Topi Topi NSW 2423

Topi Topi is a rural locality in New South Wales, 261 km from Sydney CBD, around 3 hours 10 minutes by car. Population is 53; the median age is 53 and the median household income is $117,000 per year. By household income, education, and employment patterns, it ranks in the middle range nationally. At the 2021 Census, households here paid a median rent of $350 per week and a median monthly mortgage of $2,323. Topi Topi is characterised by high bushfire risk. Walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 53. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

How do you rate the liveability in Topi Topi?

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Median House Price

Q4 2025

Topi Topi's house market is moving higher: the median sale price reached $1.26 million in the December 2025 quarter, about 10% above where it sat a year earlier. That said, only one sale settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level. Zoom out: prices have climbed roughly 171% over the past decade — 10.5% per year on average.

$1,260,000

last 5 quarters
↑ +9.6% year-on-year
↑ +171.0% over 2015–2025 (+10.5%/yr compound)

Based on only 1 sale — small sample, take as indicative.

Short-Stay Rentals

5 active Airbnb listings: 5 whole homes and 0 rooms.

Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months.

Is Topi Topi safe? Crime statistics

2025

Crime in Topi Topi sits in the moderate band, with 2 incidents recorded in 2025.

2 offences

no change since 2024
Harassment & Stalking 1 (50.0%)
Theft 1 (50.0%)

Crime Trend

Serious Road Crashes

2021–2025

1 crash

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Mid-Coast Council has published 38 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 38 on the portal

Schools

No schools in this locality boundary.

Walkability

Topi Topi is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Topi Topi.

15
connectivity score / 100
Bottom 22% in NSW
Most common
Satellite (Sky Muster)
Full-fibre (FTTP) share
0%
Premises covered
20
Technology mix
Satellite (Sky Muster) (SATELLITE) 100%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
None
Sport & Recreation
None
Beaches
None
Waterways
7 in locality
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Mid-Coast: council population

The whole council area, not just Topi Topi · estimated residents
at 30 June 2025
Residents
99,448
+0.7% in a year
Change
+698
people since 2024
Density
9.9
people per km² across the council area
What drove the change
Natural increase
-558
births minus deaths
Net internal migration
+1,068
moves within Australia
Net overseas migration
+188
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
5/10
5/10 within NSW
income, education, jobs and housing together
Economic resources
7/10
6/10 within NSW
income against housing cost and household size
Education and occupation
7/10
6/10 within NSW
qualifications and job type, income excluded

Topi Topi is home to 53 residents, with a median age of 53 — noticeably older than the national figure of 38. Median household income runs at $117,000 a year, with unemployment at 0.0%.

2021 Census · change since 2016

Population

53

no change since 2016

Median Age

53

15.2% since 2016

Median Household Income

$117,000/yr

159.8% since 2016
Top 18% in NSW

Census Median Rent

$350/wk

Census Median Mortgage

$2,323/mo

151.1% since 2016

Avg Household Size

2.4

7.7% since 2016

Median Personal Income

$40,248/yr

68.6% since 2016

Unemployment Rate

0.0%

Unoccupied Dwellings

47.4%

36.8% since 2016

Total Dwellings

19

18.8% since 2016

Owner-Occupier Rate

100.0%

30.7% since 2016

Houses

100.0%

no change since 2016

Rental Stress

15.6%

Mortgage Stress

23.8%

3.3% since 2016

Work From Home

43.5%

175.3% since 2016

Dwelling Types

Houses 19 (100.0%)

Property Ownership

Owned Outright 15 (65.2%)
Mortgage 8 (34.8%)

Demographics

Born in Australia
62.3%
English Spoken at Home
90.6%
Employment Rate
56.3%
15.4% since 2016
Completed Year 12
50.9%

Occupations

Professionals 9 (37.5%)
Managers 9 (37.5%)
Technicians & Trades 3 (12.5%)

Religion

No Religion 27 (50.9%)
Christianity 18 (34.0%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 4 (7.5%)

Age Distribution

5-14 9 (17.0%)
15-19 4 (7.5%)
20-24 4 (7.5%)
25-34 4 (7.5%)
35-44 4 (7.5%)
45-54 13 (24.5%)
55-64 14 (26.4%)
65-74 8 (15.1%)
75-84 6 (11.3%)

Family & Household Composition

Couple Families 7 (100.0%)

Commute to Work

Car (driver) 13 (56.5%)
Worked from Home 10 (43.5%)

Education

Bachelor Degree 11 (20.8%)
Advanced Diploma / Diploma 7 (13.2%)
Postgraduate Degree 5 (9.4%)
Certificate III & IV 5 (9.4%)

Cars per Dwelling

1 car 4 (21.1%)
2 cars 10 (52.6%)

Council Rates

Mid-Coast
FY 2024-25

Households face an average residential rates bill of $1,560 a year through Mid-Coast based on 2024 figures.

