Mulgoa NSW 2745
Mulgoa sits 62 km from Sydney CBD in New South Wales, around 55 minutes by car. Census data records 2,044 residents with a median age of 41 and a median household income of $131,716 per year. By household income, education, and employment patterns, it ranks in the top 20% nationally. The suburb grew 7.7% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $450 per week and a median monthly mortgage of $2,750. Mulgoa is characterised by high bushfire risk. 2 schools sit within the suburb boundary, and walkability is low.
Is Mulgoa a good suburb?
Mulgoa scores a C (41/100) on SuburbScan's Liveability grade — strong on community, weaker on transit, prices, and safety.
Mixed results
2 schools
Car-dependent
Walkability 17/100 · 62.4 km · 55 min drive to Sydney
Above the state median
Median $1.5M · Less affordable than 80% of NSW
High bushfire risk
Fire 81/100 · Crime 54/100
Very advantaged
SEIFA decile 9/10 · median age 41 · 2,044 residents
Liveability Rating
41 / 100 · Ranked #1000 in NSWEach bar is Mulgoa's rank among NSW suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.
No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.
How do you rate the liveability in Mulgoa?
Local knowledge beats any dataset. Rate it and see what other residents think.
Our score
41 / 100
From schools, safety and socio-economic data — not opinion.
Residents say
…
Median House Price
Public listings dataMulgoa's house market is moving lower: the median sale price reached $1.5 million, roughly 28% below where it sat a year earlier.
Houses
$1,505,000
22% above its 6 neighbours (median $1,231,500)
Based on 28 recorded sales in the last 24 months.
Typically sold in 46 days — median across 8 sales that recorded a listing period
By bedrooms
- 3 bed 10 sales $1.23M
- 4 bed 9 sales $1.7M
- 5 bed 6 sales $1.58M
Land
$920,000
Based on 11 recorded sales in the last 24 months.
Currently for Sale
Last 6 monthsHouses in Mulgoa are currently listed at around $1.82 million on average. Based on 10 houses listed in the past six months.
$1.82M
10 houses listed in the last 6 months.
10 of the suburb's 585 dwellings (1.7%) were listed for sale in the last 6 months.
Rental Market
Advertised rents · last 6 monthsHouses in Mulgoa rent for around $1,035 a week on average, based on 4 houses listed for rent in the past six months.
$1,035/wk
4 houses advertised for rent in the last 6 months.
4 rentals advertised against an estimated 81 rented homes (4.9%) in the last 6 months.
Rent agreed on new leases
Jul–Sep 2026- 3-bed houses
- $700/wk
- 35 bonds
- +40% since 2021
- 2-bed units
- $605/wk
- 18 bonds
- +51% since 2021
Median weekly rent on bonds lodged for new tenancies across postcode 2745 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.
Rental affordability
June quarter 2025107 Moderately unaffordable · the average rental household in this region would pay about 28% of its income on the median rent in postcode 2745.
SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.
Gross rental yield
Indicative$1,035/week ($54,000 a year) on a $1.82 million median
Based on a small sample (4 listings) — indicative only.
Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.
Short-Stay Rentals
2 active Airbnb listings: 2 whole homes and 0 rooms. Whole homes are about 0.3% of the suburb's homes.
Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.
Is Mulgoa safe? Crime statistics
2025Crime in Mulgoa sits in the moderate band, with 82 incidents recorded in 2025 — up roughly 64% on the prior year.
82 offences
64.0% since 2024Crime Trend
Serious Road Crashes
2021–202516 crashes
where someone was killed or admitted to hospital, 1 of them fatal
Where they happened
Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Council Flood Studies
Penrith City Council has published 13 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.
- Rickabys Creek Catchment Flood Study 2025
- Peach Tree & Lower Surveyors Creeks Catchment Floodplain Risk Management Study and Plan 2025
- College, Orth and Werrington Creeks Catchment Floodplain Risk Management Study & Plan 2021 2022
- Little Creek Catchment Floodplain Risk Management Study and Plan 2022
- South Creek Floodplain Risk Management Study and Plan 2020
Schools
Two schools serve Mulgoa, and the cohort is trailing peer-suburb performance.
- • 644 students across 2 schools (avg 322)
- • Sectors: 1 Government, 1 Independent
- • ICSEA 980-1049, median 1014 (around the national baseline of 1000)
- • Largest: Nepean Christian School (541 students)
Primary
Combined
Walkability
Mulgoa is very car-dependent on foot — at 17/100, nearly all errands require a car.
