Raymond Terrace NSW 2324
Raymond Terrace sits 170 km from Sydney CBD in New South Wales, around 2 hours 5 minutes by car. Census data records 13,453 residents with a median age of 37 and a median household income of $67,444 per year. By household income, education, and employment patterns, it ranks in the bottom 20% nationally. The suburb grew 4.9% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $325 per week and a median monthly mortgage of $1,517. Raymond Terrace is characterised by high aircraft noise risk and high crime risk. 6 schools sit within the suburb boundary, and walkability is high.
Is Raymond Terrace a good suburb?
Raymond Terrace scores a D (21/100) on SuburbScan's Liveability grade — strong on transit, weaker on schools, safety, and community.
Trailing peer schools
6 schools
Very walkable
Walkability 70/100 · 169.7 km · 127 min drive to Sydney
Around the state median
Median $746K
High crime risk
Fire 67/100 · Crime 88/100
Highly disadvantaged
SEIFA decile 1/10 · median age 37 · 13,453 residents
Liveability Rating
21 / 100 · Ranked #1451 in NSWEach bar is Raymond Terrace's rank among NSW suburbs, from 0 to 100 (higher is better).
No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.
How do you rate the liveability in Raymond Terrace?
Local knowledge beats any dataset. Rate it and see what other residents think.
Our score
21 / 100
From schools, safety and socio-economic data — not opinion.
Residents say
…
Median House Price
Public listings dataRaymond Terrace's house market is moving higher: the median sale price reached $746,000, about 8% above where it sat a year earlier.
Houses
$746,000
Based on 286 recorded sales in the last 24 months.
Typically sold in 25 days — median across 141 sales that recorded a listing period
By bedrooms
- 2 bed 20 sales $582K
- 3 bed 146 sales $726K
- 4 bed 99 sales $822K
- 5 bed 11 sales $860K
Units
$527,500
Based on 34 recorded sales in the last 24 months.
Typically sold in 24 days — median across 15 sales that recorded a listing period
By bedrooms
- 2 bed 24 sales $518K
- 3 bed 6 sales $615K
Currently for Sale
Last 6 monthsHouses in Raymond Terrace are currently listed at around $750,000 on average. Based on 87 houses listed in the past six months.
$750K
87 houses listed in the last 6 months.
89 of the suburb's 5,070 dwellings (1.8%) were listed for sale in the last 6 months.
Rental Market
Advertised rents · last 6 monthsHouses in Raymond Terrace rent for around $650 a week on average, based on 78 houses listed for rent in the past six months.
Houses
$650/wk
78 houses advertised for rent in the last 6 months.
Units
$540/wk
12 units advertised for rent in the last 6 months.
90 rentals advertised against an estimated 2,053 rented homes (4.4%) in the last 6 months.
Rent agreed on new leases
Jul–Sep 2026- 3-bed houses
- $620/wk
- 58 bonds
- +43% since 2021
- 2-bed units
- $535/wk
- 18 bonds
- +46% since 2021
Median weekly rent on bonds lodged for new tenancies across postcode 2324 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.
Rental affordability
June quarter 2025100 Moderately unaffordable · the average rental household in this region would pay about 30% of its income on the median rent in postcode 2324.
SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.
Gross rental yield
Indicative$650/week ($34,000 a year) on a $750,000 median
Not enough unit sales and rentals in the window to calculate a yield.
Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.
Is Raymond Terrace safe? Crime statistics
2025Crime in Raymond Terrace sits in the high band, with 1,371 incidents recorded in 2025 — down roughly 15% on the prior year.
1,371 offences
15.4% since 2024Crime Trend
Serious Road Crashes
2021–202533 crashes
where someone was killed or admitted to hospital, 2 of them fatal
Where they happened
Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Council Flood Studies
Port Stephens Council has published 7 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.
Aircraft Noise
ANEF Contour Details
Unacceptable for residential
Significant impact — conditional building
Significant impact — conditional building
Moderate impact — noise insulation required
Noticeable aircraft noise
Schools
Six schools serve Raymond Terrace, and the cohort is trailing peer-suburb performance.
- • 2,066 students across 5 schools (avg 413)
- • Sectors: 4 Government, 1 Independent, 1 Catholic
- • ICSEA 863-1012, median 912 (below the national baseline of 1000)
- • Largest: Irrawang High School (810 students)
Primary
Secondary
Walkability
Raymond Terrace is very walkable on foot — at 70/100, most daily errands can be done on foot.
Public transport
Weekday and weekend service frequency across every stop inside Raymond Terrace.
