North Bendigo VIC 3550

North Bendigo is a suburb in Victoria, 154 km from Melbourne CBD, around 1 hour 55 minutes by car. Population is 4,277; the median age is 37 and the median household income is $66,612 per year. On socioeconomic measures it sits in the bottom 20% nationally. Population grew 5.4% from 2016 to 2021. The 2021 Census recorded a median rent of $285 per week and a median monthly mortgage of $1,290. The area shows high crime risk and no recorded bushfire exposure. 2 schools sit within the suburb boundary, and walkability is moderate.

Is North Bendigo a good suburb?

North Bendigo scores a C (40/100) on SuburbScan's Liveability grade — strong on transit and prices, weaker on safety and community.

Schools

Mixed results

2 schools

Transit

Very walkable

Walkability 67/100 · 154 km · 114 min drive to Melbourne

Prices

More affordable than most

Median $530K · Cheaper than 85% of VIC

Safety

High crime risk

Fire 0/100 · Crime 77/100 · Flood 44/100

Community

Highly disadvantaged

SEIFA decile 2/10 · median age 37 · 4,277 residents

C

Liveability Rating

40 / 100 · Ranked #567 in VIC

Each bar is North Bendigo's rank among VIC suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
too few schools to rate
Safety
58
Bushfire None · Crime High · Flood Moderate
Socio-economic
14
Disadvantaged
Walkability
64
Walkable
CBD access
24
154.0 km · 114 min drive to Melbourne
How it's calculated: Safety rank 58 × 25% + Socio-economic rank 14 × 25% + Walkability rank 64 × 15% + CBD access rank 24 × 10% = 40 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in North Bendigo?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

40 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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What applies here? (optional)

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Median House Price

Public listings data

North Bendigo's house market is moving higher: the median sale price reached $530,000, roughly 16% above where it sat a year earlier.

Houses

$530,500

last 7 quarters
Cheaper than 85% of VIC

12% below its 5 neighbours (median $605,000)

↑ +15.5% year-on-year

Based on 144 recorded sales in the last 24 months.

Typically sold in 28 days — median across 44 sales that recorded a listing period

By bedrooms

  • 2 bed 15 sales $465K
  • 3 bed 102 sales $518K
  • 4 bed 24 sales $644K

Units

$427,500

last 2 quarters
↑ +28.9% year-on-year

Based on 18 recorded sales in the last 24 months.

Typically sold in 28 days — median across 7 sales that recorded a listing period

By bedrooms

  • 2 bed 14 sales $406K

Currently for Sale

Last 6 months

Houses in North Bendigo are currently listed at around $615,000 on average. Based on 52 houses listed in the past six months.

Houses

$615K

last 4 months
↑ +4.4% vs previous 6 months from $589K
Since 2021: $467K → $618K (+32%)

52 houses listed in the last 6 months.

Units

$500K

7 units listed in the last 6 months.

59 of the suburb's 1,671 dwellings (3.5%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in North Bendigo rent for around $505 a week on average, based on 30 houses listed for rent in the past six months.

Houses

$505/wk

last 5 months

10% below its 5 neighbours (median $560/wk)

↑ +1.0% vs previous 6 months from $500/wk
Since 2021: $387/wk → $505/wk (+30%)

30 houses advertised for rent in the last 6 months.

Units

$450/wk

→ 0.0% vs previous 6 months from $450/wk

5 units advertised for rent in the last 6 months.

35 rentals advertised against an estimated 777 rented homes (4.5%) in the last 6 months.

Rental affordability

June quarter 2025

104 Moderately unaffordable · the average rental household in this region would pay about 29% of its income on the median rent in postcode 3550.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
4.3% above the typical range
Top 16% in VIC

$505/week ($26,000 a year) on a $615,000 median

Unit
4.7% above the typical range

$450/week ($23,000 a year) on a $500,000 median

Based on a small sample (5 listings) — indicative only.

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Is North Bendigo safe? Crime statistics

2026

Crime in North Bendigo sits in the high band, with 322 incidents recorded in 2026 — up about 2% on the prior year.

