The Gurdies VIC 3984

The Gurdies is a rural locality in Victoria, 99 km from Melbourne CBD, around 1 hour 20 minutes by car. Population is 243; the median age is 57 and the median household income is $53,924 per year. On socioeconomic measures it sits in the lower-middle tier nationally. Population grew 27.2% from 2016 to 2021. The 2021 Census recorded a median rent of $260 per week and a median monthly mortgage of $1,517. Walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 243. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

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Median House Price

Public listings data

The median house sale price in The Gurdies sits at $845,000, broadly flat year-on-year. That said, only six sales settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level.

$845,000

Based on only 6 sales — small sample, take as indicative.

Rental Market

Rental affordability

June quarter 2025

98 Unaffordable · the average rental household in this region would pay about 31% of its income on the median rent in postcode 3984.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Is The Gurdies safe? Crime statistics

2026

Crime in The Gurdies sits in the moderate band, with 6 incidents recorded in 2026 — down roughly 14% on the prior year.

6 offences

14.3% since 2025
Break & Enter 3 (50.0%)
Theft 3 (50.0%)

Crime Trend

Serious Road Crashes

2021–2025

1 crash

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

No schools in this locality boundary.

Walkability

The Gurdies is very car-dependent on foot — at 10/100, nearly all errands require a car.

10
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 60
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

Public transport

Weekday and weekend service frequency across every stop inside The Gurdies.

24
out of 100
Bottom 7% in VIC
Peak (7-9am + 5-7pm)
1.8 arrivals/hr
Off-peak weekday
1.3 arrivals/hr
Saturday
0.8 arrivals/hr
Median peak wait
32.5 min
Span of service
16.2 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in The Gurdies.

31
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
1%
Premises covered
137
Technology mix
Fixed wireless (WIRELESS) 99%
Fibre to the premises (FTTP) 1%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
2 in locality
Sport & Recreation
None
Beaches
None
Waterways
1 in locality
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Bass Coast: council population

The whole council area, not just The Gurdies · estimated residents
at 30 June 2025
Residents
44,377
+2.1% in a year
Change
+909
people since 2024
Density
51
people per km² across the council area
What drove the change
Natural increase
-15
births minus deaths
Net internal migration
+812
moves within Australia
Net overseas migration
+112
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
4/10
3/10 within VIC
income, education, jobs and housing together
Economic resources
4/10
3/10 within VIC
income against housing cost and household size
Education and occupation
4/10
3/10 within VIC
qualifications and job type, income excluded

The Gurdies is home to 243 residents, with a median age of 57 — noticeably older than the national figure of 38. Median household income runs at $54,000 a year, with unemployment at 2.8%.

2021 Census · change since 2016

Population

243

27.2% since 2016

Median Age

57

1.7% since 2016

Median Household Income

$53,924/yr

4.6% since 2016

Census Median Rent

$260/wk

23.8% since 2016

Census Median Mortgage

$1,517/mo

16.7% since 2016

Avg Household Size

2.1

5.0% since 2016

Median Personal Income

$29,328/yr

3.9% since 2016

Unemployment Rate

2.8%

31.7% since 2016

Unoccupied Dwellings

15.9%

49.4% since 2016

Total Dwellings

113

31.4% since 2016

Owner-Occupier Rate

88.4%

2.6% since 2016

Houses

92.9%

0.1% since 2016

Rental Stress

25.1%

18.4% since 2016

Mortgage Stress

33.8%

11.6% since 2016

Work From Home

19.6%

110.8% since 2016

Dwelling Types

Houses 105 (92.9%)
Townhouses 12 (10.6%)

Property Ownership

Owned Outright 57 (50.9%)
Mortgage 42 (37.5%)
Renting 13 (11.6%)

Demographics

Born in Australia
74.9%
English Spoken at Home
91.8%
Employment Rate
47.1%
0.2% since 2016
Completed Year 12
33.7%

Occupations

Managers 21 (20.2%)
Technicians & Trades 18 (17.3%)
Clerical & Administrative 17 (16.3%)
Machinery Operators & Drivers 15 (14.4%)
Professionals 10 (9.6%)
Sales 7 (6.7%)
Labourers 7 (6.7%)
Community & Personal Service 6 (5.8%)

Religion

Christianity 115 (47.3%)
No Religion 106 (43.6%)
Sikhism 3 (1.2%)
Other Religions 3 (1.2%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 28 (11.5%)
New Zealand 8 (3.3%)
India 4 (1.6%)

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Punjabi 5 (2.1%)

Age Distribution

0-4 9 (3.7%)
5-14 12 (4.9%)
15-19 8 (3.3%)
20-24 13 (5.3%)
25-34 23 (9.5%)
35-44 17 (7.0%)
45-54 30 (12.3%)
55-64 53 (21.8%)
65-74 54 (22.2%)
75-84 24 (9.9%)
85+ 5 (2.1%)

Family & Household Composition

Lone Person 44 (53.7%)
Couple Families 22 (26.8%)
One Parent Families 6 (7.3%)
Group Household 6 (7.3%)
Other Families 4 (4.9%)

Commute to Work

Car (driver) 78 (80.4%)
Worked from Home 19 (19.6%)

3% of employed residents work in a capital's city centre (3 of 104).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Certificate III & IV 49 (20.2%)
Advanced Diploma / Diploma 25 (10.3%)
Bachelor Degree 15 (6.2%)
Postgraduate Degree 5 (2.1%)

Cars per Dwelling

1 car 34 (31.2%)
2 cars 42 (38.5%)
3 cars 21 (19.3%)
4+ cars 14 (12.8%)

Council Rates

Bass Coast
FY 2024-25

Households face an average residential rates bill of $1,727 a year through Bass Coast based on 2024 figures.