- Peak (7-9am + 5-7pm)
- 370.2 arrivals/hr
- Off-peak weekday
- 217.0 arrivals/hr
- Saturday
- 128.3 arrivals/hr
- Median peak wait
- 0 min
- Span of service
- 18.3 hours
Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.
NBN connectivity
The internet access technology available across NBN premises in Raymond Terrace.
- Full-fibre (FTTP) share
- 51%
- Premises covered
- 6,517
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Port Stephens: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.
Socio-economic profile
The ABS scores 30 small areas inside this suburb and averages them into the single decile above. They fall into 5 different deciles — a wide range, so parts of this suburb rank well above the average and parts well below it.
Raymond Terrace is home to about 13,500 residents, with a median age of 37, broadly in line with the national figure. Median household income runs at $67,000 a year, with unemployment at 7.2%.
2021 Census · change since 2016
Population
13,453
Median Age
37
Median Household Income
$67,444/yr
Census Median Rent
$325/wk
Census Median Mortgage
$1,517/mo
Avg Household Size
2.5
Median Personal Income
$34,060/yr
Unemployment Rate
7.2%
Unoccupied Dwellings
5.8%
Total Dwellings
5,070
Owner-Occupier Rate
59.5%
Houses
83.2%
Rental Stress
25.1%
Mortgage Stress
27.0%
Work From Home
14.3%
Dwelling Types
Property Ownership
442 rented from a state or territory housing authority and 144 from a community housing provider, as a share of the 2,004 rented dwellings above — not of all dwellings.
Demographics
- Born in Australia
- 86.5%
- English Spoken at Home
- 90.7%
- Employment Rate
- 51.7%
- Completed Year 12
- 26.0%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
When They Arrived
Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.
80 residents (0.6%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.
Where New Residents Came From
Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.
3.4% of residents (428) lived in a capital city five years earlier, most of them in Sydney (245).
Top places newcomers came from, as a share of the 12,659 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.
Languages Spoken at Home
Top languages other than English, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
Local Jobs
People who work in this suburb against employed people who live here, 2021 Census.
About 4,615 people work here; 5,517 employed residents live here.
Roughly as many jobs as working residents (0.8 per resident). At least 9% of employed residents must work outside the suburb.
Counts are by place of work and place of usual residence. The ABS counts jobs in zones; where a zone spans several places, its jobs are shared out by land use. The ABS also adjusts every figure slightly to protect privacy.
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,359 a year through Port Stephens based on 2024 figures.
How this land is zoned
- Environmental 35%
- Residential 23%
- Infrastructure and transport 21%
- Rural and farming 16%
- Parks and recreation 4%
- Zones under 1% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.
Building Approvals: Port Stephens
In the year to August 2026, 495 new dwellings were approved across Port Stephens. That mix is 294 houses and 201 units. Approvals are down 72.1% on the same period a year earlier.
Aboriginal Land Council
Aboriginal land in this area is administered by the Worimi Local Aboriginal Land Council.
Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.
Air Quality
MODERATEPM2.5 averaged 6.3 µg/m³ in 2025 — below Australia's NEPM annual standard (8 µg/m³), slightly above the stricter WHO guideline (5 µg/m³). 1 day exceeded the daily threshold of 25 µg/m³.
PM10 averaged 17.5 µg/m³ · NO₂ averaged 0.72 pphm. Days over the limit in 2025: PM10 1 · NO₂ 0 · ozone 0.
From the Beresfield monitoring station, 10.7 km away.
Climate & Setting
from Williamtown RAAF, 7.5 kmHigh rainfall — hot summers, mild winters.
- Elevation
- 30 m
- above sea level, at the suburb centre
- Distance to the ocean
- 7.5 km
- Annual rainfall
- 1,181 mm
- 95 rainy days
- Summer max (Jan)
- 28.7°C
- 13 days ≥ 35°C
- Winter min (Jul)
- 7.5°C
- 0 frost days ≤ 0°C
Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
Industrial Emissions Nearby
3 facilities within 5 km- 2.3 kmSewerage and Drainage ServicesTop reported: Hydrogen sulfide · Ammonia (total)
- 3.5 kmOther Electricity GenerationTop reported: Carbon monoxide · Oxides of Nitrogen · Sulfur dioxide
- 3.5 kmReconstituted Wood Product ManufacturingTop reported: Sulfur dioxide · Oxides of Nitrogen · Carbon monoxide
EV adoption
In postcode 2324, 101 of 21,048 registered light vehicles are battery-electric on 31 January 2025. A further 2.0% (425 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.5%.
Rooftop solar
In postcode 2324, 6,194 rooftop-solar systems totalling 39.3 MW have been installed since 2001, against 11,531 dwellings recorded in the 2021 Census. 382 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $600,000.
Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).
Mortgage repayments
4 mortgage brokers are registered in this suburb, 5 across postcode 2324.
Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.
At $746,000 this is $146,000 above the $600,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with Revenue NSW.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-26 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Meryl Swanson Australian Labor Party
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Meryl Swanson | 56.9% | 43.1% | +4.3 |
| 2022 | Meryl Swanson | 53.3% | 46.7% | +1.7 |
| 2019 | Meryl Swanson | 55.0% | 45.0% | +5.7 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.
State Electorate
Currently held by Kate Washington Labor
Next state election: 13 March 2027.
| Year | Winner | Won with |
|---|---|---|
| 2023 | Kate Washington ALP | 69.0% |
| 2019 | Kate Washington ALP | 55.8% |
| 2015 | Kate Washington ALP | 54.7% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.
Looking at a specific address in Raymond Terrace?
Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 13,453 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Featured in
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- #6 in Newcastle suburbs where 2-bedroom unit rents rose most
- #8 in Newcastle suburbs where 3-bedroom house rents rose most
- #9 in Newcastle suburbs with the most rooftop solar
- #14 in Where the Greek community lives in Newcastle
- #15 in Newcastle suburbs with the largest Sikh community
Nearby suburbs
Williamtown NSW 2318
Heatherbrae NSW 2324
Millers Forest NSW 2324
Nelsons Plains NSW 2324
Tomago NSW 2322
Eagleton NSW 2324
Compare Raymond Terrace to another suburb
Side-by-side stats for any other NSW suburb — type a name and pick one.
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Common questions about Raymond Terrace
Is Raymond Terrace a safe place to live?
Recorded crime in Raymond Terrace is high (88/100, ranked against other NSW suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.
What natural hazards affect Raymond Terrace?
Raymond Terrace has a moderate recorded bushfire history (67/100, ranked against every Australian suburb with any fire history). Part of it sits inside an aircraft noise contour. These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.
Is Raymond Terrace a good place to live?
Raymond Terrace has a SuburbScan Liveability grade of D (21/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.
What is the population of Raymond Terrace?
Raymond Terrace, NSW had a population of 13,453 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Raymond Terrace, NSW?
The postcode for Raymond Terrace, NSW is 2324.
How far is Raymond Terrace from Sydney?
Raymond Terrace is 170 km from Sydney CBD by road, about 127 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Raymond Terrace?
At the 2021 ABS Census, median household income in Raymond Terrace was $67,444 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Raymond Terrace?
The median advertised rent in Raymond Terrace is $650 a week for houses (78 listings) and $540 a week for units (12 listings), from rental listings over the last six months.
What is the median age in Raymond Terrace?
The median age of residents in Raymond Terrace was 37 at the 2021 ABS Census.
Is Raymond Terrace at risk of bushfire?
Raymond Terrace has a moderate recorded bushfire history (67/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the suburb relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
How are the schools in Raymond Terrace?
There are 6 schools inside the Raymond Terrace boundary: 1 at and 4 below similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).
Is Raymond Terrace walkable?
Raymond Terrace scores 70/100 on the SuburbScan Walkability Score, making it very walkable. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.
What is the air quality in Raymond Terrace?
The nearest government air-quality monitoring station to Raymond Terrace (Beresfield) recorded a 2025 annual mean PM2.5 of 6.3 µg/m³ and PM10 of 17.5 µg/m³. That puts Raymond Terrace below the Australian NEPM annual standard of 8 µg/m³ but above the stricter WHO guideline of 5 µg/m³.
What is the weather like in Raymond Terrace?
At the nearest Bureau of Meteorology station to Raymond Terrace, Williamtown RAAF (7.5 km away), summer days average 28.7°C, winter nights 7.5°C, 1,181 mm of rain a year over 95 rainy days, and 13 days a year above 35°C over 2006-2026.
Is the First Home Owner Grant available in Raymond Terrace?
First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Raymond Terrace belong to?
Raymond Terrace sits within the Port Stephens local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Raymond Terrace?
The average residential rates bill through Port Stephens is $1,359 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Raymond Terrace?
Across Port Stephens, 495 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 72.1% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Raymond Terrace in?
Raymond Terrace sits within the federal Division of Paterson, currently held by Meryl Swanson (Australian Labor Party).
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Data freshness
- Census · 2021
- Median sale prices · Oct 2026
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- Public transport · Oct 2026
- NBN connectivity · Dec 2025
- Crime · 2025
- Road crashes · 2021–2025
- Air quality · 2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- State electorate · 2023
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.