Stuarts Point NSW 2441
Stuarts Point sits 462 km from Sydney CBD in New South Wales, around 5 hours 5 minutes by car. Census data records 766 residents with a median age of 55 and a median household income of $40,404 per year. By household income, education, and employment patterns, it ranks in the bottom 20% nationally. At the 2021 Census, households here paid a median rent of $283 per week and a median monthly mortgage of $1,083. Stuarts Point is characterised by high bushfire risk and high crime risk. All 1 school within the locality boundary rank above the state average, and walkability is moderate.
Is Stuarts Point a good place to live?
Stuarts Point scores a D (14/100) on SuburbScan's Liveability grade — strong on prices, weaker on safety and community.
Mixed results
1 school · 1 above peer schools
Some car dependence
Walkability 42/100 · 462.1 km · 307 min drive to Sydney
Below the state median
Median $610K · Cheaper than 79% of NSW
High bushfire risk
Fire 74/100 · Crime 69/100
Highly disadvantaged
SEIFA decile 1/10 · median age 55 · 766 residents
Liveability Rating
14 / 100 · Ranked #1532 in NSWEach bar is Stuarts Point's rank among NSW suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.
No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.
How do you rate the liveability in Stuarts Point?
Local knowledge beats any dataset. Rate it and see what other residents think.
Our score
14 / 100
From schools, safety and socio-economic data — not opinion.
Residents say
…
Median House Price
Public listings dataStuarts Point's house market is moving lower: the median sale price reached $610,000, about 2% below where it sat a year earlier.
Houses
$610,000
Based on 23 recorded sales in the last 24 months.
Typically sold in 34 days — median across 8 sales that recorded a listing period
By bedrooms
- 3 bed 11 sales $610K
- 4 bed 6 sales $612K
Units
$420,000
Based on only 3 sales — small sample, take as indicative.
Rental Market
Rent agreed on new leases
Jul–Sep 2026- All rentals
- $505/wk
- 18 bonds
- +39% since 2021
Median weekly rent on bonds lodged for new tenancies across postcode 2441 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.
Rental affordability
June quarter 2025117 Moderately unaffordable · the average rental household in this region would pay about 26% of its income on the median rent in postcode 2441.
SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.
Short-Stay Rentals
6 active Airbnb listings: 6 whole homes and 0 rooms. Whole homes are about 1.4% of the locality's homes.
Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.
Is Stuarts Point safe? Crime statistics
2025Crime in Stuarts Point sits in the moderate band, with 40 incidents recorded in 2025 — down roughly 54% on the prior year.
40 offences
54.5% since 2024Crime Trend
Serious Road Crashes
2021–20251 crash
where someone was killed or admitted to hospital
Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Council Flood Studies
Kempsey Shire Council has published 9 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.
Coastal Erosion
Shoreline Change Summary
1989–2025Nearest Eroding Coastline
- Distance
- 1.6 km
- Rate
- -0.16 m/yr
- Net Movement
- -6.3 m
- Certainty
- good
Data Quality
Schools
One school serve Stuarts Point, and the cohort skews above peer-suburb performance. Stuarts Point Public School leads the pack.
- • 53 students in one school (avg 53)
Primary
Walkability
Stuarts Point is car-dependent on foot — at 42/100, most errands require a car.
Public transport
Weekday and weekend service frequency across every stop inside Stuarts Point.
- Peak (7-9am + 5-7pm)
- 6.8 arrivals/hr
- Off-peak weekday
- 1.6 arrivals/hr
- Saturday
- 0.0 arrivals/hr
- Median peak wait
- 2 min
- Span of service
- 10.7 hours
Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.
NBN connectivity
The internet access technology available across NBN premises in Stuarts Point.
- Full-fibre (FTTP) share
- 0%
- Premises covered
- 445
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Kempsey: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.
Socio-economic profile
The ABS scores 4 small areas inside this locality and averages them into the single decile above. They fall into 3 different deciles — a narrow range, so the average describes the locality closely.
Stuarts Point is home to 766 residents, with a median age of 55 — noticeably older than the national figure of 38. Median household income runs at $40,000 a year, with unemployment at 9.1%.
2021 Census · change since 2016
Population
766
Median Age
55
Median Household Income
$40,404/yr
Census Median Rent
$283/wk
Census Median Mortgage
$1,083/mo
Avg Household Size
2.0
Median Personal Income
$24,856/yr
Unemployment Rate
9.1%
Unoccupied Dwellings
28.6%
Total Dwellings
346
Owner-Occupier Rate
68.2%
Houses
93.4%
Rental Stress
36.4%
Mortgage Stress
32.2%
Work From Home
12.4%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 80.3%
- English Spoken at Home
- 90.1%
- Employment Rate
- 33.2%
- Completed Year 12
- 27.5%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
When They Arrived
Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.
