Sapphire Beach NSW 2450
Located in New South Wales, Sapphire Beach sits 537 km from Sydney CBD, around 5 hours 55 minutes by car. The suburb has 2,660 residents, a median age of 46, and a median household income of $106,912 per year. On socioeconomic measures it sits in the top 20% nationally. Population grew 27.6% from 2016 to 2021. The 2021 Census recorded a median rent of $475 per week and a median monthly mortgage of $2,174. Walkability is low.
Is Sapphire Beach a good suburb?
Sapphire Beach scores a C (44/100) on SuburbScan's Liveability grade — strong on community, weaker on transit.
Car-dependent
Walkability 10/100 · 536.8 km · 355 min drive to Sydney
Around the state median
Median $1.19M
Moderate bushfire risk
Fire 43/100 · Crime 48/100
Very advantaged
SEIFA decile 9/10 · median age 46 · 2,660 residents
Liveability Rating
44 / 100 · Ranked #925 in NSWEach bar is Sapphire Beach's rank among NSW suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.
No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.
How do you rate the liveability in Sapphire Beach?
Local knowledge beats any dataset. Rate it and see what other residents think.
Our score
44 / 100
From schools, safety and socio-economic data — not opinion.
Residents say
…
Median House Price
Public listings dataSapphire Beach's house market is moving higher: the median sale price reached $1.19 million, about 5% above where it sat a year earlier.
Houses
$1,190,000
Based on 68 recorded sales in the last 24 months.
Typically sold in 36 days — median across 33 sales that recorded a listing period
By bedrooms
- 3 bed 19 sales $1.14M
- 4 bed 39 sales $1.2M
- 5 bed 5 sales $1.77M
Units
$603,500
Based on 24 recorded sales in the last 24 months.
Typically sold in 46 days — median across 12 sales that recorded a listing period
By bedrooms
- 1 bed 9 sales $400K
- 2 bed 6 sales $604K
- 3 bed 8 sales $1.15M
Currently for Sale
Last 6 monthsHouses in Sapphire Beach are currently listed at around $1.43 million on average. Based on 34 houses listed in the past six months.
Houses
$1.43M
34 houses listed in the last 6 months.
Units
$500K
8 units listed in the last 6 months — typical time on market 38 days.
42 of the suburb's 978 dwellings (4.3%) were listed for sale in the last 6 months.
Rental Market
Advertised rents · last 6 monthsHouses in Sapphire Beach rent for around $750 a week on average, based on 16 houses listed for rent in the past six months.
Houses
$750/wk
16 houses advertised for rent in the last 6 months.
Units
$550/wk
4 units advertised for rent in the last 6 months.
20 rentals advertised against an estimated 173 rented homes (11.6%) in the last 6 months.
Rent agreed on new leases
Jul–Sep 2026- 3-bed houses
- $695/wk
- 89 bonds
- +31% since 2021
- 2-bed units
- $520/wk
- 94 bonds
- +35% since 2021
Median weekly rent on bonds lodged for new tenancies across postcode 2450 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.
Rental affordability
June quarter 202592 Unaffordable · the average rental household in this region would pay about 33% of its income on the median rent in postcode 2450.
SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.
Gross rental yield
Indicative$750/week ($39,000 a year) on a $1.43 million median
$550/week ($29,000 a year) on a $500,000 median
Based on a small sample (4 listings) — indicative only.
Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.
Short-Stay Rentals
46 active Airbnb listings: 44 whole homes and 2 rooms. Whole homes are about 4.0% of the suburb's homes.
Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.
Is Sapphire Beach safe? Crime statistics
2025Crime in Sapphire Beach sits in the moderate band, with 97 incidents recorded in 2025 — up roughly 17% on the prior year.
97 offences
16.9% since 2024Crime Trend
Serious Road Crashes
2021–20258 crashes
where someone was killed or admitted to hospital
Where they happened
Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Council Flood Studies
Coffs Harbour City Council has published 13 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.
Coastal Erosion
Shoreline Change Summary
1988–2025Nearest Eroding Coastline
- Distance
- 1.6 km
- Rate
- -0.07 m/yr
- Net Movement
- -7.2 m
- Certainty
- good
Data Quality
Schools
Walkability
Sapphire Beach is very car-dependent on foot — at 10/100, nearly all errands require a car.
Public transport
Weekday and weekend service frequency across every stop inside Sapphire Beach.