322 offences

2.5% since 2025
Theft 96 (29.8%)
Assault 52 (16.1%)
Drug Offences 45 (14.0%)
Property Damage 39 (12.1%)
Break & Enter 38 (11.8%)
Disorderly Conduct 14 (4.3%)
Fraud & Deception 11 (3.4%)
Harassment & Stalking 10 (3.1%)
Weapons Offences 10 (3.1%)
Arson 4 (1.2%)
Robbery 3 (0.9%)

Crime Trend

Serious Road Crashes

2021–2025

16 crashes

where someone was killed or admitted to hospital

Where they happened

Holmes Road 4 (25.0%)
Arnold Street 3 (18.8%)

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

Two schools serve North Bendigo, and performance is broadly on par with peer-suburb schools.

50
out of 100
Average
2 schools in this suburb
1 at similar · 1 unrated
  • • 386 students across 2 schools (avg 193)
  • • ICSEA 858-895, median 876 (below the national baseline of 1000)
  • • Largest: Kalianna School (221 students)

Primary

Government · Prep-6 · 165 students
ICSEA 858 (higher than 5% of Australian schools) · 1% top-SEA students
At similar

Combined

Government · U · 221 students
ICSEA 895 (higher than 10% of Australian schools) · 3% top-SEA students

Universities nearby

1.3% of residents here are full-time university students aged 15–24.

Distance is measured to the suburb centre. A campus nearby does not by itself mean a student rental market — most suburbs within a few kilometres of one have a student share close to the national norm, and the figure above is what tells them apart.

Walkability

North Bendigo is somewhat walkable on foot — at 67/100, a short cluster of errands work on foot but most trips still benefit from a car.

67
out of 100
Somewhat Walkable
Top 11% in VIC
Public Transport within 1 km 66
Schools within 1.5 km 100
Parks within 800 m 100
Supermarkets within 1 km 0
GPs within 1 km 80
Pharmacies within 1 km 0
Childcare within 1 km 100
Hospitals within 5 km 80

Public transport

Weekday and weekend service frequency across every stop inside North Bendigo.

75
out of 100
Peak (7-9am + 5-7pm)
45.5 arrivals/hr
Off-peak weekday
35.0 arrivals/hr
Saturday
25.6 arrivals/hr
Median peak wait
0 min
Span of service
15.2 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in North Bendigo.

64
connectivity score / 100
Top 24% in VIC
Most common
Fibre to the node
Full-fibre (FTTP) share
35%
Premises covered
2,414
Technology mix
Fibre to the node (FTTN) 65%
Fibre to the premises (FTTP) 35%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
6 in suburb
Sport & Recreation
None
Beaches
None
Waterways
8 in suburb
Childcare
5 in suburb
GPs
3 in suburb
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
1 in suburb
Fuel Stations
None
EV Chargers
None
Pubs & Bars
1 in suburb
Arts & Culture
None
Places of Worship
None

Greater Bendigo: council population

The whole council area, not just North Bendigo · estimated residents
at 30 June 2025
Residents
126,568
+1.0% in a year
Change
+1,275
people since 2024
Density
42
people per km² across the council area
What drove the change
Natural increase
+450
births minus deaths
Net internal migration
+423
moves within Australia
Net overseas migration
+402
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
2/10
1/10 within VIC
income, education, jobs and housing together
Economic resources
1/10
1/10 within VIC
income against housing cost and household size
Education and occupation
3/10
2/10 within VIC
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 9 small areas inside this suburb and averages them into the single decile above. They fall into 5 different deciles — a wide range, so parts of this suburb rank well above the average and parts well below it.

North Bendigo is home to about 4,300 residents, with a median age of 37, broadly in line with the national figure. Median household income runs at $67,000 a year, with unemployment at 4.9%.

2021 Census · change since 2016

Population

4,277

5.4% since 2016

Median Age

37

5.1% since 2016

Median Household Income

$66,612/yr

21.7% since 2016

Census Median Rent

$285/wk

16.3% since 2016

Census Median Mortgage

$1,290/mo

10.3% since 2016

Avg Household Size

2.2

no change since 2016

Median Personal Income

$36,764/yr

22.7% since 2016

Unemployment Rate

4.9%

38.7% since 2016

Unoccupied Dwellings

9.2%

34.3% since 2016

Total Dwellings

1,671

3.8% since 2016

Owner-Occupier Rate

53.5%

0.9% since 2016

Houses

88.0%

8.4% since 2016

Rental Stress

22.2%

4.7% since 2016

Mortgage Stress

23.2%

9.4% since 2016

Work From Home

11.3%

370.8% since 2016

Dwelling Types

Houses 1,470 (88.0%)
Townhouses 161 (9.6%)
Flats / Apartments 40 (2.4%)

Property Ownership

Renting 757 (46.5%)
Owned Outright 446 (27.4%)
Mortgage 426 (26.2%)
Of those rentals, social housing 87 (11.5%)

79 rented from a state or territory housing authority and 8 from a community housing provider, as a share of the 757 rented dwellings above — not of all dwellings.

