Tuggerah NSW 2259

Tuggerah sits 91 km from Sydney CBD in New South Wales, around 1 hour 15 minutes by car. Census data records 925 residents with a median age of 35 and a median household income of $81,588 per year. By household income, education, and employment patterns, it ranks in the lower-middle tier nationally. At the 2021 Census, households here paid a median rent of $418 per week and a median monthly mortgage of $1,625. Tuggerah is characterised by high crime risk. 2 schools sit within the suburb boundary, and walkability is moderate.

Is Tuggerah a good suburb?

Tuggerah scores a C (37/100) on SuburbScan's Liveability grade — weaker on safety.

Schools

Mixed results

2 schools

Transit

Some car dependence

Walkability 58/100 · 91 km · 75 min drive to Sydney

Prices

Around the state median

Median $826K

Safety

High crime risk

Fire 25/100 · Crime 99/100

Community

Below-average income

SEIFA decile 4/10 · median age 35 · 925 residents

C

Liveability Rating

37 / 100 · Ranked #1103 in NSW

Each bar is Tuggerah's rank among NSW suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
too few schools to rate
Safety
20
Bushfire Low · Crime High

No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.

Socio-economic
36
Mid-range
Walkability
55
Somewhat walkable
CBD access
54
91.0 km · 75 min drive to Sydney
How it's calculated: Safety rank 20 × 25% + Socio-economic rank 36 × 25% + Walkability rank 55 × 15% + CBD access rank 54 × 10% = 37 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Tuggerah?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

37 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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What applies here? (optional)

One rating per person. You can change yours at any time.

Median House Price

Public listings data

Tuggerah's house market is moving higher: the median sale price reached $826,000, roughly 12% above where it sat a year earlier.

Houses

$825,500

last 5 quarters

16% below its 5 neighbours (median $985,000)

↑ +12.3% year-on-year

Based on 26 recorded sales in the last 24 months.

Typically sold in 16 days — median across 6 sales that recorded a listing period

By bedrooms

  • 3 bed 18 sales $820K

Units

$745,000

last 2 quarters
↓ −75.4% year-on-year

Based on 15 recorded sales in the last 24 months.

Currently for Sale

Last 6 months

Houses in Tuggerah are currently listed at around $885,000 on average. Based on 4 houses listed in the past six months.

$885K

4 houses listed in the last 6 months.

5 of the suburb's 365 dwellings (1.4%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in Tuggerah rent for around $585 a week on average, based on 3 houses listed for rent in the past six months.

$585/wk

3 houses advertised for rent in the last 6 months.

3 rentals advertised against an estimated 140 rented homes (2.1%) in the last 6 months.

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$650/wk
133 bonds
+38% since 2021
2-bed units
$520/wk
23 bonds
+35% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2259 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

84 Unaffordable · the average rental household in this region would pay about 36% of its income on the median rent in postcode 2259.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
3.4% around the typical range

$585/week ($30,000 a year) on a $885,000 median

Based on a small sample (3 listings) — indicative only.

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Is Tuggerah safe? Crime statistics

2025

Crime in Tuggerah sits in the high band, with 723 incidents recorded in 2025 — down roughly 12% on the prior year.

723 offences

12.2% since 2024
Theft 476 (65.8%)
Assault 70 (9.7%)
Harassment & Stalking 39 (5.4%)
Disorderly Conduct 38 (5.3%)
Property Damage 37 (5.1%)
Drug Offences 31 (4.3%)
Weapons Offences 19 (2.6%)
Sexual Offences 10 (1.4%)
Arson 2 (0.3%)
Robbery 1 (0.1%)

Crime Trend

Serious Road Crashes

2021–2025

20 crashes

where someone was killed or admitted to hospital, 1 of them fatal

Where they happened

Pacific Highway 9 (45.0%)
Wyong Road 5 (25.0%)

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Central Coast Council has published 31 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 31 on the portal

Schools

Two schools serve Tuggerah, and performance is broadly on par with peer-suburb schools.

50
out of 100
Average
2 schools in this suburb
1 at similar · 1 unrated
  • • 359 students in one school (avg 359)
  • • Sectors: 1 Independent, 1 Government
  • • Largest: Tuggerah Public School (359 students)

Primary

Government · K-6 · 359 students
ICSEA 993 (higher than 44% of Australian schools) · 10% top-SEA students
At similar

Secondary

Aspect Central Coast School, Tuggerah
Independent

Universities nearby

1.3% of residents here are full-time university students aged 15–24.

