St Arnaud VIC 3478

St Arnaud sits 241 km from Melbourne CBD in Victoria, around 2 hours 50 minutes by car. Census data records 2,318 residents with a median age of 52 and a median household income of $47,840 per year. On socioeconomic measures it sits in the bottom 20% nationally. Population grew 5.7% from 2016 to 2021. The 2021 Census recorded a median rent of $188 per week and a median monthly mortgage of $867. The area shows high crime risk and no recorded flood exposure. Of 3 schools within the town boundary, 1 ranks above the state average, and walkability is moderate.

Is St Arnaud a good town?

St Arnaud scores a C (42/100) on SuburbScan's Liveability grade — strong on prices, weaker on safety and community.

Schools

Mixed results

3 schools · 1 above peer schools

Transit

Some car dependence

Walkability 47/100 · 241.2 km · 171 min drive to Melbourne

Prices

More affordable than most

Median $300K · More affordable than 95% of VIC

Safety

High crime risk

Fire 37/100 · Crime 86/100 · Flood 0/100

Community

Highly disadvantaged

SEIFA decile 2/10 · median age 52 · 2,318 residents

C

Liveability Rating

42 / 100 · Ranked #538 in VIC

Each bar is St Arnaud's rank among VIC suburbs, from 0 to 100 (higher is better).

Schools quality
70
Some above similar
Safety
55
Bushfire Low · Crime High · Flood None
Socio-economic
7
Disadvantaged
Walkability
52
Somewhat walkable
CBD access
13
241.2 km · 171 min drive to Melbourne
How it's calculated: Schools rank 70 × 25% + Safety rank 55 × 25% + Socio-economic rank 7 × 25% + Walkability rank 52 × 15% + CBD access rank 13 × 10% = 42 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in St Arnaud?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

42 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

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Median House Price

Public listings data

St Arnaud's house market is moving higher: the median sale price reached $300,000, roughly 21% above where it sat a year earlier.

Houses

$300,000

last 7 quarters
Cheaper than 97% of VIC
↑ +20.8% year-on-year

Based on 79 recorded sales in the last 24 months.

Typically sold in 56 days — median across 31 sales that recorded a listing period

By bedrooms

  • 2 bed 7 sales $262K
  • 3 bed 57 sales $300K
  • 4 bed 10 sales $274K

Land

$99,000

Based on only 7 sales — small sample, take as indicative.

Currently for Sale

Last 6 months

Houses in St Arnaud are currently listed at around $365,000 on average. Based on 27 houses listed in the past six months.

$365K

last 3 months
↑ +18.7% vs previous 6 months from $308K
Since 2021: $294K → $297K (+1%)

27 houses listed in the last 6 months.

27 of the suburb's 1,042 dwellings (2.6%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in St Arnaud rent for around $420 a week on average, based on 3 houses listed for rent in the past six months.

$420/wk

3 houses advertised for rent in the last 6 months.

4 rentals advertised against an estimated 215 rented homes (1.9%) in the last 6 months.

Gross rental yield

Indicative
House
6.0% well above the typical range
Top 1% in VIC

$420/week ($22,000 a year) on a $365,000 median

Based on a small sample (3 listings) — indicative only.

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Is St Arnaud safe? Crime statistics

2026

Crime in St Arnaud sits in the high band, with 279 incidents recorded in 2026 — up roughly 67% on the prior year.

279 offences

67.1% since 2025
Theft 60 (21.5%)
Break & Enter 44 (15.8%)
Property Damage 39 (14.0%)
Assault 36 (12.9%)
Weapons Offences 32 (11.5%)
Drug Offences 26 (9.3%)
Fraud & Deception 15 (5.4%)
Disorderly Conduct 13 (4.7%)
Harassment & Stalking 11 (3.9%)
Arson 2 (0.7%)
Robbery 1 (0.4%)

Crime Trend

Serious Road Crashes

2021–2025

10 crashes

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the town carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

Three schools serve St Arnaud, and performance is broadly at peer-suburb levels with one standout. St Arnaud Primary School leads the pack.

