Shoalhaven Heads NSW 2535

Located in New South Wales, Shoalhaven Heads sits 149 km from Sydney CBD, around 2 hours 5 minutes by car. The town has 3,248 residents, a median age of 56, and a median household income of $55,432 per year. By household income, education, and employment patterns, it ranks in the lower-middle tier nationally. The town grew 6.2% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $365 per week and a median monthly mortgage of $1,950. Shoalhaven Heads is characterised by high bushfire risk. All 1 school within the town boundary rank above the state average, and walkability is moderate.

Is Shoalhaven Heads a good town?

Shoalhaven Heads scores a C (38/100) on SuburbScan's Liveability grade — strong on transit, weaker on prices and safety.

Schools

Mixed results

1 school · 1 above peer schools

Transit

Very walkable

Walkability 64/100 · 149.2 km · 127 min drive to Sydney

Prices

Above the state median

Median $1.1M · Less affordable than 85% of NSW

Safety

High bushfire risk

Fire 78/100 · Crime 37/100

Community

Below-average income

SEIFA decile 4/10 · median age 56 · 3,248 residents

C

Liveability Rating

38 / 100 · Ranked #1088 in NSW

Each bar is Shoalhaven Heads's rank among NSW suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
too few schools to rate
Safety
27
Bushfire High · Crime Low

No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.

Socio-economic
34
Mid-range
Walkability
61
Walkable
CBD access
41
149.2 km · 127 min drive to Sydney
How it's calculated: Safety rank 27 × 25% + Socio-economic rank 34 × 25% + Walkability rank 61 × 15% + CBD access rank 41 × 10% = 38 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Shoalhaven Heads?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

38 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

AwfulPoorAverageGoodGreat
What applies here? (optional)

One rating per person. You can change yours at any time.

Median House Price

Public listings data

Shoalhaven Heads's house market is moving higher: the median sale price reached $1.1 million, about 2% above where it sat a year earlier.

$1,100,000

last 7 quarters
↑ +2.3% year-on-year

Based on 96 recorded sales in the last 24 months.

Typically sold in 47 days — median across 67 sales that recorded a listing period

By bedrooms

  • 2 bed 14 sales $545K
  • 3 bed 49 sales $957K
  • 4 bed 23 sales $1.24M
  • 5 bed 9 sales $1.1M

Currently for Sale

Last 6 months

Houses in Shoalhaven Heads are currently listed at around $1.1 million on average, with the typical listing on the market for 7 days. Based on 15 houses listed in the past six months.

$1.1M

↑ +161.9% vs previous 6 months from $420K

15 houses listed in the last 6 months — typical time on market 7 days.

17 of the suburb's 1,454 dwellings (1.2%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in Shoalhaven Heads rent for around $715 a week on average, based on 12 houses listed for rent in the past six months.

Houses

$715/wk

last 2 months
↑ +2.9% vs previous 6 months from $695/wk
Since 2021: $522/wk → $695/wk (+33%)

12 houses advertised for rent in the last 6 months.

Units

$450/wk

5 units advertised for rent in the last 6 months.

17 rentals advertised against an estimated 275 rented homes (6.2%) in the last 6 months.

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$735/wk
16 bonds
+24% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2535 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

89 Unaffordable · the average rental household in this region would pay about 34% of its income on the median rent in postcode 2535.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
3.4% around the typical range

$715/week ($37,000 a year) on a $1.1 million median

Not enough unit sales and rentals in the window to calculate a yield.

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Is Shoalhaven Heads safe? Crime statistics

2025

Crime in Shoalhaven Heads sits in the low band, with 70 incidents recorded in 2025 — down roughly 19% on the prior year.

70 offences

18.6% since 2024
Theft 29 (41.4%)
Assault 13 (18.6%)
Property Damage 11 (15.7%)
Sexual Offences 7 (10.0%)
Harassment & Stalking 6 (8.6%)
Disorderly Conduct 2 (2.9%)
Arson 1 (1.4%)
Robbery 1 (1.4%)

Crime Trend

Serious Road Crashes

2021–2025

1 crash

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the town carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Shoalhaven City Council has published 31 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 31 on the portal

Coastal Erosion

26
monitoring points
within 5 km
0
actively eroding
> 0.1 m/yr retreat
0.12
worst rate (m/yr)
Moderate
865 m
nearest coastline
monitoring point

Shoreline Change Summary

1988–2022
Stable or accreting 26 (100%)
Moderate erosion (0.1–0.3 m/yr) 0 (0%)
Significant erosion (> 0.3 m/yr) 0 (0%)

Data Quality

High certainty: 26 of 26 points (100%)

Schools

One school serve Shoalhaven Heads, and the cohort skews above peer-suburb performance. Shoalhaven Heads Public School leads the pack.

