St Georges Basin NSW 2540

Located in New South Wales, St Georges Basin sits 193 km from Sydney CBD, around 2 hours 45 minutes by car. The suburb has 3,215 residents, a median age of 53, and a median household income of $57,876 per year. By household income, education, and employment patterns, it ranks in the lower-middle tier nationally. The suburb grew 10.4% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $350 per week and a median monthly mortgage of $1,690. St Georges Basin is characterised by high bushfire risk. Walkability is low.

Is St Georges Basin a good suburb?

St Georges Basin scores a D (21/100) on SuburbScan's Liveability grade — weaker on transit and safety.

Transit

Car-dependent

Walkability 0/100 · 193 km · 164 min drive to Sydney

Prices

Around the state median

Median $818K

Safety

High bushfire risk

Fire 87/100 · Crime 38/100

Community

Below-average income

SEIFA decile 3/10 · median age 53 · 3,215 residents

D

Liveability Rating

21 / 100 · Ranked #1447 in NSW

Each bar is St Georges Basin's rank among NSW suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
no schools mapped
Safety
20
Bushfire High · Crime Low

No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.

Socio-economic
27
Disadvantaged
Walkability
5
Very car-dependent
CBD access
32
193.0 km · 164 min drive to Sydney
How it's calculated: Safety rank 20 × 25% + Socio-economic rank 27 × 25% + Walkability rank 5 × 15% + CBD access rank 32 × 10% = 21 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in St Georges Basin?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

21 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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What applies here? (optional)

One rating per person. You can change yours at any time.

Median House Price

Public listings data

St Georges Basin's house market is moving higher: the median sale price reached $818,000, about 9% above where it sat a year earlier.

Houses

$817,500

last 7 quarters

15% above its 6 neighbours (median $710,500)

↑ +8.5% year-on-year

Based on 94 recorded sales in the last 24 months.

Typically sold in 85 days — median across 51 sales that recorded a listing period

By bedrooms

  • 3 bed 41 sales $710K
  • 4 bed 33 sales $880K
  • 5 bed 13 sales $1.05M

Land

$442,500

last 2 quarters
↑ +11.2% year-on-year

Based on 18 recorded sales in the last 24 months.

Typically sold in 86 days — median across 6 sales that recorded a listing period

Currently for Sale

Last 6 months

Houses in St Georges Basin are currently listed at around $860,000 on average. Based on 25 houses listed in the past six months.

$860K

last 2 months
↓ −1.1% vs previous 6 months from $870K
Since 2022: $792K → $878K (+11%)

25 houses listed in the last 6 months.

25 of the suburb's 1,293 dwellings (1.9%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in St Georges Basin rent for around $630 a week on average, based on 13 houses listed for rent in the past six months.

$630/wk

last 2 months
↓ −3.1% vs previous 6 months from $650/wk
Since 2021: $465/wk → $610/wk (+31%)

13 houses advertised for rent in the last 6 months.

13 rentals advertised against an estimated 237 rented homes (5.5%) in the last 6 months.

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$600/wk
116 bonds
+27% since 2021
2-bed units
$470/wk
11 bonds
+30% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2540 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

100 Moderately unaffordable · the average rental household in this region would pay about 30% of its income on the median rent in postcode 2540.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
3.8% around the typical range

$630/week ($33,000 a year) on a $860,000 median

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Is St Georges Basin safe? Crime statistics

2025

Crime in St Georges Basin sits in the low band, with 82 incidents recorded in 2025 — up about 1% on the prior year.

82 offences

1.2% since 2024
Theft 23 (28.0%)
Assault 14 (17.1%)
Property Damage 14 (17.1%)
Harassment & Stalking 13 (15.9%)
Drug Offences 6 (7.3%)
Sexual Offences 5 (6.1%)
Weapons Offences 3 (3.7%)
Arson 2 (2.4%)
Disorderly Conduct 2 (2.4%)

Crime Trend

Serious Road Crashes

2021–2025

6 crashes

where someone was killed or admitted to hospital

Where they happened

The Wool Road 3 (50.0%)

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Shoalhaven City Council has published 31 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 31 on the portal

Schools

No schools in this suburb boundary.

Walkability

St Georges Basin is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

Public transport

Weekday and weekend service frequency across every stop inside St Georges Basin.

51
out of 100
Bus
Peak (7-9am + 5-7pm)
15.5 arrivals/hr
Off-peak weekday
8.9 arrivals/hr
Saturday
6.2 arrivals/hr
Median peak wait
2 min
Span of service
14.4 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in St Georges Basin.

