Mystery Bay NSW 2546

Mystery Bay is a rural locality in New South Wales, 360 km from Sydney CBD, around 5 hours 5 minutes by car. Population is 199; the median age is 63 and the median household income is $58,500 per year. On socioeconomic measures it sits in the middle range nationally. Population grew 4.2% from 2016 to 2021. The 2021 Census recorded a median rent of $360 per week and a median monthly mortgage of $1,224. The area shows no recorded bushfire exposure. Walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 199. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

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Median House Price

Public listings data

The median house sale price in Mystery Bay sits at $990,000, broadly flat year-on-year. That said, only four sales settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level.

$989,950

Based on only 4 sales — small sample, take as indicative.

Currently for Sale

Last 6 months

Houses in Mystery Bay are currently listed at around $820,000 on average. Based on 3 houses listed in the past six months.

$820K

3 houses listed in the last 6 months.

3 of the suburb's 89 dwellings (3.4%) were listed for sale in the last 6 months.

Rental Market

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$575/wk
15 bonds
+29% since 2021
2-bed units
$460/wk
20 bonds
+20% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2546 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

105 Moderately unaffordable · the average rental household in this region would pay about 29% of its income on the median rent in postcode 2546.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Is Mystery Bay safe? Crime statistics

2025

Crime in Mystery Bay sits in the low band, with 2 incidents recorded in 2025.

2 offences

no change since 2024
Assault 1 (50.0%)
Property Damage 1 (50.0%)

Crime Trend

Serious Road Crashes

2021–2025

1 crash

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Eurobodalla Shire Council has published 10 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 10 on the portal

Coastal Erosion

100
monitoring points
within 5 km
85
actively eroding
> 0.1 m/yr retreat
-0.66
worst rate (m/yr)
Significant
608 m
nearest coastline
monitoring point

Shoreline Change Summary

1988–2025
Stable or accreting 32 (32%)
Moderate erosion (0.1–0.3 m/yr) 48 (48%)
Significant erosion (> 0.3 m/yr) 20 (20%)

Nearest Eroding Coastline

Distance
608 m
Rate
-0.62 m/yr
Net Movement
-14.5 m
Certainty
good

Data Quality

High certainty: 89 of 100 points (89%)

Schools

No schools in this locality boundary.

Walkability

Mystery Bay is very car-dependent on foot — at 12/100, nearly all errands require a car.

12
out of 100
Very Car-Dependent
Public Transport within 1 km 41
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

NBN connectivity

The internet access technology available across NBN premises in Mystery Bay.

28
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
0%
Premises covered
153
Technology mix
Fixed wireless (WIRELESS) 88%
Satellite (Sky Muster) (SATELLITE) 12%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
None
Sport & Recreation
None
Beaches
2 in locality
Waterways
None
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
1 in locality
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Eurobodalla: council population

The whole council area, not just Mystery Bay · estimated residents
at 30 June 2025
Residents
41,309
+0.5% in a year
Change
+186
people since 2024
Density
12
people per km² across the council area
What drove the change
Natural increase
-225
births minus deaths
Net internal migration
+308
moves within Australia
Net overseas migration
+103
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
6/10
5/10 within NSW
income, education, jobs and housing together
Economic resources
3/10
3/10 within NSW
income against housing cost and household size
Education and occupation
8/10
7/10 within NSW
qualifications and job type, income excluded

Mystery Bay is home to 199 residents, with a median age of 63 — noticeably older than the national figure of 38. Median household income runs at $58,000 a year, with unemployment at 4.8%.

2021 Census · change since 2016

Population

199

4.2% since 2016

Median Age

63

6.8% since 2016

Median Household Income

$58,500/yr

21.2% since 2016
Bottom 20% in NSW

Census Median Rent

$360/wk

28.6% since 2016

Census Median Mortgage

$1,224/mo

23.5% since 2016

Avg Household Size

2.0

no change since 2016

Median Personal Income

$31,252/yr

23.9% since 2016

Unemployment Rate

4.8%

Unoccupied Dwellings

53.9%

21.2% since 2016

Total Dwellings

89

12.7% since 2016

Owner-Occupier Rate

92.4%

0.3% since 2016

Houses

100.0%

no change since 2016

Rental Stress

32.0%

6.0% since 2016

Mortgage Stress

25.1%

36.9% since 2016

Work From Home

17.9%

179.7% since 2016

Dwelling Types

Houses 89 (100.0%)

Property Ownership

Owned Outright 66 (71.7%)
Mortgage 19 (20.7%)
Renting 7 (7.6%)

Demographics

Born in Australia
71.9%
English Spoken at Home
92.0%
Employment Rate
30.4%
10.9% since 2016
Completed Year 12
47.7%

Occupations

Professionals 13 (24.5%)
Sales 13 (24.5%)
Managers 9 (17.0%)
Community & Personal Service 6 (11.3%)
Technicians & Trades 5 (9.4%)
Clerical & Administrative 3 (5.7%)
Labourers 3 (5.7%)
Machinery Operators & Drivers 3 (5.7%)

Religion

No Religion 111 (55.8%)
Christianity 62 (31.2%)
Buddhism 3 (1.5%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 8 (4.0%)
Philippines 6 (3.0%)
Scotland 5 (2.5%)
Netherlands 5 (2.5%)
New Zealand 3 (1.5%)
Germany 3 (1.5%)

