Waterloo QLD 4673

Located in Queensland, Waterloo sits 400 km from Brisbane CBD, around 4 hours 45 minutes by car. The locality has 171 residents, a median age of 54, and a median household income of $58,500 per year. On socioeconomic measures it sits in the bottom 20% nationally. Population grew 17.9% from 2016 to 2021. The 2021 Census recorded a median rent of $150 per week and a median monthly mortgage of $1,467. The area shows high bushfire risk. Walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 171. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

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Serious Road Crashes

2020–2024

1 crash

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

No schools in this locality boundary.

Walkability

Waterloo is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Bottom 3% in QLD
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Waterloo.

24
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
0%
Premises covered
79
Technology mix
Fixed wireless (WIRELESS) 62%
Satellite (Sky Muster) (SATELLITE) 38%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
None
Sport & Recreation
None
Beaches
None
Waterways
7 in locality
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Bundaberg: council population

The whole council area, not just Waterloo · estimated residents
at 30 June 2025
Residents
107,297
+1.3% in a year
Change
+1,402
people since 2024
Density
17
people per km² across the council area
What drove the change
Natural increase
-153
births minus deaths
Net internal migration
+905
moves within Australia
Net overseas migration
+650
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
2/10
2/10 within QLD
income, education, jobs and housing together
Economic resources
3/10
3/10 within QLD
income against housing cost and household size
Education and occupation
2/10
3/10 within QLD
qualifications and job type, income excluded

Waterloo is home to 171 residents, with a median age of 54 — noticeably older than the national figure of 38. Median household income runs at $58,000 a year, with unemployment at 6.8%.

2021 Census · change since 2016

Population

171

17.9% since 2016

Median Age

54

1.9% since 2016

Median Household Income

$58,500/yr

25.0% since 2016
Bottom 21% in QLD

Census Median Rent

$150/wk

no change since 2016

Census Median Mortgage

$1,467/mo

47.7% since 2016

Avg Household Size

2.4

26.3% since 2016

Median Personal Income

$27,300/yr

12.4% since 2016

Unemployment Rate

6.8%

58.5% since 2016

Unoccupied Dwellings

20.0%

5.3% since 2016

Total Dwellings

65

3.2% since 2016

Owner-Occupier Rate

93.2%

14.8% since 2016

Houses

100.0%

no change since 2016

Rental Stress

13.3%

20.4% since 2016

Mortgage Stress

30.1%

18.0% since 2016

Work From Home

18.5%

36.0% since 2016

Dwelling Types

Houses 65 (100.0%)

Property Ownership

Owned Outright 38 (64.4%)
Mortgage 17 (28.8%)
Renting 4 (6.8%)

Demographics

Born in Australia
73.7%
English Spoken at Home
91.2%
Employment Rate
44.6%
1.1% since 2016
Completed Year 12
31.0%

Occupations

Managers 16 (24.2%)
Community & Personal Service 11 (16.7%)
Machinery Operators & Drivers 9 (13.6%)
Clerical & Administrative 7 (10.6%)
Technicians & Trades 6 (9.1%)
Professionals 5 (7.6%)
Labourers 4 (6.1%)
Sales 3 (4.5%)

Religion

No Religion 74 (43.3%)
Christianity 73 (42.7%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 13 (7.6%)
New Zealand 6 (3.5%)

Age Distribution

0-4 5 (2.9%)
5-14 14 (8.2%)
15-19 6 (3.5%)
20-24 7 (4.1%)
25-34 14 (8.2%)
35-44 21 (12.3%)
45-54 21 (12.3%)
55-64 34 (19.9%)
65-74 30 (17.5%)
75-84 13 (7.6%)

Family & Household Composition

Lone Person 16 (43.2%)
Couple Families 11 (29.7%)
One Parent Families 7 (18.9%)
Group Household 3 (8.1%)

Commute to Work

Car (driver) 40 (74.1%)
Worked from Home 10 (18.5%)
Car (passenger) 4 (7.4%)

Education

Certificate III & IV 34 (19.9%)
Bachelor Degree 11 (6.4%)
Advanced Diploma / Diploma 11 (6.4%)
Graduate Diploma / Certificate 5 (2.9%)
Postgraduate Degree 3 (1.8%)

Cars per Dwelling

1 car 20 (30.8%)
2 cars 24 (36.9%)
3 cars 13 (20.0%)
4+ cars 11 (16.9%)

Council Rates

Bundaberg
FY 2025-26

Households face an average residential rates bill of $1,773 a year through Bundaberg based on 2025 figures.

Avg residential rate
$1,773/yr
34% above the QLD average of $1,328 · median of 59 councils
Valuation basis
Unimproved Value
land only

Building Approvals: Bundaberg

The whole council area, not just Waterloo · new residential dwellings
to 2026-08

In the year to August 2026, 997 new dwellings were approved across Bundaberg. That mix is 830 houses and 167 units. Approvals are down 44.7% on the same period a year earlier.

