Nagambie VIC 3608

Nagambie sits 148 km from Melbourne CBD in Victoria, around 1 hour 45 minutes by car. Census data records 2,254 residents with a median age of 51 and a median household income of $59,488 per year. By household income, education, and employment patterns, it ranks in the lower-middle tier nationally. The town grew 19.5% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $295 per week and a median monthly mortgage of $1,487. Nagambie is characterised by high flood risk and high crime risk. 2 schools sit within the town boundary, and walkability is low.

Is Nagambie a good town?

Nagambie scores a D (21/100) on SuburbScan's Liveability grade — weaker on transit and safety.

Schools

Mixed results

2 schools

Transit

Car-dependent

Walkability 0/100 · 148 km · 104 min drive to Melbourne

Prices

Around the state median

Median $620K

Safety

High crime risk

Fire 0/100 · Crime 72/100 · Flood 85/100

Community

Below-average income

SEIFA decile 3/10 · median age 51 · 2,254 residents

D

Liveability Rating

21 / 100 · Ranked #820 in VIC

Each bar is Nagambie's rank among VIC suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
too few schools to rate
Safety
30
Bushfire None · Crime High · Flood High
Socio-economic
19
Disadvantaged
Walkability
9
Very car-dependent
CBD access
25
148.0 km · 104 min drive to Melbourne
How it's calculated: Safety rank 30 × 25% + Socio-economic rank 19 × 25% + Walkability rank 9 × 15% + CBD access rank 25 × 10% = 21 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Nagambie?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

21 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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Median House Price

Public listings data

Nagambie's house market is moving higher: the median sale price reached $620,000, about 6% above where it sat a year earlier.

Houses

$620,000

last 8 quarters
↑ +5.8% year-on-year

Based on 71 recorded sales in the last 24 months.

Typically sold in 73 days — median across 37 sales that recorded a listing period

By bedrooms

  • 3 bed 39 sales $580K
  • 4 bed 26 sales $716K

Land

$275,000

last 2 quarters
↑ +0.9% year-on-year

Based on 13 recorded sales in the last 24 months.

Typically sold in 58 days — median across 5 sales that recorded a listing period

Currently for Sale

Last 6 months

Houses in Nagambie are currently listed at around $679,000 on average. Based on 43 houses listed in the past six months.

Houses

$679K

last 4 months
↑ +2.6% vs previous 6 months from $662K
Since 2022: $725K → $666K (-8%)

43 houses listed in the last 6 months.

Units

$415K

5 units listed in the last 6 months.

48 of the suburb's 945 dwellings (5.1%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in Nagambie rent for around $600 a week on average, based on 19 houses listed for rent in the past six months.

Houses

$600/wk

last 3 months
↑ +11.1% vs previous 6 months from $540/wk
Since 2021: $394/wk → $577/wk (+46%)

19 houses advertised for rent in the last 6 months.

Units

$350/wk

3 units advertised for rent in the last 6 months.

22 rentals advertised against an estimated 231 rented homes (9.5%) in the last 6 months.

Rental affordability

June quarter 2025

98 Unaffordable · the average rental household in this region would pay about 31% of its income on the median rent in postcode 3608.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
4.6% above the typical range
Top 8% in VIC

$600/week ($31,000 a year) on a $679,000 median

Unit
4.4% above the typical range

$350/week ($18,000 a year) on a $415,000 median

Based on a small sample (3 listings) — indicative only.

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Is Nagambie safe? Crime statistics

2026

Crime in Nagambie sits in the high band, with 146 incidents recorded in 2026 — up roughly 19% on the prior year.

146 offences

18.7% since 2025
Theft 48 (32.9%)
Assault 26 (17.8%)
Property Damage 24 (16.4%)
Break & Enter 13 (8.9%)
Drug Offences 11 (7.5%)
Weapons Offences 10 (6.8%)
Fraud & Deception 7 (4.8%)
Disorderly Conduct 5 (3.4%)
Harassment & Stalking 2 (1.4%)

Crime Trend

Serious Road Crashes

2021–2025

5 crashes

where someone was killed or admitted to hospital, 1 of them fatal

Crashes are counted where they happened, so a main road through the town carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

Two schools serve Nagambie, and the cohort is trailing peer-suburb performance.

