Toormina NSW 2452

Toormina sits 521 km from Sydney CBD in New South Wales, around 5 hours 40 minutes by car. Census data records 6,171 residents with a median age of 45 and a median household income of $55,068 per year. On socioeconomic measures it sits in the bottom 20% nationally. The 2021 Census recorded a median rent of $335 per week and a median monthly mortgage of $1,517. The area shows high crime risk and no recorded bushfire exposure. Of 5 schools within the suburb boundary, 1 ranks above the state average, and walkability is high.

Is Toormina a good suburb?

Toormina scores a C (39/100) on SuburbScan's Liveability grade — strong on transit, weaker on safety and community.

Schools

Mixed results

5 schools · 1 above peer schools

Transit

Very walkable

Walkability 87/100 · 521.3 km · 339 min drive to Sydney

Prices

Around the state median

Median $768K

Safety

High crime risk

Fire 0/100 · Crime 88/100

Community

Highly disadvantaged

SEIFA decile 1/10 · median age 45 · 6,171 residents

C

Liveability Rating

39 / 100 · Ranked #1052 in NSW

Each bar is Toormina's rank among NSW suburbs, from 0 to 100 (higher is better).

Schools quality
44
Some above similar
Safety
49
Bushfire None · Crime High

No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.

Socio-economic
8
Very disadvantaged
Walkability
86
Very walkable
CBD access
12
521.3 km · 339 min drive to Sydney
How it's calculated: Schools rank 44 × 25% + Safety rank 49 × 25% + Socio-economic rank 8 × 25% + Walkability rank 86 × 15% + CBD access rank 12 × 10% = 39 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Toormina?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

39 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

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Median House Price

Public listings data

Toormina's house market is moving higher: the median sale price reached $768,000, roughly 11% above where it sat a year earlier.

Houses

$768,000

last 7 quarters

9% below its 4 neighbours (median $840,000)

↑ +10.7% year-on-year

Based on 93 recorded sales in the last 24 months.

Typically sold in 31 days — median across 27 sales that recorded a listing period

By bedrooms

  • 3 bed 52 sales $733K
  • 4 bed 29 sales $880K

Units

$465,000

last 3 quarters
↑ +12.6% year-on-year

Based on 15 recorded sales in the last 24 months.

Typically sold in 27 days — median across 3 sales that recorded a listing period

By bedrooms

  • 2 bed 13 sales $455K

Currently for Sale

Last 6 months

Houses in Toormina are currently listed at around $799,000 on average. Based on 13 houses listed in the past six months.

$799K

last 2 months
↑ +8.4% vs previous 6 months from $737K
Since 2021: $724K → $740K (+2%)

13 houses listed in the last 6 months.

14 of the suburb's 2,493 dwellings (0.6%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in Toormina rent for around $672 a week on average, based on 10 houses listed for rent in the past six months.

Houses

$672/wk

3% above its 3 neighbours (median $650/wk)

↑ +1.8% vs previous 6 months from $660/wk
Since 2021: $495/wk → $660/wk (+33%)

10 houses advertised for rent in the last 6 months.

Units

$400/wk

3 units advertised for rent in the last 6 months.

13 rentals advertised against an estimated 917 rented homes (1.4%) in the last 6 months.

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$690/wk
24 bonds
+31% since 2021
2-bed units
$510/wk
24 bonds
+38% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2452 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

91 Unaffordable · the average rental household in this region would pay about 33% of its income on the median rent in postcode 2452.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
4.4% above the typical range
Top 12% in NSW

$672/week ($35,000 a year) on a $799,000 median

Not enough unit sales and rentals in the window to calculate a yield.

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Short-Stay Rentals

12 active Airbnb listings: 12 whole homes and 0 rooms. Whole homes are about 0.5% of the suburb's homes.

Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.

Is Toormina safe? Crime statistics

2025

Crime in Toormina sits in the high band, with 602 incidents recorded in 2025 — down roughly 15% on the prior year.

602 offences

14.6% since 2024
Theft 174 (28.9%)
Assault 139 (23.1%)
Harassment & Stalking 105 (17.4%)
Property Damage 82 (13.6%)
Sexual Offences 31 (5.1%)
Disorderly Conduct 26 (4.3%)
Weapons Offences 21 (3.5%)
Drug Offences 16 (2.7%)
Other Offences Against Person 3 (0.5%)
Abduction & Kidnapping 2 (0.3%)
Arson 2 (0.3%)
Robbery 1 (0.2%)

Crime Trend

Serious Road Crashes

2021–2025

17 crashes

where someone was killed or admitted to hospital, 1 of them fatal

Where they happened

Sawtell Road 5 (29.4%)

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Coffs Harbour City Council has published 13 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 13 on the portal

Schools

Five schools serve Toormina, and results are mixed — some outperforming peer-suburb schools, some below. Coffs Harbour Bible Church School leads the pack.