Distance is measured to the suburb centre. A campus nearby does not by itself mean a student rental market — most suburbs within a few kilometres of one have a student share close to the national norm, and the figure above is what tells them apart.

Walkability

Tuggerah is somewhat walkable on foot — at 58/100, a short cluster of errands work on foot but most trips still benefit from a car. Within the suburb there are 3 supermarkets, 7 parks and 17 cafes to anchor that walking radius.

58
out of 100
Somewhat Walkable
Top 16% in NSW
Public Transport within 1 km 68
Schools within 1.5 km 100
Parks within 800 m 60
Supermarkets within 1 km 0
GPs within 1 km 80
Pharmacies within 1 km 0
Childcare within 1 km 60
Hospitals within 5 km 60

Public transport

Weekday and weekend service frequency across every stop inside Tuggerah.

89
out of 100
Top 9% in NSW
RailBus
Peak (7-9am + 5-7pm)
249.0 arrivals/hr
Off-peak weekday
150.2 arrivals/hr
Saturday
98.3 arrivals/hr
Median peak wait
0 min
Span of service
26.0 hours
Direct to CBD (peak)
23 min wait

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Tuggerah.

59
connectivity score / 100
Most common
Fibre to the node
Full-fibre (FTTP) share
24%
Premises covered
1,940
Technology mix
Fibre to the node (FTTN) 73%
Fibre to the premises (FTTP) 24%
Fibre to the building (FTTB) 3%
Fixed wireless (WIRELESS) 0%
Satellite (Sky Muster) (SATELLITE) 0%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
3 in suburb
Shopping Centres
2 in suburb
Cafes & Restaurants
17 in suburb
Parks & Reserves
7 in suburb
Sport & Recreation
8 in suburb
Beaches
None
Waterways
24 in suburb
Childcare
4 in suburb
GPs
7 in suburb
Pharmacies
1 in suburb
Hospitals
None
Police Stations
None
Banks & Bank@Post
8 in suburb
Fuel Stations
5 in suburb
EV Chargers
1 in suburb
Pubs & Bars
None
Arts & Culture
2 in suburb
Places of Worship
None

Central Coast (NSW): council population

The whole council area, not just Tuggerah · estimated residents
at 30 June 2025
Residents
357,816
+0.7% in a year
Change
+2,462
people since 2024
Density
213
people per km² across the council area
What drove the change
Natural increase
+401
births minus deaths
Net internal migration
+238
moves within Australia
Net overseas migration
+1,823
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
4/10
4/10 within NSW
income, education, jobs and housing together
Economic resources
3/10
3/10 within NSW
income against housing cost and household size
Education and occupation
4/10
4/10 within NSW
qualifications and job type, income excluded

Tuggerah is home to 925 residents, with a median age of 35, broadly in line with the national figure. Median household income runs at $82,000 a year, with unemployment at 5.4%.

2021 Census · change since 2016

Population

925

0.2% since 2016

Median Age

35

2.9% since 2016

Median Household Income

$81,588/yr

23.0% since 2016

Census Median Rent

$418/wk

16.1% since 2016

Census Median Mortgage

$1,625/mo

4.4% since 2016

Avg Household Size

2.5

no change since 2016

Median Personal Income

$40,716/yr

20.1% since 2016

Unemployment Rate

5.4%

5.3% since 2016

Unoccupied Dwellings

7.4%

25.3% since 2016

Total Dwellings

365

2.8% since 2016

Owner-Occupier Rate

61.7%

0.8% since 2016

Houses

72.9%

2.7% since 2016

Rental Stress

26.6%

5.7% since 2016

Mortgage Stress

23.9%

22.1% since 2016

Work From Home

25.4%

625.7% since 2016

Dwelling Types

Houses 266 (72.9%)
Townhouses 93 (25.5%)
Flats / Apartments 6 (1.6%)

Property Ownership

Renting 136 (38.3%)
Mortgage 124 (34.9%)
Owned Outright 95 (26.8%)

Demographics

Born in Australia
77.0%
English Spoken at Home
83.4%
Employment Rate
62.8%
4.8% since 2016
Completed Year 12
44.0%