40
out of 100
Weak
2 schools in this town
1 at similar · 1 below similar
  • • 213 students across 2 schools (avg 106)
  • • Sectors: 1 Government, 1 Catholic
  • • ICSEA 982-1034, median 1008 (around the national baseline of 1000)
  • • Largest: Nagambie Primary School (161 students)

Primary

Government · Prep-6 · 161 students
ICSEA 982 (higher than 39% of Australian schools) · 8% top-SEA students
At similar
Catholic · Prep-6 · 52 students
ICSEA 1034 (higher than 62% of Australian schools) · 18% top-SEA students
Below similar

Walkability

Nagambie is very car-dependent on foot — at 0/100, nearly all errands require a car. Within the town there are 1 supermarket, 4 parks and 8 cafes to anchor that walking radius.

0
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

Public transport

Weekday and weekend service frequency across every stop inside Nagambie.

32
out of 100
Bottom 14% in VIC
Rail
Peak (7-9am + 5-7pm)
1.5 arrivals/hr
Off-peak weekday
1.0 arrivals/hr
Saturday
0.9 arrivals/hr
Median peak wait
48 min
Span of service
17.3 hours
Direct to CBD (peak)
318 min wait

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Nagambie.

79
connectivity score / 100
Top 11% in VIC
Most common
Fibre to the premises
Full-fibre (FTTP) share
57%
Premises covered
1,749
Technology mix
Fibre to the premises (FTTP) 57%
Fibre to the node (FTTN) 22%
Fibre to the curb (FTTC) 11%
Fixed wireless (WIRELESS) 9%
Satellite (Sky Muster) (SATELLITE) 0%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
1 in town
Shopping Centres
None
Cafes & Restaurants
8 in town
Parks & Reserves
4 in town
Sport & Recreation
4 in town
Beaches
None
Waterways
None
Childcare
6 in town
GPs
1 in town
Pharmacies
1 in town
Hospitals
None
Police Stations
1 in town
Banks & Bank@Post
3 in town
Fuel Stations
2 in town
EV Chargers
None
Pubs & Bars
4 in town
Arts & Culture
None
Places of Worship
1 in town

Strathbogie: council population

The whole council area, not just Nagambie · estimated residents
at 30 June 2025
Residents
11,839
+1.2% in a year
Change
+144
people since 2024
Density
3.6
people per km² across the council area
What drove the change
Natural increase
-19
births minus deaths
Net internal migration
+132
moves within Australia
Net overseas migration
+31
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this town alone — this town's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
3/10
2/10 within VIC
income, education, jobs and housing together
Economic resources
3/10
2/10 within VIC
income against housing cost and household size
Education and occupation
3/10
2/10 within VIC
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 7 small areas inside this town and averages them into the single decile above. They fall into 4 different deciles — a wide range, so parts of this town rank well above the average and parts well below it.

Nagambie is home to about 2,300 residents, with a median age of 51 — noticeably older than the national figure of 38. Median household income runs at $59,000 a year, with unemployment at 3.4%.

2021 Census · change since 2016

Population

2,254

19.5% since 2016

Median Age

51

2.0% since 2016

Median Household Income

$59,488/yr

19.7% since 2016
Bottom 20% in VIC

Census Median Rent

$295/wk

29.4% since 2016

Census Median Mortgage

$1,487/mo

14.4% since 2016

Avg Household Size

2.1

no change since 2016

Median Personal Income

$35,100/yr

18.6% since 2016

Unemployment Rate

3.4%

30.6% since 2016

Unoccupied Dwellings

18.0%

15.1% since 2016

Total Dwellings

945

20.2% since 2016

Owner-Occupier Rate

75.6%

2.4% since 2016

Houses

87.9%

no change since 2016

Rental Stress

25.8%

8.4% since 2016

Mortgage Stress

30.0%

4.5% since 2016

Work From Home

11.8%

107.0% since 2016

Dwelling Types

Houses 831 (87.9%)
Townhouses 69 (7.3%)
Flats / Apartments 45 (4.8%)

Property Ownership

Owned Outright 444 (48.7%)
Mortgage 245 (26.9%)
Renting 222 (24.4%)
Of those rentals, social housing 14 (6.3%)

11 rented from a state or territory housing authority and 3 from a community housing provider, as a share of the 222 rented dwellings above — not of all dwellings.

