Located in New South Wales, Smiths Creek sits 795 km from Sydney CBD, around 8 hours 35 minutes by car. The locality has 345 residents, a median age of 47, and a median household income of $61,724 per year. On socioeconomic measures it sits in the lower-middle tier nationally. Population grew 14.6% from 2016 to 2021. The 2021 Census recorded a median rent of $345 per week and a median monthly mortgage of $1,850. The area shows no recorded bushfire exposure. Walkability is low.
This locality is too small to rate.
The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 345. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.
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Median House Price
Q4 2025Smiths Creek's house market is moving higher: the median sale price reached $1.95 million in the December 2025 quarter, roughly 83% above where it sat a year earlier. That said, only two sales settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level. Zoom out: prices have climbed roughly 348% over the past decade — 16.2% per year on average.
$1,950,000
Based on only 2 sales — small sample, take as indicative.
Rental Market
Rent agreed on new leases
Jul–Sep 2026- 3-bed houses
- $790/wk
- 16 bonds
- +46% since 2021
Median weekly rent on bonds lodged for new tenancies across postcode 2484 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.
Rental affordability
June quarter 202590 Unaffordable · the average rental household in this region would pay about 33% of its income on the median rent in postcode 2484.
SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.
Short-Stay Rentals
7 active Airbnb listings: 7 whole homes and 0 rooms. Whole homes are about 5.6% of the locality's homes.
Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.
Serious Road Crashes
2021–20251 crash
where someone was killed or admitted to hospital
Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Council Flood Studies
Tweed Shire Council has published 8 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.
Schools
Walkability
Smiths Creek is very car-dependent on foot — at 8/100, nearly all errands require a car.
Public transport
Weekday and weekend service frequency across every stop inside Smiths Creek.
- Peak (7-9am + 5-7pm)
- 3.5 arrivals/hr
- Off-peak weekday
- 1.1 arrivals/hr
- Saturday
- 0.0 arrivals/hr
- Median peak wait
- 2 min
- Span of service
- 8.6 hours
Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.
NBN connectivity
The internet access technology available across NBN premises in Smiths Creek.
- Full-fibre (FTTP) share
- 0%
- Premises covered
- 131
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Tweed: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.
Socio-economic profile
Smiths Creek is home to 345 residents, with a median age of 47, a touch above the national 38. Median household income runs at $62,000 a year, with unemployment at 6.9%.
2021 Census · change since 2016
Population
345
Median Age
47
Median Household Income
$61,724/yr
Census Median Rent
$345/wk
Census Median Mortgage
$1,850/mo
Avg Household Size
2.5
Median Personal Income
$25,272/yr
Unemployment Rate
6.9%
Unoccupied Dwellings
10.1%
Total Dwellings
119
Owner-Occupier Rate
86.5%
Houses
97.5%
Rental Stress
29.1%
Mortgage Stress
36.0%
Work From Home
25.4%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 70.4%
- English Spoken at Home
- 82.9%
- Employment Rate
- 49.3%
- Completed Year 12
- 42.9%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
When They Arrived
Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.
3 residents (0.9%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.
Languages Spoken at Home
Top languages other than English, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,745 a year through Tweed based on 2024 figures.
How this land is zoned
- Rural and farming 62%
- Environmental 25%
- Other and special use 6%
- Residential 3%
- Infrastructure and transport 3%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.
Building Approvals: Tweed
In the year to August 2026, 331 new dwellings were approved across Tweed. That mix is 187 houses and 144 units. Approvals are down 49.7% on the same period a year earlier.
Aboriginal Land Council
Aboriginal land in this area is administered by the Tweed Byron Local Aboriginal Land Council.
Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.
Climate & Setting
from Murwillumbah (Bray Park), 9.8 kmHigh rainfall — warm summers, mild winters.
