Smithtown NSW 2440
Smithtown is a rural locality in New South Wales, 437 km from Sydney CBD, around 4 hours 45 minutes by car. Population is 625; the median age is 43 and the median household income is $61,256 per year. By household income, education, and employment patterns, it ranks in the bottom 20% nationally. The locality grew 5.9% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $320 per week and a median monthly mortgage of $1,244. Smithtown is characterised by high crime risk and no recorded bushfire exposure. All 1 school within the locality boundary rank above the state average, and walkability is moderate.
Is Smithtown a good place to live?
Smithtown scores a C (32/100) on SuburbScan's Liveability grade — strong on prices, weaker on safety and community.
Mixed results
1 school · 1 above peer schools
Some car dependence
Walkability 46/100 · 436.6 km · 287 min drive to Sydney
More affordable than most
Median $470K · More affordable than 84% of NSW
High crime risk
Fire 0/100 · Crime 79/100
Highly disadvantaged
SEIFA decile 1/10 · median age 43 · 625 residents
Liveability Rating
32 / 100 · Ranked #1219 in NSWEach bar is Smithtown's rank among NSW suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.
No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.
How do you rate the liveability in Smithtown?
Local knowledge beats any dataset. Rate it and see what other residents think.
Our score
32 / 100
From schools, safety and socio-economic data — not opinion.
Residents say
…
Median House Price
Public listings dataSmithtown's house market is moving higher: the median sale price reached $470,000, roughly 21% above where it sat a year earlier.
$470,000
Based on 28 recorded sales in the last 24 months.
Typically sold in 87 days — median across 14 sales that recorded a listing period
By bedrooms
- 2 bed 5 sales $405K
- 3 bed 16 sales $450K
- 4 bed 5 sales $549K
Currently for Sale
Last 6 monthsHouses in Smithtown are currently listed at around $549,000 on average. Based on 3 houses listed in the past six months.
$549K
3 houses listed in the last 6 months.
3 of the suburb's 240 dwellings (1.2%) were listed for sale in the last 6 months.
Rental Market
Rent agreed on new leases
Jul–Sep 2026- 3-bed houses
- $520/wk
- 34 bonds
- +34% since 2021
- 2-bed units
- $430/wk
- 15 bonds
- +33% since 2021
Median weekly rent on bonds lodged for new tenancies across postcode 2440 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.
Rental affordability
June quarter 2025122 Acceptable · the average rental household in this region would pay about 25% of its income on the median rent in postcode 2440.
SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.
Short-Stay Rentals
2 active Airbnb listings: 2 whole homes and 0 rooms. Whole homes are about 0.8% of the locality's homes.
Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.
Is Smithtown safe? Crime statistics
2025Crime in Smithtown sits in the high band, with 46 incidents recorded in 2025 — up roughly 15% on the prior year.
46 offences
15.0% since 2024Crime Trend
Serious Road Crashes
2021–20252 crashes
where someone was killed or admitted to hospital
Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Council Flood Studies
Kempsey Shire Council has published 9 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.
Schools
One school serve Smithtown, and the cohort skews above peer-suburb performance. Smithtown Public School leads the pack.
- • 54 students in one school (avg 54)
Primary
Walkability
Smithtown is car-dependent on foot — at 46/100, most errands require a car.
NBN connectivity
The internet access technology available across NBN premises in Smithtown.
- Full-fibre (FTTP) share
- 0%
- Premises covered
- 283
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Kempsey: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.
Socio-economic profile
Smithtown is home to 625 residents, with a median age of 43, a touch above the national 38. Median household income runs at $61,000 a year, with unemployment at 6.7%.
2021 Census · change since 2016
Population
625
Median Age
43
Median Household Income
$61,256/yr
Census Median Rent
$320/wk
Census Median Mortgage
$1,244/mo
Avg Household Size
2.4
Median Personal Income
$34,424/yr
Unemployment Rate
6.7%
Unoccupied Dwellings
9.2%
Total Dwellings
240
Owner-Occupier Rate
81.7%
Houses
100.0%
Rental Stress
27.2%
Mortgage Stress
24.4%
Work From Home
5.4%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 87.4%
- English Spoken at Home
- 90.9%
- Employment Rate
- 48.9%
- Completed Year 12
- 24.2%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,447 a year through Kempsey based on 2024 figures.
