Palm Beach NSW 2108

Palm Beach sits 44 km from Sydney CBD in New South Wales, around 1 hour by car. Census data records 1,652 residents with a median age of 58 and a median household income of $145,964 per year. On socioeconomic measures it sits in the top 20% nationally. Population grew 3.7% from 2016 to 2021. The 2021 Census recorded a median rent of $895 per week and a median monthly mortgage of $4,000. Walkability is moderate.

Is Palm Beach a good suburb?

Palm Beach scores a B (65/100) on SuburbScan's Liveability grade — strong on community, weaker on prices.

Transit

Some car dependence

Walkability 41/100 · 44.4 km · 62 min drive to Sydney

Prices

Above the state median

Median $4.65M · Less affordable than 97% of NSW

Safety

Moderate crime risk

Fire 38/100 · Crime 47/100

Community

Very advantaged

SEIFA decile 10/10 · median age 58 · 1,652 residents

B

Liveability Rating

65 / 100 · Ranked #403 in NSW

Each bar is Palm Beach's rank among NSW suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
no schools mapped
Safety
52
Bushfire Low · Crime Moderate

No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.

Socio-economic
91
Very advantaged
Walkability
41
Somewhat walkable
CBD access
70
44.4 km · 62 min drive to Sydney
How it's calculated: Safety rank 52 × 25% + Socio-economic rank 91 × 25% + Walkability rank 41 × 15% + CBD access rank 70 × 10% = 65 / 100. Missing components rebalance the remaining weights.
Additional risks: Coastal erosion Moderate

How do you rate the liveability in Palm Beach?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

65 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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What applies here? (optional)

One rating per person. You can change yours at any time.

Median House Price

Public listings data

Palm Beach's house market is moving lower: the median sale price reached $4.65 million, roughly 18% below where it sat a year earlier.

$4,650,000

last 5 quarters
Pricier than 99% of NSW
↓ −17.6% year-on-year

Based on 46 recorded sales in the last 24 months.

Typically sold in 92 days — median across 18 sales that recorded a listing period

By bedrooms

  • 3 bed 11 sales $2.9M
  • 4 bed 16 sales $5.12M
  • 5 bed 12 sales $5.6M

Currently for Sale

Last 6 months

Houses in Palm Beach are currently listed at around $5.4 million on average. Based on 16 houses listed in the past six months.

$5.4M

↑ +57.7% vs previous 6 months from $3.42M

16 houses listed in the last 6 months.

16 of the suburb's 665 dwellings (2.4%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in Palm Beach rent for around $2,812 a week on average, based on 4 houses listed for rent in the past six months.

$2,812/wk

4 houses advertised for rent in the last 6 months.

4 rentals advertised against an estimated 116 rented homes (3.4%) in the last 6 months.

Gross rental yield

Indicative
House
2.7% below the typical range
Bottom 11% in NSW

$2,812/week ($146,000 a year) on a $5.4 million median

Based on a small sample (4 listings) — indicative only.

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Short-Stay Rentals

92 active Airbnb listings: 89 whole homes and 3 rooms. Whole homes are about 8.3% of the suburb's homes.

Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.

Is Palm Beach safe? Crime statistics

2025

Crime in Palm Beach sits in the moderate band, with 52 incidents recorded in 2025 — down about 4% on the prior year.

52 offences

3.7% since 2024
Theft 21 (40.4%)
Assault 10 (19.2%)
Harassment & Stalking 7 (13.5%)
Disorderly Conduct 6 (11.5%)
Property Damage 5 (9.6%)
Robbery 1 (1.9%)
Drug Offences 1 (1.9%)
Weapons Offences 1 (1.9%)

Crime Trend

Serious Road Crashes

2021–2025

2 crashes

where someone was killed or admitted to hospital, 1 of them fatal

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Northern Beaches Council has published 17 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 17 on the portal

Coastal Erosion

100
monitoring points
within 5 km
45
actively eroding
> 0.1 m/yr retreat
-0.26
worst rate (m/yr)
Moderate
16 m
nearest coastline
monitoring point

Shoreline Change Summary

1988–2025
Stable or accreting 74 (74%)
Moderate erosion (0.1–0.3 m/yr) 26 (26%)
Significant erosion (> 0.3 m/yr) 0 (0%)

Nearest Eroding Coastline

Distance
479 m
Rate
-0.02 m/yr
Net Movement
0.3 m
Certainty
good

Data Quality

High certainty: 87 of 100 points (87%)

Schools

No schools in this suburb boundary.