38
out of 100
Weak
5 schools in this suburb
1 above similar · 1 at similar · 3 below similar
  • • 1,599 students across 5 schools (avg 320)
  • • Sectors: 3 Government, 1 Independent, 1 Catholic
  • • ICSEA 812-1052, median 941 (below the national baseline of 1000)
  • • Largest: Toormina High School (739 students)

Primary

Catholic · K-6 · 490 students
ICSEA 1052 (higher than 69% of Australian schools) · 24% top-SEA students
Below similar
Government · K-6 · 174 students
ICSEA 922 (higher than 16% of Australian schools) · 4% top-SEA students
Below similar
Government · K-6 · 159 students
ICSEA 812 (higher than 3% of Australian schools) · 4% top-SEA students
Below similar

Secondary

Government · 7-12 · 739 students
ICSEA 941 (higher than 22% of Australian schools) · 9% top-SEA students
At similar

Combined

Independent · K-10 · 37 students
ICSEA 1021 (higher than 56% of Australian schools) · 23% top-SEA students
Above similar

Walkability

Toormina is very walkable on foot — at 87/100, most daily errands can be done on foot.

87
out of 100
Very Walkable
Top 5% in NSW
Public Transport within 1 km 86
Schools within 1.5 km 100
Parks within 800 m 100
Supermarkets within 1 km 100
GPs within 1 km 60
Pharmacies within 1 km 60
Childcare within 1 km 100
Hospitals within 5 km 60

Public transport

Weekday and weekend service frequency across every stop inside Toormina.

78
out of 100
Bus
Peak (7-9am + 5-7pm)
99.5 arrivals/hr
Off-peak weekday
63.3 arrivals/hr
Saturday
19.8 arrivals/hr
Median peak wait
0 min
Span of service
17.6 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Toormina.

99
connectivity score / 100
Top 2% in NSW
Most common
Fibre to the premises
Full-fibre (FTTP) share
96%
Premises covered
3,285
Technology mix
Fibre to the premises (FTTP) 96%
Fibre to the building (FTTB) 4%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
3 in suburb
Shopping Centres
1 in suburb
Cafes & Restaurants
1 in suburb
Parks & Reserves
12 in suburb
Sport & Recreation
5 in suburb
Beaches
None
Waterways
None
Childcare
7 in suburb
GPs
1 in suburb
Pharmacies
1 in suburb
Hospitals
None
Police Stations
None
Banks & Bank@Post
2 in suburb
Fuel Stations
1 in suburb
EV Chargers
None
Pubs & Bars
1 in suburb
Arts & Culture
None
Places of Worship
None

Coffs Harbour: council population

The whole council area, not just Toormina · estimated residents
at 30 June 2025
Residents
82,109
+0.7% in a year
Change
+580
people since 2024
Density
70
people per km² across the council area
What drove the change
Natural increase
+94
births minus deaths
Net internal migration
+53
moves within Australia
Net overseas migration
+433
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
1/10
1/10 within NSW
income, education, jobs and housing together
Economic resources
1/10
1/10 within NSW
income against housing cost and household size
Education and occupation
1/10
1/10 within NSW
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 18 small areas inside this suburb and averages them into the single decile above. They fall into 4 different deciles — a wide range, so parts of this suburb rank well above the average and parts well below it.

Toormina is home to about 6,200 residents, with a median age of 45, a touch above the national 38. Median household income runs at $55,000 a year, with unemployment at 6.6%.

2021 Census · change since 2016

Population

6,171

0.3% since 2016

Median Age

45

2.3% since 2016

Median Household Income

$55,068/yr

20.9% since 2016
Bottom 15% in NSW

Census Median Rent

$335/wk

19.6% since 2016

Census Median Mortgage

$1,517/mo

3.0% since 2016

Avg Household Size

2.3

no change since 2016

Median Personal Income

$30,680/yr

20.2% since 2016

Unemployment Rate

6.6%

40.5% since 2016

Unoccupied Dwellings

5.5%

25.7% since 2016

Total Dwellings

2,493

1.1% since 2016

Owner-Occupier Rate

63.2%

4.5% since 2016

Houses

65.1%

5.0% since 2016

Rental Stress

31.6%

1.2% since 2016

Mortgage Stress

33.1%

14.7% since 2016

Work From Home

8.1%

153.1% since 2016

Dwelling Types

Houses 1,624 (65.1%)
Townhouses 583 (23.4%)
Flats / Apartments 286 (11.5%)

Property Ownership

Renting 836 (36.8%)
Owned Outright 746 (32.8%)
Mortgage 689 (30.3%)
Of those rentals, social housing 218 (26.1%)

157 rented from a state or territory housing authority and 61 from a community housing provider, as a share of the 836 rented dwellings above — not of all dwellings.