58
out of 100
Average
3 schools in this town
1 above similar · 2 at similar
  • • 380 students across 3 schools (avg 127)
  • • Sectors: 2 Government, 1 Catholic
  • • ICSEA 958-1011, median 975 (below the national baseline of 1000)
  • • Largest: St Arnaud Secondary College (168 students)

Primary

Government · Prep-6 · 110 students
ICSEA 958 (higher than 28% of Australian schools) · 6% top-SEA students
Above similar
Catholic · Prep-6 · 102 students
ICSEA 1011 (higher than 52% of Australian schools) · 8% top-SEA students
At similar

Secondary

Government · 7-12 · 168 students
ICSEA 975 (higher than 35% of Australian schools) · 9% top-SEA students
At similar

Walkability

St Arnaud is car-dependent on foot — at 47/100, most errands require a car.

47
out of 100
Car-Dependent
Top 15% in VIC
Public Transport within 1 km 21
Schools within 1.5 km 100
Parks within 800 m 0
Supermarkets within 1 km 60
GPs within 1 km 60
Pharmacies within 1 km 60
Childcare within 1 km 60
Hospitals within 5 km 60

NBN connectivity

The internet access technology available across NBN premises in St Arnaud.

70
connectivity score / 100
Top 21% in VIC
Most common
Fibre to the premises
Full-fibre (FTTP) share
42%
Premises covered
1,455
Technology mix
Fibre to the premises (FTTP) 42%
Fixed wireless (WIRELESS) 22%
Fibre to the node (FTTN) 21%
Fibre to the curb (FTTC) 15%
Satellite (Sky Muster) (SATELLITE) 0%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
1 in town
Shopping Centres
None
Cafes & Restaurants
1 in town
Parks & Reserves
15 in town
Sport & Recreation
2 in town
Beaches
None
Waterways
None
Childcare
2 in town
GPs
1 in town
Pharmacies
1 in town
Hospitals
1 in town
Police Stations
1 in town
Banks & Bank@Post
3 in town
Fuel Stations
2 in town
EV Chargers
1 in town
Pubs & Bars
1 in town
Arts & Culture
None
Places of Worship
1 in town

Northern Grampians: council population

The whole council area, not just St Arnaud · estimated residents
at 30 June 2025
Residents
11,804
+0.7% in a year
Change
+80
people since 2024
Density
2.1
people per km² across the council area
What drove the change
Natural increase
0
births minus deaths
Net internal migration
+42
moves within Australia
Net overseas migration
+38
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this town alone — this town's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
2/10
1/10 within VIC
income, education, jobs and housing together
Economic resources
2/10
1/10 within VIC
income against housing cost and household size
Education and occupation
2/10
1/10 within VIC
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 7 small areas inside this town and averages them into the single decile above. They fall into 3 different deciles — a narrow range, so the average describes the town closely.

St Arnaud is home to about 2,300 residents, with a median age of 52 — noticeably older than the national figure of 38. Median household income runs at $48,000 a year, with unemployment at 3.9%.

2021 Census · change since 2016

Population

2,318

5.7% since 2016

Median Age

52

no change since 2016

Median Household Income

$47,840/yr

13.0% since 2016
Bottom 8% in VIC

Census Median Rent

$188/wk

25.3% since 2016

Census Median Mortgage

$867/mo

no change since 2016

Avg Household Size

2.0

no change since 2016

Median Personal Income

$29,120/yr

18.4% since 2016

Unemployment Rate

3.9%

37.1% since 2016

Unoccupied Dwellings

15.4%

10.5% since 2016

Total Dwellings

1,042

4.2% since 2016

Owner-Occupier Rate

79.4%

2.3% since 2016

Houses

94.0%

0.2% since 2016

Rental Stress

20.4%

10.9% since 2016

Mortgage Stress

21.7%

11.8% since 2016

Work From Home

4.2%

5.0% since 2016

Dwelling Types

Houses 980 (94.0%)
Townhouses 49 (4.7%)
Flats / Apartments 13 (1.2%)

Property Ownership

Owned Outright 511 (50.9%)
Mortgage 285 (28.4%)
Renting 207 (20.6%)
Of those rentals, social housing 44 (21.3%)

26 rented from a state or territory housing authority and 18 from a community housing provider, as a share of the 207 rented dwellings above — not of all dwellings.

