Tarro NSW 2322

Tarro sits 159 km from Sydney CBD in New South Wales, around 1 hour 55 minutes by car. Census data records 1,703 residents with a median age of 45 and a median household income of $60,684 per year. By household income, education, and employment patterns, it ranks in the bottom 20% nationally. The suburb grew 3.5% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $340 per week and a median monthly mortgage of $1,517. Tarro is characterised by no recorded bushfire exposure. 3 schools sit within the suburb boundary, and walkability is low.

Is Tarro a good suburb?

Tarro scores a C (33/100) on SuburbScan's Liveability grade — weaker on schools, transit, and community.

Schools

Below the state average

3 schools

Transit

Car-dependent

Walkability 28/100 · 159.4 km · 116 min drive to Sydney

Prices

Around the state median

Median $730K

Safety

Moderate crime risk

Fire 0/100 · Crime 54/100

Community

Highly disadvantaged

SEIFA decile 1/10 · median age 45 · 1,703 residents

C

Liveability Rating

33 / 100 · Ranked #1204 in NSW

Each bar is Tarro's rank among NSW suburbs, from 0 to 100 (higher is better).

Schools quality
17
Few above similar
Safety
77
Bushfire None · Crime Moderate

No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.

Socio-economic
6
Very disadvantaged
Walkability
32
Car-dependent
CBD access
37
159.4 km · 116 min drive to Sydney
How it's calculated: Schools rank 17 × 25% + Safety rank 77 × 25% + Socio-economic rank 6 × 25% + Walkability rank 32 × 15% + CBD access rank 37 × 10% = 33 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Tarro?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

33 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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What applies here? (optional)

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Median House Price

Public listings data

Tarro's house market is moving higher: the median sale price reached $730,000, about 4% above where it sat a year earlier.

Houses

$730,000

last 5 quarters
↑ +3.9% year-on-year

Based on 47 recorded sales in the last 24 months.

Typically sold in 29 days — median across 7 sales that recorded a listing period

By bedrooms

  • 2 bed 7 sales $712K
  • 3 bed 31 sales $720K
  • 4 bed 7 sales $765K

Units

$380,000

↑ +81.4% year-on-year

Based on only 7 sales — small sample, take as indicative.

By bedrooms

  • 2 bed 5 sales $490K

Currently for Sale

Last 6 months

Houses in Tarro are currently listed at around $729,000 on average. Based on 3 houses listed in the past six months.

$729K

3 houses listed in the last 6 months.

3 of the suburb's 719 dwellings (0.4%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in Tarro rent for around $665 a week on average, based on 8 houses listed for rent in the past six months.

$665/wk

↑ +9.0% vs previous 6 months from $610/wk

8 houses advertised for rent in the last 6 months.

10 rentals advertised against an estimated 159 rented homes (6.3%) in the last 6 months.

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$650/wk
75 bonds
+54% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2322 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

86 Unaffordable · the average rental household in this region would pay about 35% of its income on the median rent in postcode 2322.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
4.7% above the typical range
Top 6% in NSW

$665/week ($35,000 a year) on a $729,000 median

Based on a small sample (3 listings) — indicative only.

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Is Tarro safe? Crime statistics

2025

Crime in Tarro sits in the moderate band, with 62 incidents recorded in 2025 — down about 3% on the prior year.

62 offences

3.1% since 2024
Theft 20 (32.3%)
Harassment & Stalking 12 (19.4%)
Assault 10 (16.1%)
Drug Offences 5 (8.1%)
Property Damage 5 (8.1%)
Sexual Offences 5 (8.1%)
Weapons Offences 3 (4.8%)
Arson 1 (1.6%)
Other Offences Against Person 1 (1.6%)

Crime Trend

Serious Road Crashes

2021–2025

10 crashes

where someone was killed or admitted to hospital

Where they happened

New England Highway 8 (80.0%)

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Newcastle City Council has published 2 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

Schools

Three schools serve Tarro, and the cohort is trailing peer-suburb performance.

