Osterley NSW 2324

Osterley sits 173 km from Sydney CBD in New South Wales, around 2 hours 10 minutes by car. Census data records 132 residents with a median age of 47 and a median household income of $133,224 per year. On socioeconomic measures it sits in the top 40% nationally. Population grew 12.8% from 2016 to 2021. The 2021 Census recorded a median rent of $400 per week and a median monthly mortgage of $2,015. The area shows no recorded bushfire exposure. 1 school sits within the locality boundary, and walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 132. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

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Median House Price

Q4 2025

Osterley's house market is moving lower: the median sale price reached $1.25 million in the December 2025 quarter, roughly 24% below where it sat a year earlier. That said, only three sales settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level. Zoom out: prices have climbed roughly 91% over the past decade — 7.4% per year on average.

$1,250,000

last 4 quarters
↓ −24.2% year-on-year
↑ +90.8% over 2016–2025 (+7.4%/yr compound)

Based on only 3 sales — small sample, take as indicative.

Rental Market

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$620/wk
58 bonds
+43% since 2021
2-bed units
$535/wk
18 bonds
+46% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2324 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

100 Moderately unaffordable · the average rental household in this region would pay about 30% of its income on the median rent in postcode 2324.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Is Osterley safe? Crime statistics

2025

Crime in Osterley sits in the low band, with 1 incidents recorded in 2025.

1 offences

Assault 1 (100.0%)

Crime Trend

Serious Road Crashes

2021–2025

No crash in Osterley killed anyone or put anyone in hospital in 2021–2025.

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Port Stephens Council has published 7 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 7 on the portal

Schools

One school serve Osterley, and the cohort is trailing peer-suburb performance.

38
out of 100
Weak
1 school in this locality
1 below similar
  • • 38 students in one school (avg 38)

Primary

Government · K-6 · 38 students
ICSEA 888 (higher than 9% of Australian schools) · 5% top-SEA students
Below similar

Walkability

Osterley is car-dependent on foot — at 25/100, most errands require a car.

25
out of 100
Car-Dependent
Public Transport within 1 km 53
Schools within 1.5 km 60
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

NBN connectivity

The internet access technology available across NBN premises in Osterley.

30
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
0%
Premises covered
46
Technology mix
Fixed wireless (WIRELESS) 100%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

No amenities mapped in this locality boundary.

Port Stephens: council population

The whole council area, not just Osterley · estimated residents
at 30 June 2025
Residents
80,070
+1.3% in a year
Change
+1,022
people since 2024
Density
93
people per km² across the council area
What drove the change
Natural increase
+48
births minus deaths
Net internal migration
+716
moves within Australia
Net overseas migration
+258
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
7/10
7/10 within NSW
income, education, jobs and housing together
Economic resources
10/10
9/10 within NSW
income against housing cost and household size
Education and occupation
5/10
4/10 within NSW
qualifications and job type, income excluded

Osterley is home to 132 residents, with a median age of 47, a touch above the national 38. Median household income runs at $133,000 a year, with unemployment at 5.6%.

2021 Census · change since 2016

Population

132

12.8% since 2016

Median Age

47

2.2% since 2016

Median Household Income

$133,224/yr

36.6% since 2016
Top 11% in NSW

Census Median Rent

$400/wk

Census Median Mortgage

$2,015/mo

4.1% since 2016

Avg Household Size

3.2

18.5% since 2016

Median Personal Income

$49,348/yr

25.2% since 2016

Unemployment Rate

5.6%

Unoccupied Dwellings

0.0%

Total Dwellings

37

11.9% since 2016

Owner-Occupier Rate

88.4%

4.0% since 2016

Houses

100.0%

no change since 2016

Rental Stress

15.6%

Mortgage Stress

18.1%

30.1% since 2016

Work From Home

22.7%

336.5% since 2016

Dwelling Types

Houses 37 (100.0%)

Property Ownership

Mortgage 22 (51.2%)
Owned Outright 16 (37.2%)
Renting 5 (11.6%)

Demographics

Born in Australia
92.4%
English Spoken at Home
92.4%
Employment Rate
62.5%
5.3% since 2016
Completed Year 12
29.5%

Occupations

Clerical & Administrative 15 (21.1%)
Sales 12 (16.9%)
Community & Personal Service 10 (14.1%)
Professionals 9 (12.7%)
Managers 9 (12.7%)
Technicians & Trades 9 (12.7%)
Labourers 8 (11.3%)
Machinery Operators & Drivers 6 (8.5%)

Religion

Christianity 95 (72.0%)
No Religion 23 (17.4%)

Age Distribution

0-4 7 (5.3%)
5-14 15 (11.4%)
15-19 12 (9.1%)
20-24 4 (3.0%)
25-34 12 (9.1%)
35-44 10 (7.6%)
45-54 32 (24.2%)
55-64 17 (12.9%)
65-74 14 (10.6%)
75-84 11 (8.3%)
85+ 6 (4.5%)

Family & Household Composition

Couple Families 22 (88.0%)
Lone Person 3 (12.0%)

Commute to Work

Car (driver) 41 (62.1%)
Worked from Home 15 (22.7%)
Car (passenger) 6 (9.1%)
Walked Only 4 (6.1%)

Education

Certificate III & IV 18 (13.6%)
Advanced Diploma / Diploma 10 (7.6%)
Bachelor Degree 7 (5.3%)
Graduate Diploma / Certificate 4 (3.0%)

Cars per Dwelling

1 car 4 (10.8%)
2 cars 13 (35.1%)
3 cars 15 (40.5%)
4+ cars 13 (35.1%)

Council Rates

Port Stephens
FY 2024-25

Households face an average residential rates bill of $1,359 a year through Port Stephens based on 2024 figures.

