Narooma NSW 2546

Located in New South Wales, Narooma sits 358 km from Sydney CBD, around 5 hours 10 minutes by car. The town has 2,731 residents, a median age of 58, and a median household income of $48,152 per year. On socioeconomic measures it sits in the bottom 20% nationally. Population grew 4.8% from 2016 to 2021. The 2021 Census recorded a median rent of $260 per week and a median monthly mortgage of $1,517. The area shows high crime risk and high bushfire risk. 2 schools sit within the town boundary, and walkability is low.

Is Narooma a good town?

Narooma scores a D (14/100) on SuburbScan's Liveability grade — weaker on transit, prices, safety, and community.

Schools

Mixed results

2 schools

Transit

Car-dependent

Walkability 7/100 · 358.2 km · 311 min drive to Sydney

Prices

Above the state median

Median $840K · Less affordable than 79% of NSW

Safety

High crime risk

Fire 67/100 · Crime 86/100

Community

Highly disadvantaged

SEIFA decile 2/10 · median age 58 · 2,731 residents

D

Liveability Rating

14 / 100 · Ranked #1533 in NSW

Each bar is Narooma's rank among NSW suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
too few schools to rate
Safety
4
Bushfire Moderate · Crime High

No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.

Socio-economic
21
Disadvantaged
Walkability
12
Very car-dependent
CBD access
21
358.2 km · 311 min drive to Sydney
How it's calculated: Safety rank 4 × 25% + Socio-economic rank 21 × 25% + Walkability rank 12 × 15% + CBD access rank 21 × 10% = 14 / 100. Missing components rebalance the remaining weights.
Additional risks: Coastal erosion Moderate

How do you rate the liveability in Narooma?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

14 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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What applies here? (optional)

One rating per person. You can change yours at any time.

Median House Price

Public listings data

The median house sale price in Narooma sits at $840,000, broadly flat year-on-year.

Houses

$840,000

last 6 quarters

3% below its 3 neighbours (median $865,000)

→ 0.0% year-on-year

Based on 36 recorded sales in the last 24 months.

Typically sold in 56 days — median across 22 sales that recorded a listing period

By bedrooms

  • 3 bed 18 sales $860K
  • 4 bed 8 sales $845K

Units

$450,000

last 4 quarters
↓ −18.9% year-on-year

Based on 27 recorded sales in the last 24 months.

Typically sold in 89 days — median across 9 sales that recorded a listing period

By bedrooms

  • 1 bed 5 sales $329K
  • 2 bed 19 sales $460K

Currently for Sale

Last 6 months

Houses in Narooma are currently listed at around $960,000 on average. Based on 49 houses listed in the past six months.

Houses

$960K

last 3 months
↑ +1.7% vs previous 6 months from $944K
Since 2022: $944K → $925K (-2%)

49 houses listed in the last 6 months.

Units

$722K

↑ +45.9% vs previous 6 months from $495K

8 units listed in the last 6 months.

57 of the suburb's 1,243 dwellings (4.6%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in Narooma rent for around $675 a week on average, based on 4 houses listed for rent in the past six months.

$675/wk

4 houses advertised for rent in the last 6 months.

5 rentals advertised against an estimated 317 rented homes (1.6%) in the last 6 months.

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$575/wk
15 bonds
+29% since 2021
2-bed units
$460/wk
20 bonds
+20% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2546 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

105 Moderately unaffordable · the average rental household in this region would pay about 29% of its income on the median rent in postcode 2546.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
3.7% around the typical range

$675/week ($35,000 a year) on a $960,000 median

Based on a small sample (4 listings) — indicative only.

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Is Narooma safe? Crime statistics

2025

Crime in Narooma sits in the high band, with 253 incidents recorded in 2025 — down about 2% on the prior year.