Occupations

Community & Personal Service 80 (16.7%)
Professionals 74 (15.5%)
Technicians & Trades 72 (15.1%)
Clerical & Administrative 61 (12.8%)
Labourers 49 (10.3%)
Managers 43 (9.0%)
Machinery Operators & Drivers 43 (9.0%)
Sales 41 (8.6%)

Religion

Christianity 454 (49.1%)
No Religion 373 (40.3%)
Hinduism 24 (2.6%)
Buddhism 22 (2.4%)
Islam 10 (1.1%)
Other Religions 9 (1.0%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 36 (3.9%)
Philippines 23 (2.5%)
China 16 (1.7%)
New Zealand 15 (1.6%)
Nepal 12 (1.3%)
South Africa 11 (1.2%)
Thailand 11 (1.2%)
India 10 (1.1%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 31 (3.4%)
2011-2015 30 (3.2%)
2001-2010 41 (4.4%)
1991-2000 21 (2.3%)
1981-1990 22 (2.4%)
Before 1981 45 (4.9%)

31 residents (3.4%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

7.5% of residents (65) lived in a capital city five years earlier, most of them in Sydney (52).

Overseas 40 (4.6%)

Top places newcomers came from, as a share of the 863 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Mandarin 9 (1.0%)
Thai 6 (0.6%)
Korean 5 (0.5%)
Cantonese 4 (0.4%)
Spanish 4 (0.4%)
Croatian 3 (0.3%)

Age Distribution

0-4 62 (6.7%)
5-14 104 (11.2%)
15-19 66 (7.1%)
20-24 77 (8.3%)
25-34 141 (15.2%)
35-44 108 (11.7%)
45-54 114 (12.3%)
55-64 120 (13.0%)
65-74 77 (8.3%)
75-84 48 (5.2%)
85+ 7 (0.8%)

Family & Household Composition

Couple Families 106 (36.6%)
Lone Person 99 (34.1%)
One Parent Families 67 (23.1%)
Group Household 14 (4.8%)
Other Families 4 (1.4%)

Commute to Work

Car (driver) 238 (60.4%)
Worked from Home 100 (25.4%)
Car (passenger) 27 (6.9%)
Walked Only 18 (4.6%)
Train 8 (2.0%)
Bus 3 (0.8%)

4% of employed residents work in a capital's city centre (17 of 478).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Local Jobs

People who work in this suburb against employed people who live here, 2021 Census.

About 9,169 people work here; 478 employed residents live here.

A jobs hub: 19.2 jobs for every working resident. At least 94% of the people who work here must live elsewhere.

Counts are by place of work and place of usual residence. The ABS counts jobs in zones; where a zone spans several places, its jobs are shared out by land use. The ABS also adjusts every figure slightly to protect privacy.

Education

Certificate III & IV 145 (15.7%)
Bachelor Degree 116 (12.5%)
Advanced Diploma / Diploma 95 (10.3%)
Postgraduate Degree 24 (2.6%)
Graduate Diploma / Certificate 10 (1.1%)

Cars per Dwelling

0 cars 21 (5.8%)
1 car 156 (42.7%)
2 cars 127 (34.8%)
3 cars 41 (11.2%)
4+ cars 20 (5.5%)

Council Rates

Central Coast (NSW)
FY 2024-25

Households face an average residential rates bill of $1,409 a year through Central Coast (NSW) based on 2024 figures.

Avg residential rate
$1,409/yr
15% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Tuggerah's area by planning zone
2026-09
  • Environmental 50%
  • Industrial 13%
  • Infrastructure and transport 13%
  • Residential 9%
  • Commercial 8%
  • Parks and recreation 7%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Central Coast (NSW)

The whole council area, not just Tuggerah · new residential dwellings
to 2026-08

In the year to August 2026, 1,441 new dwellings were approved across Central Coast (NSW). That mix is 924 houses and 517 units. Approvals are up 66.7% on the same period a year earlier.

Trailing 12 months
1,441dwellings
+66.7% YoY
Houses
924
detached dwellings
Units
517
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Darkinjung Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Air Quality

MODERATE

PM2.5 averaged 5.1 µg/m³ in 2025 — below Australia's NEPM annual standard (8 µg/m³), slightly above the stricter WHO guideline (5 µg/m³). 1 day exceeded the daily threshold of 25 µg/m³.

PM10 averaged 14.8 µg/m³ · NO₂ averaged 0.36 pphm. Days over the limit in 2025: PM10 1 · NO₂ 0 · ozone 0.

From the Wyong monitoring station, 3.1 km away.