62
out of 100
Average
1 school in this town
1 above similar
  • • 180 students in one school (avg 180)

Primary

Government · K-6 · 180 students
ICSEA 1021 (higher than 56% of Australian schools) · 16% top-SEA students
Above similar

Walkability

Shoalhaven Heads is somewhat walkable on foot — at 64/100, a short cluster of errands work on foot but most trips still benefit from a car.

64
out of 100
Somewhat Walkable
Top 14% in NSW
Public Transport within 1 km 72
Schools within 1.5 km 60
Parks within 800 m 100
Supermarkets within 1 km 60
GPs within 1 km 80
Pharmacies within 1 km 0
Childcare within 1 km 80
Hospitals within 5 km 0

Public transport

Weekday and weekend service frequency across every stop inside Shoalhaven Heads.

39
out of 100
Bus
Peak (7-9am + 5-7pm)
13.8 arrivals/hr
Off-peak weekday
4.9 arrivals/hr
Saturday
2.9 arrivals/hr
Median peak wait
1 min
Span of service
10.3 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Shoalhaven Heads.

61
connectivity score / 100
Most common
Fibre to the node
Full-fibre (FTTP) share
27%
Premises covered
2,376
Technology mix
Fibre to the node (FTTN) 70%
Fibre to the premises (FTTP) 27%
Fibre to the curb (FTTC) 3%
Fixed wireless (WIRELESS) 0%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
1 in town
Shopping Centres
None
Cafes & Restaurants
1 in town
Parks & Reserves
8 in town
Sport & Recreation
1 in town
Beaches
None
Waterways
None
Childcare
2 in town
GPs
2 in town
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
1 in town
Fuel Stations
1 in town
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Shoalhaven: council population

The whole council area, not just Shoalhaven Heads · estimated residents
at 30 June 2025
Residents
111,755
+0.7% in a year
Change
+774
people since 2024
Density
24
people per km² across the council area
What drove the change
Natural increase
-248
births minus deaths
Net internal migration
+702
moves within Australia
Net overseas migration
+320
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this town alone — this town's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
4/10
3/10 within NSW
income, education, jobs and housing together
Economic resources
3/10
3/10 within NSW
income against housing cost and household size
Education and occupation
4/10
4/10 within NSW
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 8 small areas inside this town and averages them into the single decile above. They fall into 5 different deciles — a wide range, so parts of this town rank well above the average and parts well below it.

Shoalhaven Heads is home to about 3,200 residents, with a median age of 56 — noticeably older than the national figure of 38. Median household income runs at $55,000 a year, with unemployment at 3.7%.

2021 Census · change since 2016

Population

3,248

6.2% since 2016

Median Age

56

no change since 2016

Median Household Income

$55,432/yr

26.6% since 2016
Bottom 16% in NSW

Census Median Rent

$365/wk

21.7% since 2016

Census Median Mortgage

$1,950/mo

12.5% since 2016

Avg Household Size

2.1

no change since 2016

Median Personal Income

$31,824/yr

18.1% since 2016

Unemployment Rate

3.7%

5.7% since 2016

Unoccupied Dwellings

18.5%

6.9% since 2016

Total Dwellings

1,454

6.0% since 2016

Owner-Occupier Rate

81.1%

2.3% since 2016

Houses

67.2%

4.8% since 2016

Rental Stress

34.2%

3.9% since 2016

Mortgage Stress

42.2%

11.2% since 2016

Work From Home

16.9%

275.6% since 2016

Dwelling Types

Houses 977 (67.2%)
Flats / Apartments 272 (18.7%)
Townhouses 205 (14.1%)

Property Ownership

Owned Outright 793 (56.6%)
Mortgage 344 (24.5%)
Renting 265 (18.9%)
Of those rentals, social housing 14 (5.3%)

14 rented from a state or territory housing authority and 0 from a community housing provider, as a share of the 265 rented dwellings above — not of all dwellings.

