Murtoa VIC 3390

Murtoa sits 297 km from Melbourne CBD in Victoria, around 3 hours 30 minutes by car. Census data records 897 residents with a median age of 48 and a median household income of $52,364 per year. By household income, education, and employment patterns, it ranks in the bottom 20% nationally. The locality grew 3.7% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $178 per week and a median monthly mortgage of $700. Murtoa is characterised by high crime risk. 2 schools sit within the locality boundary, and walkability is low.

Is Murtoa a good place to live?

Murtoa scores a C (32/100) on SuburbScan's Liveability grade — strong on prices, weaker on transit and community.

Schools

Mixed results

2 schools

Transit

Car-dependent

Walkability 0/100 · 297.3 km · 208 min drive to Melbourne

Prices

More affordable than most

Median $268K · More affordable than 99% of VIC

Safety

Moderate crime risk

Fire 24/100 · Crime 63/100 · Flood 15/100

Community

Highly disadvantaged

SEIFA decile 2/10 · median age 48 · 897 residents

C

Liveability Rating

32 / 100 · Ranked #691 in VIC

Each bar is Murtoa's rank among VIC suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
too few schools to rate
Safety
75
Bushfire Low · Crime Moderate · Flood Low
Socio-economic
12
Disadvantaged
Walkability
9
Very car-dependent
CBD access
7
297.3 km · 208 min drive to Melbourne
How it's calculated: Safety rank 75 × 25% + Socio-economic rank 12 × 25% + Walkability rank 9 × 15% + CBD access rank 7 × 10% = 32 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Murtoa?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

32 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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Median House Price

Public listings data

Murtoa's house market is moving higher: the median sale price reached $268,000, roughly 16% above where it sat a year earlier.

Houses

$267,500

last 5 quarters
Cheaper than 99% of VIC
↑ +16.0% year-on-year

Based on 32 recorded sales in the last 24 months.

Typically sold in 75 days — median across 5 sales that recorded a listing period

By bedrooms

  • 2 bed 6 sales $175K
  • 3 bed 23 sales $275K

Land

$95,000

last 2 quarters

Based on only 9 sales — small sample, take as indicative.

Is Murtoa safe? Crime statistics

2026

Crime in Murtoa sits in the moderate band, with 42 incidents recorded in 2026 — up roughly 36% on the prior year.

42 offences

35.5% since 2025
Break & Enter 13 (31.0%)
Theft 12 (28.6%)
Assault 7 (16.7%)
Property Damage 4 (9.5%)
Harassment & Stalking 2 (4.8%)
Fraud & Deception 2 (4.8%)
Drug Offences 1 (2.4%)
Disorderly Conduct 1 (2.4%)

Crime Trend

Serious Road Crashes

2021–2025

4 crashes

where someone was killed or admitted to hospital, 1 of them fatal

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

Two schools serve Murtoa, and the cohort is trailing peer-suburb performance.

30
out of 100
Weak
2 schools in this locality
2 below similar
  • • 264 students across 2 schools (avg 132)
  • • Sectors: 1 Government, 1 Catholic
  • • ICSEA 959-1020, median 990 (around the national baseline of 1000)
  • • Largest: Murtoa College (255 students)

Primary

Catholic · Prep-6 · 9 students
ICSEA 1020 (higher than 56% of Australian schools) · 14% top-SEA students
Below similar

Combined

Government · Prep-12 · 255 students
ICSEA 959 (higher than 28% of Australian schools) · 4% top-SEA students
Below similar

Walkability

Murtoa is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Murtoa.

30
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
0%
Premises covered
509
Technology mix
Fixed wireless (WIRELESS) 100%
Satellite (Sky Muster) (SATELLITE) 0%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
1 in locality
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
10 in locality
Sport & Recreation
2 in locality
Beaches
None
Waterways
7 in locality
Childcare
2 in locality
GPs
None
Pharmacies
1 in locality
Hospitals
None
Police Stations
1 in locality
Banks & Bank@Post
2 in locality
Fuel Stations
2 in locality
EV Chargers
None
Pubs & Bars
1 in locality
Arts & Culture
None
Places of Worship
2 in locality

Yarriambiack: council population

The whole council area, not just Murtoa · estimated residents
at 30 June 2025
Residents
6,295
-0.3% in a year
Change
-16
people since 2024
Density
0.9
people per km² across the council area
What drove the change
Natural increase
-25
births minus deaths
Net internal migration
+2
moves within Australia
Net overseas migration
+7
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
2/10
1/10 within VIC
income, education, jobs and housing together
Economic resources
2/10
1/10 within VIC
income against housing cost and household size
Education and occupation
4/10
2/10 within VIC
qualifications and job type, income excluded

Murtoa is home to 897 residents, with a median age of 48, a touch above the national 38. Median household income runs at $52,000 a year, with unemployment at 2.8%.

