Osbornes Flat VIC 3691

Located in Victoria, Osbornes Flat sits 314 km from Melbourne CBD, around 3 hours 35 minutes by car. The locality has 285 residents, a median age of 45, and a median household income of $117,832 per year. By household income, education, and employment patterns, it ranks in the top 20% nationally. The locality grew 22.3% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $220 per week and a median monthly mortgage of $2,039. Osbornes Flat is characterised by high bushfire risk. 1 school sits within the locality boundary, and walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 285. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

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Rental Market

Rental affordability

June quarter 2025

79 Severely unaffordable · the average rental household in this region would pay about 38% of its income on the median rent in postcode 3691.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Is Osbornes Flat safe? Crime statistics

2026

Crime in Osbornes Flat sits in the low band, with 3 incidents recorded in 2026 — up roughly 50% on the prior year.

3 offences

50.0% since 2025
Assault 1 (33.3%)
Property Damage 1 (33.3%)
Disorderly Conduct 1 (33.3%)

Crime Trend

Serious Road Crashes

2021–2025

No crash in Osbornes Flat killed anyone or put anyone in hospital in 2021–2025.

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

One school serve Osbornes Flat, and performance is broadly on par with peer-suburb schools.

50
out of 100
Average
1 school in this locality
1 at similar
  • • 40 students in one school (avg 40)

Primary

Government · Prep-6 · 40 students
ICSEA 1003 (higher than 48% of Australian schools) · 16% top-SEA students
At similar

Walkability

Osbornes Flat is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Osbornes Flat.

30
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
0%
Premises covered
82
Technology mix
Fixed wireless (WIRELESS) 100%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
None
Sport & Recreation
None
Beaches
None
Waterways
6 in locality
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Indigo: council population

The whole council area, not just Osbornes Flat · estimated residents
at 30 June 2025
Residents
17,758
+0.8% in a year
Change
+140
people since 2024
Density
8.7
people per km² across the council area
What drove the change
Natural increase
+43
births minus deaths
Net internal migration
+73
moves within Australia
Net overseas migration
+24
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
10/10
10/10 within VIC
income, education, jobs and housing together
Economic resources
10/10
10/10 within VIC
income against housing cost and household size
Education and occupation
9/10
9/10 within VIC
qualifications and job type, income excluded

Osbornes Flat is home to 285 residents, with a median age of 45, a touch above the national 38. Median household income runs at $118,000 a year, with unemployment at 4.1%.

2021 Census · change since 2016

Population

285

22.3% since 2016

Median Age

45

2.3% since 2016

Median Household Income

$117,832/yr

8.8% since 2016
Top 10% in VIC

Census Median Rent

$220/wk

Census Median Mortgage

$2,039/mo

0.6% since 2016

Avg Household Size

2.9

3.6% since 2016

Median Personal Income

$51,376/yr

11.1% since 2016

Unemployment Rate

4.1%

70.8% since 2016

Unoccupied Dwellings

9.4%

35.2% since 2016

Total Dwellings

85

11.8% since 2016

Owner-Occupier Rate

100.0%

7.2% since 2016

Houses

100.0%

no change since 2016

Rental Stress

9.7%

Mortgage Stress

20.8%

8.4% since 2016

Work From Home

22.0%

165.1% since 2016

Dwelling Types

Houses 85 (100.0%)

Property Ownership

Owned Outright 37 (50.7%)
Mortgage 36 (49.3%)

Demographics

Born in Australia
76.8%
English Spoken at Home
83.5%
Employment Rate
64.3%
11.4% since 2016
Completed Year 12
40.4%

Occupations

Professionals 40 (28.0%)
Technicians & Trades 27 (18.9%)
Clerical & Administrative 26 (18.2%)
Managers 25 (17.5%)
Sales 12 (8.4%)
Labourers 11 (7.7%)
Community & Personal Service 4 (2.8%)

Religion

No Religion 115 (40.4%)
Christianity 112 (39.3%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 12 (4.2%)

Age Distribution

0-4 13 (4.6%)
5-14 49 (17.2%)
15-19 15 (5.3%)
20-24 17 (6.0%)
25-34 10 (3.5%)
35-44 34 (11.9%)
45-54 47 (16.5%)
55-64 33 (11.6%)
65-74 39 (13.7%)
75-84 13 (4.6%)

Family & Household Composition

Couple Families 37 (78.7%)
Lone Person 10 (21.3%)

Commute to Work

Car (driver) 88 (74.6%)
Worked from Home 26 (22.0%)
Car (passenger) 4 (3.4%)

Education

Bachelor Degree 44 (15.4%)
Certificate III & IV 37 (13.0%)
Advanced Diploma / Diploma 23 (8.1%)
Postgraduate Degree 11 (3.9%)
Graduate Diploma / Certificate 10 (3.5%)

Cars per Dwelling

1 car 10 (12.3%)
2 cars 41 (50.6%)
3 cars 25 (30.9%)
4+ cars 9 (11.1%)

Council Rates

Indigo
FY 2024-25

Households face an average residential rates bill of $1,828 a year through Indigo based on 2024 figures.