- Peak (7-9am + 5-7pm)
- 11.0 arrivals/hr
- Off-peak weekday
- 3.3 arrivals/hr
- Saturday
- 2.5 arrivals/hr
- Median peak wait
- 1 min
- Span of service
- 13.2 hours
Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.
NBN connectivity
The internet access technology available across NBN premises in Sapphire Beach.
- Full-fibre (FTTP) share
- 88%
- Premises covered
- 1,307
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Coffs Harbour: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.
Socio-economic profile
The ABS scores 7 small areas inside this suburb and averages them into the single decile above. They fall into 3 different deciles — a narrow range, so the average describes the suburb closely.
Sapphire Beach is home to about 2,700 residents, with a median age of 46, a touch above the national 38. Median household income runs at $107,000 a year, with unemployment at 3.3%.
2021 Census · change since 2016
Population
2,660
Median Age
46
Median Household Income
$106,912/yr
Census Median Rent
$475/wk
Census Median Mortgage
$2,174/mo
Avg Household Size
2.6
Median Personal Income
$49,660/yr
Unemployment Rate
3.3%
Unoccupied Dwellings
11.5%
Total Dwellings
978
Owner-Occupier Rate
82.3%
Houses
84.0%
Rental Stress
23.1%
Mortgage Stress
24.4%
Work From Home
17.6%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 78.9%
- English Spoken at Home
- 89.2%
- Employment Rate
- 59.3%
- Completed Year 12
- 46.6%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
When They Arrived
Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.
54 residents (2.0%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.
Where New Residents Came From
Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.
12.8% of residents (320) lived in a capital city five years earlier, most of them in Sydney (221).
Top places newcomers came from, as a share of the 2,506 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.
Languages Spoken at Home
Top languages other than English, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
1% of employed residents work in a capital's city centre (18 of 1,272).
City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,437 a year through Coffs Harbour based on 2024 figures.
How this land is zoned
- Rural and farming 67%
- Residential 16%
- Environmental 10%
- Infrastructure and transport 5%
- Parks and recreation 1%
- Not zoned 1%
Planning zones cover 99% of the suburb's area. The rest is unzoned land such as water or road reserve.
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.
Building Approvals: Coffs Harbour
In the year to August 2026, 356 new dwellings were approved across Coffs Harbour. That mix is 208 houses and 148 units. Approvals are up 61.0% on the same period a year earlier.
Aboriginal Land Council
Aboriginal land in this area is administered by the Coffs Harbour Local Aboriginal Land Council.
Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.
Air Quality
CLEANPM2.5 averaged 4.3 µg/m³ in 2025 — below the WHO 2021 annual guideline (5 µg/m³). 1 day exceeded the daily threshold of 25 µg/m³.
PM10 averaged 10.8 µg/m³ · NO₂ averaged 0.22 pphm. Days over the limit in 2025: PM10 0 · NO₂ 0 · ozone 0.
From the Coffs Harbour monitoring station, 8.2 km away.
Climate & Setting
from Lower Bucca, 8.1 kmHigh rainfall.
- Elevation
- 67 m
- above sea level, at the suburb centre
- Distance to the ocean
- 1.6 km
- 2.3 km to a named beach
- Annual rainfall
- 1,827 mm
- 115 rainy days
- Summer max (Jan)
- —
- Winter min (Jul)
- —
Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
EV adoption
In postcode 2450, 208 of 38,895 registered light vehicles are battery-electric on 31 January 2025. A further 2.8% (1,091 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.3%.
Rooftop solar
In postcode 2450, 10,108 rooftop-solar systems totalling 67.8 MW have been installed since 2001, against 19,265 dwellings recorded in the 2021 Census. 617 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $600,000.
Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).
Mortgage repayments
2 mortgage brokers are registered in this suburb, 25 across postcode 2450.
Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.
At $1,190,000 this is $590,000 above the $600,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with Revenue NSW.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-26 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Kevin Hogan The Nationals
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Kevin Hogan | 40.7% | 59.3% | +1.4 |
| 2022 | Kevin Hogan | 39.3% | 60.7% | +1.3 |
| 2019 | Kevin Hogan | 40.5% | 59.5% | +7.2 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.
State Electorate
Currently held by Gurmesh Singh The Nationals
Next state election: 13 March 2027.
| Year | Winner | Won with |
|---|---|---|
| 2023 | Gurmesh Singh NP | 63.2% |
| 2019 | Gurmesh Singh NP | 60.3% |
| 2015 | Andrew Fraser NP | 64.3% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.