Demographics

Born in Australia
85.2%
English Spoken at Home
90.6%
Employment Rate
45.8%
0.7% since 2016
Completed Year 12
26.9%

Occupations

Labourers 176 (19.2%)
Community & Personal Service 147 (16.0%)
Managers 125 (13.6%)
Technicians & Trades 113 (12.3%)
Professionals 108 (11.8%)
Clerical & Administrative 88 (9.6%)
Sales 83 (9.0%)
Machinery Operators & Drivers 61 (6.6%)

Religion

Christianity 1,216 (52.5%)
No Religion 863 (37.2%)
Buddhism 5 (0.2%)
Other Religions 3 (0.1%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 38 (1.6%)
New Zealand 20 (0.9%)
Philippines 19 (0.8%)
Netherlands 12 (0.5%)
Germany 8 (0.3%)
India 4 (0.2%)
Vietnam 4 (0.2%)
Scotland 3 (0.1%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 27 (1.2%)
2011-2015 12 (0.5%)
2001-2010 14 (0.6%)
1991-2000 13 (0.6%)
1981-1990 12 (0.5%)
Before 1981 67 (2.9%)

27 residents (1.2%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

4.9% of residents (108) lived in a capital city five years earlier, most of them in Melbourne (102).

Bendigo 42 (1.9%)
Ballarat 28 (1.3%)
Overseas 26 (1.2%)

Top places newcomers came from, as a share of the 2,208 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

German 5 (0.2%)

Age Distribution

0-4 110 (4.7%)
5-14 207 (8.9%)
15-19 110 (4.7%)
20-24 105 (4.5%)
25-34 241 (10.4%)
35-44 179 (7.7%)
45-54 286 (12.3%)
55-64 331 (14.3%)
65-74 359 (15.5%)
75-84 268 (11.6%)
85+ 118 (5.1%)

Family & Household Composition

Lone Person 445 (57.9%)
Couple Families 186 (24.2%)
One Parent Families 103 (13.4%)
Group Household 23 (3.0%)
Other Families 11 (1.4%)

Commute to Work

Car (driver) 621 (78.8%)
Walked Only 76 (9.6%)
Car (passenger) 43 (5.5%)
Worked from Home 33 (4.2%)
Bicycle 11 (1.4%)
Bus 4 (0.5%)

Local Jobs

People who work in this town against employed people who live here, 2021 Census.

About 870 people work here; 919 employed residents live here.

Roughly as many jobs as working residents (0.9 per resident). At least 3% of employed residents must work outside the town.

Counts are by place of work and place of usual residence. The ABS counts jobs in zones; where a zone spans several places, its jobs are shared out by land use. The ABS also adjusts every figure slightly to protect privacy.

Education

Certificate III & IV 361 (15.6%)
Bachelor Degree 135 (5.8%)
Advanced Diploma / Diploma 134 (5.8%)
Graduate Diploma / Certificate 31 (1.3%)
Postgraduate Degree 17 (0.7%)

Cars per Dwelling

0 cars 92 (9.1%)
1 car 376 (37.1%)
2 cars 341 (33.6%)
3 cars 116 (11.4%)
4+ cars 85 (8.4%)

Council Rates

Northern Grampians
FY 2024-25

Households face an average residential rates bill of $1,730 a year through Northern Grampians based on 2024 figures.

Avg residential rate
$1,730/yr
11% below the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.296¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of St Arnaud's area by planning zone
2026-09
  • Rural and farming 50%
  • Parks and recreation 42%
  • Residential 4%
  • Infrastructure and transport 3%
  • Zones under 1% 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the town around it — the property page shows the zone for one address.

Building Approvals: Northern Grampians

The whole council area, not just St Arnaud · new residential dwellings
to 2026-08

In the year to August 2026, 28 new dwellings were approved across Northern Grampians. That mix is 19 houses and 9 units. Approvals are down 62.5% on the same period a year earlier.

Trailing 12 months
28dwellings
-62.5% YoY
Houses
19
detached dwellings
Units
9
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Dja Dja Wurrung Clans Aboriginal Corporation (appointed 2008).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Climate & Setting

from St Arnaud, 1.4 km

Dry climate.