Demographics

Born in Australia
81.0%
English Spoken at Home
87.7%
Employment Rate
45.4%
6.3% since 2016
Completed Year 12
28.7%

Occupations

Community & Personal Service 392 (16.9%)
Labourers 344 (14.8%)
Professionals 338 (14.6%)
Technicians & Trades 309 (13.3%)
Clerical & Administrative 266 (11.5%)
Sales 262 (11.3%)
Managers 207 (8.9%)
Machinery Operators & Drivers 151 (6.5%)

Religion

Christianity 2,880 (46.7%)
No Religion 2,515 (40.8%)
Other Religions 66 (1.1%)
Buddhism 58 (0.9%)
Sikhism 34 (0.6%)
Hinduism 19 (0.3%)
Islam 4 (0.1%)
Judaism 3 (0.0%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 201 (3.3%)
New Zealand 68 (1.1%)
Philippines 67 (1.1%)
India 40 (0.6%)
Germany 25 (0.4%)
Netherlands 24 (0.4%)
Scotland 20 (0.3%)
Ireland 19 (0.3%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 81 (1.3%)
2011-2015 58 (0.9%)
2001-2010 102 (1.7%)
1991-2000 46 (0.7%)
1981-1990 74 (1.2%)
Before 1981 300 (4.9%)

81 residents (1.3%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

3.3% of residents (195) lived in a capital city five years earlier, most of them in Sydney (124).

Overseas 102 (1.7%)
New England and North West 71 (1.2%)
Mid North Coast 70 (1.2%)

Top places newcomers came from, as a share of the 5,868 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Punjabi 19 (0.3%)
Thai 13 (0.2%)
Mandarin 12 (0.2%)
German 9 (0.1%)
French 7 (0.1%)
Spanish 5 (0.1%)
Arabic 4 (0.1%)
Italian 4 (0.1%)

Age Distribution

0-4 303 (4.9%)
5-14 769 (12.5%)
15-19 329 (5.3%)
20-24 301 (4.9%)
25-34 667 (10.8%)
35-44 666 (10.8%)
45-54 698 (11.3%)
55-64 774 (12.5%)
65-74 724 (11.7%)
75-84 594 (9.6%)
85+ 336 (5.4%)

Family & Household Composition

Lone Person 866 (45.7%)
Couple Families 482 (25.5%)
One Parent Families 428 (22.6%)
Group Household 82 (4.3%)
Other Families 35 (1.8%)

Commute to Work

Car (driver) 1,584 (80.5%)
Worked from Home 159 (8.1%)
Car (passenger) 134 (6.8%)
Walked Only 65 (3.3%)
Bus 16 (0.8%)
Bicycle 10 (0.5%)

1% of employed residents work in a capital's city centre (15 of 2,317).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Certificate III & IV 1,097 (17.8%)
Bachelor Degree 472 (7.6%)
Advanced Diploma / Diploma 390 (6.3%)
Postgraduate Degree 92 (1.5%)
Graduate Diploma / Certificate 73 (1.2%)

Cars per Dwelling

0 cars 195 (8.0%)
1 car 1,139 (46.7%)
2 cars 770 (31.6%)
3 cars 227 (9.3%)
4+ cars 108 (4.4%)

Council Rates

Coffs Harbour
FY 2024-25

Households face an average residential rates bill of $1,437 a year through Coffs Harbour based on 2024 figures.

Avg residential rate
$1,437/yr
17% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Toormina's area by planning zone
2026-09
  • Residential 51%
  • Parks and recreation 28%
  • Industrial 9%
  • Infrastructure and transport 6%
  • Environmental 4%
  • Commercial 2%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Coffs Harbour

The whole council area, not just Toormina · new residential dwellings
to 2026-08

In the year to August 2026, 356 new dwellings were approved across Coffs Harbour. That mix is 208 houses and 148 units. Approvals are up 61.0% on the same period a year earlier.