Looking at a specific address in Sapphire Beach?
Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 2,660 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Featured in
- #1 in Coffs Harbour suburbs that grew fastest, 2016-2021
- #1 in Best Coffs Harbour suburbs for first-home buyers (units)
- #1 in Coffs Harbour's highest-income suburbs
- #1 in Coffs Harbour's most educated suburbs
- #1 in Coffs Harbour suburbs where the most residents moved from a capital city
- #2 in Coffs Harbour suburbs with the largest Hindu community
- #3 in The best beachside suburbs in Coffs Harbour
- #4 in Coffs Harbour suburbs with the most apartments
- #4 in Coffs Harbour suburbs that added the most residents, 2016-2021
- #4 in Coffs Harbour suburbs where the most homes are owned outright
- #4 in The safest suburbs in Coffs Harbour
- #5 in Highest-yielding Coffs Harbour suburbs (houses)
- #5 in The most liveable suburbs in Coffs Harbour
- #5 in Coffs Harbour suburbs with the largest Sikh community
- #5 in Coffs Harbour suburbs where young families live
- #6 in Coffs Harbour's most owner-occupied suburbs
- #7 in Coffs Harbour suburbs with the best NBN connectivity
- #7 in Coffs Harbour suburbs with the largest non-religious population
- #7 in Coffs Harbour suburbs where seniors live
- #8 in Best Coffs Harbour suburbs to rent in
- #8 in Best Coffs Harbour suburbs for first-home buyers (houses)
- #9 in Coffs Harbour suburbs with the biggest house blocks
- #10 in Coffs Harbour suburbs with the deepest rental markets
- #10 in Coffs Harbour suburbs that suit young professionals
- #12 in Coffs Harbour suburbs with the best public transport
Nearby suburbs
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Common questions about Sapphire Beach
Is Sapphire Beach a safe place to live?
Recorded crime in Sapphire Beach is moderate (48/100, ranked against other NSW suburbs on offences per resident).
What natural hazards affect Sapphire Beach?
Sapphire Beach has a moderate recorded bushfire history (43/100, ranked against every Australian suburb with any fire history). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.
Is Sapphire Beach a good place to live?
Sapphire Beach has a SuburbScan Liveability grade of C (44/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.
What is the population of Sapphire Beach?
Sapphire Beach, NSW had a population of 2,660 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Sapphire Beach, NSW?
The postcode for Sapphire Beach, NSW is 2450.
How far is Sapphire Beach from Sydney?
Sapphire Beach is 537 km from Sydney CBD by road, about 355 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Sapphire Beach?
At the 2021 ABS Census, median household income in Sapphire Beach was $106,912 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Sapphire Beach?
The median advertised rent in Sapphire Beach is $750 a week for houses (16 listings) and $550 a week for units (4 listings), from rental listings over the last six months.
What is the median age in Sapphire Beach?
The median age of residents in Sapphire Beach was 46 at the 2021 ABS Census.
Is Sapphire Beach at risk of bushfire?
Sapphire Beach has a moderate recorded bushfire history (43/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the suburb relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
Is Sapphire Beach walkable?
Sapphire Beach scores 10/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.
What is the air quality in Sapphire Beach?
The nearest government air-quality monitoring station to Sapphire Beach (Coffs Harbour) recorded a 2025 annual mean PM2.5 of 4.3 µg/m³ and PM10 of 10.8 µg/m³. That puts Sapphire Beach below the WHO annual guideline of 5 µg/m³.
What is the weather like in Sapphire Beach?
At the nearest Bureau of Meteorology station to Sapphire Beach, Lower Bucca (8.1 km away), 1,827 mm of rain a year over 115 rainy days over 2006-2026.
Is the First Home Owner Grant available in Sapphire Beach?
First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Sapphire Beach belong to?
Sapphire Beach sits within the Coffs Harbour local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Sapphire Beach?
The average residential rates bill through Coffs Harbour is $1,437 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Sapphire Beach?
Across Coffs Harbour, 356 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 61.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Sapphire Beach in?
Sapphire Beach sits within the federal Division of Page, currently held by Kevin Hogan (The Nationals).
Search another suburb or address
Data freshness
- Census · 2021
- Median sale prices · Oct 2026
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- Public transport · Oct 2026
- NBN connectivity · Dec 2025
- Crime · 2025
- Road crashes · 2021–2025
- Air quality · 2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- Short-stay rentals · Jun 2026
- State electorate · 2023
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.