Thurgoona NSW 2640

Thurgoona is a suburb in New South Wales, 548 km from Sydney CBD, around 5 hours 35 minutes by car. Population is 11,028; the median age is 34 and the median household income is $101,556 per year. By household income, education, and employment patterns, it ranks in the top 40% nationally. The suburb grew 27.4% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $360 per week and a median monthly mortgage of $1,625. 3 schools sit within the suburb boundary, and walkability is low.

Is Thurgoona a good suburb?

Thurgoona scores a C (37/100) on SuburbScan's Liveability grade — strong on prices and community, weaker on schools.

Schools

Below the state average

3 schools

Transit

Some car dependence

Walkability 37/100 · 548.3 km · 336 min drive to Sydney

Prices

More affordable than most

Median $749K · More affordable than 85% of NSW

Safety

Moderate crime risk

Fire 32/100 · Crime 51/100

Community

Advantaged

SEIFA decile 7/10 · median age 34 · 11,028 residents

C

Liveability Rating

37 / 100 · Ranked #1102 in NSW

Each bar is Thurgoona's rank among NSW suburbs, from 0 to 100 (higher is better).

Schools quality
17
Few above similar
Safety
54
Bushfire Low · Crime Moderate

No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.

Socio-economic
52
Advantaged
Walkability
38
Car-dependent
CBD access
10
548.3 km · 336 min drive to Sydney
How it's calculated: Schools rank 17 × 25% + Safety rank 54 × 25% + Socio-economic rank 52 × 25% + Walkability rank 38 × 15% + CBD access rank 10 × 10% = 37 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Thurgoona?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

37 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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Median House Price

Public listings data

Thurgoona's house market is moving higher: the median sale price reached $749,000, about 9% above where it sat a year earlier.

Houses

$749,000

last 8 quarters

21% above its 7 neighbours (median $620,100)

↑ +8.8% year-on-year

Based on 273 recorded sales in the last 24 months.

Typically sold in 29 days — median across 127 sales that recorded a listing period

By bedrooms

  • 3 bed 82 sales $674K
  • 4 bed 177 sales $790K
  • 5 bed 11 sales $1.05M

Land

$652,600

last 4 quarters
↓ −16.3% year-on-year

Based on 26 recorded sales in the last 24 months.

Typically sold in 39 days — median across 12 sales that recorded a listing period

Currently for Sale

Last 6 months

Houses in Thurgoona are currently listed at around $849,000 on average. Based on 85 houses listed in the past six months.

Houses

$849K

last 4 months
↑ +9.2% vs previous 6 months from $777K
Since 2022: $654K → $824K (+26%)

85 houses listed in the last 6 months.

Units

$153K

3 units listed in the last 6 months.

88 of the suburb's 3,772 dwellings (2.3%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in Thurgoona rent for around $628 a week on average, based on 116 houses listed for rent in the past six months.

$628/wk

last 6 months

17% above its 4 neighbours (median $535/wk)

↑ +1.3% vs previous 6 months from $620/wk
Since 2021: $430/wk → $635/wk (+48%)

116 houses advertised for rent in the last 6 months.

117 rentals advertised against an estimated 969 rented homes (12.1%) in the last 6 months.

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$530/wk
143 bonds
+40% since 2021
2-bed units
$400/wk
54 bonds
+48% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2640 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

114 Moderately unaffordable · the average rental household in this region would pay about 26% of its income on the median rent in postcode 2640.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
3.8% around the typical range

$628/week ($33,000 a year) on a $849,000 median

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Is Thurgoona safe? Crime statistics

2025

Crime in Thurgoona sits in the moderate band, with 364 incidents recorded in 2025 — down roughly 14% on the prior year.

364 offences

13.7% since 2024
Theft 134 (36.8%)
Assault 59 (16.2%)
Harassment & Stalking 55 (15.1%)
Property Damage 42 (11.5%)
Sexual Offences 33 (9.1%)
Drug Offences 19 (5.2%)
Weapons Offences 10 (2.7%)
Disorderly Conduct 9 (2.5%)
Arson 2 (0.5%)
Robbery 1 (0.3%)

Crime Trend

Serious Road Crashes

2021–2025

14 crashes

where someone was killed or admitted to hospital, 3 of them fatal

Where they happened

Riverina Highway 4 (28.6%)
Elizabeth Mitchell Drive 3 (21.4%)
Thurgoona Drive 3 (21.4%)

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Albury City Council has published 9 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 9 on the portal

Schools

Three schools serve Thurgoona, and the cohort is trailing peer-suburb performance.

