Summerland Point NSW 2259

Summerland Point sits 121 km from Sydney CBD in New South Wales, around 1 hour 35 minutes by car. Census data records 2,708 residents with a median age of 48 and a median household income of $68,224 per year. On socioeconomic measures it sits in the bottom 20% nationally. Population grew 8.6% from 2016 to 2021. The 2021 Census recorded a median rent of $400 per week and a median monthly mortgage of $1,730. The area shows high bushfire risk. Walkability is low.

Is Summerland Point a good suburb?

Summerland Point scores a D (23/100) on SuburbScan's Liveability grade — weaker on transit, safety, and community.

Transit

Car-dependent

Walkability 29/100 · 121.2 km · 97 min drive to Sydney

Prices

Around the state median

Median $900K

Safety

High bushfire risk

Fire 81/100 · Crime 58/100

Community

Highly disadvantaged

SEIFA decile 2/10 · median age 48 · 2,708 residents

D

Liveability Rating

23 / 100 · Ranked #1418 in NSW

Each bar is Summerland Point's rank among NSW suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
no schools mapped
Safety
10
Bushfire High · Crime Moderate

No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.

Socio-economic
22
Disadvantaged
Walkability
33
Car-dependent
CBD access
46
121.2 km · 97 min drive to Sydney
How it's calculated: Safety rank 10 × 25% + Socio-economic rank 22 × 25% + Walkability rank 33 × 15% + CBD access rank 46 × 10% = 23 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Summerland Point?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

23 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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What applies here? (optional)

One rating per person. You can change yours at any time.

Median House Price

Public listings data

Summerland Point's house market is moving higher: the median sale price reached $900,000, about 2% above where it sat a year earlier.

Houses

$900,000

last 5 quarters
↑ +1.7% year-on-year

Based on 49 recorded sales in the last 24 months.

Typically sold in 33 days — median across 18 sales that recorded a listing period

By bedrooms

  • 2 bed 7 sales $730K
  • 3 bed 18 sales $885K
  • 4 bed 12 sales $966K

Land

$970,000

Based on only 6 sales — small sample, take as indicative.

Typically sold in 72 days — median across 5 sales that recorded a listing period

Currently for Sale

Last 6 months

Houses in Summerland Point are currently listed at around $1.23 million on average. Based on 9 houses listed in the past six months.

$1.23M

↑ +45.4% vs previous 6 months from $842K

9 houses listed in the last 6 months.

9 of the suburb's 1,046 dwellings (0.9%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in Summerland Point rent for around $645 a week on average, based on 10 houses listed for rent in the past six months.

$645/wk

↓ −6.8% vs previous 6 months from $692/wk
Since 2021: $525/wk → $635/wk (+21%)

10 houses advertised for rent in the last 6 months.

10 rentals advertised against an estimated 213 rented homes (4.7%) in the last 6 months.

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$650/wk
133 bonds
+38% since 2021
2-bed units
$520/wk
23 bonds
+35% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2259 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

84 Unaffordable · the average rental household in this region would pay about 36% of its income on the median rent in postcode 2259.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
2.7% below the typical range
Bottom 12% in NSW

$645/week ($34,000 a year) on a $1.23 million median

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Is Summerland Point safe? Crime statistics

2025

Crime in Summerland Point sits in the moderate band, with 117 incidents recorded in 2025 — up roughly 23% on the prior year.

117 offences

23.2% since 2024
Assault 35 (29.9%)
Harassment & Stalking 26 (22.2%)
Drug Offences 18 (15.4%)
Theft 15 (12.8%)
Property Damage 13 (11.1%)
Sexual Offences 4 (3.4%)
Disorderly Conduct 2 (1.7%)
Weapons Offences 2 (1.7%)
Arson 1 (0.9%)
Other Offences Against Person 1 (0.9%)

Crime Trend

Serious Road Crashes

2021–2025

4 crashes

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Central Coast Council has published 31 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 31 on the portal

Schools

No schools in this suburb boundary.

Walkability

Summerland Point is car-dependent on foot — at 29/100, most errands require a car.

29
out of 100
Car-Dependent
Top 25% in NSW
Public Transport within 1 km 66
Schools within 1.5 km 0
Parks within 800 m 80
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

Public transport

Weekday and weekend service frequency across every stop inside Summerland Point.

58
out of 100
Bus
Peak (7-9am + 5-7pm)
16.2 arrivals/hr
Off-peak weekday
18.2 arrivals/hr
Saturday
6.1 arrivals/hr
Median peak wait
0.5 min
Span of service
14.8 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Summerland Point.