Demographics

Born in Australia
80.1%
English Spoken at Home
85.6%
Employment Rate
49.7%
1.4% since 2016
Completed Year 12
31.0%

Occupations

Labourers 158 (16.7%)
Managers 148 (15.7%)
Technicians & Trades 147 (15.6%)
Professionals 131 (13.9%)
Community & Personal Service 123 (13.0%)
Clerical & Administrative 100 (10.6%)
Machinery Operators & Drivers 65 (6.9%)
Sales 56 (5.9%)

Religion

Christianity 1,129 (50.1%)
No Religion 841 (37.3%)
Buddhism 15 (0.7%)
Hinduism 13 (0.6%)
Islam 6 (0.3%)
Other Religions 5 (0.2%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 52 (2.3%)
New Zealand 20 (0.9%)
Philippines 17 (0.8%)
India 13 (0.6%)
Germany 11 (0.5%)
Italy 9 (0.4%)
Netherlands 9 (0.4%)
Ireland 7 (0.3%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 27 (1.2%)
2011-2015 22 (1.0%)
2001-2010 38 (1.7%)
1991-2000 15 (0.7%)
1981-1990 16 (0.7%)
Before 1981 119 (5.3%)

27 residents (1.2%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

10.9% of residents (231) lived in a capital city five years earlier, most of them in Melbourne (209).

Melbourne - North East 59 (2.8%)
Shepparton 52 (2.5%)
Overseas 32 (1.5%)

Top places newcomers came from, as a share of the 2,120 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Thai 7 (0.3%)
Mandarin 6 (0.3%)
Italian 4 (0.2%)
Greek 3 (0.1%)
Vietnamese 3 (0.1%)
Spanish 3 (0.1%)
Polish 3 (0.1%)

Age Distribution

0-4 134 (5.9%)
5-14 213 (9.4%)
15-19 95 (4.2%)
20-24 85 (3.8%)
25-34 218 (9.7%)
35-44 244 (10.8%)
45-54 218 (9.7%)
55-64 355 (15.7%)
65-74 393 (17.4%)
75-84 207 (9.2%)
85+ 92 (4.1%)

Family & Household Composition

Lone Person 341 (53.0%)
Couple Families 188 (29.2%)
One Parent Families 84 (13.1%)
Group Household 25 (3.9%)
Other Families 5 (0.8%)

Commute to Work

Car (driver) 633 (76.9%)
Worked from Home 97 (11.8%)
Walked Only 46 (5.6%)
Car (passenger) 40 (4.9%)
Bus 4 (0.5%)
Train 3 (0.4%)

2% of employed residents work in a capital's city centre (17 of 944).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Certificate III & IV 390 (17.3%)
Bachelor Degree 162 (7.2%)
Advanced Diploma / Diploma 150 (6.7%)
Graduate Diploma / Certificate 42 (1.9%)
Postgraduate Degree 26 (1.2%)

Cars per Dwelling

0 cars 48 (5.2%)
1 car 362 (39.1%)
2 cars 323 (34.8%)
3 cars 119 (12.8%)
4+ cars 73 (7.9%)

Council Rates

Strathbogie
FY 2024-25

Households face an average residential rates bill of $2,476 a year through Strathbogie based on 2024 figures.

Avg residential rate
$2,476/yr
28% above the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.334¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Nagambie's area by planning zone
2026-09
  • Rural and farming 91%
  • Residential 3%
  • Parks and recreation 3%
  • Infrastructure and transport 2%
  • Other and special use 1%

Rezoned since Oct 2025

  • Farming Zone → General Residential Zone · C85strb, Dec 2025 15.0 ha
  • Farming Zone → Urban Floodway Zone · C85strb, Dec 2025 0.9 ha

Land in this town moved from one zone to another by a planning scheme amendment (Vicmap Planning, CC BY 4.0). Exhibited amendments are proposals and can change or lapse.

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the town around it — the property page shows the zone for one address.

Building Approvals: Strathbogie

The whole council area, not just Nagambie · new residential dwellings
to 2026-08

In the year to August 2026, 75 new dwellings were approved across Strathbogie. Almost all of the pipeline is detached houses. Approvals are up 166.7% on the same period a year earlier.

