St Andrews Beach VIC 3941

St Andrews Beach sits 102 km from Melbourne CBD in Victoria, around 1 hour 25 minutes by car. Census data records 974 residents with a median age of 44 and a median household income of $100,412 per year. By household income, education, and employment patterns, it ranks in the top 20% nationally. The suburb grew 9.6% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $360 per week and a median monthly mortgage of $2,000. St Andrews Beach is characterised by no recorded bushfire exposure. Walkability is low.

Is St Andrews Beach a good suburb?

St Andrews Beach scores a A (69/100) on SuburbScan's Liveability grade — strong on safety and community, weaker on prices.

Transit

Some car dependence

Walkability 30/100 · 102.1 km · 84 min drive to Melbourne

Prices

Above the state median

Median $1.45M · Less affordable than 90% of VIC

Safety

Low all-round risk

Fire 0/100 · Crime 18/100 · Flood 34/100

Community

Very advantaged

SEIFA decile 9/10 · median age 44 · 974 residents

A

Liveability Rating

69 / 100 · Ranked #159 in VIC

Each bar is St Andrews Beach's rank among VIC suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
no schools mapped
Safety
96
Bushfire None · Crime Low · Flood Low
Socio-economic
70
Very advantaged
Walkability
44
Car-dependent
CBD access
40
102.1 km · 84 min drive to Melbourne
How it's calculated: Safety rank 96 × 25% + Socio-economic rank 70 × 25% + Walkability rank 44 × 15% + CBD access rank 40 × 10% = 69 / 100. Missing components rebalance the remaining weights.
Additional risks: Coastal erosion Low

How do you rate the liveability in St Andrews Beach?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

69 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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Median House Price

Public listings data

St Andrews Beach's house market is moving lower: the median sale price reached $1.45 million, about 2% below where it sat a year earlier.

Houses

$1,450,000

last 3 quarters
Pricier than 88% of VIC
↓ −1.7% year-on-year

Based on 29 recorded sales in the last 24 months.

Typically sold in 30 days — median across 4 sales that recorded a listing period

By bedrooms

  • 3 bed 12 sales $1.15M
  • 4 bed 12 sales $1.63M

Land

$810,000

Based on only 5 sales — small sample, take as indicative.

Currently for Sale

Last 6 months

Houses in St Andrews Beach are currently listed at around $1.56 million on average. Based on 18 houses listed in the past six months.

$1.56M

last 2 months

18 houses listed in the last 6 months.

18 of the suburb's 343 dwellings (5.2%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in St Andrews Beach rent for around $850 a week on average, based on 5 houses listed for rent in the past six months.

$850/wk

↓ −15.0% vs previous 6 months from $1,000/wk

5 houses advertised for rent in the last 6 months.

Rental affordability

June quarter 2025

116 Moderately unaffordable · the average rental household in this region would pay about 26% of its income on the median rent in postcode 3941.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
2.8% below the typical range
Bottom 8% in VIC

$850/week ($44,000 a year) on a $1.56 million median

Based on a small sample (5 listings) — indicative only.

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Short-Stay Rentals

73 active Airbnb listings: 72 whole homes and 1 room. Whole homes are about 11.7% of the suburb's homes.

Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.

Is St Andrews Beach safe? Crime statistics

2026

Crime in St Andrews Beach sits in the low band, with 9 incidents recorded in 2026 — down roughly 53% on the prior year.

9 offences

52.6% since 2025
Theft 4 (44.4%)
Break & Enter 2 (22.2%)
Assault 1 (11.1%)
Property Damage 1 (11.1%)
Fraud & Deception 1 (11.1%)

Crime Trend

Serious Road Crashes

2021–2025

1 crash

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Coastal Erosion

98
monitoring points
within 5 km
86
actively eroding
> 0.1 m/yr retreat
-0.42
worst rate (m/yr)
Significant
377 m
nearest coastline
monitoring point

Shoreline Change Summary

1989–2025
Stable or accreting 61 (62%)
Moderate erosion (0.1–0.3 m/yr) 31 (32%)
Significant erosion (> 0.3 m/yr) 6 (6%)

Nearest Eroding Coastline

Distance
377 m
Rate
-0.15 m/yr
Net Movement
-10.4 m
Certainty
good

Data Quality

High certainty: 98 of 98 points (100%)

Schools

No schools in this suburb boundary.

Walkability

St Andrews Beach is car-dependent on foot — at 30/100, most errands require a car.

30
out of 100
Car-Dependent
Top 18% in VIC
Public Transport within 1 km 60
Schools within 1.5 km 0
Parks within 800 m 60
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 60
Hospitals within 5 km 0

NBN connectivity

The internet access technology available across NBN premises in St Andrews Beach.