253 offences

1.6% since 2024
Theft 70 (27.7%)
Assault 48 (19.0%)
Harassment & Stalking 38 (15.0%)
Property Damage 33 (13.0%)
Drug Offences 21 (8.3%)
Sexual Offences 19 (7.5%)
Disorderly Conduct 16 (6.3%)
Other Offences Against Person 3 (1.2%)
Weapons Offences 3 (1.2%)
Arson 2 (0.8%)

Crime Trend

Serious Road Crashes

2021–2025

8 crashes

where someone was killed or admitted to hospital, 2 of them fatal

Where they happened

Princes Highway 8 (100.0%)

Crashes are counted where they happened, so a main road through the town carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Eurobodalla Shire Council has published 10 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 10 on the portal

Coastal Erosion

100
monitoring points
within 5 km
90
actively eroding
> 0.1 m/yr retreat
-0.77
worst rate (m/yr)
Significant
7.1 km
nearest coastline
monitoring point

Shoreline Change Summary

1988–2025
Stable or accreting 22 (22%)
Moderate erosion (0.1–0.3 m/yr) 29 (29%)
Significant erosion (> 0.3 m/yr) 49 (49%)

Nearest Eroding Coastline

Distance
7.4 km
Rate
-0.03 m/yr
Net Movement
-1.9 m
Certainty
good

Data Quality

High certainty: 84 of 100 points (84%)

Schools

Two schools serve Narooma, and the cohort is trailing peer-suburb performance.

40
out of 100
Weak
2 schools in this town
1 at similar · 1 below similar
  • • 847 students across 2 schools (avg 424)
  • • ICSEA 936-956, median 946 (below the national baseline of 1000)
  • • Largest: Narooma High School (463 students)

Primary

Government · K-6 · 384 students
ICSEA 956 (higher than 27% of Australian schools) · 11% top-SEA students
At similar

Secondary

Government · 7-12 · 463 students
ICSEA 936 (higher than 20% of Australian schools) · 10% top-SEA students
Below similar

Walkability

Narooma is very car-dependent on foot — at 7/100, nearly all errands require a car. Within the town there are 3 supermarkets, 9 parks and 11 cafes to anchor that walking radius.

7
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 60
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

Public transport

Weekday and weekend service frequency across every stop inside Narooma.

46
out of 100
Bus
Peak (7-9am + 5-7pm)
17.5 arrivals/hr
Off-peak weekday
11.4 arrivals/hr
Saturday
0.4 arrivals/hr
Median peak wait
1 min
Span of service
9.4 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Narooma.

65
connectivity score / 100
Most common
Fibre to the node
Full-fibre (FTTP) share
26%
Premises covered
2,155
Technology mix
Fibre to the node (FTTN) 35%
Fibre to the premises (FTTP) 26%
Fibre to the curb (FTTC) 21%
Fixed wireless (WIRELESS) 16%
Fibre to the building (FTTB) 1%
Satellite (Sky Muster) (SATELLITE) 0%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
3 in town
Shopping Centres
None
Cafes & Restaurants
11 in town
Parks & Reserves
9 in town
Sport & Recreation
6 in town
Beaches
8 in town
Waterways
18 in town
Childcare
2 in town
GPs
4 in town
Pharmacies
2 in town
Hospitals
None
Police Stations
1 in town
Banks & Bank@Post
3 in town
Fuel Stations
3 in town
EV Chargers
1 in town
Pubs & Bars
2 in town
Arts & Culture
2 in town
Places of Worship
None

Eurobodalla: council population

The whole council area, not just Narooma · estimated residents
at 30 June 2025
Residents
41,309
+0.5% in a year
Change
+186
people since 2024
Density
12
people per km² across the council area
What drove the change
Natural increase
-225
births minus deaths
Net internal migration
+308
moves within Australia
Net overseas migration
+103
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this town alone — this town's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
2/10
2/10 within NSW
income, education, jobs and housing together
Economic resources
2/10
2/10 within NSW
income against housing cost and household size
Education and occupation
3/10
2/10 within NSW
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 10 small areas inside this town and averages them into the single decile above. They fall into 6 different deciles — a wide range, so parts of this town rank well above the average and parts well below it.

Narooma is home to about 2,700 residents, with a median age of 58 — noticeably older than the national figure of 38. Median household income runs at $48,000 a year, with unemployment at 4.0%.