Avg residential rate
$1,727/yr
11% below the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.295¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of The Gurdies's area by planning zone
2026-09
  • Rural and farming 75%
  • Parks and recreation 20%
  • Infrastructure and transport 4%
  • Zones under 1% 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Bass Coast

The whole council area, not just The Gurdies · new residential dwellings
to 2026-08

In the year to August 2026, 393 new dwellings were approved across Bass Coast. That mix is 369 houses and 24 units.

Trailing 12 months
393dwellings
Houses
369
detached dwellings
Units
24
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Bunurong Land Council Aboriginal Corporation (appointed 2017).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Climate & Setting

from Rhyll, 23.8 km

Moderate rainfall — warm summers, mild winters.

Elevation
72 m
above sea level, at the locality centre
Distance to the ocean
2.1 km
Annual rainfall
704 mm
106 rainy days
Summer max (Jan)
24.1°C
3 days ≥ 35°C
Winter min (Jul)
8.6°C
0 frost days ≤ 0°C

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

1 facility within 5 km

EV adoption

0.7%
of light vehicles are electric
Up from 0.08% in 2021
+0.3 points this year

In postcode 3984, 54 of 7,628 registered light vehicles are battery-electric on 31 January 2025. A further 1.4% (104 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.1%.

Electric share, year by year
2021
0.08%
2022
0.13%
2023
0.22%
2024
0.41%
2025
0.71%

Rooftop solar

49
systems per 100 dwellings
Averaging 6.2 kW each

In postcode 3984, 1,848 rooftop-solar systems totalling 11.5 MW have been installed since 2001, against 3,800 dwellings recorded in the 2021 Census. 126 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
110
2020
173
2021
179
2022
155
2023
129
2024
137
2025
132
2026
61

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

7 first-home grants were paid in postcode 3984 in 2025-26, rank 108 of 298 Victorian postcodes. The most was 91, in 2020-21.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$4,407
Loan amount
$676,000
Total interest over 30 years
$910,525

1 mortgage broker is registered in postcode 3984.

Deposit
$169,000
Stamp duty
$45,770
Cash needed at settlement
$214,770

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Monash

Currently held by Mary Aldred Liberal

Year Winner 2PP ALP 2PP LNP Swing
2025 Mary Aldred 45.9% 54.1% -1.2
2022 Russell Broadbent 47.1% 52.9% -4.0
2019 Russell Broadbent 42.6% 57.4% -0.1

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Bass District

Currently held by Jordan Crugnale Australian Labor Party - Victorian Branch

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Jordan Crugnale ALP 50.2% 50.2% 49.8%
2018 Jordan Crugnale ALP 52.4% 52.4% 47.6%
2014 Brian Paynter LP 54.5% 45.5% 54.5%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in The Gurdies?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

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Common questions about The Gurdies

Is The Gurdies a safe place to live?

Recorded crime in The Gurdies is moderate (49/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect The Gurdies?

The Gurdies has a low recorded bushfire history (16/100, ranked against every Australian suburb with any fire history). Flood overlays cover a moderate share of it (42/100). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of The Gurdies?

The Gurdies, VIC had a population of 243 at the 2021 Australian Bureau of Statistics census.

What is the postcode for The Gurdies, VIC?

The postcode for The Gurdies, VIC is 3984.

How far is The Gurdies from Melbourne?

The Gurdies is 99 km from Melbourne CBD by road, about 80 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in The Gurdies?

At the 2021 ABS Census, median household income in The Gurdies was $53,924 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in The Gurdies?

There are too few current rental listings in The Gurdies for a reliable median. At the 2021 ABS Census the median weekly rent was $260, across all dwelling types.

What is the median age in The Gurdies?

The median age of residents in The Gurdies was 57 at the 2021 ABS Census.

Is The Gurdies at risk of bushfire?

The Gurdies has a low recorded bushfire history (16/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

Is The Gurdies walkable?

The Gurdies scores 10/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the weather like in The Gurdies?

At the nearest Bureau of Meteorology station to The Gurdies, Rhyll (23.8 km away), summer days average 24.1°C, winter nights 8.6°C, 704 mm of rain a year over 106 rainy days, and 3 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in The Gurdies?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does The Gurdies belong to?

The Gurdies sits within the Bass Coast local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in The Gurdies?

The average residential rates bill through Bass Coast is $1,727 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near The Gurdies?

Across Bass Coast, 393 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is The Gurdies in?

The Gurdies sits within the federal Division of Monash, currently held by Mary Aldred (Liberal).

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