83
connectivity score / 100
Top 9% in NSW
Most common
Fibre to the premises
Full-fibre (FTTP) share
53%
Premises covered
1,286
Technology mix
Fibre to the premises (FTTP) 53%
Fibre to the curb (FTTC) 25%
Fibre to the node (FTTN) 22%
Fixed wireless (WIRELESS) 0%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
2 in suburb
Sport & Recreation
None
Beaches
None
Waterways
None
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
1 in suburb
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Central Coast (NSW): council population

The whole council area, not just Summerland Point · estimated residents
at 30 June 2025
Residents
357,816
+0.7% in a year
Change
+2,462
people since 2024
Density
213
people per km² across the council area
What drove the change
Natural increase
+401
births minus deaths
Net internal migration
+238
moves within Australia
Net overseas migration
+1,823
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
2/10
2/10 within NSW
income, education, jobs and housing together
Economic resources
5/10
4/10 within NSW
income against housing cost and household size
Education and occupation
2/10
1/10 within NSW
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 6 small areas inside this suburb and averages them into the single decile above. They fall into 2 different deciles — a narrow range, so the average describes the suburb closely.

Summerland Point is home to about 2,700 residents, with a median age of 48, a touch above the national 38. Median household income runs at $68,000 a year, with unemployment at 5.4%.

2021 Census · change since 2016

Population

2,708

8.6% since 2016

Median Age

48

6.7% since 2016

Median Household Income

$68,224/yr

16.5% since 2016

Census Median Rent

$400/wk

14.3% since 2016

Census Median Mortgage

$1,730/mo

10.9% since 2016

Avg Household Size

2.5

no change since 2016

Median Personal Income

$33,592/yr

21.0% since 2016

Unemployment Rate

5.4%

43.2% since 2016

Unoccupied Dwellings

17.6%

34.6% since 2016

Total Dwellings

1,046

10.5% since 2016

Owner-Occupier Rate

79.6%

2.2% since 2016

Houses

96.1%

0.6% since 2016

Rental Stress

30.5%

1.9% since 2016

Mortgage Stress

30.4%

5.0% since 2016

Work From Home

22.6%

334.6% since 2016

Dwelling Types

Houses 1,005 (96.1%)
Flats / Apartments 38 (3.6%)
Townhouses 3 (0.3%)

Property Ownership

Owned Outright 459 (44.7%)
Mortgage 359 (35.0%)
Renting 209 (20.4%)

Demographics

Born in Australia
83.8%
English Spoken at Home
91.2%
Employment Rate
47%
0.2% since 2016
Completed Year 12
27.6%

Occupations

Technicians & Trades 203 (19.0%)
Community & Personal Service 154 (14.4%)
Professionals 135 (12.6%)
Clerical & Administrative 127 (11.9%)
Sales 120 (11.2%)
Labourers 120 (11.2%)
Managers 117 (10.9%)
Machinery Operators & Drivers 79 (7.4%)

Religion

Christianity 1,480 (54.7%)
No Religion 1,003 (37.0%)
Buddhism 22 (0.8%)
Other Religions 16 (0.6%)
Islam 14 (0.5%)
Hinduism 5 (0.2%)
Sikhism 4 (0.1%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 98 (3.6%)
New Zealand 28 (1.0%)
Germany 22 (0.8%)
Scotland 16 (0.6%)
Italy 10 (0.4%)
Ireland 10 (0.4%)
Philippines 9 (0.3%)
Canada 9 (0.3%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 4 (0.1%)
2011-2015 19 (0.7%)
2001-2010 18 (0.7%)
1991-2000 19 (0.7%)
1981-1990 34 (1.3%)
Before 1981 211 (7.8%)

4 residents (0.1%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

9.0% of residents (233) lived in a capital city five years earlier, most of them in Sydney (222).

Newcastle and Lake Macquarie 77 (3.0%)
Sydney - Outer West and Blue Mountains 48 (1.9%)
Sydney - Baulkham Hills and Hawkesbury 30 (1.2%)

Top places newcomers came from, as a share of the 2,587 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Spanish 9 (0.3%)
German 7 (0.3%)
Greek 5 (0.2%)
Serbian 5 (0.2%)
Italian 3 (0.1%)

Age Distribution

0-4 121 (4.5%)
5-14 312 (11.5%)
15-19 162 (6.0%)
20-24 136 (5.0%)
25-34 258 (9.5%)
35-44 257 (9.5%)
45-54 378 (14.0%)
55-64 403 (14.9%)
65-74 395 (14.6%)
75-84 222 (8.2%)
85+ 62 (2.3%)

Family & Household Composition

Lone Person 254 (36.3%)
Couple Families 251 (35.9%)
One Parent Families 165 (23.6%)
Group Household 22 (3.1%)
Other Families 8 (1.1%)

Commute to Work

Car (driver) 626 (71.2%)
Worked from Home 199 (22.6%)
Car (passenger) 38 (4.3%)
Walked Only 12 (1.4%)
Train 4 (0.5%)

1% of employed residents work in a capital's city centre (16 of 1,069).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Certificate III & IV 632 (23.3%)
Advanced Diploma / Diploma 188 (6.9%)
Bachelor Degree 155 (5.7%)
Postgraduate Degree 36 (1.3%)
Graduate Diploma / Certificate 31 (1.1%)

Cars per Dwelling

0 cars 18 (1.7%)
1 car 360 (34.6%)
2 cars 425 (40.9%)
3 cars 141 (13.6%)
4+ cars 96 (9.2%)

Council Rates

Central Coast (NSW)
FY 2024-25

Households face an average residential rates bill of $1,409 a year through Central Coast (NSW) based on 2024 figures.