Avg residential rate
$1,828/yr
6% below the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.280¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Osbornes Flat's area by planning zone
2026-09
  • Rural and farming 92%
  • Parks and recreation 8%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Indigo

The whole council area, not just Osbornes Flat · new residential dwellings
to 2026-08

In the year to August 2026, 120 new dwellings were approved across Indigo. That mix is 117 houses and 3 units. Approvals are up 15.0% on the same period a year earlier.

Trailing 12 months
120dwellings
+15.0% YoY
Houses
117
detached dwellings
Units
3
townhouses + apartments

Aboriginal Cultural Heritage

No Registered Aboriginal Party is appointed for this area. About an eighth of Victoria, mostly in the north-east, has no appointment; that is a fact about the register rather than about the Country.

Climate & Setting

from Beechworth Composite, 18.4 km

High rainfall.

Elevation
249 m
above sea level, at the locality centre
Annual rainfall
984 mm
97 rainy days
Summer max (Jan)
—
Winter min (Jul)
—

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.5%
of light vehicles are electric
Up from 0.06% in 2021
+0.2 points this year

In postcode 3691, 70 of 12,829 registered light vehicles are battery-electric on 31 January 2025. A further 1.7% (214 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.2%.

Electric share, year by year
2021
0.06%
2022
0.07%
2023
0.19%
2024
0.37%
2025
0.55%

Rooftop solar

79
systems per 100 dwellings
Averaging 7.4 kW each

In postcode 3691, 3,483 rooftop-solar systems totalling 25.6 MW have been installed since 2001, against 4,427 dwellings recorded in the 2021 Census. 428 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
211
2020
328
2021
380
2022
246
2023
256
2024
284
2025
355
2026
205

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

51 first-home grants were paid in postcode 3691 in 2025-26, rank 29 of 298 Victorian postcodes. The most was 154, in 2020-21.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Federal Electorate

Division of Indi

Currently held by Helen Haines Independent

Year Winner 2PP ALP 2PP LNP Swing
2025 Helen Haines 43.3% 56.7% -1.4
2022 Helen Haines 44.7% 55.3% -7.5
2019 Helen Haines 37.3% 62.7% +7.7

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Benambra District

Currently held by Bill Tilley Liberal

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Bill Tilley LP 50.9% 36.7% 63.3%
2018 Bill Tilley LP 52.5% 41.1% 58.9%
2014 Bill Tilley LP 54.6% 40.3% 59.7%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Osbornes Flat?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

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Common questions about Osbornes Flat

Is Osbornes Flat a safe place to live?

Recorded crime in Osbornes Flat is low (16/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect Osbornes Flat?

Osbornes Flat has a moderate recorded bushfire history (66/100, ranked against every Australian suburb with any fire history). Flood overlays cover a moderate share of it (55/100). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Osbornes Flat?

Osbornes Flat, VIC had a population of 285 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Osbornes Flat, VIC?

The postcode for Osbornes Flat, VIC is 3691.

How far is Osbornes Flat from Melbourne?

Osbornes Flat is 314 km from Melbourne CBD by road, about 216 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Osbornes Flat?

At the 2021 ABS Census, median household income in Osbornes Flat was $117,832 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Osbornes Flat?

There are too few current rental listings in Osbornes Flat for a reliable median. At the 2021 ABS Census the median weekly rent was $220, across all dwelling types.

What is the median age in Osbornes Flat?

The median age of residents in Osbornes Flat was 45 at the 2021 ABS Census.

Is Osbornes Flat at risk of bushfire?

Osbornes Flat has a moderate recorded bushfire history (66/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Osbornes Flat?

There is 1 school inside the Osbornes Flat boundary: 1 at similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

What is the weather like in Osbornes Flat?

At the nearest Bureau of Meteorology station to Osbornes Flat, Beechworth Composite (18.4 km away), 984 mm of rain a year over 97 rainy days over 2006-2026.

Is the First Home Owner Grant available in Osbornes Flat?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Osbornes Flat belong to?

Osbornes Flat sits within the Indigo local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Osbornes Flat?

The average residential rates bill through Indigo is $1,828 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Osbornes Flat?

Across Indigo, 120 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 15.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Osbornes Flat in?

Osbornes Flat sits within the federal Division of Indi, currently held by Helen Haines (Independent).

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