78
connectivity score / 100
Top 12% in VIC
Most common
Fibre to the premises
Full-fibre (FTTP) share
60%
Premises covered
822
Technology mix
Fibre to the premises (FTTP) 60%
Fibre to the node (FTTN) 40%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
1 in suburb
Parks & Reserves
2 in suburb
Sport & Recreation
None
Beaches
None
Waterways
None
Childcare
1 in suburb
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Mornington Peninsula: council population

The whole council area, not just St Andrews Beach · estimated residents
at 30 June 2025
Residents
172,217
+0.8% in a year
Change
+1,360
people since 2024
Density
238
people per km² across the council area
What drove the change
Natural increase
-304
births minus deaths
Net internal migration
+776
moves within Australia
Net overseas migration
+888
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
9/10
9/10 within VIC
income, education, jobs and housing together
Economic resources
9/10
10/10 within VIC
income against housing cost and household size
Education and occupation
9/10
8/10 within VIC
qualifications and job type, income excluded

St Andrews Beach is home to 974 residents, with a median age of 44, a touch above the national 38. Median household income runs at $100,000 a year, with unemployment at 1.6%.

2021 Census · change since 2016

Population

974

9.6% since 2016

Median Age

44

4.8% since 2016

Median Household Income

$100,412/yr

16.9% since 2016

Census Median Rent

$360/wk

22.4% since 2016

Census Median Mortgage

$2,000/mo

15.4% since 2016

Avg Household Size

2.6

3.7% since 2016

Median Personal Income

$45,292/yr

22.7% since 2016

Unemployment Rate

1.6%

66.0% since 2016

Unoccupied Dwellings

80.5%

25.9% since 2016

Total Dwellings

343

13.2% since 2016

Owner-Occupier Rate

88.5%

2.5% since 2016

Houses

99.1%

0.8% since 2016

Rental Stress

18.6%

4.5% since 2016

Mortgage Stress

23.9%

1.2% since 2016

Work From Home

31.6%

209.8% since 2016

Dwelling Types

Houses 340 (99.1%)
Flats / Apartments 3 (0.9%)

Property Ownership

Mortgage 172 (50.7%)
Owned Outright 128 (37.8%)
Renting 39 (11.5%)

Demographics

Born in Australia
81.2%
English Spoken at Home
90.0%
Employment Rate
62.9%
3.7% since 2016
Completed Year 12
50.5%

Occupations

Professionals 119 (24.8%)
Technicians & Trades 105 (21.9%)
Managers 72 (15.0%)
Clerical & Administrative 51 (10.6%)
Community & Personal Service 48 (10.0%)
Sales 36 (7.5%)
Labourers 28 (5.8%)
Machinery Operators & Drivers 9 (1.9%)

Religion

No Religion 580 (59.5%)
Christianity 294 (30.2%)
Judaism 5 (0.5%)
Buddhism 4 (0.4%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 35 (3.6%)
New Zealand 15 (1.5%)
Canada 8 (0.8%)
Netherlands 8 (0.8%)
Germany 4 (0.4%)
Greece 3 (0.3%)
France 3 (0.3%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 3 (0.3%)
2011-2015 6 (0.6%)
2001-2010 20 (2.1%)
1991-2000 11 (1.1%)
1981-1990 26 (2.7%)
Before 1981 47 (4.8%)

3 residents (0.3%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

Melbourne - Inner 62 (6.8%)
Melbourne - Inner South 24 (2.6%)

Top places newcomers came from, as a share of the 910 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

French 5 (0.5%)
Greek 4 (0.4%)
Spanish 3 (0.3%)

Age Distribution

0-4 64 (6.6%)
5-14 146 (15.0%)
15-19 48 (4.9%)
20-24 38 (3.9%)
25-34 67 (6.9%)
35-44 128 (13.1%)
45-54 167 (17.1%)
55-64 165 (16.9%)
65-74 115 (11.8%)
75-84 28 (2.9%)
85+ 7 (0.7%)

Family & Household Composition

Couple Families 133 (52.6%)
Lone Person 84 (33.2%)
One Parent Families 31 (12.3%)
Group Household 5 (2.0%)

Commute to Work

Car (driver) 260 (63.7%)
Worked from Home 129 (31.6%)
Car (passenger) 12 (2.9%)
Bicycle 4 (1.0%)
Train 3 (0.7%)

5% of employed residents work in a capital's city centre (26 of 480).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Certificate III & IV 168 (17.2%)
Bachelor Degree 164 (16.8%)
Advanced Diploma / Diploma 82 (8.4%)
Postgraduate Degree 36 (3.7%)
Graduate Diploma / Certificate 23 (2.4%)

Cars per Dwelling

1 car 75 (22.5%)
2 cars 177 (53.0%)
3 cars 61 (18.3%)
4+ cars 24 (7.2%)

Council Rates

Mornington Peninsula
FY 2024-25

Households face an average residential rates bill of $1,659 a year through Mornington Peninsula based on 2024 figures.

