Located in New South Wales, Stanwell Tops sits 57 km from Sydney CBD, around 1 hour by car. The suburb has 517 residents, a median age of 38, and a median household income of $138,476 per year. By household income, education, and employment patterns, it ranks in the top 20% nationally. The suburb grew 4.4% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $650 per week and a median monthly mortgage of $2,625. Stanwell Tops is characterised by high bushfire risk. Walkability is moderate.
Is Stanwell Tops a good suburb?
Stanwell Tops scores a B (51/100) on SuburbScan's Liveability grade — strong on community, weaker on safety.
Some car dependence
Walkability 41/100 · 56.8 km · 62 min drive to Sydney
Around the state median
Median $1.53M · Pricier than 76% of NSW
High bushfire risk
Fire 92/100 · Crime 34/100
Very advantaged
SEIFA decile 10/10 · median age 38 · 517 residents
Liveability Rating
51 / 100 · Ranked #720 in NSWEach bar is Stanwell Tops's rank among NSW suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.
No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.
How do you rate the liveability in Stanwell Tops?
Local knowledge beats any dataset. Rate it and see what other residents think.
Our score
51 / 100
From schools, safety and socio-economic data — not opinion.
Residents say
…
Median House Price
Public listings dataStanwell Tops's house market is moving lower: the median sale price reached $1.53 million, roughly 12% below where it sat a year earlier.
$1,530,000
Based on 10 recorded sales in the last 24 months.
Typically sold in 11 days — median across 3 sales that recorded a listing period
By bedrooms
- 4 bed 5 sales $1.51M
Rental Market
Rent agreed on new leases
Jul–Sep 2026- All rentals
- $810/wk
- 32 bonds
- +28% since 2021
Median weekly rent on bonds lodged for new tenancies across postcode 2508 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.
Rental affordability
June quarter 202581 Unaffordable · the average rental household in this region would pay about 37% of its income on the median rent in postcode 2508.
SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.
Is Stanwell Tops safe? Crime statistics
2025Crime in Stanwell Tops sits in the low band, with 14 incidents recorded in 2025 — down roughly 22% on the prior year.
14 offences
22.2% since 2024Crime Trend
Serious Road Crashes
2021–20251 crash
where someone was killed or admitted to hospital
Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Council Flood Studies
Wollongong City Council has published 22 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.
- Hewitts Creek Floodplain Risk Management Study and Plan July 2026 2026
- Collins Creek Floodplain Risk Management Study & Plan 2025
- Fairy & Cabbage Tree Creeks FRMS&P 2024 2024
- Allans Creek Flood Study & Floodplain Risk Management Study and Plan 2024 2024
- Towradgi Creek Flood Study, Floodplain Risk Management Study & Plan 2023 2023
Coastal Erosion
Shoreline Change Summary
1991–2024Nearest Eroding Coastline
- Distance
- 2.2 km
- Rate
- -0.13 m/yr
- Net Movement
- -9.2 m
- Certainty
- likely rocky coastline
Data Quality
Schools
Walkability
Stanwell Tops is car-dependent on foot — at 41/100, most errands require a car.
Public transport
Weekday and weekend service frequency across every stop inside Stanwell Tops.
- Peak (7-9am + 5-7pm)
- 12.2 arrivals/hr
- Off-peak weekday
- 7.2 arrivals/hr
- Saturday
- 0.0 arrivals/hr
- Median peak wait
- 1 min
- Span of service
- 13.9 hours
Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.
NBN connectivity
The internet access technology available across NBN premises in Stanwell Tops.
- Full-fibre (FTTP) share
- 17%
- Premises covered
- 181
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Wollongong: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.
Socio-economic profile
Stanwell Tops is home to 517 residents, with a median age of 38, broadly in line with the national figure. Median household income runs at $138,000 a year, with unemployment at 1.9%.
2021 Census · change since 2016
Population
517
Median Age
38
Median Household Income
$138,476/yr
Census Median Rent
$650/wk
Census Median Mortgage
$2,625/mo
Avg Household Size
3.0
Median Personal Income
$50,024/yr
Unemployment Rate
1.9%
Unoccupied Dwellings
4.8%
Total Dwellings
166
Owner-Occupier Rate
85.1%
Houses
98.8%
Rental Stress
24.4%
Mortgage Stress
22.7%
Work From Home
47.6%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 86.3%
- English Spoken at Home
- 94.4%
- Employment Rate
- 63.5%
- Completed Year 12
- 47.0%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
When They Arrived
Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.
5 residents (1.0%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.
Languages Spoken at Home
Top languages other than English, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
14% of employed residents work in a capital's city centre (36 of 254).
City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,751 a year through Wollongong based on 2024 figures.
How this land is zoned
- Environmental 90%
- Infrastructure and transport 5%
- Residential 3%
- Not zoned 2%
Planning zones cover 99% of the suburb's area. The rest is unzoned land such as water or road reserve.
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.
Building Approvals: Wollongong
In the year to August 2026, 1,476 new dwellings were approved across Wollongong. That mix is 422 houses and 1,054 units. Approvals are down 31.3% on the same period a year earlier.
Aboriginal Land Council
Aboriginal land in this area is administered by the Illawarra Local Aboriginal Land Council.
Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.