40
out of 100
Weak
3 schools in this suburb
1 at similar · 1 below similar · 1 unrated
  • • 375 students across 2 schools (avg 188)
  • • Sectors: 1 Independent, 1 Catholic, 1 Government
  • • ICSEA 892-1013, median 952 (below the national baseline of 1000)
  • • Largest: Our Lady of Lourdes Primary School (260 students)

Primary

Aspect Hunter School, Tarro Satellite
Independent
Catholic · K-6 · 260 students
ICSEA 1013 (higher than 53% of Australian schools) · 12% top-SEA students
Below similar
Government · K-6 · 115 students
ICSEA 892 (higher than 9% of Australian schools) · 1% top-SEA students
At similar

Universities nearby

1.1% of residents here are full-time university students aged 15–24.

Distance is measured to the suburb centre. A campus nearby does not by itself mean a student rental market — most suburbs within a few kilometres of one have a student share close to the national norm, and the figure above is what tells them apart.

Walkability

Tarro is car-dependent on foot — at 28/100, most errands require a car.

28
out of 100
Car-Dependent
Public Transport within 1 km 42
Schools within 1.5 km 100
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

Public transport

Weekday and weekend service frequency across every stop inside Tarro.

63
out of 100
RailBus
Peak (7-9am + 5-7pm)
14.8 arrivals/hr
Off-peak weekday
13.3 arrivals/hr
Saturday
9.8 arrivals/hr
Median peak wait
1 min
Span of service
23.1 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Tarro.

62
connectivity score / 100
Most common
Fibre to the node
Full-fibre (FTTP) share
32%
Premises covered
790
Technology mix
Fibre to the node (FTTN) 68%
Fibre to the premises (FTTP) 32%
Fixed wireless (WIRELESS) 0%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
3 in suburb
Sport & Recreation
None
Beaches
None
Waterways
None
Childcare
1 in suburb
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
1 in suburb
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Newcastle: council population

The whole council area, not just Tarro · estimated residents
at 30 June 2025
Residents
178,935
+1.1% in a year
Change
+1,947
people since 2024
Density
958
people per km² across the council area
What drove the change
Natural increase
+434
births minus deaths
Net internal migration
-185
moves within Australia
Net overseas migration
+1,698
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
1/10
1/10 within NSW
income, education, jobs and housing together
Economic resources
2/10
2/10 within NSW
income against housing cost and household size
Education and occupation
1/10
1/10 within NSW
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 6 small areas inside this suburb and averages them into the single decile above. They fall into 2 different deciles — a narrow range, so the average describes the suburb closely.

Tarro is home to about 1,700 residents, with a median age of 45, a touch above the national 38. Median household income runs at $61,000 a year, with unemployment at 7.0%.

2021 Census · change since 2016

Population

1,703

3.5% since 2016

Median Age

45

no change since 2016

Median Household Income

$60,684/yr

19.7% since 2016

Census Median Rent

$340/wk

13.3% since 2016

Census Median Mortgage

$1,517/mo

2.6% since 2016

Avg Household Size

2.3

4.2% since 2016

Median Personal Income

$32,396/yr

23.1% since 2016

Unemployment Rate

7.0%

23.9% since 2016

Unoccupied Dwellings

3.6%

52.0% since 2016

Total Dwellings

719

9.8% since 2016

Owner-Occupier Rate

77.9%

0.8% since 2016

Houses

93.3%

0.7% since 2016

Rental Stress

29.1%

5.5% since 2016

Mortgage Stress

30.0%

14.3% since 2016

Work From Home

10.4%

593.3% since 2016

Dwelling Types

Houses 671 (93.3%)
Townhouses 47 (6.5%)
Flats / Apartments 1 (0.1%)

Property Ownership

Owned Outright 328 (46.5%)
Mortgage 221 (31.3%)
Renting 156 (22.1%)
Of those rentals, social housing 25 (16.0%)

6 rented from a state or territory housing authority and 19 from a community housing provider, as a share of the 156 rented dwellings above — not of all dwellings.