Climate & Setting

from Norah Head AWS, 14.1 km

High rainfall — warm summers, mild winters.

Elevation
3 m
above sea level, at the suburb centre
Distance to the ocean
7.5 km
Near high-voltage lines
4.6% of addresses
108 within 100 m of an overhead line of 110 kV or more
Annual rainfall
1,272 mm
104 rainy days
Summer max (Jan)
26.4°C
3 days ≥ 35°C
Winter min (Jul)
10.6°C
0 frost days ≤ 0°C

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

4 facilities within 5 km

EV adoption

0.6%
of light vehicles are electric
Up from 0.05% in 2021
+0.2 points this year

In postcode 2259, 343 of 53,188 registered light vehicles are battery-electric on 31 January 2025. A further 2.6% (1,371 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.2%.

Electric share, year by year
2021
0.05%
2022
0.10%
2023
0.21%
2024
0.40%
2025
0.65%

Rooftop solar

56
systems per 100 dwellings
Averaging 6.8 kW each

In postcode 2259, 14,019 rooftop-solar systems totalling 96.1 MW have been installed since 2001, against 25,175 dwellings recorded in the 2021 Census. 1,032 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
911
2020
1,139
2021
1,226
2022
1,127
2023
1,238
2024
1,221
2025
1,022
2026
584

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$4,305
Loan amount
$660,400
Total interest over 30 years
$889,513

12 mortgage brokers are registered in this suburb, 29 across postcode 2259.

Deposit
$165,100
Stamp duty
$31,334
Cash needed at settlement
$196,434

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Dobell

Currently held by Emma Mcbride Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Emma Mcbride 59.4% 40.6% +2.9
2022 Emma Mcbride 56.5% 43.5% -5.0
2019 Emma Mcbride 51.5% 48.5% +3.3

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Wyong District

Currently held by David Harris Labor

Next state election: 13 March 2027.

Year Winner Won with
2023 David Harris ALP 69.8%
2019 David Harris ALP 62.5%
2015 David Harris ALP 58.7%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Tuggerah?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Common questions about Tuggerah

Is Tuggerah a safe place to live?

Recorded crime in Tuggerah is high (99/100, ranked against other NSW suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.

What natural hazards affect Tuggerah?

Tuggerah has a low recorded bushfire history (25/100, ranked against every Australian suburb with any fire history). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Tuggerah a good place to live?

Tuggerah has a SuburbScan Liveability grade of C (37/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Tuggerah?

Tuggerah, NSW had a population of 925 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Tuggerah, NSW?

The postcode for Tuggerah, NSW is 2259.

How far is Tuggerah from Sydney?

Tuggerah is 91 km from Sydney CBD by road, about 75 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Tuggerah?

At the 2021 ABS Census, median household income in Tuggerah was $81,588 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Tuggerah?

The median advertised rent in Tuggerah is $585 a week for houses (3 listings), from rental listings over the last six months.

What is the median age in Tuggerah?

The median age of residents in Tuggerah was 35 at the 2021 ABS Census.

Is Tuggerah at risk of bushfire?

Tuggerah has a low recorded bushfire history (25/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the suburb relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Tuggerah?

There are 2 schools inside the Tuggerah boundary: 1 at similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

Is Tuggerah walkable?

Tuggerah scores 58/100 on the SuburbScan Walkability Score, making it somewhat walkable. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the air quality in Tuggerah?

The nearest government air-quality monitoring station to Tuggerah (Wyong) recorded a 2025 annual mean PM2.5 of 5.1 µg/m³ and PM10 of 14.8 µg/m³. That puts Tuggerah below the Australian NEPM annual standard of 8 µg/m³ but above the stricter WHO guideline of 5 µg/m³.

What is the weather like in Tuggerah?

At the nearest Bureau of Meteorology station to Tuggerah, Norah Head AWS (14.1 km away), summer days average 26.4°C, winter nights 10.6°C, 1,272 mm of rain a year over 104 rainy days, and 3 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Tuggerah?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Tuggerah belong to?

Tuggerah sits within the Central Coast (NSW) local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Tuggerah?

The average residential rates bill through Central Coast (NSW) is $1,409 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Tuggerah?

Across Central Coast (NSW), 1,441 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 66.7% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Tuggerah in?

Tuggerah sits within the federal Division of Dobell, currently held by Emma Mcbride (Australian Labor Party).

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