Walkability

Palm Beach is car-dependent on foot — at 41/100, most errands require a car.

41
out of 100
Car-Dependent
Top 21% in NSW
Public Transport within 1 km 82
Schools within 1.5 km 0
Parks within 800 m 100
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 60
Hospitals within 5 km 0

Public transport

Weekday and weekend service frequency across every stop inside Palm Beach.

79
out of 100
Top 23% in NSW
Bus
Peak (7-9am + 5-7pm)
146.5 arrivals/hr
Off-peak weekday
149.1 arrivals/hr
Saturday
139.0 arrivals/hr
Median peak wait
0 min
Span of service
24.4 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Palm Beach.

45
connectivity score / 100
Most common
Fibre to the node
Full-fibre (FTTP) share
0%
Premises covered
1,346
Technology mix
Fibre to the node (FTTN) 100%
Fibre to the premises (FTTP) 0%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
6 in suburb
Parks & Reserves
14 in suburb
Sport & Recreation
3 in suburb
Beaches
1 in suburb
Waterways
1 in suburb
Childcare
1 in suburb
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
1 in suburb
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Northern Beaches: council population

The whole council area, not just Palm Beach · estimated residents
at 30 June 2025
Residents
272,656
+0.5% in a year
Change
+1,416
people since 2024
Density
1,073
people per km² across the council area
What drove the change
Natural increase
+692
births minus deaths
Net internal migration
-2,600
moves within Australia
Net overseas migration
+3,324
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
10/10
10/10 within NSW
income, education, jobs and housing together
Economic resources
10/10
9/10 within NSW
income against housing cost and household size
Education and occupation
10/10
10/10 within NSW
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 5 small areas inside this suburb and averages them into the single decile above. They fall into 2 different deciles — a narrow range, so the average describes the suburb closely.

Palm Beach is home to about 1,700 residents, with a median age of 58 — noticeably older than the national figure of 38. Median household income runs at $146,000 a year, with unemployment at 4.1%.

2021 Census · change since 2016

Population

1,652

3.7% since 2016

Median Age

58

3.6% since 2016

Median Household Income

$145,964/yr

33.0% since 2016
Top 6% in NSW

Census Median Rent

$895/wk

28.2% since 2016

Census Median Mortgage

$4,000/mo

33.3% since 2016

Avg Household Size

2.3

no change since 2016

Median Personal Income

$67,340/yr

23.1% since 2016

Unemployment Rate

4.1%

25.5% since 2016

Unoccupied Dwellings

62.4%

31.7% since 2016

Total Dwellings

665

11.6% since 2016

Owner-Occupier Rate

82.6%

5.1% since 2016

Houses

88.9%

1.1% since 2016

Rental Stress

31.9%

3.6% since 2016

Mortgage Stress

32.9%

0.3% since 2016

Work From Home

52.5%

203.5% since 2016

Dwelling Types

Houses 591 (88.9%)
Flats / Apartments 66 (9.9%)
Townhouses 8 (1.2%)

Property Ownership

Owned Outright 368 (58.1%)
Mortgage 155 (24.5%)
Renting 110 (17.4%)

Demographics

Born in Australia
73.9%
English Spoken at Home
90.3%
Employment Rate
50.7%
4.2% since 2016
Completed Year 12
65.0%

Occupations

Professionals 249 (33.1%)
Managers 193 (25.6%)
Clerical & Administrative 80 (10.6%)
Sales 70 (9.3%)
Technicians & Trades 67 (8.9%)
Community & Personal Service 46 (6.1%)
Labourers 21 (2.8%)
Machinery Operators & Drivers 9 (1.2%)