70
connectivity score / 100
Top 23% in NSW
Most common
Fibre to the node
Full-fibre (FTTP) share
43%
Premises covered
2,005
Technology mix
Fibre to the node (FTTN) 48%
Fibre to the premises (FTTP) 43%
Fibre to the building (FTTB) 7%
Fixed wireless (WIRELESS) 2%
Satellite (Sky Muster) (SATELLITE) 0%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
1 in suburb
Shopping Centres
None
Cafes & Restaurants
1 in suburb
Parks & Reserves
3 in suburb
Sport & Recreation
None
Beaches
None
Waterways
7 in suburb
Childcare
2 in suburb
GPs
2 in suburb
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
1 in suburb
Fuel Stations
1 in suburb
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Shoalhaven: council population

The whole council area, not just St Georges Basin · estimated residents
at 30 June 2025
Residents
111,755
+0.7% in a year
Change
+774
people since 2024
Density
24
people per km² across the council area
What drove the change
Natural increase
-248
births minus deaths
Net internal migration
+702
moves within Australia
Net overseas migration
+320
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
3/10
3/10 within NSW
income, education, jobs and housing together
Economic resources
5/10
4/10 within NSW
income against housing cost and household size
Education and occupation
2/10
2/10 within NSW
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 9 small areas inside this suburb and averages them into the single decile above. They fall into 4 different deciles — a wide range, so parts of this suburb rank well above the average and parts well below it.

St Georges Basin is home to about 3,200 residents, with a median age of 53 — noticeably older than the national figure of 38. Median household income runs at $58,000 a year, with unemployment at 4.2%.

2021 Census · change since 2016

Population

3,215

10.4% since 2016

Median Age

53

6.0% since 2016

Median Household Income

$57,876/yr

16.5% since 2016
Bottom 18% in NSW

Census Median Rent

$350/wk

16.7% since 2016

Census Median Mortgage

$1,690/mo

12.7% since 2016

Avg Household Size

2.3

4.2% since 2016

Median Personal Income

$28,340/yr

16.0% since 2016

Unemployment Rate

4.2%

43.2% since 2016

Unoccupied Dwellings

22.8%

14.3% since 2016

Total Dwellings

1,293

18.5% since 2016

Owner-Occupier Rate

81.7%

0.1% since 2016

Houses

85.5%

3.8% since 2016

Rental Stress

31.4%

no change since 2016

Mortgage Stress

35.0%

3.3% since 2016

Work From Home

12.7%

159.2% since 2016

Dwelling Types

Houses 1,105 (85.5%)
Townhouses 114 (8.8%)
Flats / Apartments 74 (5.7%)

Property Ownership

Owned Outright 613 (51.1%)
Mortgage 367 (30.6%)
Renting 220 (18.3%)
Of those rentals, social housing 12 (5.5%)

6 rented from a state or territory housing authority and 6 from a community housing provider, as a share of the 220 rented dwellings above — not of all dwellings.

Demographics

Born in Australia
80.4%
English Spoken at Home
90.6%
Employment Rate
41.4%
1.2% since 2016
Completed Year 12
27.7%

Occupations

Technicians & Trades 186 (16.2%)
Community & Personal Service 178 (15.5%)
Clerical & Administrative 163 (14.2%)
Professionals 160 (14.0%)
Managers 135 (11.8%)
Labourers 134 (11.7%)
Sales 104 (9.1%)
Machinery Operators & Drivers 69 (6.0%)

Religion

Christianity 1,696 (52.8%)
No Religion 1,238 (38.5%)
Buddhism 23 (0.7%)
Islam 7 (0.2%)
Other Religions 6 (0.2%)
Judaism 5 (0.2%)
Hinduism 3 (0.1%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 177 (5.5%)
New Zealand 37 (1.2%)
Germany 29 (0.9%)
Netherlands 16 (0.5%)
Scotland 15 (0.5%)
China 11 (0.3%)
Philippines 11 (0.3%)
Italy 11 (0.3%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 19 (0.6%)
2011-2015 11 (0.3%)
2001-2010 31 (1.0%)
1991-2000 31 (1.0%)
1981-1990 46 (1.4%)
Before 1981 296 (9.2%)

19 residents (0.6%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

9.4% of residents (288) lived in a capital city five years earlier, most of them in Sydney (243).

Illawarra 65 (2.1%)
Sydney - Outer West and Blue Mountains 55 (1.8%)
Sydney - Outer South West 54 (1.8%)

Top places newcomers came from, as a share of the 3,076 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

German 10 (0.3%)
Greek 9 (0.3%)
Spanish 5 (0.2%)
Mandarin 4 (0.1%)
Cantonese 3 (0.1%)
Italian 3 (0.1%)
Polish 3 (0.1%)

Age Distribution

0-4 139 (4.3%)
5-14 308 (9.6%)
15-19 145 (4.5%)
20-24 132 (4.1%)
25-34 270 (8.4%)
35-44 290 (9.0%)
45-54 380 (11.8%)
55-64 434 (13.5%)
65-74 595 (18.5%)
75-84 382 (11.9%)
85+ 134 (4.2%)

Family & Household Composition

Lone Person 349 (44.6%)
Couple Families 282 (36.0%)
One Parent Families 128 (16.3%)
Group Household 20 (2.6%)
Other Families 4 (0.5%)

Commute to Work

Car (driver) 787 (81.6%)
Worked from Home 123 (12.7%)
Car (passenger) 35 (3.6%)
Walked Only 16 (1.7%)
Bus 4 (0.4%)

1% of employed residents work in a capital's city centre (12 of 1,146).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Certificate III & IV 668 (20.8%)
Advanced Diploma / Diploma 236 (7.3%)
Bachelor Degree 189 (5.9%)
Postgraduate Degree 54 (1.7%)
Graduate Diploma / Certificate 34 (1.1%)

Cars per Dwelling

0 cars 24 (1.9%)
1 car 507 (39.8%)
2 cars 485 (38.1%)
3 cars 154 (12.1%)
4+ cars 99 (7.8%)

Council Rates

Shoalhaven
FY 2024-25

Households face an average residential rates bill of $1,501 a year through Shoalhaven based on 2024 figures.

