South Arm NSW 2449

South Arm is a rural locality in New South Wales, 499 km from Sydney CBD, around 5 hours 50 minutes by car. Population is 311; the median age is 49 and the median household income is $46,800 per year. On socioeconomic measures it sits in the bottom 20% nationally. The 2021 Census recorded a median rent of $178 per week and a median monthly mortgage of $921. The area shows high bushfire risk. Walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 311. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

How do you rate the liveability in South Arm?

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Not enough data to score this locality.

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Median House Price

Q4 2025

South Arm's house market is moving higher: the median sale price reached $1.66 million in the December 2025 quarter, roughly 82% above where it sat a year earlier. That said, only four sales settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level. Zoom out: prices have climbed roughly 288% over the past decade — 14.5% per year on average.

Houses

$1,659,700

last 5 quarters
Pricier than 79% of NSW
↑ +82.4% year-on-year
↑ +287.8% over 2015–2025 (+14.5%/yr compound)

Based on only 4 sales — small sample, take as indicative.

Land

$335,000

last 3 quarters
↑ +6412.4% over 2015–2025 (+51.8%/yr compound)

Based on only 4 sales — small sample, take as indicative.

Short-Stay Rentals

1 active Airbnb listing: 1 whole home and 0 rooms. Whole homes are about 0.8% of the locality's homes.

Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.

Serious Road Crashes

2021–2025

2 crashes

where someone was killed or admitted to hospital, 1 of them fatal

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Nambucca Valley Council has published 3 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

Schools

No schools in this locality boundary.

Walkability

South Arm is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

Public transport

Weekday and weekend service frequency across every stop inside South Arm.

20
out of 100
Bottom 2% in NSW
Bus
Peak (7-9am + 5-7pm)
3.5 arrivals/hr
Off-peak weekday
0.7 arrivals/hr
Saturday
0.0 arrivals/hr
Median peak wait
2 min
Span of service
8.5 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in South Arm.

34
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
13%
Premises covered
151
Technology mix
Fixed wireless (WIRELESS) 46%
Satellite (Sky Muster) (SATELLITE) 38%
Fibre to the premises (FTTP) 13%
Fibre to the node (FTTN) 3%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
None
Sport & Recreation
None
Beaches
None
Waterways
9 in locality
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Nambucca Valley: council population

The whole council area, not just South Arm · estimated residents
at 30 June 2025
Residents
21,237
+0.9% in a year
Change
+187
people since 2024
Density
14
people per km² across the council area
What drove the change
Natural increase
-56
births minus deaths
Net internal migration
+210
moves within Australia
Net overseas migration
+33
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
2/10
1/10 within NSW
income, education, jobs and housing together
Economic resources
1/10
1/10 within NSW
income against housing cost and household size
Education and occupation
3/10
3/10 within NSW
qualifications and job type, income excluded

South Arm is home to 311 residents, with a median age of 49, a touch above the national 38. Median household income runs at $47,000 a year, with unemployment at 17.6%.

2021 Census · change since 2016

Population

311

0.6% since 2016

Median Age

49

4.3% since 2016

Median Household Income

$46,800/yr

17.8% since 2016
Bottom 9% in NSW

Census Median Rent

$178/wk

18.7% since 2016

Census Median Mortgage

$921/mo

3.8% since 2016

Avg Household Size

2.5

4.2% since 2016

Median Personal Income

$23,400/yr

11.1% since 2016

Unemployment Rate

17.6%

363.2% since 2016

Unoccupied Dwellings

17.4%

75.8% since 2016

Total Dwellings

109

16.8% since 2016

Owner-Occupier Rate

69.3%

6.6% since 2016

Houses

99.1%

7.3% since 2016

Rental Stress

19.8%

1.0% since 2016

Mortgage Stress

23.6%

11.9% since 2016

Work From Home

26.2%

54.1% since 2016

Dwelling Types

Houses 108 (99.1%)
Flats / Apartments 1 (0.9%)

Property Ownership

Owned Outright 51 (50.5%)
Renting 31 (30.7%)
Mortgage 19 (18.8%)
Of those rentals, social housing 16 (51.6%)

3 rented from a state or territory housing authority and 13 from a community housing provider, as a share of the 31 rented dwellings above — not of all dwellings.