Religion

Christianity 804 (48.7%)
No Religion 669 (40.5%)
Buddhism 20 (1.2%)
Judaism 17 (1.0%)
Islam 8 (0.5%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 126 (7.6%)
New Zealand 45 (2.7%)
South Africa 14 (0.8%)
Italy 11 (0.7%)
Ireland 10 (0.6%)
Scotland 9 (0.5%)
Germany 9 (0.5%)
China 8 (0.5%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 23 (1.4%)
2011-2015 26 (1.6%)
2001-2010 61 (3.7%)
1991-2000 43 (2.6%)
1981-1990 50 (3.0%)
Before 1981 143 (8.7%)

23 residents (1.4%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

Sydney - North Sydney and Hornsby 109 (6.8%)
Sydney - Eastern Suburbs 85 (5.3%)
Overseas 68 (4.3%)

Top places newcomers came from, as a share of the 1,596 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Spanish 12 (0.7%)
Italian 8 (0.5%)
German 7 (0.4%)
French 7 (0.4%)
Mandarin 5 (0.3%)
Russian 3 (0.2%)
Turkish 3 (0.2%)

Age Distribution

0-4 56 (3.4%)
5-14 111 (6.7%)
15-19 81 (4.9%)
20-24 58 (3.5%)
25-34 92 (5.6%)
35-44 120 (7.3%)
45-54 201 (12.2%)
55-64 306 (18.5%)
65-74 339 (20.5%)
75-84 240 (14.5%)
85+ 41 (2.5%)

Family & Household Composition

Lone Person 163 (42.4%)
Couple Families 154 (40.1%)
One Parent Families 52 (13.5%)
Group Household 11 (2.9%)
Other Families 4 (1.0%)

Commute to Work

Worked from Home 339 (52.5%)
Car (driver) 271 (42.0%)
Car (passenger) 20 (3.1%)
Walked Only 16 (2.5%)

16% of employed residents work in a capital's city centre (123 of 753).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Bachelor Degree 408 (24.7%)
Advanced Diploma / Diploma 167 (10.1%)
Certificate III & IV 157 (9.5%)
Postgraduate Degree 147 (8.9%)
Graduate Diploma / Certificate 36 (2.2%)

Cars per Dwelling

0 cars 10 (1.5%)
1 car 181 (27.6%)
2 cars 319 (48.7%)
3 cars 91 (13.9%)
4+ cars 53 (8.1%)

Council Rates

Northern Beaches
FY 2024-25

Households face an average residential rates bill of $1,696 a year through Northern Beaches based on 2024 figures.

Avg residential rate
$1,696/yr
38% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Palm Beach's area by planning zone
2026-09
  • Environmental 77%
  • Parks and recreation 16%
  • Infrastructure and transport 3%
  • Residential 3%
  • Not zoned 2%

Planning zones cover 99% of the suburb's area. The rest is unzoned land such as water or road reserve.

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Northern Beaches

The whole council area, not just Palm Beach · new residential dwellings
to 2026-08

In the year to August 2026, 620 new dwellings were approved across Northern Beaches. That mix is 331 houses and 289 units. Approvals are up 50.6% on the same period a year earlier.

Trailing 12 months
620dwellings
+50.6% YoY
Houses
331
detached dwellings
Units
289
townhouses + apartments

Aboriginal Land Council

This area is not inside a Local Aboriginal Land Council area.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Air Quality

MODERATE

PM2.5 averaged 5.4 µg/m³ in 2025 — below Australia's NEPM annual standard (8 µg/m³), slightly above the stricter WHO guideline (5 µg/m³). 1 day exceeded the daily threshold of 25 µg/m³.

PM10 averaged 14.2 µg/m³ · NO₂ averaged 0.23 pphm. Days over the limit in 2025: PM10 1 · NO₂ 0 · ozone 3.

From the Macquarie Park monitoring station, 26.8 km away.

Climate & Setting

from Macquarie Park (Willandra Village), 28.3 km

High rainfall.

Elevation
0 m
above sea level, at the suburb centre
Distance to the ocean
9 m
608 m to a named beach
Annual rainfall
1,176 mm
92 rainy days
Summer max (Jan)
—
Winter min (Jul)
—

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

4.0%
of light vehicles are electric
Up from 0.47% in 2021
+1.2 points this year
Top 1% in NSW

In postcode 2108, 60 of 1,513 registered light vehicles are battery-electric on 31 January 2025. A further 3.4% (52 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 7.4%.

