Serpentine VIC 3517

Located in Victoria, Serpentine sits 198 km from Melbourne CBD, around 2 hours 20 minutes by car. The locality has 222 residents, a median age of 40, and a median household income of $66,300 per year. By household income, education, and employment patterns, it ranks in the middle range nationally. The locality grew 15.6% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $100 per week and a median monthly mortgage of $940. Serpentine is characterised by high flood risk. Walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 222. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

How do you rate the liveability in Serpentine?

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Is Serpentine safe? Crime statistics

2026

Crime in Serpentine sits in the low band, with 7 incidents recorded in 2026 — down roughly 12% on the prior year.

7 offences

12.5% since 2025
Theft 3 (42.9%)
Drug Offences 3 (42.9%)
Weapons Offences 1 (14.3%)

Crime Trend

Serious Road Crashes

2021–2025

4 crashes

where someone was killed or admitted to hospital, 1 of them fatal

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

No schools in this locality boundary.

Walkability

Serpentine is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Serpentine.

30
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
0%
Premises covered
103
Technology mix
Fixed wireless (WIRELESS) 99%
Satellite (Sky Muster) (SATELLITE) 1%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
1 in locality
Sport & Recreation
None
Beaches
None
Waterways
4 in locality
Childcare
None
GPs
2 in locality
Pharmacies
None
Hospitals
None
Police Stations
1 in locality
Banks & Bank@Post
1 in locality
Fuel Stations
1 in locality
EV Chargers
None
Pubs & Bars
1 in locality
Arts & Culture
None
Places of Worship
None

Loddon: council population

The whole council area, not just Serpentine · estimated residents
at 30 June 2025
Residents
7,718
Change
-3
people since 2024
Density
1.2
people per km² across the council area
What drove the change
Natural increase
-28
births minus deaths
Net internal migration
+10
moves within Australia
Net overseas migration
+15
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
6/10
5/10 within VIC
income, education, jobs and housing together
Economic resources
5/10
4/10 within VIC
income against housing cost and household size
Education and occupation
8/10
7/10 within VIC
qualifications and job type, income excluded

Serpentine is home to 222 residents, with a median age of 40, broadly in line with the national figure. Median household income runs at $66,000 a year, with unemployment at 5.5%.

2021 Census · change since 2016

Population

222

15.6% since 2016

Median Age

40

4.8% since 2016

Median Household Income

$66,300/yr

4.7% since 2016

Census Median Rent

$100/wk

13.6% since 2016

Census Median Mortgage

$940/mo

19.7% since 2016

Avg Household Size

2.5

19.0% since 2016

Median Personal Income

$34,944/yr

1.5% since 2016

Unemployment Rate

5.5%

Unoccupied Dwellings

17.3%

1.2% since 2016

Total Dwellings

81

15.7% since 2016

Owner-Occupier Rate

83.3%

20.5% since 2016

Houses

93.8%

10.1% since 2016

Rental Stress

7.8%

8.3% since 2016

Mortgage Stress

17.0%

23.4% since 2016

Work From Home

28.0%

36.6% since 2016

Dwelling Types

Houses 76 (93.8%)
Flats / Apartments 5 (6.2%)

Property Ownership

Owned Outright 30 (41.7%)
Mortgage 30 (41.7%)
Renting 12 (16.7%)

Demographics

Born in Australia
82.0%
English Spoken at Home
87.4%
Employment Rate
60.1%
2.9% since 2016
Completed Year 12
28.4%

Occupations

Managers 30 (30.0%)
Professionals 15 (15.0%)
Labourers 14 (14.0%)
Community & Personal Service 11 (11.0%)
Clerical & Administrative 10 (10.0%)
Technicians & Trades 9 (9.0%)
Sales 5 (5.0%)
Machinery Operators & Drivers 5 (5.0%)

Religion

Christianity 101 (45.5%)
No Religion 92 (41.4%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 8 (3.6%)
India 3 (1.4%)

Age Distribution

0-4 20 (9.0%)
5-14 25 (11.3%)
15-19 19 (8.6%)
20-24 13 (5.9%)
25-34 24 (10.8%)
35-44 31 (14.0%)
45-54 22 (9.9%)
55-64 30 (13.5%)
65-74 22 (9.9%)
75-84 10 (4.5%)
85+ 3 (1.4%)

Family & Household Composition

Couple Families 21 (50.0%)
Lone Person 18 (42.9%)
One Parent Families 3 (7.1%)

Commute to Work

Car (driver) 58 (62.4%)
Worked from Home 26 (28.0%)
Walked Only 9 (9.7%)

Education

Certificate III & IV 40 (18.0%)
Bachelor Degree 19 (8.6%)
Advanced Diploma / Diploma 14 (6.3%)
Postgraduate Degree 7 (3.2%)
Graduate Diploma / Certificate 5 (2.3%)

Cars per Dwelling

1 car 12 (16.4%)
2 cars 24 (32.9%)
3 cars 22 (30.1%)
4+ cars 10 (13.7%)

Council Rates

Loddon
FY 2024-25

Households face an average residential rates bill of $1,353 a year through Loddon based on 2024 figures.

