Swanhaven NSW 2540

Located in New South Wales, Swanhaven sits 208 km from Sydney CBD, around 2 hours 50 minutes by car. The locality has 196 residents, a median age of 65, and a median household income of $42,068 per year. On socioeconomic measures it sits in the bottom 20% nationally. Population grew 1.6% from 2016 to 2021. The 2021 Census recorded a median rent of $280 per week and a median monthly mortgage of $1,560. The area shows high crime risk and no recorded bushfire exposure. Walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 196. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

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Median House Price

Q4 2025

The median house sale price in Swanhaven sits at $630,000 in the December 2025 quarter, broadly flat year-on-year. That said, only one sale settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level. Zoom out: prices have climbed roughly 121% over the past decade — 8.3% per year on average.

$630,000

last 4 quarters
Cheaper than 78% of NSW
→ 0.0% year-on-year
↑ +121.1% over 2015–2025 (+8.3%/yr compound)

Based on only 1 sale — small sample, take as indicative.

Currently for Sale

Last 6 months

Houses in Swanhaven are currently listed at around $699,000 on average. Based on 3 houses listed in the past six months.

$699K

3 houses listed in the last 6 months.

3 of the suburb's 93 dwellings (3.2%) were listed for sale in the last 6 months.

Rental Market

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$600/wk
116 bonds
+27% since 2021
2-bed units
$470/wk
11 bonds
+30% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2540 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

100 Moderately unaffordable · the average rental household in this region would pay about 30% of its income on the median rent in postcode 2540.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Is Swanhaven safe? Crime statistics

2025

Crime in Swanhaven sits in the high band, with 10 incidents recorded in 2025.

10 offences

Theft 9 (90.0%)
Sexual Offences 1 (10.0%)

Crime Trend

Serious Road Crashes

2021–2025

No crash in Swanhaven killed anyone or put anyone in hospital in 2021–2025.

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Shoalhaven City Council has published 31 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 31 on the portal

Coastal Erosion

72
monitoring points
within 5 km
61
actively eroding
> 0.1 m/yr retreat
-0.42
worst rate (m/yr)
Significant
600 m
nearest coastline
monitoring point

Shoreline Change Summary

1989–2025
Stable or accreting 38 (53%)
Moderate erosion (0.1–0.3 m/yr) 33 (46%)
Significant erosion (> 0.3 m/yr) 1 (1%)

Nearest Eroding Coastline

Distance
600 m
Rate
-0.04 m/yr
Net Movement
-4.6 m
Certainty
good

Data Quality

High certainty: 72 of 72 points (100%)

Schools

No schools in this locality boundary.

Walkability

Swanhaven is very car-dependent on foot — at 18/100, nearly all errands require a car.

18
out of 100
Very Car-Dependent
Public Transport within 1 km 60
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

Public transport

Weekday and weekend service frequency across every stop inside Swanhaven.

23
out of 100
Bottom 14% in NSW
Bus
Peak (7-9am + 5-7pm)
2.0 arrivals/hr
Off-peak weekday
0.9 arrivals/hr
Saturday
0.7 arrivals/hr
Median peak wait
1 min
Span of service
13.0 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Swanhaven.

45
connectivity score / 100
Most common
Fibre to the node
Full-fibre (FTTP) share
0%
Premises covered
162
Technology mix
Fibre to the node (FTTN) 100%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

No amenities mapped in this locality boundary.

Shoalhaven: council population

The whole council area, not just Swanhaven · estimated residents
at 30 June 2025
Residents
111,755
+0.7% in a year
Change
+774
people since 2024
Density
24
people per km² across the council area
What drove the change
Natural increase
-248
births minus deaths
Net internal migration
+702
moves within Australia
Net overseas migration
+320
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
2/10
2/10 within NSW
income, education, jobs and housing together
Economic resources
3/10
2/10 within NSW
income against housing cost and household size
Education and occupation
1/10
1/10 within NSW
qualifications and job type, income excluded

Swanhaven is home to 196 residents, with a median age of 65 — noticeably older than the national figure of 38. Median household income runs at $42,000 a year, with unemployment at 5.5%.

