Whiteheads Creek VIC 3660

Whiteheads Creek sits 122 km from Melbourne CBD in Victoria, around 1 hour 40 minutes by car. Census data records 347 residents with a median age of 53 and a median household income of $90,012 per year. By household income, education, and employment patterns, it ranks in the top 40% nationally. At the 2021 Census, households here paid a median rent of $295 per week and a median monthly mortgage of $1,733. Walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 347. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

How do you rate the liveability in Whiteheads Creek?

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Median House Price

Public listings data

The median house sale price in Whiteheads Creek sits at $1.53 million, broadly flat year-on-year. That said, only three sales settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level.

$1,530,000

Based on only 3 sales — small sample, take as indicative.

Rental Market

Rental affordability

June quarter 2025

118 Moderately unaffordable · the average rental household in this region would pay about 25% of its income on the median rent in postcode 3660.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Is Whiteheads Creek safe? Crime statistics

2026

Crime in Whiteheads Creek sits in the low band, with 11 incidents recorded in 2026 — down roughly 15% on the prior year.

11 offences

15.4% since 2025
Theft 4 (36.4%)
Break & Enter 2 (18.2%)
Arson 1 (9.1%)
Fraud & Deception 1 (9.1%)
Drug Offences 1 (9.1%)
Weapons Offences 1 (9.1%)
Disorderly Conduct 1 (9.1%)

Crime Trend

Serious Road Crashes

2021–2025

2 crashes

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

No schools in this locality boundary.

Walkability

Whiteheads Creek is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Whiteheads Creek.

28
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
0%
Premises covered
172
Technology mix
Fixed wireless (WIRELESS) 85%
Satellite (Sky Muster) (SATELLITE) 15%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
None
Sport & Recreation
None
Beaches
None
Waterways
4 in locality
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Mitchell: council population

The whole council area, not just Whiteheads Creek · estimated residents
at 30 June 2025
Residents
58,459
+4.2% in a year
Change
+2,380
people since 2024
Density
20
people per km² across the council area
What drove the change
Natural increase
+628
births minus deaths
Net internal migration
+1,534
moves within Australia
Net overseas migration
+218
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
7/10
6/10 within VIC
income, education, jobs and housing together
Economic resources
8/10
7/10 within VIC
income against housing cost and household size
Education and occupation
6/10
5/10 within VIC
qualifications and job type, income excluded

Whiteheads Creek is home to 347 residents, with a median age of 53 — noticeably older than the national figure of 38. Median household income runs at $90,000 a year, with unemployment at 4.2%.

2021 Census · change since 2016

Population

347

0.3% since 2016

Median Age

53

10.4% since 2016

Median Household Income

$90,012/yr

31.2% since 2016

Census Median Rent

$295/wk

96.7% since 2016

Census Median Mortgage

$1,733/mo

no change since 2016

Avg Household Size

2.5

no change since 2016

Median Personal Income

$40,924/yr

38.1% since 2016

Unemployment Rate

4.2%

10.6% since 2016

Unoccupied Dwellings

16.4%

41.4% since 2016

Total Dwellings

128

5.8% since 2016

Owner-Occupier Rate

94.4%

14.0% since 2016

Houses

98.4%

1.6% since 2016

Rental Stress

17.0%

49.1% since 2016

Mortgage Stress

23.1%

23.8% since 2016

Work From Home

31.2%

208.9% since 2016

Dwelling Types

Houses 126 (98.4%)
Flats / Apartments 2 (1.6%)

Property Ownership

Owned Outright 64 (51.6%)
Mortgage 53 (42.7%)
Renting 7 (5.6%)

Demographics

Born in Australia
81.6%
English Spoken at Home
86.5%
Employment Rate
61.5%
10.2% since 2016
Completed Year 12
44.1%

Occupations

Managers 42 (22.6%)
Professionals 31 (16.7%)
Technicians & Trades 22 (11.8%)
Labourers 21 (11.3%)
Sales 20 (10.8%)
Community & Personal Service 19 (10.2%)
Machinery Operators & Drivers 17 (9.1%)
Clerical & Administrative 16 (8.6%)

Religion

Christianity 180 (51.9%)
No Religion 122 (35.2%)
Buddhism 4 (1.2%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 9 (2.6%)
China 3 (0.9%)

Age Distribution

0-4 8 (2.3%)
5-14 33 (9.5%)
15-19 27 (7.8%)
20-24 20 (5.8%)
25-34 17 (4.9%)
35-44 33 (9.5%)
45-54 50 (14.4%)
55-64 82 (23.6%)
65-74 47 (13.5%)
75-84 17 (4.9%)
85+ 9 (2.6%)

Family & Household Composition

Couple Families 42 (52.5%)
Lone Person 33 (41.2%)
One Parent Families 5 (6.2%)

Commute to Work

Car (driver) 93 (60.4%)
Worked from Home 48 (31.2%)
Walked Only 7 (4.5%)
Car (passenger) 6 (3.9%)

2% of employed residents work in a capital's city centre (4 of 186).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Certificate III & IV 58 (16.7%)
Bachelor Degree 44 (12.7%)
Advanced Diploma / Diploma 32 (9.2%)
Graduate Diploma / Certificate 13 (3.7%)
Postgraduate Degree 4 (1.2%)

Cars per Dwelling

1 car 21 (16.4%)
2 cars 47 (36.7%)
3 cars 29 (22.7%)
4+ cars 34 (26.6%)

Council Rates

Mitchell
FY 2024-25

Households face an average residential rates bill of $1,947 a year through Mitchell based on 2024 figures.

