Sandy Creek VIC 3695

Sandy Creek is a rural locality in Victoria, 346 km from Melbourne CBD, around 4 hours by car. Population is 200; the median age is 49 and the median household income is $77,428 per year. On socioeconomic measures it sits in the top 40% nationally. Population grew 11.7% from 2016 to 2021. The 2021 Census recorded a median rent of $220 per week and a median monthly mortgage of $1,517. The area shows no recorded flood exposure. 1 school sits within the locality boundary, and walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 200. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

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Serious Road Crashes

2021–2025

No crash in Sandy Creek killed anyone or put anyone in hospital in 2021–2025.

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

One school serve Sandy Creek, and the cohort is trailing peer-suburb performance.

38
out of 100
Weak
1 school in this locality
1 below similar
  • • 20 students in one school (avg 20)

Primary

Government · 1-6 · 20 students
ICSEA 984 (higher than 40% of Australian schools) · 4% top-SEA students
Below similar

Walkability

Sandy Creek is very car-dependent on foot — at 13/100, nearly all errands require a car.

13
out of 100
Very Car-Dependent
Top 25% in VIC
Public Transport within 1 km not measured
Schools within 1.5 km 60
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Sandy Creek.

19
connectivity score / 100
Bottom 16% in VIC
Most common
Satellite (Sky Muster)
Full-fibre (FTTP) share
0%
Premises covered
53
Technology mix
Satellite (Sky Muster) (SATELLITE) 74%
Fixed wireless (WIRELESS) 26%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
1 in locality
Sport & Recreation
1 in locality
Beaches
None
Waterways
6 in locality
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Indigo: council population

The whole council area, not just Sandy Creek · estimated residents
at 30 June 2025
Residents
17,758
+0.8% in a year
Change
+140
people since 2024
Density
8.7
people per km² across the council area
What drove the change
Natural increase
+43
births minus deaths
Net internal migration
+73
moves within Australia
Net overseas migration
+24
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
8/10
8/10 within VIC
income, education, jobs and housing together
Economic resources
9/10
9/10 within VIC
income against housing cost and household size
Education and occupation
8/10
7/10 within VIC
qualifications and job type, income excluded

Sandy Creek is home to 200 residents, with a median age of 49, a touch above the national 38. Median household income runs at $77,000 a year, with unemployment at 2.8%.

2021 Census · change since 2016

Population

200

11.7% since 2016

Median Age

49

4.3% since 2016

Median Household Income

$77,428/yr

3.4% since 2016

Census Median Rent

$220/wk

10.0% since 2016

Census Median Mortgage

$1,517/mo

6.1% since 2016

Avg Household Size

2.6

7.1% since 2016

Median Personal Income

$43,784/yr

16.1% since 2016

Unemployment Rate

2.8%

9.7% since 2016

Unoccupied Dwellings

6.9%

71.5% since 2016

Total Dwellings

72

16.1% since 2016

Owner-Occupier Rate

100.0%

7.0% since 2016

Houses

100.0%

no change since 2016

Rental Stress

14.8%

13.8% since 2016

Mortgage Stress

23.5%

9.8% since 2016

Work From Home

22.4%

32.5% since 2016

Dwelling Types

Houses 72 (100.0%)

Property Ownership

Owned Outright 32 (51.6%)
Mortgage 30 (48.4%)

Demographics

Born in Australia
87.0%
English Spoken at Home
91.0%
Employment Rate
65%
0.5% since 2016
Completed Year 12
30.0%

Occupations

Managers 33 (30.6%)
Technicians & Trades 14 (13.0%)
Professionals 13 (12.0%)
Community & Personal Service 10 (9.3%)
Labourers 9 (8.3%)
Clerical & Administrative 8 (7.4%)
Machinery Operators & Drivers 7 (6.5%)
Sales 4 (3.7%)

Religion

Christianity 90 (45.0%)
No Religion 83 (41.5%)

Age Distribution

0-4 15 (7.5%)
5-14 28 (14.0%)
15-19 10 (5.0%)
20-24 4 (2.0%)
25-34 12 (6.0%)
35-44 23 (11.5%)
45-54 29 (14.5%)
55-64 36 (18.0%)
65-74 26 (13.0%)
75-84 10 (5.0%)

Family & Household Composition

Couple Families 21 (46.7%)
Lone Person 15 (33.3%)
One Parent Families 9 (20.0%)

Commute to Work

Car (driver) 62 (72.9%)
Worked from Home 19 (22.4%)
Walked Only 4 (4.7%)

Education

Certificate III & IV 41 (20.5%)
Bachelor Degree 27 (13.5%)
Advanced Diploma / Diploma 18 (9.0%)

Cars per Dwelling

1 car 8 (11.3%)
2 cars 24 (33.8%)
3 cars 14 (19.7%)
4+ cars 21 (29.6%)

Council Rates

Indigo
FY 2024-25

Households face an average residential rates bill of $1,828 a year through Indigo based on 2024 figures.