Avg residential rate
$1,659/yr
14% below the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.168¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of St Andrews Beach's area by planning zone
2026-09
  • Residential 59%
  • Parks and recreation 33%
  • Infrastructure and transport 8%
  • Not zoned 1%

Planning zones cover 99% of the suburb's area. The rest is unzoned land such as water or road reserve.

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Mornington Peninsula

The whole council area, not just St Andrews Beach · new residential dwellings
to 2026-08

In the year to August 2026, 791 new dwellings were approved across Mornington Peninsula. That mix is 511 houses and 280 units. Approvals are up 9.2% on the same period a year earlier.

Trailing 12 months
791dwellings
+9.2% YoY
Houses
511
detached dwellings
Units
280
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Bunurong Land Council Aboriginal Corporation (appointed 2017).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Climate & Setting

from Mornington, 29.0 km

Moderate rainfall.

Elevation
15 m
above sea level, at the suburb centre
Distance to the ocean
387 m
4.6 km to a named beach
Annual rainfall
700 mm
86 rainy days
Summer max (Jan)
—
Winter min (Jul)
—

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

2 facilities within 5 km

EV adoption

1.0%
of light vehicles are electric
Up from 0.07% in 2021
+0.3 points this year
Top 22% in VIC

In postcode 3941, 126 of 12,093 registered light vehicles are battery-electric on 31 January 2025. A further 1.7% (202 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.7%.

Electric share, year by year
2021
0.07%
2022
0.17%
2023
0.34%
2024
0.76%
2025
1.04%

Rooftop solar

23
systems per 100 dwellings
Averaging 6.2 kW each

In postcode 3941, 2,661 rooftop-solar systems totalling 16.6 MW have been installed since 2001, against 11,402 dwellings recorded in the 2021 Census. 168 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
164
2020
207
2021
241
2022
241
2023
213
2024
186
2025
161
2026
81

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

0 first-home grants were paid in postcode 3941 in 2025-26. The most was 145, in 2001-02.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$7,562
Loan amount
$1,160,000
Total interest over 30 years
$1,562,440

4 mortgage brokers are registered in postcode 3941.

Deposit
$290,000
Stamp duty
$79,750
Cash needed at settlement
$369,750

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Flinders

Currently held by Zoe Mckenzie Liberal

Year Winner 2PP ALP 2PP LNP Swing
2025 Zoe Mckenzie 45.2% 54.8% +1.4
2022 Zoe Mckenzie 43.3% 56.7% +1.1
2019 Greg Hunt 44.4% 55.6% -1.4

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Nepean District

Currently held by Anthony Marsh Liberal — elected at the May 2026 by-election, after the results below

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Sam Groth LP 50.5% 43.3% 56.7%
2018 Chris Brayne ALP 50.9% 50.9% 49.1%
2014 Martin Dixon LP 53.3% 42.4% 57.6%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in St Andrews Beach?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare St Andrews Beach to another suburb

Side-by-side stats for any other VIC suburb — type a name and pick one.

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Common questions about St Andrews Beach

Is St Andrews Beach a safe place to live?

Recorded crime in St Andrews Beach is low (18/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect St Andrews Beach?

St Andrews Beach has no recorded bushfire history. Flood overlays cover a low share of it (34/100). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

Is St Andrews Beach a good place to live?

St Andrews Beach has a SuburbScan Liveability grade of A (69/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of St Andrews Beach?

St Andrews Beach, VIC had a population of 974 at the 2021 Australian Bureau of Statistics census.

What is the postcode for St Andrews Beach, VIC?

The postcode for St Andrews Beach, VIC is 3941.

How far is St Andrews Beach from Melbourne?

St Andrews Beach is 102 km from Melbourne CBD by road, about 84 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in St Andrews Beach?

At the 2021 ABS Census, median household income in St Andrews Beach was $100,412 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in St Andrews Beach?

The median advertised rent in St Andrews Beach is $850 a week for houses (5 listings), from rental listings over the last six months.

What is the median age in St Andrews Beach?

The median age of residents in St Andrews Beach was 44 at the 2021 ABS Census.

Is St Andrews Beach walkable?

St Andrews Beach scores 30/100 on the SuburbScan Walkability Score, making it car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the weather like in St Andrews Beach?

At the nearest Bureau of Meteorology station to St Andrews Beach, Mornington (29 km away), 700 mm of rain a year over 86 rainy days over 2006-2026.

Is the First Home Owner Grant available in St Andrews Beach?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does St Andrews Beach belong to?

St Andrews Beach sits within the Mornington Peninsula local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in St Andrews Beach?

The average residential rates bill through Mornington Peninsula is $1,659 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near St Andrews Beach?

Across Mornington Peninsula, 791 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 9.2% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is St Andrews Beach in?

St Andrews Beach sits within the federal Division of Flinders, currently held by Zoe Mckenzie (Liberal).

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Data freshness

Vintages show when each source's data is from. See all data sources.

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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