33
out of 100
Weak
3 schools in this suburb
1 at similar · 2 below similar
  • • 2,292 students across 3 schools (avg 764)
  • • Sectors: 2 Independent, 1 Government
  • • ICSEA 990-1102, median 1046 (above the national baseline of 1000)
  • • Largest: Trinity Anglican College - Albury (1,441 students)

Primary

Government · K-6 · 573 students
ICSEA 990 (higher than 42% of Australian schools) · 11% top-SEA students
Below similar

Combined

Independent · K-12 · 278 students
ICSEA 1046 (higher than 67% of Australian schools) · 23% top-SEA students
At similar
Independent · K-12 · 1,441 students
ICSEA 1102 (higher than 85% of Australian schools) · 41% top-SEA students
Below similar

Walkability

Thurgoona is car-dependent on foot — at 37/100, most errands require a car.

37
out of 100
Car-Dependent
Top 22% in NSW
Public Transport within 1 km 72
Schools within 1.5 km 60
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 80
Hospitals within 5 km 0

Public transport

Weekday and weekend service frequency across every stop inside Thurgoona.

73
out of 100
Bus
Peak (7-9am + 5-7pm)
37.0 arrivals/hr
Off-peak weekday
26.0 arrivals/hr
Saturday
29.2 arrivals/hr
Median peak wait
1 min
Span of service
13.1 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Thurgoona.

79
connectivity score / 100
Top 11% in NSW
Most common
Fibre to the premises
Full-fibre (FTTP) share
64%
Premises covered
5,410
Technology mix
Fibre to the premises (FTTP) 64%
Fibre to the node (FTTN) 31%
Fixed wireless (WIRELESS) 5%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
2 in suburb
Shopping Centres
1 in suburb
Cafes & Restaurants
1 in suburb
Parks & Reserves
6 in suburb
Sport & Recreation
7 in suburb
Beaches
None
Waterways
10 in suburb
Childcare
7 in suburb
GPs
2 in suburb
Pharmacies
1 in suburb
Hospitals
None
Police Stations
None
Banks & Bank@Post
1 in suburb
Fuel Stations
None
EV Chargers
None
Pubs & Bars
1 in suburb
Arts & Culture
None
Places of Worship
4 in suburb

Albury: council population

The whole council area, not just Thurgoona · estimated residents
at 30 June 2025
Residents
59,538
+1.3% in a year
Change
+770
people since 2024
Density
195
people per km² across the council area
What drove the change
Natural increase
+201
births minus deaths
Net internal migration
+335
moves within Australia
Net overseas migration
+234
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
7/10
6/10 within NSW
income, education, jobs and housing together
Economic resources
7/10
6/10 within NSW
income against housing cost and household size
Education and occupation
6/10
6/10 within NSW
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 27 small areas inside this suburb and averages them into the single decile above. They fall into 7 different deciles — a wide range, so parts of this suburb rank well above the average and parts well below it.

Thurgoona is home to about 11,000 residents, with a median age of 34, broadly in line with the national figure. Median household income runs at $102,000 a year, with unemployment at 3.5%.

2021 Census · change since 2016

Population

11,028

27.4% since 2016

Median Age

34

6.2% since 2016

Median Household Income

$101,556/yr

20.7% since 2016

Census Median Rent

$360/wk

12.5% since 2016

Census Median Mortgage

$1,625/mo

3.8% since 2016

Avg Household Size

2.8

3.4% since 2016

Median Personal Income

$47,112/yr

25.7% since 2016

Unemployment Rate

3.5%

28.6% since 2016

Unoccupied Dwellings

5.2%

41.6% since 2016

Total Dwellings

3,772

36.6% since 2016

Owner-Occupier Rate

74.3%

1.0% since 2016

Houses

96.9%

0.6% since 2016

Rental Stress

18.4%

7.1% since 2016

Mortgage Stress

19.2%

20.3% since 2016

Work From Home

10.3%

255.2% since 2016

Dwelling Types

Houses 3,654 (96.9%)
Townhouses 63 (1.7%)
Flats / Apartments 55 (1.5%)

Property Ownership

Mortgage 1,743 (48.0%)
Owned Outright 956 (26.3%)
Renting 932 (25.7%)
Of those rentals, social housing 36 (3.9%)

25 rented from a state or territory housing authority and 11 from a community housing provider, as a share of the 932 rented dwellings above — not of all dwellings.