2021 Census · change since 2016

Population

897

3.7% since 2016

Median Age

48

no change since 2016

Median Household Income

$52,364/yr

10.5% since 2016
Bottom 11% in VIC

Census Median Rent

$178/wk

18.7% since 2016

Census Median Mortgage

$700/mo

7.7% since 2016

Avg Household Size

2.2

no change since 2016

Median Personal Income

$32,292/yr

24.9% since 2016

Unemployment Rate

2.8%

39.1% since 2016

Unoccupied Dwellings

18.0%

27.7% since 2016

Total Dwellings

389

6.6% since 2016

Owner-Occupier Rate

81.1%

2.5% since 2016

Houses

95.4%

0.1% since 2016

Rental Stress

17.7%

7.3% since 2016

Mortgage Stress

16.0%

16.7% since 2016

Work From Home

9.0%

30.2% since 2016

Dwelling Types

Houses 371 (95.4%)
Flats / Apartments 13 (3.3%)
Townhouses 5 (1.3%)

Property Ownership

Owned Outright 200 (52.6%)
Mortgage 108 (28.4%)
Renting 72 (18.9%)

Demographics

Born in Australia
88.7%
English Spoken at Home
93.5%
Employment Rate
49%
0.4% since 2016
Completed Year 12
26.1%

Occupations

Managers 67 (18.7%)
Professionals 61 (17.0%)
Labourers 53 (14.8%)
Community & Personal Service 40 (11.2%)
Machinery Operators & Drivers 40 (11.2%)
Clerical & Administrative 37 (10.3%)
Technicians & Trades 30 (8.4%)
Sales 23 (6.4%)

Religion

Christianity 453 (50.5%)
No Religion 361 (40.2%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 11 (1.2%)
India 6 (0.7%)
Scotland 5 (0.6%)
Philippines 4 (0.4%)
Germany 4 (0.4%)
New Zealand 3 (0.3%)
Netherlands 3 (0.3%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 0 (0.0%)
2011-2015 6 (0.7%)
2001-2010 3 (0.3%)
1991-2000 3 (0.3%)
1981-1990 3 (0.3%)
Before 1981 37 (4.1%)

0 residents (0.0%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

5.2% of residents (44) lived in a capital city five years earlier, most of them in Melbourne (44).

Top places newcomers came from, as a share of the 849 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Punjabi 5 (0.6%)

Age Distribution

0-4 48 (5.4%)
5-14 118 (13.2%)
15-19 64 (7.1%)
20-24 28 (3.1%)
25-34 75 (8.4%)
35-44 85 (9.5%)
45-54 110 (12.3%)
55-64 136 (15.2%)
65-74 132 (14.7%)
75-84 74 (8.2%)
85+ 23 (2.6%)

Family & Household Composition

Lone Person 146 (51.0%)
Couple Families 89 (31.1%)
One Parent Families 37 (12.9%)
Group Household 9 (3.1%)
Other Families 5 (1.7%)

Commute to Work

Car (driver) 245 (76.3%)
Walked Only 29 (9.0%)
Worked from Home 29 (9.0%)
Car (passenger) 14 (4.4%)
Bus 4 (1.2%)

Education

Certificate III & IV 130 (14.5%)
Advanced Diploma / Diploma 71 (7.9%)
Bachelor Degree 61 (6.8%)
Graduate Diploma / Certificate 16 (1.8%)
Postgraduate Degree 12 (1.3%)

Cars per Dwelling

0 cars 12 (3.1%)
1 car 145 (37.6%)
2 cars 148 (38.3%)
3 cars 57 (14.8%)
4+ cars 24 (6.2%)

Council Rates

Yarriambiack
FY 2024-25

Households face an average residential rates bill of $1,795 a year through Yarriambiack based on 2024 figures.