Electric share, year by year
2021
0.47%
2022
1.18%
2023
1.74%
2024
2.81%
2025
3.97%

Rooftop solar

20
systems per 100 dwellings
Averaging 8.1 kW each

In postcode 2108, 244 rooftop-solar systems totalling 2.0 MW have been installed since 2001, against 1,234 dwellings recorded in the 2021 Census. 20 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
5
2020
21
2021
19
2022
17
2023
41
2024
26
2025
18
2026
16

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$24,252
Loan amount
$3,720,000
Total interest over 30 years
$5,010,582
Deposit
$930,000
Stamp duty
$248,737
Cash needed at settlement
$1,178,737

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-28 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Mackellar

Currently held by Sophie Scamps Independent

Year Winner 2PP ALP 2PP LNP Swing
2025 Sophie Scamps 46.3% 53.7% +4.2
2022 Sophie Scamps 41.4% 58.6% -4.6
2019 Jason Falinski 36.8% 63.2% -2.5

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Pittwater District

Currently held by Jacqui Scruby Independent — elected at the Oct 2024 by-election, after the results below

Next state election: 13 March 2027.

Year Winner Won with
2023 Roderick (Rory) Amon LP 50.7%
2019 Robert Stokes LP 70.8%
2015 Rob Stokes LP 75.7%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Palm Beach?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

Free to look up. Subscribers see every section in full — $29/month.

Checking the whole city?

Suburbs to avoid in Sydney There is no list of bad suburbs, but there are hazards the state measures and publishes — recorded crime, bushfire exposure, flood overlays and aircraft noise. Sydney suburbs ranked on them, with what the numbers do and don't mean.

Nearby suburbs

Compare Palm Beach to another suburb

Side-by-side stats for any other NSW suburb — type a name and pick one.

Or jump straight to a nearby comparison:

Common questions about Palm Beach

Is Palm Beach a safe place to live?

Recorded crime in Palm Beach is moderate (47/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect Palm Beach?

Palm Beach has a low recorded bushfire history (38/100, ranked against every Australian suburb with any fire history). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Palm Beach a good place to live?

Palm Beach has a SuburbScan Liveability grade of B (65/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Palm Beach?

Palm Beach, NSW had a population of 1,652 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Palm Beach, NSW?

The postcode for Palm Beach, NSW is 2108.

How far is Palm Beach from Sydney?

Palm Beach is 44 km from Sydney CBD by road, about 62 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Palm Beach?

At the 2021 ABS Census, median household income in Palm Beach was $145,964 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Palm Beach?

The median advertised rent in Palm Beach is $2,812 a week for houses (4 listings), from rental listings over the last six months.

What is the median age in Palm Beach?

The median age of residents in Palm Beach was 58 at the 2021 ABS Census.

Is Palm Beach at risk of bushfire?

Palm Beach has a low recorded bushfire history (38/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the suburb relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

Is Palm Beach walkable?

Palm Beach scores 41/100 on the SuburbScan Walkability Score, making it car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the air quality in Palm Beach?

The nearest government air-quality monitoring station to Palm Beach (Macquarie Park) recorded a 2025 annual mean PM2.5 of 5.4 µg/m³ and PM10 of 14.2 µg/m³. That puts Palm Beach below the Australian NEPM annual standard of 8 µg/m³ but above the stricter WHO guideline of 5 µg/m³.

What is the weather like in Palm Beach?

At the nearest Bureau of Meteorology station to Palm Beach, Macquarie Park (Willandra Village) (28.3 km away), 1,176 mm of rain a year over 92 rainy days over 2006-2026.

Is the First Home Owner Grant available in Palm Beach?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Palm Beach belong to?

Palm Beach sits within the Northern Beaches local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Palm Beach?

The average residential rates bill through Northern Beaches is $1,696 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Palm Beach?

Across Northern Beaches, 620 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 50.6% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Palm Beach in?

Palm Beach sits within the federal Division of Mackellar, currently held by Sophie Scamps (Independent).

Search another suburb or address

Data freshness

Vintages show when each source's data is from. See all data sources.

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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