Demographics

Born in Australia
79.4%
English Spoken at Home
81.6%
Employment Rate
52.7%
7.1% since 2016
Completed Year 12
37.2%

Occupations

Professionals 440 (23.1%)
Labourers 278 (14.6%)
Community & Personal Service 277 (14.5%)
Technicians & Trades 238 (12.5%)
Clerical & Administrative 190 (10.0%)
Managers 147 (7.7%)
Sales 146 (7.7%)
Machinery Operators & Drivers 138 (7.2%)

Religion

No Religion 1,970 (46.1%)
Christianity 1,660 (38.8%)
Buddhism 93 (2.2%)
Other Religions 51 (1.2%)
Hinduism 48 (1.1%)
Islam 41 (1.0%)
Sikhism 35 (0.8%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

India 112 (2.6%)
England 70 (1.6%)
Myanmar 50 (1.2%)
Philippines 47 (1.1%)
Thailand 39 (0.9%)
New Zealand 35 (0.8%)
Sri Lanka 21 (0.5%)
China 18 (0.4%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 185 (4.3%)
2011-2015 124 (2.9%)
2001-2010 93 (2.2%)
1991-2000 25 (0.6%)
1981-1990 30 (0.7%)
Before 1981 96 (2.2%)

185 residents (4.3%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

8.6% of residents (349) lived in a capital city five years earlier, most of them in Melbourne (267).

Overseas 167 (4.1%)
North West 59 (1.5%)
Melbourne - Inner 48 (1.2%)

Top places newcomers came from, as a share of the 4,046 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Punjabi 20 (0.5%)
Mandarin 14 (0.3%)
Thai 10 (0.2%)
Hindi 7 (0.2%)
Sinhalese 5 (0.1%)
Arabic 5 (0.1%)
Cantonese 4 (0.1%)
French 4 (0.1%)

Age Distribution

0-4 231 (5.4%)
5-14 438 (10.2%)
15-19 236 (5.5%)
20-24 340 (7.9%)
25-34 734 (17.2%)
35-44 489 (11.4%)
45-54 489 (11.4%)
55-64 469 (11.0%)
65-74 394 (9.2%)
75-84 255 (6.0%)
85+ 203 (4.7%)

Family & Household Composition

Lone Person 604 (45.8%)
Couple Families 349 (26.4%)
One Parent Families 249 (18.9%)
Group Household 91 (6.9%)
Other Families 27 (2.0%)

Commute to Work

Car (driver) 1,185 (72.3%)
Worked from Home 185 (11.3%)
Walked Only 114 (7.0%)
Car (passenger) 112 (6.8%)
Bicycle 21 (1.3%)
Bus 18 (1.1%)
Train 5 (0.3%)

1% of employed residents work in a capital's city centre (17 of 1,905).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Local Jobs

People who work in this suburb against employed people who live here, 2021 Census.

About 1,844 people work here; 1,905 employed residents live here.

Roughly as many jobs as working residents (1.0 per resident).

Counts are by place of work and place of usual residence. The ABS counts jobs in zones; where a zone spans several places, its jobs are shared out by land use. The ABS also adjusts every figure slightly to protect privacy.

Education

Certificate III & IV 661 (15.5%)
Bachelor Degree 435 (10.2%)
Advanced Diploma / Diploma 261 (6.1%)
Postgraduate Degree 151 (3.5%)
Graduate Diploma / Certificate 82 (1.9%)

Cars per Dwelling

0 cars 123 (7.5%)
1 car 728 (44.2%)
2 cars 534 (32.4%)
3 cars 167 (10.1%)
4+ cars 91 (5.5%)

Council Rates

Greater Bendigo
FY 2024-25

Households face an average residential rates bill of $1,949 a year through Greater Bendigo based on 2024 figures.

Avg residential rate
$1,949/yr
About the VIC average ($1,937) · median of 79 councils
Rate in the dollar
0.395¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of North Bendigo's area by planning zone
2026-09
  • Residential 55%
  • Infrastructure and transport 16%
  • Industrial 12%
  • Parks and recreation 11%
  • Other and special use 5%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Greater Bendigo

The whole council area, not just North Bendigo · new residential dwellings
to 2026-08

In the year to August 2026, 885 new dwellings were approved across Greater Bendigo. That mix is 797 houses and 88 units. Approvals are up 28.0% on the same period a year earlier.