0 residents (0.0%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.
Where New Residents Came From
Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.
4.4% of residents (32) lived in a capital city five years earlier, most of them in Sydney (24).
Top places newcomers came from, as a share of the 728 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.
Age Distribution
Family & Household Composition
Commute to Work
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,447 a year through Kempsey based on 2024 figures.
How this land is zoned
- Rural and farming 61%
- Environmental 38%
- Zones under 1% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.
Building Approvals: Kempsey
In the year to August 2026, 144 new dwellings were approved across Kempsey. That mix is 83 houses and 61 units. Approvals are up 380.0% on the same period a year earlier.
Aboriginal Land Council
Aboriginal land in this area is administered by the Kempsey Local Aboriginal Land Council.
Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.
Setting
- Elevation
- 3 m
- above sea level, at the locality centre
- Distance to the ocean
- 1.7 km
- 3.7 km to a named beach
Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
EV adoption
In postcode 2441, 16 of 4,515 registered light vehicles are battery-electric on 31 January 2025. A further 1.2% (52 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.5%.
Rooftop solar
In postcode 2441, 1,330 rooftop-solar systems totalling 7.9 MW have been installed since 2001, against 1,857 dwellings recorded in the 2021 Census. 55 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $600,000.
Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).
Mortgage repayments
1 mortgage broker is registered in postcode 2441.
Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.
At $610,000 this is $10,000 above the $600,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with Revenue NSW.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Pat Conaghan The Nationals
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Pat Conaghan | 40.9% | 59.1% | +0.5 |
| 2022 | Pat Conaghan | 40.5% | 59.5% | -2.4 |
| 2019 | Pat Conaghan | 38.1% | 61.9% | -0.7 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.
State Electorate
Currently held by Michael Kemp The Nationals
Next state election: 13 March 2027.
| Year | Winner | Won with |
|---|---|---|
| 2023 | Michael Kemp NP | 62.8% |
| 2019 | Melinda Pavey NP | 64.9% |
| 2015 | Melinda Pavey NP | 60.9% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.
Looking at a specific address in Stuarts Point?
Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 766 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Nearby suburbs
Compare Stuarts Point to another suburb
Side-by-side stats for any other NSW suburb — type a name and pick one.
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Common questions about Stuarts Point
Is Stuarts Point a safe place to live?
Recorded crime in Stuarts Point is moderate (69/100, ranked against other NSW suburbs on offences per resident).
What natural hazards affect Stuarts Point?
Stuarts Point has a high recorded bushfire history (74/100, ranked against every Australian suburb with any fire history). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.
Is Stuarts Point a good place to live?
Stuarts Point has a SuburbScan Liveability grade of D (14/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.
What is the population of Stuarts Point?
Stuarts Point, NSW had a population of 766 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Stuarts Point, NSW?
The postcode for Stuarts Point, NSW is 2441.
How far is Stuarts Point from Sydney?
Stuarts Point is 462 km from Sydney CBD by road, about 307 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Stuarts Point?
At the 2021 ABS Census, median household income in Stuarts Point was $40,404 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Stuarts Point?
There are too few current rental listings in Stuarts Point for a reliable median. At the 2021 ABS Census the median weekly rent was $283, across all dwelling types.
What is the median age in Stuarts Point?
The median age of residents in Stuarts Point was 55 at the 2021 ABS Census.
Is Stuarts Point at risk of bushfire?
Stuarts Point has a high recorded bushfire history (74/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
How are the schools in Stuarts Point?
There is 1 school inside the Stuarts Point boundary: 1 above similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).
Is Stuarts Point walkable?
Stuarts Point scores 42/100 on the SuburbScan Walkability Score, making it car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.
Is the First Home Owner Grant available in Stuarts Point?
First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Stuarts Point belong to?
Stuarts Point sits within the Kempsey local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Stuarts Point?
The average residential rates bill through Kempsey is $1,447 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Stuarts Point?
Across Kempsey, 144 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 380.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Stuarts Point in?
Stuarts Point sits within the federal Division of Cowper, currently held by Pat Conaghan (The Nationals).
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Data freshness
- Census · 2021
- Median sale prices · Oct 2026
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- Public transport · Oct 2026
- NBN connectivity · Dec 2025
- Crime · 2025
- Road crashes · 2021–2025
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- Short-stay rentals · Jun 2026
- State electorate · 2023
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.