Demographics

Born in Australia
87.8%
English Spoken at Home
91.3%
Employment Rate
49.9%
8.0% since 2016
Completed Year 12
23.7%

Occupations

Labourers 132 (18.4%)
Technicians & Trades 106 (14.8%)
Machinery Operators & Drivers 103 (14.3%)
Community & Personal Service 85 (11.8%)
Clerical & Administrative 80 (11.1%)
Sales 78 (10.9%)
Professionals 58 (8.1%)
Managers 56 (7.8%)

Religion

Christianity 900 (52.8%)
No Religion 669 (39.3%)
Islam 9 (0.5%)
Other Religions 9 (0.5%)
Buddhism 4 (0.2%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 41 (2.4%)
China 14 (0.8%)
New Zealand 12 (0.7%)
Netherlands 10 (0.6%)
Scotland 8 (0.5%)
Vietnam 6 (0.4%)
Philippines 5 (0.3%)
Malaysia 4 (0.2%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 18 (1.1%)
2011-2015 10 (0.6%)
2001-2010 9 (0.5%)
1991-2000 7 (0.4%)
1981-1990 8 (0.5%)
Before 1981 75 (4.4%)

18 residents (1.1%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

Hunter Valley exc Newcastle 131 (8.1%)
Overseas 20 (1.2%)

Top places newcomers came from, as a share of the 1,614 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Mandarin 11 (0.6%)
Vietnamese 6 (0.4%)
Spanish 5 (0.3%)
Punjabi 4 (0.2%)

Age Distribution

0-4 89 (5.2%)
5-14 181 (10.6%)
15-19 71 (4.2%)
20-24 101 (5.9%)
25-34 219 (12.9%)
35-44 178 (10.5%)
45-54 191 (11.2%)
55-64 217 (12.7%)
65-74 254 (14.9%)
75-84 163 (9.6%)
85+ 43 (2.5%)

Family & Household Composition

Lone Person 244 (47.0%)
Couple Families 157 (30.3%)
One Parent Families 86 (16.6%)
Group Household 25 (4.8%)
Other Families 7 (1.3%)

Commute to Work

Car (driver) 478 (81.6%)
Worked from Home 61 (10.4%)
Car (passenger) 29 (4.9%)
Train 11 (1.9%)
Walked Only 7 (1.2%)

Education

Certificate III & IV 328 (19.3%)
Bachelor Degree 88 (5.2%)
Advanced Diploma / Diploma 84 (4.9%)
Postgraduate Degree 15 (0.9%)
Graduate Diploma / Certificate 8 (0.5%)

Cars per Dwelling

0 cars 39 (5.5%)
1 car 312 (43.9%)
2 cars 222 (31.3%)
3 cars 83 (11.7%)
4+ cars 51 (7.2%)

Council Rates

Newcastle
FY 2024-25

Households face an average residential rates bill of $1,783 a year through Newcastle based on 2024 figures.

Avg residential rate
$1,783/yr
45% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Tarro's area by planning zone
2026-09
  • Environmental 84%
  • Residential 10%
  • Infrastructure and transport 5%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Newcastle

The whole council area, not just Tarro · new residential dwellings
to 2026-08

In the year to August 2026, 912 new dwellings were approved across Newcastle. That mix is 266 houses and 646 units. Approvals are up 77.4% on the same period a year earlier.

Trailing 12 months
912dwellings
+77.4% YoY
Houses
266
detached dwellings
Units
646
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Mindaribba Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Air Quality

MODERATE

PM2.5 averaged 6.3 µg/m³ in 2025 — below Australia's NEPM annual standard (8 µg/m³), slightly above the stricter WHO guideline (5 µg/m³). 1 day exceeded the daily threshold of 25 µg/m³.

PM10 averaged 17.5 µg/m³ · NO₂ averaged 0.72 pphm. Days over the limit in 2025: PM10 1 · NO₂ 0 · ozone 0.