2021 Census · change since 2016

Population

196

1.6% since 2016

Median Age

65

10.2% since 2016

Median Household Income

$42,068/yr

10.2% since 2016
Bottom 5% in NSW

Census Median Rent

$280/wk

27.3% since 2016

Census Median Mortgage

$1,560/mo

28.6% since 2016

Avg Household Size

1.8

10.0% since 2016

Median Personal Income

$24,024/yr

7.9% since 2016

Unemployment Rate

5.5%

46.1% since 2016

Unoccupied Dwellings

61.3%

15.1% since 2016

Total Dwellings

93

17.7% since 2016

Owner-Occupier Rate

94.6%

6.5% since 2016

Houses

52.7%

0.9% since 2016

Rental Stress

34.6%

15.3% since 2016

Mortgage Stress

44.5%

16.8% since 2016

Work From Home

14.6%

24.7% since 2016

Dwelling Types

Houses 49 (52.7%)
Flats / Apartments 44 (47.3%)

Property Ownership

Owned Outright 74 (79.6%)
Mortgage 14 (15.1%)
Renting 5 (5.4%)

Demographics

Born in Australia
74.5%
English Spoken at Home
91.3%
Employment Rate
26.7%
6.3% since 2016
Completed Year 12
23.5%

Occupations

Technicians & Trades 11 (22.4%)
Labourers 11 (22.4%)
Community & Personal Service 9 (18.4%)
Managers 8 (16.3%)
Professionals 4 (8.2%)
Clerical & Administrative 4 (8.2%)
Sales 4 (8.2%)
Machinery Operators & Drivers 3 (6.1%)

Religion

Christianity 122 (62.2%)
No Religion 60 (30.6%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 18 (9.2%)
Germany 3 (1.5%)
Netherlands 3 (1.5%)

Age Distribution

5-14 9 (4.6%)
15-19 4 (2.0%)
25-34 7 (3.6%)
35-44 15 (7.7%)
45-54 20 (10.2%)
55-64 45 (23.0%)
65-74 61 (31.1%)
75-84 31 (15.8%)
85+ 3 (1.5%)

Family & Household Composition

Lone Person 36 (66.7%)
Couple Families 15 (27.8%)
One Parent Families 3 (5.6%)

Commute to Work

Car (driver) 31 (75.6%)
Worked from Home 6 (14.6%)
Car (passenger) 4 (9.8%)

Education

Certificate III & IV 54 (27.6%)
Advanced Diploma / Diploma 16 (8.2%)
Bachelor Degree 5 (2.6%)
Postgraduate Degree 3 (1.5%)

Cars per Dwelling

1 car 59 (63.4%)
2 cars 27 (29.0%)
3 cars 4 (4.3%)
4+ cars 4 (4.3%)

Council Rates

Shoalhaven
FY 2024-25

Households face an average residential rates bill of $1,501 a year through Shoalhaven based on 2024 figures.

Avg residential rate
$1,501/yr
22% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Swanhaven's area by planning zone
2026-09
  • Parks and recreation 55%
  • Environmental 33%
  • Residential 6%
  • Infrastructure and transport 6%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Shoalhaven

The whole council area, not just Swanhaven · new residential dwellings
to 2026-08

In the year to August 2026, 854 new dwellings were approved across Shoalhaven. That mix is 513 houses and 341 units. Approvals are down 9.5% on the same period a year earlier.

Trailing 12 months
854dwellings
-9.5% YoY
Houses
513
detached dwellings
Units
341
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Jerrinja Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Climate & Setting

from Ulladulla AWS, 21.2 km

High rainfall — warm summers, mild winters.