Avg residential rate
$1,828/yr
6% below the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.280¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Sandy Creek's area by planning zone
2026-09
  • Rural and farming 71%
  • Parks and recreation 29%

Proposed rezonings

  • Farming Zone → Public Use Zone · C79indi, exhibited Oct 2026 2.0 ha

Land in this locality moved from one zone to another by a planning scheme amendment (Vicmap Planning, CC BY 4.0). Exhibited amendments are proposals and can change or lapse.

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Indigo

The whole council area, not just Sandy Creek · new residential dwellings
to 2026-08

In the year to August 2026, 120 new dwellings were approved across Indigo. That mix is 117 houses and 3 units. Approvals are up 15.0% on the same period a year earlier.

Trailing 12 months
120dwellings
+15.0% YoY
Houses
117
detached dwellings
Units
3
townhouses + apartments

Aboriginal Cultural Heritage

No Registered Aboriginal Party is appointed for this area. About an eighth of Victoria, mostly in the north-east, has no appointment; that is a fact about the register rather than about the Country.

Climate & Setting

from Hume Reservoir, 29.9 km

Moderate rainfall — hot summers, mild winters.

Elevation
357 m
above sea level, at the locality centre
Annual rainfall
692 mm
79 rainy days
Summer max (Jan)
31.1°C
19 days ≥ 35°C
Winter min (Jul)
5.0°C
3 frost days ≤ 0°C

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.5%
of light vehicles are electric
Up from 0.00% in 2021
+0.5 points this year

In postcode 3695, 3 of 573 registered light vehicles are battery-electric on 31 January 2025. A further 0.9% (5 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.4%.

Electric share, year by year
2021
0.00%
2022
0.00%
2023
0.00%
2024
0.00%
2025
0.52%

Rooftop solar

76
systems per 100 dwellings
Averaging 6.6 kW each

In postcode 3695, 134 rooftop-solar systems totalling 0.9 MW have been installed since 2001, against 177 dwellings recorded in the 2021 Census. 14 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
8
2020
10
2021
6
2022
5
2023
6
2024
6
2025
13
2026
7

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

0 first-home grants were paid in postcode 3695 in 2025-26. The most was 2, in 2002-03.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Federal Electorate

Division of Indi

Currently held by Helen Haines Independent

Year Winner 2PP ALP 2PP LNP Swing
2025 Helen Haines 43.3% 56.7% -1.4
2022 Helen Haines 44.7% 55.3% -7.5
2019 Helen Haines 37.3% 62.7% +7.7

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Benambra District

Currently held by Bill Tilley Liberal

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Bill Tilley LP 50.9% 36.7% 63.3%
2018 Bill Tilley LP 52.5% 41.1% 58.9%
2014 Bill Tilley LP 54.6% 40.3% 59.7%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Sandy Creek?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Sandy Creek to another suburb

Side-by-side stats for any other VIC suburb — type a name and pick one.

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Common questions about Sandy Creek

Is Sandy Creek a safe place to live?

Recorded crime in Sandy Creek is low (11/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect Sandy Creek?

Sandy Creek has a moderate recorded bushfire history (40/100, ranked against every Australian suburb with any fire history). No mapped flood overlay applies. These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Sandy Creek?

Sandy Creek, VIC had a population of 200 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Sandy Creek, VIC?

The postcode for Sandy Creek, VIC is 3695.

How far is Sandy Creek from Melbourne?

Sandy Creek is 346 km from Melbourne CBD by road, about 239 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Sandy Creek?

At the 2021 ABS Census, median household income in Sandy Creek was $77,428 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Sandy Creek?

There are too few current rental listings in Sandy Creek for a reliable median. At the 2021 ABS Census the median weekly rent was $220, across all dwelling types.

What is the median age in Sandy Creek?

The median age of residents in Sandy Creek was 49 at the 2021 ABS Census.

Is Sandy Creek at risk of bushfire?

Sandy Creek has a moderate recorded bushfire history (40/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Sandy Creek?

There is 1 school inside the Sandy Creek boundary: 1 below similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

Is Sandy Creek walkable?

Sandy Creek scores 13/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the weather like in Sandy Creek?

At the nearest Bureau of Meteorology station to Sandy Creek, Hume Reservoir (29.9 km away), summer days average 31.1°C, winter nights 5°C, 692 mm of rain a year over 79 rainy days, and 19 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Sandy Creek?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Sandy Creek belong to?

Sandy Creek sits within the Indigo local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Sandy Creek?

The average residential rates bill through Indigo is $1,828 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Sandy Creek?

Across Indigo, 120 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 15.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Sandy Creek in?

Sandy Creek sits within the federal Division of Indi, currently held by Helen Haines (Independent).

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