Demographics

Born in Australia
78.5%
English Spoken at Home
83.0%
Employment Rate
34.1%
15.8% since 2016
Completed Year 12
23.5%

Occupations

Managers 22 (24.7%)
Professionals 15 (16.9%)
Technicians & Trades 14 (15.7%)
Labourers 14 (15.7%)
Clerical & Administrative 8 (9.0%)
Community & Personal Service 8 (9.0%)
Machinery Operators & Drivers 7 (7.9%)
Sales 4 (4.5%)

Religion

No Religion 130 (41.8%)
Christianity 124 (39.9%)
Other Religions 8 (2.6%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 5 (1.6%)
Germany 4 (1.3%)

Age Distribution

0-4 21 (6.8%)
5-14 25 (8.0%)
15-19 14 (4.5%)
20-24 12 (3.9%)
25-34 46 (14.8%)
35-44 14 (4.5%)
45-54 31 (10.0%)
55-64 53 (17.0%)
65-74 63 (20.3%)
75-84 19 (6.1%)
85+ 5 (1.6%)

Family & Household Composition

Lone Person 28 (35.9%)
Couple Families 24 (30.8%)
One Parent Families 17 (21.8%)
Group Household 5 (6.4%)
Other Families 4 (5.1%)

Commute to Work

Car (driver) 43 (66.2%)
Worked from Home 17 (26.2%)
Car (passenger) 5 (7.7%)

Education

Certificate III & IV 29 (9.3%)
Bachelor Degree 24 (7.7%)
Advanced Diploma / Diploma 15 (4.8%)
Postgraduate Degree 3 (1.0%)

Cars per Dwelling

0 cars 10 (9.7%)
1 car 30 (29.1%)
2 cars 38 (36.9%)
3 cars 16 (15.5%)
4+ cars 8 (7.8%)

Council Rates

Nambucca Valley
FY 2024-25

Households face an average residential rates bill of $1,175 a year through Nambucca Valley based on 2024 figures.

Avg residential rate
$1,175/yr
4% below the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of South Arm's area by planning zone
2026-09
  • Rural and farming 91%
  • Environmental 9%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Nambucca Valley

The whole council area, not just South Arm · new residential dwellings
to 2026-08

In the year to August 2026, 109 new dwellings were approved across Nambucca Valley. That mix is 101 houses and 8 units. Approvals are down 64.4% on the same period a year earlier.

Trailing 12 months
109dwellings
-64.4% YoY
Houses
101
detached dwellings
Units
8
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Bowraville Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Setting

Elevation
133 m
above sea level, at the locality centre
Distance to the ocean
24.0 km

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.0%
of light vehicles are electric
Up from 0.00% in 2021

In postcode 2449, 0 of 1,901 registered light vehicles are battery-electric on 31 January 2025. A further 1.0% (19 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.0%.

Electric share, year by year
2021
0.00%
2022
0.00%
2023
0.00%
2024
0.00%
2025
0.00%

Rooftop solar

66
systems per 100 dwellings
Averaging 5.7 kW each

In postcode 2449, 601 rooftop-solar systems totalling 3.4 MW have been installed since 2001, against 907 dwellings recorded in the 2021 Census. 32 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
35
2020
61
2021
77
2022
30
2023
29
2024
33
2025
26
2026
21

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

Q4-2025 median
I'm looking for
Deposit
$
%
Monthly repayment
$8,656
Loan amount
$1,327,760
Total interest over 30 years
$1,788,401
Deposit
$331,940
Stamp duty
$72,570
Cash needed at settlement
$404,510

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Cowper

Currently held by Pat Conaghan The Nationals

Year Winner 2PP ALP 2PP LNP Swing
2025 Pat Conaghan 40.9% 59.1% +0.5
2022 Pat Conaghan 40.5% 59.5% -2.4
2019 Pat Conaghan 38.1% 61.9% -0.7

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Oxley District

Currently held by Michael Kemp The Nationals

Next state election: 13 March 2027.

Year Winner Won with
2023 Michael Kemp NP 62.8%
2019 Melinda Pavey NP 64.9%
2015 Melinda Pavey NP 60.9%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in South Arm?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare South Arm to another suburb

Side-by-side stats for any other NSW suburb — type a name and pick one.

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Common questions about South Arm

What natural hazards affect South Arm?

South Arm has a high recorded bushfire history (77/100, ranked against every Australian suburb with any fire history). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of South Arm?

South Arm, NSW had a population of 311 at the 2021 Australian Bureau of Statistics census.

What is the postcode for South Arm, NSW?

The postcode for South Arm, NSW is 2449.

How far is South Arm from Sydney?

South Arm is 499 km from Sydney CBD by road, about 348 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in South Arm?

At the 2021 ABS Census, median household income in South Arm was $46,800 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in South Arm?

There are too few current rental listings in South Arm for a reliable median. At the 2021 ABS Census the median weekly rent was $178, across all dwelling types.

What is the median age in South Arm?

The median age of residents in South Arm was 49 at the 2021 ABS Census.

Is South Arm at risk of bushfire?

South Arm has a high recorded bushfire history (77/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

What is the median house price in South Arm?

The median sale price for houses in South Arm was $1,659,700 in the Q4 2025 quarter, based on a small sample of 4 sales — take as indicative.

Is the First Home Owner Grant available in South Arm?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does South Arm belong to?

South Arm sits within the Nambucca Valley local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in South Arm?

The average residential rates bill through Nambucca Valley is $1,175 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near South Arm?

Across Nambucca Valley, 109 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 64.4% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is South Arm in?

South Arm sits within the federal Division of Cowper, currently held by Pat Conaghan (The Nationals).

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Data freshness

Vintages show when each source's data is from. See all data sources.

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
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