Located in Victoria, Underbool sits 493 km from Melbourne CBD, around 5 hours 30 minutes by car. The locality has 215 residents, a median age of 51, and a median household income of $66,196 per year. By household income, education, and employment patterns, it ranks in the lower-middle tier nationally. At the 2021 Census, households here paid a median rent of $150 per week and a median monthly mortgage of $433. Underbool is characterised by high bushfire risk and no recorded flood exposure. 1 school sits within the locality boundary, and walkability is low.
This locality is too small to rate.
The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 215. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.
How do you rate the liveability in Underbool?
Local knowledge beats any dataset. Rate it and see what other residents think.
Our score
Not enough data to score this locality.
Residents say
…
Median House Price
Public listings dataUnderbool's house market is moving higher: the median sale price reached $163,000, roughly 31% above where it sat a year earlier. That said, only six sales settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level.
$163,000
Based on only 6 sales — small sample, take as indicative.
Is Underbool safe? Crime statistics
2026Crime in Underbool sits in the low band, with 5 incidents recorded in 2026 — up roughly 150% on the prior year.
5 offences
150.0% since 2025Crime Trend
Serious Road Crashes
2021–2025No crash in Underbool killed anyone or put anyone in hospital in 2021–2025.
Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Schools
One school serves Underbool, but none have published comparable ratings yet.
- • 16 students in one school (avg 16)
Primary
Walkability
Underbool is very car-dependent on foot — at 10/100, nearly all errands require a car.
We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.
NBN connectivity
The internet access technology available across NBN premises in Underbool.
- Full-fibre (FTTP) share
- 0%
- Premises covered
- 15
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Mildura: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.
Socio-economic profile
Underbool is home to 215 residents, with a median age of 51 — noticeably older than the national figure of 38. Median household income runs at $66,000 a year, with unemployment at 7.4%.
2021 Census · change since 2016
Population
215
Median Age
51
Median Household Income
$66,196/yr
Census Median Rent
$150/wk
Census Median Mortgage
$433/mo
Avg Household Size
2.1
Median Personal Income
$38,844/yr
Unemployment Rate
7.4%
Unoccupied Dwellings
17.2%
Total Dwellings
93
Owner-Occupier Rate
92.9%
Houses
100.0%
Rental Stress
11.8%
Mortgage Stress
7.8%
Work From Home
16.5%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 87.4%
- English Spoken at Home
- 91.6%
- Employment Rate
- 53%
- Completed Year 12
- 25.6%
Occupations
Religion
Age Distribution
Family & Household Composition
Commute to Work
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $2,340 a year through Mildura based on 2024 figures.
How this land is zoned
- Rural and farming 93%
- Parks and recreation 7%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.
Building Approvals: Mildura
In the year to August 2026, 446 new dwellings were approved across Mildura. That mix is 391 houses and 55 units. Approvals are up 29.4% on the same period a year earlier.
Aboriginal Cultural Heritage
No Registered Aboriginal Party is appointed for this area. About an eighth of Victoria, mostly in the north-east, has no appointment; that is a fact about the register rather than about the Country.
Climate & Setting
from Walpeup Research, 16.7 kmDry climate — very hot summers, mild winters.
- Elevation
- 62 m
- above sea level, at the locality centre
- Annual rainfall
- 310 mm
- 46 rainy days
- Summer max (Jan)
- 32.6°C
- 41 days ≥ 35°C
- Winter min (Jul)
- 5.3°C
- 1 frost days ≤ 0°C
Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
EV adoption
In postcode 3509, 0 of 289 registered light vehicles are battery-electric on 31 January 2025. A further 0.0% (0 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 0.0%.
Rooftop solar
In postcode 3509, 59 rooftop-solar systems totalling 0.3 MW have been installed since 2001, against 111 dwellings recorded in the 2021 Census.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $750,000.
The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.
0 first-home grants were paid in postcode 3509 in 2025-26. The most was 6, in 2004-05.
Grants on new and established homes; established homes stopped qualifying in mid-2013.
Mortgage repayments
Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.
At $163,000 this is under the $750,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with State Revenue Office Victoria.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Anne Webster The Nationals
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Anne Webster | 31.0% | 69.0% | -0.1 |
| 2022 | Anne Webster | 31.0% | 69.0% | +3.3 |
| 2019 | Anne Webster | 33.8% | 66.2% | -3.6 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.
State Electorate
Currently held by Jade Benham The Nationals
Next state election: 28 November 2026.
| Year | Winner | Won with | 2PP ALP | 2PP LNP |
|---|---|---|---|---|
| 2022 | Jade Benham NP | 51.2% | 35.9% | 64.1% |
| 2018 | Ali Cupper IND | 50.3% | 44.4% | 55.6% |
| 2014 | Peter Crisp NP | 52.0% | 29.8% | 70.2% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.
Looking at a specific address in Underbool?
Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 215 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Nearby suburbs
Compare Underbool to another suburb
Side-by-side stats for any other VIC suburb — type a name and pick one.
Or jump straight to a nearby comparison:
Common questions about Underbool
Is Underbool a safe place to live?
Recorded crime in Underbool is low (30/100, ranked against other VIC suburbs on offences per resident).
What natural hazards affect Underbool?
Underbool has a moderate recorded bushfire history (63/100, ranked against every Australian suburb with any fire history). No mapped flood overlay applies. These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.
What is the population of Underbool?
Underbool, VIC had a population of 215 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Underbool, VIC?
The postcode for Underbool, VIC is 3509.
How far is Underbool from Melbourne?
Underbool is 493 km from Melbourne CBD by road, about 330 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Underbool?
At the 2021 ABS Census, median household income in Underbool was $66,196 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Underbool?
There are too few current rental listings in Underbool for a reliable median. At the 2021 ABS Census the median weekly rent was $150, across all dwelling types.
What is the median age in Underbool?
The median age of residents in Underbool was 51 at the 2021 ABS Census.
Is Underbool at risk of bushfire?
Underbool has a moderate recorded bushfire history (63/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
How are the schools in Underbool?
There is 1 school inside the Underbool boundary, none of which has enough NAPLAN and ICSEA data for a quality band.
Is Underbool walkable?
Underbool scores 10/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.
What is the weather like in Underbool?
At the nearest Bureau of Meteorology station to Underbool, Walpeup Research (16.7 km away), summer days average 32.6°C, winter nights 5.3°C, 310 mm of rain a year over 46 rainy days, and 41 days a year above 35°C over 2006-2026.
Is the First Home Owner Grant available in Underbool?
First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Underbool belong to?
Underbool sits within the Mildura local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Underbool?
The average residential rates bill through Mildura is $2,340 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Underbool?
Across Mildura, 446 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 29.4% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Underbool in?
Underbool sits within the federal Division of Mallee, currently held by Anne Webster (The Nationals).
Search another suburb or address
Data freshness
- Census · 2021
- Median sale prices · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- NBN connectivity · Dec 2025
- Crime · 2026
- Road crashes · 2021–2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- State electorate · 2022
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
Was the information on this page useful to you?
Thanks! Anything we could improve?
We hate spam as much as you do — we'll never use your email for marketing, and we might not be able to reply to everyone.
Thanks for your feedback! 🙏
Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.