Avg residential rate
$1,353/yr
30% below the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.242¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Serpentine's area by planning zone
2026-09
  • Rural and farming 97%
  • Residential 1%
  • Parks and recreation 1%
  • Zones under 1% 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Loddon

The whole council area, not just Serpentine · new residential dwellings
to 2026-08

In the year to August 2026, 27 new dwellings were approved across Loddon. Almost all of the pipeline is detached houses. Approvals are up 150.0% on the same period a year earlier.

Trailing 12 months
27dwellings
+150.0% YoY
Houses
27
detached dwellings
Units
0
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Dja Dja Wurrung Clans Aboriginal Corporation (appointed 2008).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Climate & Setting

from Boort, 41.5 km

Dry climate.

Elevation
119 m
above sea level, at the locality centre
Annual rainfall
411 mm
55 rainy days
Summer max (Jan)
—
Winter min (Jul)
—

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

1 facility within 5 km

EV adoption

0.3%
of light vehicles are electric
Up from 0.00% in 2021
+0.1 points this year

In postcode 3517, 5 of 1,586 registered light vehicles are battery-electric on 31 January 2025. A further 1.2% (19 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.5%.

Electric share, year by year
2021
0.00%
2022
0.00%
2023
0.20%
2024
0.26%
2025
0.32%

Rooftop solar

58
systems per 100 dwellings
Averaging 6.0 kW each

In postcode 3517, 421 rooftop-solar systems totalling 2.5 MW have been installed since 2001, against 732 dwellings recorded in the 2021 Census. 19 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
31
2020
31
2021
30
2022
23
2023
17
2024
19
2025
22
2026
8

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

1 first-home grant was paid in postcode 3517 in 2025-26, rank 213 of 298 Victorian postcodes. The most was 13, in 2002-03.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Federal Electorate

Division of Mallee

Currently held by Anne Webster The Nationals

Year Winner 2PP ALP 2PP LNP Swing
2025 Anne Webster 31.0% 69.0% -0.1
2022 Anne Webster 31.0% 69.0% +3.3
2019 Anne Webster 33.8% 66.2% -3.6

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Bendigo East District

Currently held by Jacinta Allan Australian Labor Party - Victorian Branch

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Jacinta Allan ALP 50.0% 60.9% 39.1%
2018 Jacinta Allan ALP 50.4% 62.1% 37.9%
2014 Jacinta Allan ALP 55.0% 55.0% 45.0%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Serpentine?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Serpentine to another suburb

Side-by-side stats for any other VIC suburb — type a name and pick one.

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Common questions about Serpentine

Is Serpentine a safe place to live?

Recorded crime in Serpentine is low (30/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect Serpentine?

Serpentine has a low recorded bushfire history (19/100, ranked against every Australian suburb with any fire history). Flood overlays cover a high share of it (96/100). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Serpentine?

Serpentine, VIC had a population of 222 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Serpentine, VIC?

The postcode for Serpentine, VIC is 3517.

How far is Serpentine from Melbourne?

Serpentine is 198 km from Melbourne CBD by road, about 141 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Serpentine?

At the 2021 ABS Census, median household income in Serpentine was $66,300 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Serpentine?

There are too few current rental listings in Serpentine for a reliable median. At the 2021 ABS Census the median weekly rent was $100, across all dwelling types.

What is the median age in Serpentine?

The median age of residents in Serpentine was 40 at the 2021 ABS Census.

Is Serpentine at risk of bushfire?

Serpentine has a low recorded bushfire history (19/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

What is the weather like in Serpentine?

At the nearest Bureau of Meteorology station to Serpentine, Boort (41.5 km away), 411 mm of rain a year over 55 rainy days over 2006-2026.

Is the First Home Owner Grant available in Serpentine?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Serpentine belong to?

Serpentine sits within the Loddon local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Serpentine?

The average residential rates bill through Loddon is $1,353 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Serpentine?

Across Loddon, 27 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 150.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Serpentine in?

Serpentine sits within the federal Division of Mallee, currently held by Anne Webster (The Nationals).

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Data freshness

Vintages show when each source's data is from. See all data sources.

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Always verify with the relevant authority before making property decisions.
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