Elevation
264 m
above sea level, at the town centre
Annual rainfall
453 mm
57 rainy days
Summer max (Jan)
—
Winter min (Jul)
—

Elevation is the ground at the town centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

2 facilities within 5 km

EV adoption

0.1%
of light vehicles are electric
Up from 0.00% in 2021
+0.1 points this year
Bottom 4% in VIC

In postcode 3478, 3 of 2,696 registered light vehicles are battery-electric on 31 January 2025. A further 0.6% (17 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 0.7%.

Electric share, year by year
2021
0.00%
2022
0.00%
2023
0.00%
2024
0.00%
2025
0.11%

Rooftop solar

41
systems per 100 dwellings
Averaging 6.5 kW each

In postcode 3478, 569 rooftop-solar systems totalling 3.7 MW have been installed since 2001, against 1,389 dwellings recorded in the 2021 Census. 26 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
32
2020
37
2021
65
2022
27
2023
34
2024
19
2025
21
2026
11

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

0 first-home grants were paid in postcode 3478 in 2025-26. The most was 40, in 2000-01.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$1,565
Loan amount
$240,000
Total interest over 30 years
$323,263

1 mortgage broker is registered in this town, 2 across postcode 3478.

Deposit
$60,000
Stamp duty
$11,370
Cash needed at settlement
$71,370

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Mallee

Currently held by Anne Webster The Nationals

Year Winner 2PP ALP 2PP LNP Swing
2025 Anne Webster 31.0% 69.0% -0.1
2022 Anne Webster 31.0% 69.0% +3.3
2019 Anne Webster 33.8% 66.2% -3.6

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact town's voters across time.

State Electorate

Ripon District

Currently held by Martha Haylett Australian Labor Party - Victorian Branch

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Martha Haylett ALP 53.0% 53.0% 47.0%
2018 Louise Staley LP 50.0% 50.0% 50.0%
2014 Louise Staley LP 50.8% 49.2% 50.8%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this town's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in St Arnaud?

Every figure above is a town average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare St Arnaud to another suburb

Side-by-side stats for any other VIC suburb — type a name and pick one.

Or jump straight to a nearby comparison:

Common questions about St Arnaud

Is St Arnaud a safe place to live?

Recorded crime in St Arnaud is high (86/100, ranked against other VIC suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.

What natural hazards affect St Arnaud?

St Arnaud has a low recorded bushfire history (37/100, ranked against every Australian suburb with any fire history). No mapped flood overlay applies. These are town-wide figures; check the address, as flood and bushfire exposure change street by street.

Is St Arnaud a good place to live?

St Arnaud has a SuburbScan Liveability grade of C (42/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of St Arnaud?

St Arnaud, VIC had a population of 2,318 at the 2021 Australian Bureau of Statistics census.

What is the postcode for St Arnaud, VIC?

The postcode for St Arnaud, VIC is 3478.

How far is St Arnaud from Melbourne?

St Arnaud is 241 km from Melbourne CBD by road, about 171 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in St Arnaud?

At the 2021 ABS Census, median household income in St Arnaud was $47,840 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in St Arnaud?

The median advertised rent in St Arnaud is $420 a week for houses (3 listings), from rental listings over the last six months.

What is the median age in St Arnaud?

The median age of residents in St Arnaud was 52 at the 2021 ABS Census.

Is St Arnaud at risk of bushfire?

St Arnaud has a low recorded bushfire history (37/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the town relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in St Arnaud?

There are 3 schools inside the St Arnaud boundary: 1 above and 2 at similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

Is St Arnaud walkable?

St Arnaud scores 47/100 on the SuburbScan Walkability Score, making it car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the weather like in St Arnaud?

At the nearest Bureau of Meteorology station to St Arnaud, St Arnaud (1.4 km away), 453 mm of rain a year over 57 rainy days over 2006-2026.

Is the First Home Owner Grant available in St Arnaud?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does St Arnaud belong to?

St Arnaud sits within the Northern Grampians local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in St Arnaud?

The average residential rates bill through Northern Grampians is $1,730 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near St Arnaud?

Across Northern Grampians, 28 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 62.5% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is St Arnaud in?

St Arnaud sits within the federal Division of Mallee, currently held by Anne Webster (The Nationals).

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See Data Sources and How We Calculate for details.

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