Air Quality
MODERATEPM2.5 averaged 6.2 µg/m³ in 2025 — below Australia's NEPM annual standard (8 µg/m³), slightly above the stricter WHO guideline (5 µg/m³). 1 day exceeded the daily threshold of 25 µg/m³.
PM10 averaged 18.2 µg/m³ · NO₂ averaged 0.66 pphm. Days over the limit in 2025: PM10 2 · NO₂ 0 · ozone 2.
From the Wollongong monitoring station, 23.3 km away.
Climate & Setting
from Lucas Heights (Ansto), 18.7 kmHigh rainfall.
- Elevation
- 264 m
- above sea level, at the suburb centre
- Distance to the ocean
- 1.9 km
- 3.5 km to a named beach
- Annual rainfall
- 1,038 mm
- 89 rainy days
- Summer max (Jan)
- —
- Winter min (Jul)
- —
Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
Industrial Emissions Nearby
1 facility within 5 km- 4.0 kmCoal MiningTop reported: Particulate Matter ≤10.0 µm (PM10) · Oxides of Nitrogen · Carbon monoxide
EV adoption
In postcode 2508, 86 of 6,921 registered light vehicles are battery-electric on 31 January 2025. A further 3.0% (208 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 4.2%.
Rooftop solar
In postcode 2508, 1,385 rooftop-solar systems totalling 9.7 MW have been installed since 2001, against 3,241 dwellings recorded in the 2021 Census. 139 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $600,000.
Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).
Mortgage repayments
2 mortgage brokers are registered in postcode 2508.
Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.
At $1,530,000 this is $930,000 above the $600,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with Revenue NSW.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Alison Byrnes Australian Labor Party
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Alison Byrnes | 67.5% | 32.5% | +2.5 |
| 2022 | Alison Byrnes | 64.7% | 35.3% | -1.3 |
| 2019 | Sharon Bird | 63.4% | 36.6% | -0.1 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.
State Electorate
Currently held by Maryanne Stuart Labor
Next state election: 13 March 2027.
| Year | Winner | Won with |
|---|---|---|
| 2023 | Maryanne Stuart ALP | 60.0% |
| 2019 | Lee Evans LP | 55.0% |
| 2015 | Lee Evans LP | 57.6% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.
Looking at a specific address in Stanwell Tops?
Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 517 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Checking the whole city?
Suburbs to avoid in Sydney There is no list of bad suburbs, but there are hazards the state measures and publishes — recorded crime, bushfire exposure, flood overlays and aircraft noise. Sydney suburbs ranked on them, with what the numbers do and don't mean.Nearby suburbs
Compare Stanwell Tops to another suburb
Side-by-side stats for any other NSW suburb — type a name and pick one.
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Common questions about Stanwell Tops
Is Stanwell Tops a safe place to live?
Recorded crime in Stanwell Tops is low (34/100, ranked against other NSW suburbs on offences per resident).
What natural hazards affect Stanwell Tops?
Stanwell Tops has a high recorded bushfire history (92/100, ranked against every Australian suburb with any fire history). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.
Is Stanwell Tops a good place to live?
Stanwell Tops has a SuburbScan Liveability grade of B (51/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.
What is the population of Stanwell Tops?
Stanwell Tops, NSW had a population of 517 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Stanwell Tops, NSW?
The postcode for Stanwell Tops, NSW is 2508.
How far is Stanwell Tops from Sydney?
Stanwell Tops is 57 km from Sydney CBD by road, about 62 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Stanwell Tops?
At the 2021 ABS Census, median household income in Stanwell Tops was $138,476 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Stanwell Tops?
There are too few current rental listings in Stanwell Tops for a reliable median. At the 2021 ABS Census the median weekly rent was $650, across all dwelling types.
What is the median age in Stanwell Tops?
The median age of residents in Stanwell Tops was 38 at the 2021 ABS Census.
Is Stanwell Tops at risk of bushfire?
Stanwell Tops has a high recorded bushfire history (92/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the suburb relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
Is Stanwell Tops walkable?
Stanwell Tops scores 41/100 on the SuburbScan Walkability Score, making it car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.
What is the air quality in Stanwell Tops?
The nearest government air-quality monitoring station to Stanwell Tops (Wollongong) recorded a 2025 annual mean PM2.5 of 6.2 µg/m³ and PM10 of 18.2 µg/m³. That puts Stanwell Tops below the Australian NEPM annual standard of 8 µg/m³ but above the stricter WHO guideline of 5 µg/m³.
What is the weather like in Stanwell Tops?
At the nearest Bureau of Meteorology station to Stanwell Tops, Lucas Heights (Ansto) (18.7 km away), 1,038 mm of rain a year over 89 rainy days over 2006-2026.
Is the First Home Owner Grant available in Stanwell Tops?
First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Stanwell Tops belong to?
Stanwell Tops sits within the Wollongong local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Stanwell Tops?
The average residential rates bill through Wollongong is $1,751 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Stanwell Tops?
Across Wollongong, 1,476 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 31.3% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Stanwell Tops in?
Stanwell Tops sits within the federal Division of Cunningham, currently held by Alison Byrnes (Australian Labor Party).
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Data freshness
- Census · 2021
- Median sale prices · Oct 2026
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- Public transport · Oct 2026
- NBN connectivity · Dec 2025
- Crime · 2025
- Road crashes · 2021–2025
- Air quality · 2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- State electorate · 2023
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.