Elevation
17 m
above sea level, at the locality centre
Distance to the ocean
600 m
2.1 km to a named beach
Annual rainfall
1,302 mm
100 rainy days
Summer max (Jan)
23.9°C
2 days ≥ 35°C
Winter min (Jul)
9.6°C
0 frost days ≤ 0°C

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

1 facility within 5 km

EV adoption

0.5%
of light vehicles are electric
Up from 0.03% in 2021
+0.2 points this year

In postcode 2540, 206 of 40,088 registered light vehicles are battery-electric on 31 January 2025. A further 2.3% (940 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.9%.

Electric share, year by year
2021
0.03%
2022
0.07%
2023
0.14%
2024
0.34%
2025
0.51%

Rooftop solar

44
systems per 100 dwellings
Averaging 6.4 kW each

In postcode 2540, 11,477 rooftop-solar systems totalling 73.5 MW have been installed since 2001, against 26,038 dwellings recorded in the 2021 Census. 786 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
977
2020
1,048
2021
1,175
2022
960
2023
910
2024
878
2025
701
2026
479

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

Q4-2025 median
I'm looking for
Deposit
$
%
Monthly repayment
$3,286
Loan amount
$504,000
Total interest over 30 years
$678,853

6 mortgage brokers are registered in postcode 2540.

Deposit
$126,000
Stamp duty
$22,537
Cash needed at settlement
$148,537

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Gilmore

Currently held by Fiona Phillips Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Fiona Phillips 55.1% 44.9% +5.0
2022 Fiona Phillips 50.2% 49.8% +2.4
2019 Fiona Phillips 52.6% 47.4% -3.3

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

South Coast District

Currently held by Liza Butler Labor

Next state election: 13 March 2027.

Year Winner Won with
2023 Liza Butler ALP 53.8%
2019 Shelley Hancock LP 60.5%
2015 Shelley Hancock LP 59.6%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Swanhaven?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Swanhaven to another suburb

Side-by-side stats for any other NSW suburb — type a name and pick one.

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Common questions about Swanhaven

Is Swanhaven a safe place to live?

Recorded crime in Swanhaven is high (71/100, ranked against other NSW suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.

What natural hazards affect Swanhaven?

Swanhaven has no recorded bushfire history. These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Swanhaven?

Swanhaven, NSW had a population of 196 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Swanhaven, NSW?

The postcode for Swanhaven, NSW is 2540.

How far is Swanhaven from Sydney?

Swanhaven is 208 km from Sydney CBD by road, about 170 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Swanhaven?

At the 2021 ABS Census, median household income in Swanhaven was $42,068 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Swanhaven?

There are too few current rental listings in Swanhaven for a reliable median. At the 2021 ABS Census the median weekly rent was $280, across all dwelling types.

What is the median age in Swanhaven?

The median age of residents in Swanhaven was 65 at the 2021 ABS Census.

Is Swanhaven walkable?

Swanhaven scores 18/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the weather like in Swanhaven?

At the nearest Bureau of Meteorology station to Swanhaven, Ulladulla AWS (21.2 km away), summer days average 23.9°C, winter nights 9.6°C, 1,302 mm of rain a year over 100 rainy days, and 2 days a year above 35°C over 2006-2026.

What is the median house price in Swanhaven?

The median sale price for houses in Swanhaven was $630,000 in the Q4 2025 quarter, based on a small sample of 1 sales — take as indicative.

Is the First Home Owner Grant available in Swanhaven?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Swanhaven belong to?

Swanhaven sits within the Shoalhaven local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Swanhaven?

The average residential rates bill through Shoalhaven is $1,501 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Swanhaven?

Across Shoalhaven, 854 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 9.5% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Swanhaven in?

Swanhaven sits within the federal Division of Gilmore, currently held by Fiona Phillips (Australian Labor Party).

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Data freshness

Vintages show when each source's data is from. See all data sources.

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Information shown is provided as-is from Australian government and commercial data sources.
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