Trailing 12 months
997dwellings
-44.7% YoY
Houses
830
detached dwellings
Units
167
townhouses + apartments

Aboriginal Cultural Heritage

The Aboriginal party for this area is Bailai, Gurang, Gooreng Gooreng, Taribelang Bunda People.

Under Queensland's Aboriginal Cultural Heritage Act 2003 the Aboriginal party for an area follows native title. Native title over this area has been determined.

Climate & Setting

from Bundaberg Aero, 37.9 km

High rainfall — warm summers, mild winters.

Elevation
122 m
above sea level, at the locality centre
Distance to the ocean
20.1 km
Annual rainfall
969 mm
75 rainy days
Summer max (Jan)
30.7°C
1 days ≥ 35°C
Winter min (Jul)
11.2°C
0 frost days ≤ 0°C

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.0%
of light vehicles are electric
Up from 0.00% in 2021

In postcode 4673, 0 of 693 registered light vehicles are battery-electric on 31 January 2025. A further 1.2% (8 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.2%.

Electric share, year by year
2021
0.00%
2022
0.00%
2023
0.00%
2024
0.00%
2025
0.00%

Rooftop solar

71
systems per 100 dwellings
Averaging 5.9 kW each

In postcode 4673, 205 rooftop-solar systems totalling 1.2 MW have been installed since 2001, against 288 dwellings recorded in the 2021 Census. 12 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
17
2020
9
2021
12
2022
10
2023
14
2024
20
2025
9
2026
7

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$30,000 for new homes priced up to $750,000.

$30,000 for contracts signed on or after 20 November 2023, with no end date. IT DID NOT REVERT TO $15,000: the tier was due to end 30 June 2026 and the 2026-27 Queensland Budget (23 June 2026) continued it for contracts signed from 1 July 2026. This file carried a "due to revert" note until 2026-09-18 — it was never true, and a note predicting a change is not the same as a change. Cap is "less than $750,000" including land and contract variations — less than, not up to. New homes only: "There are no home owner grants for established homes."

Verify eligibility with Queensland Revenue Office

Federal Electorate

Division of Flynn

Currently held by Colin Boyce Liberal National Party of Queensland

Year Winner 2PP ALP 2PP LNP Swing
2025 Colin Boyce 39.8% 60.2% -6.4
2022 Colin Boyce 46.2% 53.8% -4.8
2019 Ken O'Dowd 41.3% 58.7% +7.6

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Burnett District

Currently held by Stephen Bennett Liberal National Party of Queensland

Next state election: 28 October 2028.

Year Winner Won with
2024 Stephen Bennett LNP 65.4%
2020 Stephen Bennett LNP 60.8%

Results are per district. Districts were last redrawn in 2017, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Electoral Commission of Queensland.

Looking at a specific address in Waterloo?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Waterloo to another suburb

Side-by-side stats for any other QLD suburb — type a name and pick one.

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Common questions about Waterloo

Is Waterloo a safe place to live?

Recorded crime in Waterloo is low (18/100, ranked against other QLD suburbs on offences per resident).

What natural hazards affect Waterloo?

Waterloo has a moderate recorded bushfire history (65/100, ranked against every Australian suburb with any fire history). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Waterloo?

Waterloo, QLD had a population of 171 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Waterloo, QLD?

The postcode for Waterloo, QLD is 4673.

How far is Waterloo from Brisbane?

Waterloo is 400 km from Brisbane CBD by road, about 286 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Waterloo?

At the 2021 ABS Census, median household income in Waterloo was $58,500 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Waterloo?

There are too few current rental listings in Waterloo for a reliable median. At the 2021 ABS Census the median weekly rent was $150, across all dwelling types.

What is the median age in Waterloo?

The median age of residents in Waterloo was 54 at the 2021 ABS Census.

Is Waterloo at risk of bushfire?

Waterloo has a moderate recorded bushfire history (65/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

What is the weather like in Waterloo?

At the nearest Bureau of Meteorology station to Waterloo, Bundaberg Aero (37.9 km away), summer days average 30.7°C, winter nights 11.2°C, 969 mm of rain a year over 75 rainy days, and 1 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Waterloo?

First-home buyers in QLD may be eligible for $30,000 towards new homes with a purchase price up to $750,000. The grant is administered by Queensland Revenue Office; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Waterloo belong to?

Waterloo sits within the Bundaberg local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Waterloo?

The average residential rates bill through Bundaberg is $1,773 a year (2025). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Waterloo?

Across Bundaberg, 997 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 44.7% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Waterloo in?

Waterloo sits within the federal Division of Flynn, currently held by Colin Boyce (Liberal National Party of Queensland).

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Data freshness

Vintages show when each source's data is from. See all data sources.

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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