Tol Tol VIC 3549

Tol Tol is a rural locality in Victoria, 464 km from Melbourne CBD, around 5 hours 25 minutes by car. Population is 175; the median age is 35 and the median household income is $111,592 per year. By household income, education, and employment patterns, it ranks in the bottom 20% nationally. The locality grew 23.2% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $260 per week and a median monthly mortgage of $1,050. Tol Tol is characterised by high flood risk and high crime risk. Walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 175. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

How do you rate the liveability in Tol Tol?

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Is Tol Tol safe? Crime statistics

2026

Crime in Tol Tol sits in the moderate band, with 8 incidents recorded in 2026.

8 offences

no change since 2025
Theft 5 (62.5%)
Assault 1 (12.5%)
Arson 1 (12.5%)
Break & Enter 1 (12.5%)

Crime Trend

Serious Road Crashes

2021–2025

No crash in Tol Tol killed anyone or put anyone in hospital in 2021–2025.

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

No schools in this locality boundary.

Walkability

Tol Tol is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Tol Tol.

30
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
0%
Premises covered
76
Technology mix
Fixed wireless (WIRELESS) 99%
Satellite (Sky Muster) (SATELLITE) 1%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
2 in locality
Sport & Recreation
None
Beaches
None
Waterways
1 in locality
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Swan Hill: council population

The whole council area, not just Tol Tol · estimated residents
at 30 June 2025
Residents
20,962
+0.1% in a year
Change
+31
people since 2024
Density
3.4
people per km² across the council area
What drove the change
Natural increase
+132
births minus deaths
Net internal migration
-249
moves within Australia
Net overseas migration
+148
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
2/10
1/10 within VIC
income, education, jobs and housing together
Economic resources
7/10
6/10 within VIC
income against housing cost and household size
Education and occupation
2/10
1/10 within VIC
qualifications and job type, income excluded

Tol Tol is home to 175 residents, with a median age of 35, broadly in line with the national figure. Median household income runs at $112,000 a year, with unemployment at 4.5%.

2021 Census · change since 2016

Population

175

23.2% since 2016

Median Age

35

12.5% since 2016

Median Household Income

$111,592/yr

28.8% since 2016
Top 16% in VIC

Census Median Rent

$260/wk

73.3% since 2016

Census Median Mortgage

$1,050/mo

5.3% since 2016

Avg Household Size

3.3

26.9% since 2016

Median Personal Income

$33,644/yr

0.6% since 2016

Unemployment Rate

4.5%

65.4% since 2016

Unoccupied Dwellings

0.0%

Total Dwellings

51

21.4% since 2016

Owner-Occupier Rate

73.2%

9.9% since 2016

Houses

92.2%

3.2% since 2016

Rental Stress

12.1%

34.4% since 2016

Mortgage Stress

11.3%

18.1% since 2016

Work From Home

9.2%

10.8% since 2016

Dwelling Types

Houses 47 (92.2%)
Flats / Apartments 4 (7.8%)

Property Ownership

Owned Outright 18 (43.9%)
Mortgage 12 (29.3%)
Renting 11 (26.8%)

Demographics

Born in Australia
71.4%
English Spoken at Home
71.4%
Employment Rate
67.2%
20.9% since 2016
Completed Year 12
21.1%

Occupations

Labourers 27 (31.0%)
Managers 23 (26.4%)
Machinery Operators & Drivers 13 (14.9%)
Clerical & Administrative 12 (13.8%)
Technicians & Trades 9 (10.3%)
Professionals 4 (4.6%)

Religion

Christianity 104 (59.4%)
No Religion 33 (18.9%)
Buddhism 30 (17.1%)
Islam 5 (2.9%)
Sikhism 5 (2.9%)
Other Religions 5 (2.9%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

Malaysia 26 (14.9%)
India 5 (2.9%)
Thailand 3 (1.7%)
Fiji 3 (1.7%)

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Mandarin 10 (5.7%)
Cantonese 3 (1.7%)

Age Distribution

0-4 14 (8.0%)
5-14 31 (17.7%)
15-19 13 (7.4%)
20-24 11 (6.3%)
25-34 28 (16.0%)
35-44 33 (18.9%)
45-54 17 (9.7%)
55-64 21 (12.0%)
65-74 10 (5.7%)

Family & Household Composition

Couple Families 30 (81.1%)
Lone Person 4 (10.8%)
Group Household 3 (8.1%)

Commute to Work

Car (driver) 61 (70.1%)
Car (passenger) 10 (11.5%)
Worked from Home 8 (9.2%)
Walked Only 5 (5.7%)
Bus 3 (3.4%)

Education

Certificate III & IV 22 (12.6%)
Advanced Diploma / Diploma 9 (5.1%)
Bachelor Degree 8 (4.6%)
Graduate Diploma / Certificate 3 (1.7%)

Cars per Dwelling

1 car 4 (8.3%)
2 cars 24 (50.0%)
3 cars 12 (25.0%)
4+ cars 10 (20.8%)

Council Rates

Swan Hill
FY 2024-25

Households face an average residential rates bill of $2,333 a year through Swan Hill based on 2024 figures.