How this land is zoned
- Rural and farming 75%
- Environmental 21%
- Industrial 4%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.
Building Approvals: Kempsey
In the year to August 2026, 144 new dwellings were approved across Kempsey. That mix is 83 houses and 61 units. Approvals are up 380.0% on the same period a year earlier.
Aboriginal Land Council
Aboriginal land in this area is administered by the Kempsey Local Aboriginal Land Council.
Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.
Setting
- Elevation
- -2 m
- above sea level, at the locality centre
- Distance to the ocean
- 8.8 km
Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
Industrial Emissions Nearby
1 facility within 5 km- 0.9 kmSoft Drink, Cordial and Syrup ManufacturingTop reported: Carbon monoxide · Particulate Matter ≤10.0 µm (PM10) · Particulate Matter ≤2.5 µm (PM2.5)
EV adoption
In postcode 2440, 24 of 18,636 registered light vehicles are battery-electric on 31 January 2025. A further 1.6% (295 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.7%.
Rooftop solar
In postcode 2440, 4,823 rooftop-solar systems totalling 31.2 MW have been installed since 2001, against 9,086 dwellings recorded in the 2021 Census. 222 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $600,000.
Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).
Mortgage repayments
Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.
At $470,000 this is under the $600,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with Revenue NSW.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Pat Conaghan The Nationals
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Pat Conaghan | 40.9% | 59.1% | +0.5 |
| 2022 | Pat Conaghan | 40.5% | 59.5% | -2.4 |
| 2019 | Pat Conaghan | 38.1% | 61.9% | -0.7 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.
State Electorate
Currently held by Michael Kemp The Nationals
Next state election: 13 March 2027.
| Year | Winner | Won with |
|---|---|---|
| 2023 | Michael Kemp NP | 62.8% |
| 2019 | Melinda Pavey NP | 64.9% |
| 2015 | Melinda Pavey NP | 60.9% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.
Looking at a specific address in Smithtown?
Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 625 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Nearby suburbs
Compare Smithtown to another suburb
Side-by-side stats for any other NSW suburb — type a name and pick one.
Or jump straight to a nearby comparison:
Common questions about Smithtown
Is Smithtown a safe place to live?
Recorded crime in Smithtown is high (79/100, ranked against other NSW suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.
What natural hazards affect Smithtown?
Smithtown has no recorded bushfire history. These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.
Is Smithtown a good place to live?
Smithtown has a SuburbScan Liveability grade of C (32/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.
What is the population of Smithtown?
Smithtown, NSW had a population of 625 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Smithtown, NSW?
The postcode for Smithtown, NSW is 2440.
How far is Smithtown from Sydney?
Smithtown is 437 km from Sydney CBD by road, about 287 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Smithtown?
At the 2021 ABS Census, median household income in Smithtown was $61,256 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Smithtown?
There are too few current rental listings in Smithtown for a reliable median. At the 2021 ABS Census the median weekly rent was $320, across all dwelling types.
What is the median age in Smithtown?
The median age of residents in Smithtown was 43 at the 2021 ABS Census.
How are the schools in Smithtown?
There is 1 school inside the Smithtown boundary: 1 above similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).
Is Smithtown walkable?
Smithtown scores 46/100 on the SuburbScan Walkability Score, making it car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.
Is the First Home Owner Grant available in Smithtown?
First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Smithtown belong to?
Smithtown sits within the Kempsey local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Smithtown?
The average residential rates bill through Kempsey is $1,447 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Smithtown?
Across Kempsey, 144 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 380.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Smithtown in?
Smithtown sits within the federal Division of Cowper, currently held by Pat Conaghan (The Nationals).
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Data freshness
- Census · 2021
- Median sale prices · Oct 2026
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- NBN connectivity · Dec 2025
- Crime · 2025
- Road crashes · 2021–2025
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- Short-stay rentals · Jun 2026
- State electorate · 2023
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.