Avg residential rate
$1,560/yr
27% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Topi Topi's area by planning zone
2026-09
  • Rural and farming 92%
  • Environmental 5%
  • Infrastructure and transport 3%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Mid-Coast

The whole council area, not just Topi Topi · new residential dwellings
to 2026-08

In the year to August 2026, 743 new dwellings were approved across Mid-Coast. That mix is 672 houses and 71 units. Approvals are up 327.0% on the same period a year earlier.

Trailing 12 months
743dwellings
+327.0% YoY
Houses
672
detached dwellings
Units
71
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Forster Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Setting

Elevation
100 m
above sea level, at the locality centre
Distance to the ocean
15.7 km

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.3%
of light vehicles are electric
Up from 0.10% in 2021
+0.2 points this year

In postcode 2423, 11 of 3,225 registered light vehicles are battery-electric on 31 January 2025. A further 1.4% (44 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.7%.

Electric share, year by year
2021
0.10%
2022
0.09%
2023
0.10%
2024
0.18%
2025
0.34%

Rooftop solar

61
systems per 100 dwellings
Averaging 6.6 kW each

In postcode 2423, 975 rooftop-solar systems totalling 6.5 MW have been installed since 2001, against 1,607 dwellings recorded in the 2021 Census. 57 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
60
2020
71
2021
64
2022
74
2023
69
2024
77
2025
53
2026
37

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

Q4-2025 median
I'm looking for
Deposit
$
%
Monthly repayment
$6,571
Loan amount
$1,008,000
Total interest over 30 years
$1,357,706
Deposit
$252,000
Stamp duty
$50,887
Cash needed at settlement
$302,887

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Lyne

Currently held by Alison Penfold The Nationals

Year Winner 2PP ALP 2PP LNP Swing
2025 Alison Penfold 40.2% 59.8% +4.0
2022 David Gillespie 36.2% 63.8% -1.4
2019 David Gillespie 34.8% 65.2% +3.5

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Myall Lakes District

Currently held by Tanya Thompson The Nationals

Next state election: 13 March 2027.

Year Winner Won with
2023 Tanya Thompson NP 65.8%
2019 Stephen Bromhead NP 59.2%
2015 Stephen Bromhead NP 58.7%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Topi Topi?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Topi Topi to another suburb

Side-by-side stats for any other NSW suburb — type a name and pick one.

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Common questions about Topi Topi

Is Topi Topi a safe place to live?

Recorded crime in Topi Topi is moderate (49/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect Topi Topi?

Topi Topi has a high recorded bushfire history (71/100, ranked against every Australian suburb with any fire history). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Topi Topi?

Topi Topi, NSW had a population of 53 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Topi Topi, NSW?

The postcode for Topi Topi, NSW is 2423.

How far is Topi Topi from Sydney?

Topi Topi is 261 km from Sydney CBD by road, about 191 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Topi Topi?

At the 2021 ABS Census, median household income in Topi Topi was $117,000 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Topi Topi?

There are too few current rental listings in Topi Topi for a reliable median. At the 2021 ABS Census the median weekly rent was $350, across all dwelling types.

What is the median age in Topi Topi?

The median age of residents in Topi Topi was 53 at the 2021 ABS Census.

Is Topi Topi at risk of bushfire?

Topi Topi has a high recorded bushfire history (71/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

What is the median house price in Topi Topi?

The median sale price for houses in Topi Topi was $1,260,000 in the Q4 2025 quarter, based on a small sample of 1 sales — take as indicative.

Is the First Home Owner Grant available in Topi Topi?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Topi Topi belong to?

Topi Topi sits within the Mid-Coast local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Topi Topi?

The average residential rates bill through Mid-Coast is $1,560 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Topi Topi?

Across Mid-Coast, 743 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 327.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Topi Topi in?

Topi Topi sits within the federal Division of Lyne, currently held by Alison Penfold (The Nationals).

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
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