Avg residential rate
$2,333/yr
20% above the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.481¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Tol Tol's area by planning zone
2026-09
  • Rural and farming 69%
  • Parks and recreation 24%
  • Infrastructure and transport 7%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Swan Hill

The whole council area, not just Tol Tol · new residential dwellings
to 2026-08

In the year to August 2026, 91 new dwellings were approved across Swan Hill. That mix is 87 houses and 4 units. Approvals are down 85.7% on the same period a year earlier.

Trailing 12 months
91dwellings
-85.7% YoY
Houses
87
detached dwellings
Units
4
townhouses + apartments

Aboriginal Cultural Heritage

No Registered Aboriginal Party is appointed for this area. About an eighth of Victoria, mostly in the north-east, has no appointment; that is a fact about the register rather than about the Country.

Setting

Elevation
65 m
above sea level, at the locality centre

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

1 facility within 5 km

EV adoption

0.1%
of light vehicles are electric
Up from 0.00% in 2021
+0.1 points this year
Bottom 1% in VIC

In postcode 3549, 3 of 4,476 registered light vehicles are battery-electric on 31 January 2025. A further 1.2% (54 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.3%.

Electric share, year by year
2021
0.00%
2022
0.00%
2023
0.00%
2024
0.00%
2025
0.07%

Rooftop solar

49
systems per 100 dwellings
Averaging 16.0 kW each

In postcode 3549, 625 rooftop-solar systems totalling 10.0 MW have been installed since 2001, against 1,278 dwellings recorded in the 2021 Census. 32 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
43
2020
106
2021
56
2022
81
2023
42
2024
52
2025
34
2026
8

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

0 first-home grants were paid in postcode 3549 in 2025-26. The most was 38, in 2000-01.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Federal Electorate

Division of Mallee

Currently held by Anne Webster The Nationals

Year Winner 2PP ALP 2PP LNP Swing
2025 Anne Webster 31.0% 69.0% -0.1
2022 Anne Webster 31.0% 69.0% +3.3
2019 Anne Webster 33.8% 66.2% -3.6

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Mildura District

Currently held by Jade Benham The Nationals

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Jade Benham NP 51.2% 35.9% 64.1%
2018 Ali Cupper IND 50.3% 44.4% 55.6%
2014 Peter Crisp NP 52.0% 29.8% 70.2%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Tol Tol?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Tol Tol to another suburb

Side-by-side stats for any other VIC suburb — type a name and pick one.

Or jump straight to a nearby comparison:

Common questions about Tol Tol

Is Tol Tol a safe place to live?

Recorded crime in Tol Tol is moderate (63/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect Tol Tol?

Tol Tol has a low recorded bushfire history (17/100, ranked against every Australian suburb with any fire history). Flood overlays cover a high share of it (83/100). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Tol Tol?

Tol Tol, VIC had a population of 175 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Tol Tol, VIC?

The postcode for Tol Tol, VIC is 3549.

How far is Tol Tol from Melbourne?

Tol Tol is 464 km from Melbourne CBD by road, about 325 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Tol Tol?

At the 2021 ABS Census, median household income in Tol Tol was $111,592 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Tol Tol?

There are too few current rental listings in Tol Tol for a reliable median. At the 2021 ABS Census the median weekly rent was $260, across all dwelling types.

What is the median age in Tol Tol?

The median age of residents in Tol Tol was 35 at the 2021 ABS Census.

Is Tol Tol at risk of bushfire?

Tol Tol has a low recorded bushfire history (17/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

Is the First Home Owner Grant available in Tol Tol?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Tol Tol belong to?

Tol Tol sits within the Swan Hill local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Tol Tol?

The average residential rates bill through Swan Hill is $2,333 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Tol Tol?

Across Swan Hill, 91 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 85.7% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Tol Tol in?

Tol Tol sits within the federal Division of Mallee, currently held by Anne Webster (The Nationals).

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