Demographics

Born in Australia
85.9%
English Spoken at Home
89.4%
Employment Rate
67%
2.6% since 2016
Completed Year 12
40.1%

Occupations

Professionals 1,271 (22.6%)
Technicians & Trades 839 (14.9%)
Community & Personal Service 776 (13.8%)
Clerical & Administrative 730 (13.0%)
Managers 640 (11.4%)
Sales 527 (9.4%)
Labourers 428 (7.6%)
Machinery Operators & Drivers 338 (6.0%)

Religion

Christianity 5,536 (50.2%)
No Religion 4,487 (40.7%)
Hinduism 214 (1.9%)
Buddhism 105 (1.0%)
Other Religions 87 (0.8%)
Sikhism 66 (0.6%)
Islam 17 (0.2%)
Judaism 10 (0.1%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 234 (2.1%)
India 129 (1.2%)
New Zealand 123 (1.1%)
Philippines 75 (0.7%)
South Africa 50 (0.5%)
Nepal 42 (0.4%)
China 41 (0.4%)
Germany 35 (0.3%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 148 (1.3%)
2011-2015 194 (1.8%)
2001-2010 313 (2.8%)
1991-2000 99 (0.9%)
1981-1990 123 (1.1%)
Before 1981 316 (2.9%)

148 residents (1.3%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

7.7% of residents (775) lived in a capital city five years earlier, most of them in Sydney (291).

Hume 445 (4.4%)
Riverina 206 (2.0%)
Overseas 133 (1.3%)

Top places newcomers came from, as a share of the 10,125 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Punjabi 34 (0.3%)
Mandarin 30 (0.3%)
Spanish 20 (0.2%)
Hindi 12 (0.1%)
Sinhalese 10 (0.1%)
German 10 (0.1%)
Polish 7 (0.1%)
Italian 6 (0.1%)

Age Distribution

0-4 903 (8.2%)
5-14 1,751 (15.9%)
15-19 654 (5.9%)
20-24 709 (6.4%)
25-34 1,579 (14.3%)
35-44 1,543 (14.0%)
45-54 1,289 (11.7%)
55-64 1,077 (9.8%)
65-74 910 (8.3%)
75-84 511 (4.6%)
85+ 107 (1.0%)

Family & Household Composition

Couple Families 1,505 (55.4%)
Lone Person 648 (23.8%)
One Parent Families 409 (15.0%)
Group Household 126 (4.6%)
Other Families 30 (1.1%)

Commute to Work

Car (driver) 4,113 (83.8%)
Worked from Home 507 (10.3%)
Car (passenger) 204 (4.2%)
Walked Only 51 (1.0%)
Bicycle 19 (0.4%)
Bus 8 (0.2%)
Train 4 (0.1%)

Education

Certificate III & IV 1,924 (17.4%)
Bachelor Degree 1,302 (11.8%)
Advanced Diploma / Diploma 809 (7.3%)
Postgraduate Degree 291 (2.6%)
Graduate Diploma / Certificate 248 (2.2%)

Cars per Dwelling

0 cars 69 (1.8%)
1 car 1,064 (28.5%)
2 cars 1,783 (47.7%)
3 cars 555 (14.8%)
4+ cars 272 (7.3%)

Council Rates

Albury
FY 2024-25

Households face an average residential rates bill of $1,574 a year through Albury based on 2024 figures.

Avg residential rate
$1,574/yr
28% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Thurgoona's area by planning zone
2026-09
  • Residential 35%
  • Environmental 23%
  • Rural and farming 22%
  • Infrastructure and transport 9%
  • Industrial 6%
  • Parks and recreation 4%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Albury

The whole council area, not just Thurgoona · new residential dwellings
to 2026-08

In the year to August 2026, 423 new dwellings were approved across Albury. That mix is 361 houses and 62 units. Approvals are up 14.3% on the same period a year earlier.

Trailing 12 months
423dwellings
+14.3% YoY
Houses
361
detached dwellings
Units
62
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Albury And District Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Air Quality

MODERATE

PM2.5 averaged 7.3 µg/m³ in 2025 — below Australia's NEPM annual standard (8 µg/m³), slightly above the stricter WHO guideline (5 µg/m³). 2 days exceeded the daily threshold of 25 µg/m³.

PM10 averaged 18.1 µg/m³ · NO₂ averaged 0.64 pphm. Days over the limit in 2025: PM10 2 · NO₂ 0 · ozone 0.