Avg residential rate
$1,501/yr
22% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of St Georges Basin's area by planning zone
2026-09
  • Environmental 81%
  • Rural and farming 11%
  • Residential 4%
  • Infrastructure and transport 2%
  • Zones under 1% 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Shoalhaven

The whole council area, not just St Georges Basin · new residential dwellings
to 2026-08

In the year to August 2026, 854 new dwellings were approved across Shoalhaven. That mix is 513 houses and 341 units. Approvals are down 9.5% on the same period a year earlier.

Trailing 12 months
854dwellings
-9.5% YoY
Houses
513
detached dwellings
Units
341
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Jerrinja Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Climate & Setting

from Ulladulla AWS, 30.0 km

High rainfall — warm summers, mild winters.

Elevation
0 m
above sea level, at the suburb centre
Distance to the ocean
6.4 km
Annual rainfall
1,302 mm
100 rainy days
Summer max (Jan)
23.9°C
2 days ≥ 35°C
Winter min (Jul)
9.6°C
0 frost days ≤ 0°C

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

1 facility within 5 km

EV adoption

0.5%
of light vehicles are electric
Up from 0.03% in 2021
+0.2 points this year

In postcode 2540, 206 of 40,088 registered light vehicles are battery-electric on 31 January 2025. A further 2.3% (940 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.9%.

Electric share, year by year
2021
0.03%
2022
0.07%
2023
0.14%
2024
0.34%
2025
0.51%

Rooftop solar

44
systems per 100 dwellings
Averaging 6.4 kW each

In postcode 2540, 11,477 rooftop-solar systems totalling 73.5 MW have been installed since 2001, against 26,038 dwellings recorded in the 2021 Census. 786 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
977
2020
1,048
2021
1,175
2022
960
2023
910
2024
878
2025
701
2026
479

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$4,264
Loan amount
$654,000
Total interest over 30 years
$880,893

6 mortgage brokers are registered in postcode 2540.

Deposit
$163,500
Stamp duty
$30,974
Cash needed at settlement
$194,474

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Gilmore

Currently held by Fiona Phillips Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Fiona Phillips 55.1% 44.9% +5.0
2022 Fiona Phillips 50.2% 49.8% +2.4
2019 Fiona Phillips 52.6% 47.4% -3.3

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

South Coast District

Currently held by Liza Butler Labor

Next state election: 13 March 2027.

Year Winner Won with
2023 Liza Butler ALP 53.8%
2019 Shelley Hancock LP 60.5%
2015 Shelley Hancock LP 59.6%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in St Georges Basin?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare St Georges Basin to another suburb

Side-by-side stats for any other NSW suburb — type a name and pick one.

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Common questions about St Georges Basin

Is St Georges Basin a safe place to live?

Recorded crime in St Georges Basin is low (38/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect St Georges Basin?

St Georges Basin has a high recorded bushfire history (87/100, ranked against every Australian suburb with any fire history). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

Is St Georges Basin a good place to live?

St Georges Basin has a SuburbScan Liveability grade of D (21/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of St Georges Basin?

St Georges Basin, NSW had a population of 3,215 at the 2021 Australian Bureau of Statistics census.

What is the postcode for St Georges Basin, NSW?

The postcode for St Georges Basin, NSW is 2540.

How far is St Georges Basin from Sydney?

St Georges Basin is 193 km from Sydney CBD by road, about 164 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in St Georges Basin?

At the 2021 ABS Census, median household income in St Georges Basin was $57,876 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in St Georges Basin?

The median advertised rent in St Georges Basin is $630 a week for houses (13 listings), from rental listings over the last six months.

What is the median age in St Georges Basin?

The median age of residents in St Georges Basin was 53 at the 2021 ABS Census.

Is St Georges Basin at risk of bushfire?

St Georges Basin has a high recorded bushfire history (87/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the suburb relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

What is the weather like in St Georges Basin?

At the nearest Bureau of Meteorology station to St Georges Basin, Ulladulla AWS (30 km away), summer days average 23.9°C, winter nights 9.6°C, 1,302 mm of rain a year over 100 rainy days, and 2 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in St Georges Basin?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does St Georges Basin belong to?

St Georges Basin sits within the Shoalhaven local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in St Georges Basin?

The average residential rates bill through Shoalhaven is $1,501 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near St Georges Basin?

Across Shoalhaven, 854 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 9.5% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is St Georges Basin in?

St Georges Basin sits within the federal Division of Gilmore, currently held by Fiona Phillips (Australian Labor Party).

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Data freshness

Vintages show when each source's data is from. See all data sources.

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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