Avg residential rate
$1,359/yr
10% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Osterley's area by planning zone
2026-09
  • Rural and farming 96%
  • Environmental 3%
  • Zones under 1% 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Port Stephens

The whole council area, not just Osterley · new residential dwellings
to 2026-08

In the year to August 2026, 495 new dwellings were approved across Port Stephens. That mix is 294 houses and 201 units. Approvals are down 72.1% on the same period a year earlier.

Trailing 12 months
495dwellings
-72.1% YoY
Houses
294
detached dwellings
Units
201
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Worimi Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Air Quality

MODERATE

PM2.5 averaged 6.3 µg/m³ in 2025 — below Australia's NEPM annual standard (8 µg/m³), slightly above the stricter WHO guideline (5 µg/m³). 1 day exceeded the daily threshold of 25 µg/m³.

PM10 averaged 17.5 µg/m³ · NO₂ averaged 0.72 pphm. Days over the limit in 2025: PM10 1 · NO₂ 0 · ozone 0.

From the Beresfield monitoring station, 8.9 km away.

Climate & Setting

from Paterson (Tocal AWS), 14.4 km

High rainfall — hot summers, mild winters.

Elevation
19 m
above sea level, at the locality centre
Distance to the ocean
14.0 km
Near high-voltage lines
18.0% of addresses
9 within 100 m of an overhead line of 110 kV or more
Annual rainfall
996 mm
89 rainy days
Summer max (Jan)
30.0°C
20 days ≥ 35°C
Winter min (Jul)
7.1°C
0 frost days ≤ 0°C

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.5%
of light vehicles are electric
Up from 0.04% in 2021
+0.2 points this year

In postcode 2324, 101 of 21,048 registered light vehicles are battery-electric on 31 January 2025. A further 2.0% (425 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.5%.

Electric share, year by year
2021
0.04%
2022
0.07%
2023
0.16%
2024
0.30%
2025
0.48%

Rooftop solar

54
systems per 100 dwellings
Averaging 6.3 kW each

In postcode 2324, 6,194 rooftop-solar systems totalling 39.3 MW have been installed since 2001, against 11,531 dwellings recorded in the 2021 Census. 382 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
401
2020
558
2021
476
2022
442
2023
511
2024
446
2025
320
2026
264

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

Q4-2025 median
I'm looking for
Deposit
$
%
Monthly repayment
$6,519
Loan amount
$1,000,000
Total interest over 30 years
$1,346,931

5 mortgage brokers are registered in postcode 2324.

Deposit
$250,000
Stamp duty
$50,437
Cash needed at settlement
$300,437

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Lyne

Currently held by Alison Penfold The Nationals

Year Winner 2PP ALP 2PP LNP Swing
2025 Alison Penfold 40.2% 59.8% +4.0
2022 David Gillespie 36.2% 63.8% -1.4
2019 David Gillespie 34.8% 65.2% +3.5

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Port Stephens District

Currently held by Kate Washington Labor

Next state election: 13 March 2027.

Year Winner Won with
2023 Kate Washington ALP 69.0%
2019 Kate Washington ALP 55.8%
2015 Kate Washington ALP 54.7%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Osterley?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

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Common questions about Osterley

Is Osterley a safe place to live?

Recorded crime in Osterley is low (18/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect Osterley?

Osterley has no recorded bushfire history. These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Osterley?

Osterley, NSW had a population of 132 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Osterley, NSW?

The postcode for Osterley, NSW is 2324.

How far is Osterley from Sydney?

Osterley is 173 km from Sydney CBD by road, about 128 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Osterley?

At the 2021 ABS Census, median household income in Osterley was $133,224 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Osterley?

There are too few current rental listings in Osterley for a reliable median. At the 2021 ABS Census the median weekly rent was $400, across all dwelling types.

What is the median age in Osterley?

The median age of residents in Osterley was 47 at the 2021 ABS Census.

How are the schools in Osterley?

There is 1 school inside the Osterley boundary: 1 below similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

Is Osterley walkable?

Osterley scores 25/100 on the SuburbScan Walkability Score, making it car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the air quality in Osterley?

The nearest government air-quality monitoring station to Osterley (Beresfield) recorded a 2025 annual mean PM2.5 of 6.3 µg/m³ and PM10 of 17.5 µg/m³. That puts Osterley below the Australian NEPM annual standard of 8 µg/m³ but above the stricter WHO guideline of 5 µg/m³.

What is the weather like in Osterley?

At the nearest Bureau of Meteorology station to Osterley, Paterson (Tocal AWS) (14.4 km away), summer days average 30°C, winter nights 7.1°C, 996 mm of rain a year over 89 rainy days, and 20 days a year above 35°C over 2006-2026.

What is the median house price in Osterley?

The median sale price for houses in Osterley was $1,250,000 in the Q4 2025 quarter, based on a small sample of 3 sales — take as indicative.

Is the First Home Owner Grant available in Osterley?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Osterley belong to?

Osterley sits within the Port Stephens local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Osterley?

The average residential rates bill through Port Stephens is $1,359 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Osterley?

Across Port Stephens, 495 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 72.1% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Osterley in?

Osterley sits within the federal Division of Lyne, currently held by Alison Penfold (The Nationals).

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