Trailing 12 months
75dwellings
+166.7% YoY
Houses
75
detached dwellings
Units
0
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Taungurung Land and Waters Council Aboriginal Corporation (appointed 2009).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Climate & Setting

from Mangalore Airport, 12.0 km

Moderate rainfall — hot summers, cold winters with occasional frost.

Elevation
140 m
above sea level, at the town centre
Annual rainfall
528 mm
70 rainy days
Summer max (Jan)
29.9°C
19 days ≥ 35°C
Winter min (Jul)
3.6°C
20 frost days ≤ 0°C

Elevation is the ground at the town centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

3 facilities within 5 km

EV adoption

0.3%
of light vehicles are electric
Up from 0.00% in 2021
+0.1 points this year

In postcode 3608, 11 of 3,261 registered light vehicles are battery-electric on 31 January 2025. A further 1.4% (46 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.7%.

Electric share, year by year
2021
0.00%
2022
0.10%
2023
0.16%
2024
0.26%
2025
0.34%

Rooftop solar

55
systems per 100 dwellings
Averaging 7.0 kW each

In postcode 3608, 829 rooftop-solar systems totalling 5.8 MW have been installed since 2001, against 1,503 dwellings recorded in the 2021 Census. 48 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
51
2020
65
2021
68
2022
64
2023
45
2024
59
2025
54
2026
20

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

2 first-home grants were paid in postcode 3608 in 2025-26, rank 176 of 298 Victorian postcodes. The most was 17, in 2000-01.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$3,234
Loan amount
$496,000
Total interest over 30 years
$668,078
Deposit
$124,000
Stamp duty
$32,270
Cash needed at settlement
$156,270

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Nicholls

Currently held by Sam Birrell The Nationals

Year Winner 2PP ALP 2PP LNP Swing
2025 Sam Birrell 35.6% 64.4% +35.6
2022 Sam Birrell 32.9% 67.2% -2.9
2019 Damian Drum 30.0% 70.0% -2.5

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact town's voters across time.

State Electorate

Euroa District

Currently held by Annabelle Cleeland The Nationals

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Annabelle Cleeland NP 59.9% 40.1% 59.9%
2018 Steph Ryan NP 59.0% 34.6% 65.4%
2014 Steph Ryan NP 64.5% 35.5% 64.5%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this town's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Nagambie?

Every figure above is a town average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Nagambie to another suburb

Side-by-side stats for any other VIC suburb — type a name and pick one.

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Common questions about Nagambie

Is Nagambie a safe place to live?

Recorded crime in Nagambie is high (72/100, ranked against other VIC suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.

What natural hazards affect Nagambie?

Nagambie has no recorded bushfire history. Flood overlays cover a high share of it (85/100). These are town-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Nagambie a good place to live?

Nagambie has a SuburbScan Liveability grade of D (21/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Nagambie?

Nagambie, VIC had a population of 2,254 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Nagambie, VIC?

The postcode for Nagambie, VIC is 3608.

How far is Nagambie from Melbourne?

Nagambie is 148 km from Melbourne CBD by road, about 104 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Nagambie?

At the 2021 ABS Census, median household income in Nagambie was $59,488 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Nagambie?

The median advertised rent in Nagambie is $600 a week for houses (19 listings) and $350 a week for units (3 listings), from rental listings over the last six months.

What is the median age in Nagambie?

The median age of residents in Nagambie was 51 at the 2021 ABS Census.

How are the schools in Nagambie?

There are 2 schools inside the Nagambie boundary: 1 at and 1 below similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

What is the weather like in Nagambie?

At the nearest Bureau of Meteorology station to Nagambie, Mangalore Airport (12 km away), summer days average 29.9°C, winter nights 3.6°C, 528 mm of rain a year over 70 rainy days, and 19 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Nagambie?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Nagambie belong to?

Nagambie sits within the Strathbogie local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Nagambie?

The average residential rates bill through Strathbogie is $2,476 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Nagambie?

Across Strathbogie, 75 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 166.7% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Nagambie in?

Nagambie sits within the federal Division of Nicholls, currently held by Sam Birrell (The Nationals).

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Vintages show when each source's data is from. See all data sources.

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See Data Sources and How We Calculate for details.

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