2021 Census · change since 2016

Population

2,731

4.8% since 2016

Median Age

58

1.8% since 2016

Median Household Income

$48,152/yr

19.2% since 2016
Bottom 9% in NSW

Census Median Rent

$260/wk

23.8% since 2016

Census Median Mortgage

$1,517/mo

19.6% since 2016

Avg Household Size

2.0

5.3% since 2016

Median Personal Income

$28,652/yr

12.7% since 2016

Unemployment Rate

4.0%

34.4% since 2016

Unoccupied Dwellings

30.6%

2.2% since 2016

Total Dwellings

1,243

6.7% since 2016

Owner-Occupier Rate

74.5%

3.9% since 2016

Houses

68.4%

2.7% since 2016

Rental Stress

28.1%

4.1% since 2016

Mortgage Stress

37.8%

0.3% since 2016

Work From Home

13.6%

58.1% since 2016

Dwelling Types

Houses 850 (68.4%)
Townhouses 200 (16.1%)
Flats / Apartments 193 (15.5%)

Property Ownership

Owned Outright 663 (55.1%)
Renting 307 (25.5%)
Mortgage 233 (19.4%)
Of those rentals, social housing 69 (22.5%)

55 rented from a state or territory housing authority and 14 from a community housing provider, as a share of the 307 rented dwellings above — not of all dwellings.

Demographics

Born in Australia
77.8%
English Spoken at Home
89.4%
Employment Rate
39.2%
8.6% since 2016
Completed Year 12
35.5%

Occupations

Technicians & Trades 159 (16.8%)
Community & Personal Service 138 (14.6%)
Managers 135 (14.3%)
Professionals 132 (14.0%)
Labourers 117 (12.4%)
Clerical & Administrative 101 (10.7%)
Sales 98 (10.4%)
Machinery Operators & Drivers 39 (4.1%)

Religion

No Religion 1,214 (44.5%)
Christianity 1,192 (43.6%)
Buddhism 41 (1.5%)
Hinduism 17 (0.6%)
Other Religions 17 (0.6%)
Islam 12 (0.4%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 147 (5.4%)
New Zealand 35 (1.3%)
Germany 23 (0.8%)
India 17 (0.6%)
Scotland 14 (0.5%)
Philippines 11 (0.4%)
Netherlands 11 (0.4%)
Italy 10 (0.4%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 25 (0.9%)
2011-2015 10 (0.4%)
2001-2010 26 (1.0%)
1991-2000 31 (1.1%)
1981-1990 56 (2.1%)
Before 1981 252 (9.2%)

25 residents (0.9%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

8.7% of residents (230) lived in a capital city five years earlier, most of them in Sydney (123).

Australian Capital Territory 62 (2.4%)
Southern Highlands and Shoalhaven 37 (1.4%)
Overseas 26 (1.0%)

Top places newcomers came from, as a share of the 2,638 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

German 9 (0.3%)
Croatian 5 (0.2%)
Cantonese 4 (0.1%)
Italian 4 (0.1%)
Thai 4 (0.1%)
Vietnamese 3 (0.1%)
Spanish 3 (0.1%)
Russian 3 (0.1%)

Age Distribution

0-4 93 (3.4%)
5-14 233 (8.5%)
15-19 118 (4.3%)
20-24 73 (2.7%)
25-34 192 (7.0%)
35-44 201 (7.4%)
45-54 312 (11.4%)
55-64 466 (17.1%)
65-74 677 (24.8%)
75-84 271 (9.9%)
85+ 99 (3.6%)

Family & Household Composition

Lone Person 509 (61.3%)
Couple Families 167 (20.1%)
One Parent Families 118 (14.2%)
Group Household 32 (3.9%)
Other Families 5 (0.6%)

Commute to Work

Car (driver) 574 (73.0%)
Worked from Home 107 (13.6%)
Walked Only 55 (7.0%)
Car (passenger) 43 (5.5%)
Bus 4 (0.5%)
Bicycle 3 (0.4%)

1% of employed residents work in a capital's city centre (9 of 945).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Certificate III & IV 499 (18.3%)
Bachelor Degree 259 (9.5%)
Advanced Diploma / Diploma 220 (8.1%)
Postgraduate Degree 57 (2.1%)
Graduate Diploma / Certificate 45 (1.6%)

Cars per Dwelling

0 cars 96 (7.8%)
1 car 565 (46.2%)
2 cars 390 (31.9%)
3 cars 110 (9.0%)
4+ cars 59 (4.8%)

Council Rates

Eurobodalla
FY 2024-25

Households face an average residential rates bill of $1,246 a year through Eurobodalla based on 2024 figures.

Avg residential rate
$1,246/yr
About the NSW average ($1,230) · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Narooma's area by planning zone
2026-09
  • Rural and farming 80%
  • Environmental 16%
  • Residential 2%
  • Zones under 1% 2%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the town around it — the property page shows the zone for one address.