Trailing 12 months
885dwellings
+28.0% YoY
Houses
797
detached dwellings
Units
88
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Dja Dja Wurrung Clans Aboriginal Corporation (appointed 2008).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Climate & Setting

from Redesdale, 37.9 km

Moderate rainfall — hot summers, cold winters with occasional frost.

Elevation
214 m
above sea level, at the suburb centre
Annual rainfall
553 mm
72 rainy days
Summer max (Jan)
29.6°C
18 days ≥ 35°C
Winter min (Jul)
3.1°C
23 frost days ≤ 0°C

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

10 facilities within 5 km

EV adoption

0.7%
of light vehicles are electric
Up from 0.09% in 2021
+0.3 points this year

In postcode 3550, 256 of 35,281 registered light vehicles are battery-electric on 31 January 2025. A further 2.9% (1,011 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.6%.

Electric share, year by year
2021
0.09%
2022
0.14%
2023
0.24%
2024
0.43%
2025
0.73%

Rooftop solar

34
systems per 100 dwellings
Averaging 6.5 kW each

In postcode 3550, 6,359 rooftop-solar systems totalling 41.4 MW have been installed since 2001, against 18,930 dwellings recorded in the 2021 Census. 369 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
445
2020
547
2021
512
2022
425
2023
435
2024
427
2025
383
2026
205

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

2 first-home grants were paid in postcode 3550 in 2025-26, rank 176 of 298 Victorian postcodes. The most was 440, in 2001-02.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$2,767
Loan amount
$424,400
Total interest over 30 years
$571,637

23 mortgage brokers are registered in postcode 3550.

Deposit
$106,100
Stamp duty
$23,800
Cash needed at settlement
$129,900

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Bendigo

Currently held by Lisa Chesters Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Lisa Chesters 51.4% 48.6% +51.4
2022 Lisa Chesters 62.1% 37.9% -3.3
2019 Lisa Chesters 59.0% 41.0% -5.2

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Bendigo West District

Currently held by Maree Edwards Australian Labor Party - Victorian Branch

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Maree Edwards ALP 50.7% 64.3% 35.6%
2018 Maree Edwards ALP 53.5% 68.5% 31.4%
2014 Maree Edwards ALP 50.4% 62.2% 37.8%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in North Bendigo?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Common questions about North Bendigo

Is North Bendigo a safe place to live?

Recorded crime in North Bendigo is high (77/100, ranked against other VIC suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.

What natural hazards affect North Bendigo?

North Bendigo has no recorded bushfire history. Flood overlays cover a moderate share of it (44/100). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

Is North Bendigo a good place to live?

North Bendigo has a SuburbScan Liveability grade of C (40/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of North Bendigo?

North Bendigo, VIC had a population of 4,277 at the 2021 Australian Bureau of Statistics census.

What is the postcode for North Bendigo, VIC?

The postcode for North Bendigo, VIC is 3550.

How far is North Bendigo from Melbourne?

North Bendigo is 154 km from Melbourne CBD by road, about 114 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in North Bendigo?

At the 2021 ABS Census, median household income in North Bendigo was $66,612 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in North Bendigo?

The median advertised rent in North Bendigo is $505 a week for houses (30 listings) and $450 a week for units (5 listings), from rental listings over the last six months.

What is the median age in North Bendigo?

The median age of residents in North Bendigo was 37 at the 2021 ABS Census.

How are the schools in North Bendigo?

There are 2 schools inside the North Bendigo boundary: 1 at similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

Is North Bendigo walkable?

North Bendigo scores 67/100 on the SuburbScan Walkability Score, making it somewhat walkable. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the weather like in North Bendigo?

At the nearest Bureau of Meteorology station to North Bendigo, Redesdale (37.9 km away), summer days average 29.6°C, winter nights 3.1°C, 553 mm of rain a year over 72 rainy days, and 18 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in North Bendigo?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does North Bendigo belong to?

North Bendigo sits within the Greater Bendigo local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in North Bendigo?

The average residential rates bill through Greater Bendigo is $1,949 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near North Bendigo?

Across Greater Bendigo, 885 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 28.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is North Bendigo in?

North Bendigo sits within the federal Division of Bendigo, currently held by Lisa Chesters (Australian Labor Party).

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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