From the Albury monitoring station, 4.6 km away.

Climate & Setting

from Albury Airport, 3.6 km

Moderate rainfall — hot summers, cool winters.

Elevation
188 m
above sea level, at the suburb centre
Near high-voltage lines
4.9% of addresses
324 within 100 m of an overhead line of 110 kV or more
Annual rainfall
645 mm
74 rainy days
Summer max (Jan)
33.3°C
Winter min (Jul)
2.5°C

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

3 facilities within 5 km

EV adoption

0.6%
of light vehicles are electric
Up from 0.05% in 2021
+0.2 points this year

In postcode 2640, 190 of 30,212 registered light vehicles are battery-electric on 31 January 2025. A further 3.4% (1,038 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 4.1%.

Electric share, year by year
2021
0.05%
2022
0.09%
2023
0.23%
2024
0.45%
2025
0.63%

Rooftop solar

54
systems per 100 dwellings
Averaging 7.4 kW each

In postcode 2640, 9,204 rooftop-solar systems totalling 68.1 MW have been installed since 2001, against 16,954 dwellings recorded in the 2021 Census. 731 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
540
2020
876
2021
901
2022
737
2023
789
2024
761
2025
706
2026
414

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$3,906
Loan amount
$599,200
Total interest over 30 years
$807,081

2 mortgage brokers are registered in this suburb, 6 across postcode 2640.

Deposit
$149,800
Stamp duty
$27,892
Cash needed at settlement
$177,692

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Farrer

Currently held by David Farley One Nation — elected at the 2026 by-election, after the results below

Year Winner 2PP ALP 2PP LNP Swing
2025 Sussan Ley 37.1% 62.9% +3.5
2022 Sussan Ley 33.6% 66.3% -3.5
2019 Sussan Ley 30.2% 69.8% -0.7

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Albury District

Currently held by Justin Clancy Liberal

Next state election: 13 March 2027.

Year Winner Won with
2023 Justin Clancy LP 66.3%
2019 Justin Clancy LP 66.0%
2015 Greg Aplin LP 63.2%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Thurgoona?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Common questions about Thurgoona

Is Thurgoona a safe place to live?

Recorded crime in Thurgoona is moderate (51/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect Thurgoona?

Thurgoona has a low recorded bushfire history (32/100, ranked against every Australian suburb with any fire history). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Thurgoona a good place to live?

Thurgoona has a SuburbScan Liveability grade of C (37/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Thurgoona?

Thurgoona, NSW had a population of 11,028 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Thurgoona, NSW?

The postcode for Thurgoona, NSW is 2640.

How far is Thurgoona from Sydney?

Thurgoona is 548 km from Sydney CBD by road, about 336 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Thurgoona?

At the 2021 ABS Census, median household income in Thurgoona was $101,556 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Thurgoona?

The median advertised rent in Thurgoona is $628 a week for houses (116 listings), from rental listings over the last six months.

What is the median age in Thurgoona?

The median age of residents in Thurgoona was 34 at the 2021 ABS Census.

Is Thurgoona at risk of bushfire?

Thurgoona has a low recorded bushfire history (32/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the suburb relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Thurgoona?

There are 3 schools inside the Thurgoona boundary: 1 at and 2 below similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

Is Thurgoona walkable?

Thurgoona scores 37/100 on the SuburbScan Walkability Score, making it car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the air quality in Thurgoona?

The nearest government air-quality monitoring station to Thurgoona (Albury) recorded a 2025 annual mean PM2.5 of 7.3 µg/m³ and PM10 of 18.1 µg/m³. That puts Thurgoona below the Australian NEPM annual standard of 8 µg/m³ but above the stricter WHO guideline of 5 µg/m³.

What is the weather like in Thurgoona?

At the nearest Bureau of Meteorology station to Thurgoona, Albury Airport (3.6 km away), summer days average 33.3°C, winter nights 2.5°C, and 645 mm of rain a year over 74 rainy days over 2006-2026.

Is the First Home Owner Grant available in Thurgoona?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Thurgoona belong to?

Thurgoona sits within the Albury local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Thurgoona?

The average residential rates bill through Albury is $1,574 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Thurgoona?

Across Albury, 423 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 14.3% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Thurgoona in?

Thurgoona sits within the federal Division of Farrer, currently held by David Farley (One Nation).

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Vintages show when each source's data is from. See all data sources.

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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