Building Approvals: Eurobodalla

The whole council area, not just Narooma · new residential dwellings
to 2026-08

In the year to August 2026, 211 new dwellings were approved across Eurobodalla. That mix is 153 houses and 58 units. Approvals are down 9.4% on the same period a year earlier.

Trailing 12 months
211dwellings
-9.4% YoY
Houses
153
detached dwellings
Units
58
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Wagonga Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Climate & Setting

from Narooma (Marine Rescue), 8.1 km

High rainfall — warm summers, mild winters.

Elevation
107 m
above sea level, at the town centre
Distance to the ocean
7.1 km
Annual rainfall
948 mm
86 rainy days
Summer max (Jan)
23.4°C
1 days ≥ 35°C
Winter min (Jul)
7.8°C
0 frost days ≤ 0°C

Elevation is the ground at the town centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.4%
of light vehicles are electric
Up from 0.07% in 2021
+0.1 points this year

In postcode 2546, 36 of 8,566 registered light vehicles are battery-electric on 31 January 2025. A further 2.4% (203 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.8%.

Electric share, year by year
2021
0.07%
2022
0.07%
2023
0.16%
2024
0.34%
2025
0.42%

Rooftop solar

44
systems per 100 dwellings
Averaging 5.8 kW each

In postcode 2546, 2,497 rooftop-solar systems totalling 14.6 MW have been installed since 2001, against 5,648 dwellings recorded in the 2021 Census. 185 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
157
2020
165
2021
236
2022
183
2023
194
2024
173
2025
154
2026
106

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$4,381
Loan amount
$672,000
Total interest over 30 years
$905,137

1 mortgage broker is registered in postcode 2546.

Deposit
$168,000
Stamp duty
$31,987
Cash needed at settlement
$199,987

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Eden-monaro

Currently held by Kristy Mcbain Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Kristy Mcbain 57.2% 42.8% +1.1
2022 Kristy Mcbain 58.2% 41.8% -7.3
2019 Mike Kelly 50.9% 49.1% +2.1

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact town's voters across time.

State Electorate

Bega District

Currently held by Michael Holland Labor

Next state election: 13 March 2027.

Year Winner Won with
2023 Michael Holland ALP 60.4%
2019 Andrew Constance LP 56.9%
2015 Andrew Constance LP 58.2%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this town's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Narooma?

Every figure above is a town average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Narooma to another suburb

Side-by-side stats for any other NSW suburb — type a name and pick one.

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Common questions about Narooma

Is Narooma a safe place to live?

Recorded crime in Narooma is high (86/100, ranked against other NSW suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.

What natural hazards affect Narooma?

Narooma has a moderate recorded bushfire history (67/100, ranked against every Australian suburb with any fire history). These are town-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Narooma a good place to live?

Narooma has a SuburbScan Liveability grade of D (14/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Narooma?

Narooma, NSW had a population of 2,731 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Narooma, NSW?

The postcode for Narooma, NSW is 2546.

How far is Narooma from Sydney?

Narooma is 358 km from Sydney CBD by road, about 311 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Narooma?

At the 2021 ABS Census, median household income in Narooma was $48,152 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Narooma?

The median advertised rent in Narooma is $675 a week for houses (4 listings), from rental listings over the last six months.

What is the median age in Narooma?

The median age of residents in Narooma was 58 at the 2021 ABS Census.

Is Narooma at risk of bushfire?

Narooma has a moderate recorded bushfire history (67/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the town relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Narooma?

There are 2 schools inside the Narooma boundary: 1 at and 1 below similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

Is Narooma walkable?

Narooma scores 7/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the weather like in Narooma?

At the nearest Bureau of Meteorology station to Narooma, Narooma (Marine Rescue) (8.1 km away), summer days average 23.4°C, winter nights 7.8°C, 948 mm of rain a year over 86 rainy days, and 1 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Narooma?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Narooma belong to?

Narooma sits within the Eurobodalla local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Narooma?

The average residential rates bill through Eurobodalla is $1,246 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Narooma?

Across Eurobodalla, 211 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 9.4% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Narooma in?

Narooma sits within the federal Division of Eden-monaro, currently held by Kristy Mcbain (Australian Labor Party).

Search another suburb or address

Data freshness

Vintages show when each source's data is from. See all data sources.

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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