Demographics

Born in Australia
79.8%
English Spoken at Home
91.3%
Employment Rate
42.2%
2.7% since 2016
Completed Year 12
31.6%

Occupations

Professionals 259 (22.1%)
Technicians & Trades 213 (18.2%)
Community & Personal Service 154 (13.1%)
Managers 139 (11.8%)
Clerical & Administrative 131 (11.2%)
Labourers 112 (9.5%)
Sales 82 (7.0%)
Machinery Operators & Drivers 58 (4.9%)

Religion

Christianity 1,623 (50.0%)
No Religion 1,342 (41.3%)
Buddhism 14 (0.4%)
Other Religions 11 (0.3%)
Islam 3 (0.1%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 180 (5.5%)
New Zealand 42 (1.3%)
Germany 19 (0.6%)
Netherlands 19 (0.6%)
Scotland 15 (0.5%)
Philippines 10 (0.3%)
China 9 (0.3%)
South Africa 9 (0.3%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 4 (0.1%)
2011-2015 25 (0.8%)
2001-2010 38 (1.2%)
1991-2000 32 (1.0%)
1981-1990 49 (1.5%)
Before 1981 247 (7.6%)

4 residents (0.1%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

9.8% of residents (302) lived in a capital city five years earlier, most of them in Sydney (265).

Illawarra 210 (6.8%)
Sydney - Outer South West 68 (2.2%)
Sydney - Sutherland 46 (1.5%)

Top places newcomers came from, as a share of the 3,092 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Spanish 12 (0.4%)
Mandarin 5 (0.2%)
French 4 (0.1%)
Cantonese 3 (0.1%)

Age Distribution

0-4 156 (4.8%)
5-14 315 (9.7%)
15-19 121 (3.7%)
20-24 85 (2.6%)
25-34 255 (7.9%)
35-44 316 (9.7%)
45-54 333 (10.3%)
55-64 475 (14.6%)
65-74 639 (19.7%)
75-84 422 (13.0%)
85+ 129 (4.0%)

Family & Household Composition

Lone Person 522 (55.2%)
Couple Families 250 (26.5%)
One Parent Families 118 (12.5%)
Group Household 41 (4.3%)
Other Families 14 (1.5%)

Commute to Work

Car (driver) 749 (75.6%)
Worked from Home 167 (16.9%)
Walked Only 35 (3.5%)
Car (passenger) 34 (3.4%)
Bicycle 6 (0.6%)

1% of employed residents work in a capital's city centre (11 of 1,173).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Local Jobs

People who work in this town against employed people who live here, 2021 Census.

About 522 people work here; 1,173 employed residents live here.

Mostly a place people commute from: 0.4 jobs per working resident. At least 55% of employed residents must work outside the town.

Counts are by place of work and place of usual residence. The ABS counts jobs in zones; where a zone spans several places, its jobs are shared out by land use. The ABS also adjusts every figure slightly to protect privacy.

Education

Certificate III & IV 613 (18.9%)
Bachelor Degree 325 (10.0%)
Advanced Diploma / Diploma 262 (8.1%)
Postgraduate Degree 82 (2.5%)
Graduate Diploma / Certificate 48 (1.5%)

Cars per Dwelling

0 cars 72 (5.0%)
1 car 667 (46.8%)
2 cars 498 (34.9%)
3 cars 122 (8.6%)
4+ cars 64 (4.5%)

Council Rates

Shoalhaven
FY 2024-25

Households face an average residential rates bill of $1,501 a year through Shoalhaven based on 2024 figures.

Avg residential rate
$1,501/yr
22% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Shoalhaven Heads's area by planning zone
2026-09
  • Residential 40%
  • Parks and recreation 24%
  • Environmental 23%
  • Rural and farming 7%
  • Infrastructure and transport 3%
  • Not zoned 2%

Planning zones cover 99% of the town's area. The rest is unzoned land such as water or road reserve.

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the town around it — the property page shows the zone for one address.

Building Approvals: Shoalhaven

The whole council area, not just Shoalhaven Heads · new residential dwellings
to 2026-08

In the year to August 2026, 854 new dwellings were approved across Shoalhaven. That mix is 513 houses and 341 units. Approvals are down 9.5% on the same period a year earlier.

