings

0.0%

Total Dwellings

16

23.8% since 2016

Owner-Occupier Rate

64.7%

11.7% since 2016

Houses

100.0%

75.1% since 2016

Rental Stress

18.2%

17.4% since 2016

Mortgage Stress

20.5%

24.4% since 2016

Work From Home

0.0%

Dwelling Types

Houses 16 (100.0%)

Property Ownership

Owned Outright 8 (47.1%)
Renting 6 (35.3%)
Mortgage 3 (17.6%)

Demographics

Born in Australia
89.1%
English Spoken at Home
100.0%
Employment Rate
61.9%
20.1% since 2016
Completed Year 12
32.8%

Occupations

Professionals 7 (30.4%)
Managers 5 (21.7%)
Technicians & Trades 4 (17.4%)
Machinery Operators & Drivers 3 (13.0%)

Religion

Christianity 35 (54.7%)
No Religion 22 (34.4%)

Age Distribution

0-4 4 (6.2%)
5-14 17 (26.6%)
15-19 6 (9.4%)
20-24 3 (4.7%)
25-34 8 (12.5%)
35-44 3 (4.7%)
45-54 8 (12.5%)
55-64 8 (12.5%)
65-74 3 (4.7%)

Family & Household Composition

Couple Families 8 (47.1%)
One Parent Families 6 (35.3%)
Group Household 3 (17.6%)

Commute to Work

Car (driver) 17 (100.0%)

Education

Bachelor Degree 9 (14.1%)
Advanced Diploma / Diploma 6 (9.4%)
Certificate III & IV 6 (9.4%)

Cars per Dwelling

1 car 4 (26.7%)
2 cars 3 (20.0%)
3 cars 3 (20.0%)
4+ cars 5 (33.3%)

Council Rates

Maitland
FY 2024-25

Households face an average residential rates bill of $1,908 a year through Maitland based on 2024 figures.

Avg residential rate
$1,908/yr
55% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Windermere's area by planning zone
2026-09
  • Rural and farming 96%
  • Environmental 3%
  • Zones under 1% 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Maitland

The whole council area, not just Windermere · new residential dwellings
to 2026-08

In the year to August 2026, 1,413 new dwellings were approved across Maitland. That mix is 773 houses and 640 units. Approvals are up 19.7% on the same period a year earlier.

Trailing 12 months
1,413dwellings
+19.7% YoY
Houses
773
detached dwellings
Units
640
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Mindaribba Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Air Quality

MODERATE

PM2.5 averaged 6.3 µg/m³ in 2025 — below Australia's NEPM annual standard (8 µg/m³), slightly above the stricter WHO guideline (5 µg/m³). 1 day exceeded the daily threshold of 25 µg/m³.

PM10 averaged 17.5 µg/m³ · NO₂ averaged 0.72 pphm. Days over the limit in 2025: PM10 1 · NO₂ 0 · ozone 0.

From the Beresfield monitoring station, 23.5 km away.

Climate & Setting

from Paterson (Tocal AWS), 13.9 km

High rainfall — hot summers, mild winters.

Elevation
21 m
above sea level, at the suburb centre
Distance to the ocean
34.8 km
Annual rainfall
996 mm
89 rainy days
Summer max (Jan)
30.0°C
20 days ≥ 35°C
Winter min (Jul)
7.1°C
0 frost days ≤ 0°C

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

1 facility within 5 km

EV adoption

0.6%
of light vehicles are electric
Up from 0.02% in 2021
+0.2 points this year

In postcode 2321, 98 of 17,669 registered light vehicles are battery-electric on 31 January 2025. A further 3.1% (542 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.6%.

Electric share, year by year
2021
0.02%
2022
0.09%
2023
0.16%
2024
0.36%
2025
0.56%

Rooftop solar

69
systems per 100 dwellings
Averaging 7.6 kW each

In postcode 2321, 5,061 rooftop-solar systems totalling 38.3 MW have been installed since 2001, against 7,365 dwellings recorded in the 2021 Census. 460 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
328
2020
497
2021
521
2022
499
2023
561
2024
536
2025
436
2026
285

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Federal Electorate

Division of Paterson

Currently held by Meryl Swanson Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Meryl Swanson 56.9% 43.1% +4.3
2022 Meryl Swanson 53.3% 46.7% +1.7
2019 Meryl Swanson 55.0% 45.0% +5.7

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Maitland District

Currently held by Jenny Aitchison Labor

Next state election: 13 March 2027.

Year Winner Won with
2023 Jenny Aitchison ALP 68.6%
2019 Jenny Aitchison ALP 63.2%
2015 Jenny Aitchison ALP 63.8%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Windermere?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Windermere to another suburb

Side-by-side stats for any other NSW suburb — type a name and pick one.

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Common questions about Windermere

Is Windermere a safe place to live?

Recorded crime in Windermere is moderate (50/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect Windermere?

Windermere has no recorded bushfire history. These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Windermere?

Windermere, NSW had a population of 64 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Windermere, NSW?

The postcode for Windermere, NSW is 2321.

How far is Windermere from Sydney?

Windermere is 178 km from Sydney CBD by road, about 128 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Windermere?

At the 2021 ABS Census, median household income in Windermere was $116,948 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Windermere?

There are too few current rental listings in Windermere for a reliable median. At the 2021 ABS Census the median weekly rent was $410, across all dwelling types.

What is the median age in Windermere?

The median age of residents in Windermere was 26 at the 2021 ABS Census.

Is Windermere walkable?

Windermere scores 10/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the air quality in Windermere?

The nearest government air-quality monitoring station to Windermere (Beresfield) recorded a 2025 annual mean PM2.5 of 6.3 µg/m³ and PM10 of 17.5 µg/m³. That puts Windermere below the Australian NEPM annual standard of 8 µg/m³ but above the stricter WHO guideline of 5 µg/m³.

What is the weather like in Windermere?

At the nearest Bureau of Meteorology station to Windermere, Paterson (Tocal AWS) (13.9 km away), summer days average 30°C, winter nights 7.1°C, 996 mm of rain a year over 89 rainy days, and 20 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Windermere?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Windermere belong to?

Windermere sits within the Maitland local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Windermere?

The average residential rates bill through Maitland is $1,908 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Windermere?

Across Maitland, 1,413 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 19.7% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Windermere in?

Windermere sits within the federal Division of Paterson, currently held by Meryl Swanson (Australian Labor Party).

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