Avg residential rate
$1,947/yr
About the VIC average ($1,937) · median of 79 councils
Rate in the dollar
0.339¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Whiteheads Creek's area by planning zone
2026-09
  • Rural and farming 98%
  • Parks and recreation 2%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Mitchell

The whole council area, not just Whiteheads Creek · new residential dwellings
to 2026-08

In the year to August 2026, 1,074 new dwellings were approved across Mitchell. That mix is 997 houses and 77 units. Approvals are up 69.5% on the same period a year earlier.

Trailing 12 months
1,074dwellings
+69.5% YoY
Houses
997
detached dwellings
Units
77
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Taungurung Land and Waters Council Aboriginal Corporation (appointed 2009).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Climate & Setting

from Seymour Shire Depot, 10.8 km

Moderate rainfall.

Elevation
236 m
above sea level, at the locality centre
Annual rainfall
540 mm
54 rainy days
Summer max (Jan)
—
Winter min (Jul)
—

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.2%
of light vehicles are electric
Up from 0.04% in 2021
+0.1 points this year
Bottom 17% in VIC

In postcode 3660, 19 of 7,701 registered light vehicles are battery-electric on 31 January 2025. A further 2.1% (159 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.3%.

Electric share, year by year
2021
0.04%
2022
0.04%
2023
0.07%
2024
0.13%
2025
0.25%

Rooftop solar

46
systems per 100 dwellings
Averaging 6.3 kW each

In postcode 3660, 1,590 rooftop-solar systems totalling 10.1 MW have been installed since 2001, against 3,488 dwellings recorded in the 2021 Census. 84 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
101
2020
103
2021
99
2022
103
2023
124
2024
94
2025
94
2026
38

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

7 first-home grants were paid in postcode 3660 in 2025-26, rank 108 of 298 Victorian postcodes. The most was 80, in 2000-01.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$7,980
Loan amount
$1,224,000
Total interest over 30 years
$1,648,643

3 mortgage brokers are registered in postcode 3660.

Deposit
$306,000
Stamp duty
$84,150
Cash needed at settlement
$390,150

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Nicholls

Currently held by Sam Birrell The Nationals

Year Winner 2PP ALP 2PP LNP Swing
2025 Sam Birrell 35.6% 64.4% +35.6
2022 Sam Birrell 32.9% 67.2% -2.9
2019 Damian Drum 30.0% 70.0% -2.5

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Euroa District

Currently held by Annabelle Cleeland The Nationals

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Annabelle Cleeland NP 59.9% 40.1% 59.9%
2018 Steph Ryan NP 59.0% 34.6% 65.4%
2014 Steph Ryan NP 64.5% 35.5% 64.5%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Whiteheads Creek?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Whiteheads Creek to another suburb

Side-by-side stats for any other VIC suburb — type a name and pick one.

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Common questions about Whiteheads Creek

Is Whiteheads Creek a safe place to live?

Recorded crime in Whiteheads Creek is low (37/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect Whiteheads Creek?

Whiteheads Creek has a low recorded bushfire history (39/100, ranked against every Australian suburb with any fire history). Flood overlays cover a moderate share of it (46/100). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Whiteheads Creek?

Whiteheads Creek, VIC had a population of 347 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Whiteheads Creek, VIC?

The postcode for Whiteheads Creek, VIC is 3660.

How far is Whiteheads Creek from Melbourne?

Whiteheads Creek is 122 km from Melbourne CBD by road, about 100 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Whiteheads Creek?

At the 2021 ABS Census, median household income in Whiteheads Creek was $90,012 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Whiteheads Creek?

There are too few current rental listings in Whiteheads Creek for a reliable median. At the 2021 ABS Census the median weekly rent was $295, across all dwelling types.

What is the median age in Whiteheads Creek?

The median age of residents in Whiteheads Creek was 53 at the 2021 ABS Census.

Is Whiteheads Creek at risk of bushfire?

Whiteheads Creek has a low recorded bushfire history (39/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

What is the weather like in Whiteheads Creek?

At the nearest Bureau of Meteorology station to Whiteheads Creek, Seymour Shire Depot (10.8 km away), 540 mm of rain a year over 54 rainy days over 2006-2026.

Is the First Home Owner Grant available in Whiteheads Creek?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Whiteheads Creek belong to?

Whiteheads Creek sits within the Mitchell local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Whiteheads Creek?

The average residential rates bill through Mitchell is $1,947 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Whiteheads Creek?

Across Mitchell, 1,074 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 69.5% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Whiteheads Creek in?

Whiteheads Creek sits within the federal Division of Nicholls, currently held by Sam Birrell (The Nationals).

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