- Elevation
- 73 m
- above sea level, at the locality centre
- Distance to the ocean
- 17.5 km
- Annual rainfall
- 1,569 mm
- 108 rainy days
- Summer max (Jan)
- 29.1°C
- 4 days ≥ 35°C
- Winter min (Jul)
- 9.1°C
- 0 frost days ≤ 0°C
Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
EV adoption
In postcode 2484, 100 of 15,591 registered light vehicles are battery-electric on 31 January 2025. A further 2.7% (415 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.3%.
Rooftop solar
In postcode 2484, 6,039 rooftop-solar systems totalling 38.8 MW have been installed since 2001, against 7,901 dwellings recorded in the 2021 Census. 357 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $600,000.
Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).
Mortgage repayments
Q4-2025 median5 mortgage brokers are registered in postcode 2484.
Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.
At $1,950,000 this is $1,350,000 above the $600,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with Revenue NSW.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Justine Elliot Australian Labor Party
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Justine Elliot | 60.0% | 40.0% | +1.8 |
| 2022 | Justine Elliot | 58.2% | 41.8% | -4.2 |
| 2019 | Justine Elliot | 54.1% | 45.9% | -0.1 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.
State Electorate
Currently held by Janelle Saffin Labor
Next state election: 13 March 2027.
| Year | Winner | Won with |
|---|---|---|
| 2023 | Janelle Saffin ALP | 65.0% |
| 2019 | Janelle Saffin ALP | 51.4% |
| 2015 | Thomas George NP | 52.9% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.
Looking at a specific address in Smiths Creek?
Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 345 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Nearby suburbs
Stokers Siding NSW 2484
Uki NSW 2484
Upper Burringbar NSW 2483
Dum Dum NSW 2484
Rowlands Creek NSW 2484
Chowan Creek NSW 2484
Compare Smiths Creek to another suburb
Side-by-side stats for any other NSW suburb — type a name and pick one.
Or jump straight to a nearby comparison:
Common questions about Smiths Creek
What natural hazards affect Smiths Creek?
Smiths Creek has no recorded bushfire history. These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.
What is the population of Smiths Creek?
Smiths Creek, NSW had a population of 345 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Smiths Creek, NSW?
The postcode for Smiths Creek, NSW is 2484.
How far is Smiths Creek from Sydney?
Smiths Creek is 795 km from Sydney CBD by road, about 516 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Smiths Creek?
At the 2021 ABS Census, median household income in Smiths Creek was $61,724 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Smiths Creek?
There are too few current rental listings in Smiths Creek for a reliable median. At the 2021 ABS Census the median weekly rent was $345, across all dwelling types.
What is the median age in Smiths Creek?
The median age of residents in Smiths Creek was 47 at the 2021 ABS Census.
Is Smiths Creek walkable?
Smiths Creek scores 8/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.
What is the weather like in Smiths Creek?
At the nearest Bureau of Meteorology station to Smiths Creek, Murwillumbah (Bray Park) (9.8 km away), summer days average 29.1°C, winter nights 9.1°C, 1,569 mm of rain a year over 108 rainy days, and 4 days a year above 35°C over 2006-2026.
What is the median house price in Smiths Creek?
The median sale price for houses in Smiths Creek was $1,950,000 in the Q4 2025 quarter, based on a small sample of 2 sales — take as indicative.
Is the First Home Owner Grant available in Smiths Creek?
First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Smiths Creek belong to?
Smiths Creek sits within the Tweed local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Smiths Creek?
The average residential rates bill through Tweed is $1,745 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Smiths Creek?
Across Tweed, 331 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 49.7% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Smiths Creek in?
Smiths Creek sits within the federal Division of Richmond, currently held by Justine Elliot (Australian Labor Party).
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Data freshness
- Census · 2021
- Median sale prices · Q4 2025
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- Public transport · Oct 2026
- NBN connectivity · Dec 2025
- Road crashes · 2021–2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- Short-stay rentals · Jun 2026
- State electorate · 2023
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.