Avg residential rate
$1,409/yr
15% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Summerland Point's area by planning zone
2026-09
  • Environmental 58%
  • Residential 33%
  • Parks and recreation 9%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Central Coast (NSW)

The whole council area, not just Summerland Point · new residential dwellings
to 2026-08

In the year to August 2026, 1,441 new dwellings were approved across Central Coast (NSW). That mix is 924 houses and 517 units. Approvals are up 66.7% on the same period a year earlier.

Trailing 12 months
1,441dwellings
+66.7% YoY
Houses
924
detached dwellings
Units
517
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Darkinjung Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Air Quality

CLEAN

PM2.5 averaged 5 µg/m³ in 2025 — below the WHO 2021 annual guideline (5 µg/m³). 1 day exceeded the daily threshold of 25 µg/m³.

PM10 averaged 11.6 µg/m³ · NO₂ averaged 0.27 pphm. Days over the limit in 2025: PM10 1 · NO₂ 0 · ozone 0.

From the Morisset monitoring station, 3.8 km away.

Climate & Setting

from Norah Head AWS, 15.7 km

High rainfall — warm summers, mild winters.

Elevation
8 m
above sea level, at the suburb centre
Distance to the ocean
6.2 km
Annual rainfall
1,272 mm
104 rainy days
Summer max (Jan)
26.4°C
3 days ≥ 35°C
Winter min (Jul)
10.6°C
0 frost days ≤ 0°C

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

3 facilities within 5 km

EV adoption

0.6%
of light vehicles are electric
Up from 0.05% in 2021
+0.2 points this year

In postcode 2259, 343 of 53,188 registered light vehicles are battery-electric on 31 January 2025. A further 2.6% (1,371 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.2%.

Electric share, year by year
2021
0.05%
2022
0.10%
2023
0.21%
2024
0.40%
2025
0.65%

Rooftop solar

56
systems per 100 dwellings
Averaging 6.8 kW each

In postcode 2259, 14,019 rooftop-solar systems totalling 96.1 MW have been installed since 2001, against 25,175 dwellings recorded in the 2021 Census. 1,032 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
911
2020
1,139
2021
1,226
2022
1,127
2023
1,238
2024
1,221
2025
1,022
2026
584

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$4,694
Loan amount
$720,000
Total interest over 30 years
$969,790

29 mortgage brokers are registered in postcode 2259.

Deposit
$180,000
Stamp duty
$34,687
Cash needed at settlement
$214,687

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-26 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Shortland

Currently held by Pat Conroy Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Pat Conroy 61.5% 38.5% +5.5
2022 Pat Conroy 55.8% 44.2% -1.4
2019 Pat Conroy 54.5% 45.5% +5.5

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Swansea District

Currently held by Yasmin Catley Labor

Next state election: 13 March 2027.

Year Winner Won with
2023 Yasmin Catley ALP 65.5%
2019 Yasmin Catley ALP 60.6%
2015 Yasmin Catley ALP 63.0%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Summerland Point?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Common questions about Summerland Point

Is Summerland Point a safe place to live?

Recorded crime in Summerland Point is moderate (58/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect Summerland Point?

Summerland Point has a high recorded bushfire history (81/100, ranked against every Australian suburb with any fire history). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Summerland Point a good place to live?

Summerland Point has a SuburbScan Liveability grade of D (23/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Summerland Point?

Summerland Point, NSW had a population of 2,708 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Summerland Point, NSW?

The postcode for Summerland Point, NSW is 2259.

How far is Summerland Point from Sydney?

Summerland Point is 121 km from Sydney CBD by road, about 97 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Summerland Point?

At the 2021 ABS Census, median household income in Summerland Point was $68,224 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Summerland Point?

The median advertised rent in Summerland Point is $645 a week for houses (10 listings), from rental listings over the last six months.

What is the median age in Summerland Point?

The median age of residents in Summerland Point was 48 at the 2021 ABS Census.

Is Summerland Point at risk of bushfire?

Summerland Point has a high recorded bushfire history (81/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the suburb relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

Is Summerland Point walkable?

Summerland Point scores 29/100 on the SuburbScan Walkability Score, making it car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the air quality in Summerland Point?

The nearest government air-quality monitoring station to Summerland Point (Morisset) recorded a 2025 annual mean PM2.5 of 5.0 µg/m³ and PM10 of 11.6 µg/m³. That puts Summerland Point below the WHO annual guideline of 5 µg/m³.

What is the weather like in Summerland Point?

At the nearest Bureau of Meteorology station to Summerland Point, Norah Head AWS (15.7 km away), summer days average 26.4°C, winter nights 10.6°C, 1,272 mm of rain a year over 104 rainy days, and 3 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Summerland Point?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Summerland Point belong to?

Summerland Point sits within the Central Coast (NSW) local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Summerland Point?

The average residential rates bill through Central Coast (NSW) is $1,409 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Summerland Point?

Across Central Coast (NSW), 1,441 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 66.7% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Summerland Point in?

Summerland Point sits within the federal Division of Shortland, currently held by Pat Conroy (Australian Labor Party).

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