Trailing 12 months
356dwellings
+61.0% YoY
Houses
208
detached dwellings
Units
148
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Coffs Harbour Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Air Quality

CLEAN

PM2.5 averaged 4.3 µg/m³ in 2025 — below the WHO 2021 annual guideline (5 µg/m³). 1 day exceeded the daily threshold of 25 µg/m³.

PM10 averaged 10.8 µg/m³ · NO₂ averaged 0.22 pphm. Days over the limit in 2025: PM10 0 · NO₂ 0 · ozone 0.

From the Coffs Harbour monitoring station, 6.9 km away.

Climate & Setting

from Lower Bucca, 21.5 km

High rainfall.

Elevation
11 m
above sea level, at the suburb centre
Distance to the ocean
1.7 km
1.9 km to a named beach
Annual rainfall
1,827 mm
115 rainy days
Summer max (Jan)
—
Winter min (Jul)
—

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

3 facilities within 5 km

EV adoption

0.4%
of light vehicles are electric
Up from 0.00% in 2021
+0.1 points this year

In postcode 2452, 40 of 10,781 registered light vehicles are battery-electric on 31 January 2025. A further 2.0% (219 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.4%.

Electric share, year by year
2021
0.00%
2022
0.04%
2023
0.13%
2024
0.24%
2025
0.37%

Rooftop solar

49
systems per 100 dwellings
Averaging 5.8 kW each

In postcode 2452, 3,219 rooftop-solar systems totalling 18.7 MW have been installed since 2001, against 6,556 dwellings recorded in the 2021 Census. 139 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
234
2020
428
2021
255
2022
312
2023
237
2024
176
2025
140
2026
74

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$4,005
Loan amount
$614,400
Total interest over 30 years
$827,554

3 mortgage brokers are registered in postcode 2452.

Deposit
$153,600
Stamp duty
$28,747
Cash needed at settlement
$182,347

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Cowper

Currently held by Pat Conaghan The Nationals

Year Winner 2PP ALP 2PP LNP Swing
2025 Pat Conaghan 40.9% 59.1% +0.5
2022 Pat Conaghan 40.5% 59.5% -2.4
2019 Pat Conaghan 38.1% 61.9% -0.7

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Coffs Harbour District

Currently held by Gurmesh Singh The Nationals

Next state election: 13 March 2027.

Year Winner Won with
2023 Gurmesh Singh NP 63.2%
2019 Gurmesh Singh NP 60.3%
2015 Andrew Fraser NP 64.3%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Toormina?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Common questions about Toormina

Is Toormina a safe place to live?

Recorded crime in Toormina is high (88/100, ranked against other NSW suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.

What natural hazards affect Toormina?

Toormina has no recorded bushfire history. These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Toormina a good place to live?

Toormina has a SuburbScan Liveability grade of C (39/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Toormina?

Toormina, NSW had a population of 6,171 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Toormina, NSW?

The postcode for Toormina, NSW is 2452.

How far is Toormina from Sydney?

Toormina is 521 km from Sydney CBD by road, about 339 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Toormina?

At the 2021 ABS Census, median household income in Toormina was $55,068 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Toormina?

The median advertised rent in Toormina is $672 a week for houses (10 listings) and $400 a week for units (3 listings), from rental listings over the last six months.

What is the median age in Toormina?

The median age of residents in Toormina was 45 at the 2021 ABS Census.

How are the schools in Toormina?

There are 5 schools inside the Toormina boundary: 1 above, 1 at, and 3 below similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

Is Toormina walkable?

Toormina scores 87/100 on the SuburbScan Walkability Score, making it very walkable. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the air quality in Toormina?

The nearest government air-quality monitoring station to Toormina (Coffs Harbour) recorded a 2025 annual mean PM2.5 of 4.3 µg/m³ and PM10 of 10.8 µg/m³. That puts Toormina below the WHO annual guideline of 5 µg/m³.

What is the weather like in Toormina?

At the nearest Bureau of Meteorology station to Toormina, Lower Bucca (21.5 km away), 1,827 mm of rain a year over 115 rainy days over 2006-2026.

Is the First Home Owner Grant available in Toormina?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Toormina belong to?

Toormina sits within the Coffs Harbour local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Toormina?

The average residential rates bill through Coffs Harbour is $1,437 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Toormina?

Across Coffs Harbour, 356 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 61.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Toormina in?

Toormina sits within the federal Division of Cowper, currently held by Pat Conaghan (The Nationals).

Search another suburb or address

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Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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