From the Beresfield monitoring station, 2.0 km away.

Climate & Setting

from Williamtown RAAF, 14.9 km

High rainfall — hot summers, mild winters.

Elevation
1 m
above sea level, at the suburb centre
Distance to the ocean
9.9 km
Annual rainfall
1,181 mm
95 rainy days
Summer max (Jan)
28.7°C
13 days ≥ 35°C
Winter min (Jul)
7.5°C
0 frost days ≤ 0°C

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

10 facilities within 5 km

EV adoption

0.7%
of light vehicles are electric
Up from 0.03% in 2021
+0.3 points this year

In postcode 2322, 163 of 23,852 registered light vehicles are battery-electric on 31 January 2025. A further 2.8% (661 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.5%.

Electric share, year by year
2021
0.03%
2022
0.07%
2023
0.15%
2024
0.38%
2025
0.68%

Rooftop solar

64
systems per 100 dwellings
Averaging 8.0 kW each

In postcode 2322, 5,801 rooftop-solar systems totalling 46.4 MW have been installed since 2001, against 9,082 dwellings recorded in the 2021 Census. 486 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
448
2020
565
2021
568
2022
462
2023
571
2024
559
2025
473
2026
267

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$3,807
Loan amount
$584,000
Total interest over 30 years
$786,608

4 mortgage brokers are registered in postcode 2322.

Deposit
$146,000
Stamp duty
$27,037
Cash needed at settlement
$173,037

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Paterson

Currently held by Meryl Swanson Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Meryl Swanson 56.9% 43.1% +4.3
2022 Meryl Swanson 53.3% 46.7% +1.7
2019 Meryl Swanson 55.0% 45.0% +5.7

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Wallsend District

Currently held by Sonia Hornery Labor

Next state election: 13 March 2027.

Year Winner Won with
2023 Sonia Hornery ALP 81.8%
2019 Sonia Hornery ALP 75.4%
2015 Sonia Hornery ALP 70.8%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Tarro?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Common questions about Tarro

Is Tarro a safe place to live?

Recorded crime in Tarro is moderate (54/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect Tarro?

Tarro has no recorded bushfire history. These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Tarro a good place to live?

Tarro has a SuburbScan Liveability grade of C (33/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Tarro?

Tarro, NSW had a population of 1,703 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Tarro, NSW?

The postcode for Tarro, NSW is 2322.

How far is Tarro from Sydney?

Tarro is 159 km from Sydney CBD by road, about 116 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Tarro?

At the 2021 ABS Census, median household income in Tarro was $60,684 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Tarro?

The median advertised rent in Tarro is $665 a week for houses (8 listings), from rental listings over the last six months.

What is the median age in Tarro?

The median age of residents in Tarro was 45 at the 2021 ABS Census.

How are the schools in Tarro?

There are 3 schools inside the Tarro boundary: 1 at and 1 below similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

Is Tarro walkable?

Tarro scores 28/100 on the SuburbScan Walkability Score, making it car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the air quality in Tarro?

The nearest government air-quality monitoring station to Tarro (Beresfield) recorded a 2025 annual mean PM2.5 of 6.3 µg/m³ and PM10 of 17.5 µg/m³. That puts Tarro below the Australian NEPM annual standard of 8 µg/m³ but above the stricter WHO guideline of 5 µg/m³.

What is the weather like in Tarro?

At the nearest Bureau of Meteorology station to Tarro, Williamtown RAAF (14.9 km away), summer days average 28.7°C, winter nights 7.5°C, 1,181 mm of rain a year over 95 rainy days, and 13 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Tarro?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Tarro belong to?

Tarro sits within the Newcastle local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Tarro?

The average residential rates bill through Newcastle is $1,783 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Tarro?

Across Newcastle, 912 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 77.4% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Tarro in?

Tarro sits within the federal Division of Paterson, currently held by Meryl Swanson (Australian Labor Party).

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Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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