Age Distribution

0-4 8 (4.0%)
5-14 9 (4.5%)
15-19 5 (2.5%)
25-34 6 (3.0%)
35-44 8 (4.0%)
45-54 25 (12.6%)
55-64 43 (21.6%)
65-74 54 (27.1%)
75-84 29 (14.6%)
85+ 5 (2.5%)

Family & Household Composition

Lone Person 27 (62.8%)
Couple Families 10 (23.3%)
One Parent Families 6 (14.0%)

Commute to Work

Car (driver) 32 (82.1%)
Worked from Home 7 (17.9%)

Education

Bachelor Degree 35 (17.6%)
Certificate III & IV 32 (16.1%)
Advanced Diploma / Diploma 25 (12.6%)
Postgraduate Degree 10 (5.0%)
Graduate Diploma / Certificate 7 (3.5%)

Cars per Dwelling

1 car 36 (41.4%)
2 cars 43 (49.4%)
3 cars 8 (9.2%)
4+ cars 4 (4.6%)

Council Rates

Eurobodalla
FY 2024-25

Households face an average residential rates bill of $1,246 a year through Eurobodalla based on 2024 figures.

Avg residential rate
$1,246/yr
About the NSW average ($1,230) · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Mystery Bay's area by planning zone
2026-09
  • Environmental 44%
  • Rural and farming 35%
  • Residential 15%
  • Parks and recreation 5%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Eurobodalla

The whole council area, not just Mystery Bay · new residential dwellings
to 2026-08

In the year to August 2026, 211 new dwellings were approved across Eurobodalla. That mix is 153 houses and 58 units. Approvals are down 9.4% on the same period a year earlier.

Trailing 12 months
211dwellings
-9.4% YoY
Houses
153
detached dwellings
Units
58
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Wagonga Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Climate & Setting

from Narooma (Marine Rescue), 10.7 km

High rainfall — warm summers, mild winters.

Elevation
34 m
above sea level, at the locality centre
Distance to the ocean
603 m
632 m to a named beach
Annual rainfall
948 mm
86 rainy days
Summer max (Jan)
23.4°C
1 days ≥ 35°C
Winter min (Jul)
7.8°C
0 frost days ≤ 0°C

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.4%
of light vehicles are electric
Up from 0.07% in 2021
+0.1 points this year

In postcode 2546, 36 of 8,566 registered light vehicles are battery-electric on 31 January 2025. A further 2.4% (203 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.8%.

Electric share, year by year
2021
0.07%
2022
0.07%
2023
0.16%
2024
0.34%
2025
0.42%

Rooftop solar

44
systems per 100 dwellings
Averaging 5.8 kW each

In postcode 2546, 2,497 rooftop-solar systems totalling 14.6 MW have been installed since 2001, against 5,648 dwellings recorded in the 2021 Census. 185 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
157
2020
165
2021
236
2022
183
2023
194
2024
173
2025
154
2026
106

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$5,163
Loan amount
$791,960
Total interest over 30 years
$1,066,715

1 mortgage broker is registered in postcode 2546.

Deposit
$197,990
Stamp duty
$38,735
Cash needed at settlement
$236,725

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Eden-monaro

Currently held by Kristy Mcbain Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Kristy Mcbain 57.2% 42.8% +1.1
2022 Kristy Mcbain 58.2% 41.8% -7.3
2019 Mike Kelly 50.9% 49.1% +2.1

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Bega District

Currently held by Michael Holland Labor

Next state election: 13 March 2027.

Year Winner Won with
2023 Michael Holland ALP 60.4%
2019 Andrew Constance LP 56.9%
2015 Andrew Constance LP 58.2%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Mystery Bay?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Mystery Bay to another suburb

Side-by-side stats for any other NSW suburb — type a name and pick one.

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Common questions about Mystery Bay

Is Mystery Bay a safe place to live?

Recorded crime in Mystery Bay is low (20/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect Mystery Bay?

Mystery Bay has no recorded bushfire history. These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Mystery Bay?

Mystery Bay, NSW had a population of 199 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Mystery Bay, NSW?

The postcode for Mystery Bay, NSW is 2546.

How far is Mystery Bay from Sydney?

Mystery Bay is 360 km from Sydney CBD by road, about 304 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Mystery Bay?

At the 2021 ABS Census, median household income in Mystery Bay was $58,500 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Mystery Bay?

There are too few current rental listings in Mystery Bay for a reliable median. At the 2021 ABS Census the median weekly rent was $360, across all dwelling types.

What is the median age in Mystery Bay?

The median age of residents in Mystery Bay was 63 at the 2021 ABS Census.

Is Mystery Bay walkable?

Mystery Bay scores 12/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the weather like in Mystery Bay?

At the nearest Bureau of Meteorology station to Mystery Bay, Narooma (Marine Rescue) (10.7 km away), summer days average 23.4°C, winter nights 7.8°C, 948 mm of rain a year over 86 rainy days, and 1 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Mystery Bay?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Mystery Bay belong to?

Mystery Bay sits within the Eurobodalla local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Mystery Bay?

The average residential rates bill through Eurobodalla is $1,246 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Mystery Bay?

Across Eurobodalla, 211 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 9.4% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Mystery Bay in?

Mystery Bay sits within the federal Division of Eden-monaro, currently held by Kristy Mcbain (Australian Labor Party).

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Data freshness

Vintages show when each source's data is from. See all data sources.

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
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