Avg residential rate
$1,795/yr
7% below the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.229¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Murtoa's area by planning zone
2026-09
  • Rural and farming 97%
  • Parks and recreation 1%
  • Zones under 1% 2%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Yarriambiack

The whole council area, not just Murtoa · new residential dwellings
to 2026-08

In the year to August 2026, 17 new dwellings were approved across Yarriambiack. Almost all of the pipeline is detached houses. Approvals are up 300.0% on the same period a year earlier.

Trailing 12 months
17dwellings
+300.0% YoY
Houses
17
detached dwellings
Units
0
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Barengi Gadjin Land Council Aboriginal Corporation (appointed 2007).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Climate & Setting

from Longerenong, 17.9 km

Dry climate — hot summers, cold winters with occasional frost.

Elevation
144 m
above sea level, at the locality centre
Annual rainfall
383 mm
61 rainy days
Summer max (Jan)
30.4°C
26 days ≥ 35°C
Winter min (Jul)
3.7°C
21 frost days ≤ 0°C

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.0%
of light vehicles are electric
Up from 0.00% in 2021

In postcode 3390, 0 of 959 registered light vehicles are battery-electric on 31 January 2025. A further 1.7% (16 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.7%.

Electric share, year by year
2021
0.00%
2022
0.00%
2023
0.00%
2024
0.00%
2025
0.00%

Rooftop solar

41
systems per 100 dwellings
Averaging 5.4 kW each

In postcode 3390, 200 rooftop-solar systems totalling 1.1 MW have been installed since 2001, against 483 dwellings recorded in the 2021 Census. 4 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
6
2020
22
2021
16
2022
6
2023
9
2024
7
2025
6
2026
2

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

0 first-home grants were paid in postcode 3390 in 2025-26. The most was 18, in 2001-02.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$1,395
Loan amount
$214,000
Total interest over 30 years
$288,243
Deposit
$53,500
Stamp duty
$9,745
Cash needed at settlement
$63,245

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Mallee

Currently held by Anne Webster The Nationals

Year Winner 2PP ALP 2PP LNP Swing
2025 Anne Webster 31.0% 69.0% -0.1
2022 Anne Webster 31.0% 69.0% +3.3
2019 Anne Webster 33.8% 66.2% -3.6

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Lowan District

Currently held by Emma Kealy The Nationals

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Emma Kealy NP 58.9% 28.4% 71.6%
2018 Emma Kealy NP 66.9% 26.5% 73.5%
2014 Emma Kealy NP 54.1% 28.7% 71.3%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Murtoa?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Murtoa to another suburb

Side-by-side stats for any other VIC suburb — type a name and pick one.

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Common questions about Murtoa

Is Murtoa a safe place to live?

Recorded crime in Murtoa is moderate (63/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect Murtoa?

Murtoa has a low recorded bushfire history (24/100, ranked against every Australian suburb with any fire history). Flood overlays cover a low share of it (15/100). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Murtoa a good place to live?

Murtoa has a SuburbScan Liveability grade of C (32/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Murtoa?

Murtoa, VIC had a population of 897 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Murtoa, VIC?

The postcode for Murtoa, VIC is 3390.

How far is Murtoa from Melbourne?

Murtoa is 297 km from Melbourne CBD by road, about 208 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Murtoa?

At the 2021 ABS Census, median household income in Murtoa was $52,364 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Murtoa?

There are too few current rental listings in Murtoa for a reliable median. At the 2021 ABS Census the median weekly rent was $178, across all dwelling types.

What is the median age in Murtoa?

The median age of residents in Murtoa was 48 at the 2021 ABS Census.

Is Murtoa at risk of bushfire?

Murtoa has a low recorded bushfire history (24/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Murtoa?

There are 2 schools inside the Murtoa boundary: 2 below similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

What is the weather like in Murtoa?

At the nearest Bureau of Meteorology station to Murtoa, Longerenong (17.9 km away), summer days average 30.4°C, winter nights 3.7°C, 383 mm of rain a year over 61 rainy days, and 26 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Murtoa?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Murtoa belong to?

Murtoa sits within the Yarriambiack local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Murtoa?

The average residential rates bill through Yarriambiack is $1,795 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Murtoa?

Across Yarriambiack, 17 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 300.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Murtoa in?

Murtoa sits within the federal Division of Mallee, currently held by Anne Webster (The Nationals).

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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