Trailing 12 months
854dwellings
-9.5% YoY
Houses
513
detached dwellings
Units
341
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Jerrinja Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Setting

Elevation
11 m
above sea level, at the town centre
Distance to the ocean
829 m
4.5 km to a named beach

Elevation is the ground at the town centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

1 facility within 5 km

EV adoption

1.4%
of light vehicles are electric
Up from 0.21% in 2021
+0.4 points this year
Top 13% in NSW

In postcode 2535, 96 of 6,872 registered light vehicles are battery-electric on 31 January 2025. A further 3.0% (205 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 4.4%.

Electric share, year by year
2021
0.21%
2022
0.38%
2023
0.54%
2024
1.03%
2025
1.40%

Rooftop solar

56
systems per 100 dwellings
Averaging 7.0 kW each

In postcode 2535, 2,161 rooftop-solar systems totalling 15.2 MW have been installed since 2001, against 3,869 dwellings recorded in the 2021 Census. 175 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
156
2020
209
2021
217
2022
175
2023
150
2024
164
2025
133
2026
108

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$5,737
Loan amount
$880,000
Total interest over 30 years
$1,185,299

1 mortgage broker is registered in postcode 2535.

Deposit
$220,000
Stamp duty
$43,687
Cash needed at settlement
$263,687

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Gilmore

Currently held by Fiona Phillips Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Fiona Phillips 55.1% 44.9% +5.0
2022 Fiona Phillips 50.2% 49.8% +2.4
2019 Fiona Phillips 52.6% 47.4% -3.3

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact town's voters across time.

State Electorate

Kiama District

Currently held by Katelin McInerney Labor — elected at the Sep 2025 by-election, after the results below

Next state election: 13 March 2027.

Year Winner Won with
2023 Gareth Ward IND 50.8%
2019 Gareth Ward LP 62.0%
2015 Gareth Ward LP 58.7%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this town's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Shoalhaven Heads?

Every figure above is a town average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

Free to look up. Subscribers see every section in full — $29/month.

Nearby suburbs

Compare Shoalhaven Heads to another suburb

Side-by-side stats for any other NSW suburb — type a name and pick one.

Or jump straight to a nearby comparison:

Common questions about Shoalhaven Heads

Is Shoalhaven Heads a safe place to live?

Recorded crime in Shoalhaven Heads is low (37/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect Shoalhaven Heads?

Shoalhaven Heads has a high recorded bushfire history (78/100, ranked against every Australian suburb with any fire history). These are town-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Shoalhaven Heads a good place to live?

Shoalhaven Heads has a SuburbScan Liveability grade of C (38/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Shoalhaven Heads?

Shoalhaven Heads, NSW had a population of 3,248 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Shoalhaven Heads, NSW?

The postcode for Shoalhaven Heads, NSW is 2535.

How far is Shoalhaven Heads from Sydney?

Shoalhaven Heads is 149 km from Sydney CBD by road, about 127 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Shoalhaven Heads?

At the 2021 ABS Census, median household income in Shoalhaven Heads was $55,432 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Shoalhaven Heads?

The median advertised rent in Shoalhaven Heads is $715 a week for houses (12 listings) and $450 a week for units (5 listings), from rental listings over the last six months.

What is the median age in Shoalhaven Heads?

The median age of residents in Shoalhaven Heads was 56 at the 2021 ABS Census.

Is Shoalhaven Heads at risk of bushfire?

Shoalhaven Heads has a high recorded bushfire history (78/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the town relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Shoalhaven Heads?

There is 1 school inside the Shoalhaven Heads boundary: 1 above similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

Is Shoalhaven Heads walkable?

Shoalhaven Heads scores 64/100 on the SuburbScan Walkability Score, making it somewhat walkable. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

Is the First Home Owner Grant available in Shoalhaven Heads?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Shoalhaven Heads belong to?

Shoalhaven Heads sits within the Shoalhaven local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Shoalhaven Heads?

The average residential rates bill through Shoalhaven is $1,501 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Shoalhaven Heads?

Across Shoalhaven, 854 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 9.5% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Shoalhaven Heads in?

Shoalhaven Heads sits within the federal Division of Gilmore, currently held by Fiona Phillips (Australian Labor Party).

Search another suburb or address

Data freshness

Vintages show when each source's data is from. See all data sources.

Was the information on this page useful to you?

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

Save this page for later

We'll email you a link to this page so you can finish reading it on any device. We use your address once to send it and don't keep it.

or