Public transport
Weekday and weekend service frequency across every stop inside Mulgoa.
- Peak (7-9am + 5-7pm)
- 42.0 arrivals/hr
- Off-peak weekday
- 21.6 arrivals/hr
- Saturday
- 15.4 arrivals/hr
- Median peak wait
- 1 min
- Span of service
- 19.3 hours
Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.
NBN connectivity
The internet access technology available across NBN premises in Mulgoa.
- Full-fibre (FTTP) share
- 22%
- Premises covered
- 655
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Penrith: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.
Socio-economic profile
The ABS scores 6 small areas inside this suburb and averages them into the single decile above. They fall into 4 different deciles — a wide range, so parts of this suburb rank well above the average and parts well below it.
Mulgoa is home to about 2,000 residents, with a median age of 41, broadly in line with the national figure. Median household income runs at $132,000 a year, with unemployment at 2.0%.
2021 Census · change since 2016
Population
2,044
Median Age
41
Median Household Income
$131,716/yr
Census Median Rent
$450/wk
Census Median Mortgage
$2,750/mo
Avg Household Size
3.3
Median Personal Income
$49,452/yr
Unemployment Rate
2.0%
Unoccupied Dwellings
5.3%
Total Dwellings
585
Owner-Occupier Rate
86.1%
Houses
99.7%
Rental Stress
17.8%
Mortgage Stress
25.1%
Work From Home
36.4%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 81.6%
- English Spoken at Home
- 85.8%
- Employment Rate
- 63.2%
- Completed Year 12
- 37.0%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
When They Arrived
Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.
6 residents (0.3%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.
Where New Residents Came From
Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.
Top places newcomers came from, as a share of the 1,935 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.
Languages Spoken at Home
Top languages other than English, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
3% of employed residents work in a capital's city centre (33 of 1,048).
City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,547 a year through Penrith based on 2024 figures.
How this land is zoned
- Environmental 92%
- Residential 2%
- Rural and farming 2%
- Infrastructure and transport 2%
- Zones under 1% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.
Building Approvals: Penrith
In the year to August 2026, 1,063 new dwellings were approved across Penrith. That mix is 674 houses and 389 units. Approvals are down 77.5% on the same period a year earlier.
Aboriginal Land Council
Aboriginal land in this area is administered by the Deerubbin Local Aboriginal Land Council.
Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.
Air Quality
MODERATEPM2.5 averaged 5.6 µg/m³ in 2025 — below Australia's NEPM annual standard (8 µg/m³), slightly above the stricter WHO guideline (5 µg/m³). 1 day exceeded the daily threshold of 25 µg/m³.
PM10 averaged 17.6 µg/m³ · NO₂ averaged 0.55 pphm. Days over the limit in 2025: PM10 2 · NO₂ 0 · ozone 0.
From the St Marys monitoring station, 12.0 km away.
Climate & Setting
from Orchard Hills Treatment Works, 6.5 kmModerate rainfall.
- Elevation
- 81 m
- above sea level, at the suburb centre
- Distance to the ocean
- 49.0 km
- Near high-voltage lines
- 2.3% of addresses
- 21 within 100 m of an overhead line of 110 kV or more
- Annual rainfall
- 822 mm
- 81 rainy days
- Summer max (Jan)
- —
- Winter min (Jul)
- —
Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
EV adoption
In postcode 2745, 218 of 23,050 registered light vehicles are battery-electric on 31 January 2025. A further 2.8% (648 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.8%.
Rooftop solar
In postcode 2745, 5,716 rooftop-solar systems totalling 45.9 MW have been installed since 2001, against 10,164 dwellings recorded in the 2021 Census. 404 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $600,000.
Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).
Mortgage repayments
25 mortgage brokers are registered in postcode 2745.
Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.
At $1,505,000 this is $905,000 above the $600,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with Revenue NSW.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Melissa Mcintosh Liberal
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Melissa Mcintosh | 47.2% | 52.8% | +3.3 |
| 2022 | Melissa Mcintosh | 43.7% | 56.3% | +1.3 |
| 2019 | Melissa Mcintosh | 45.0% | 55.0% | +6.2 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.
State Electorate
Currently held by Tanya Davies Liberal
Next state election: 13 March 2027.
| Year | Winner | Won with |
|---|---|---|
| 2023 | Tanya Davies LP | 60.5% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.
Looking at a specific address in Mulgoa?
Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 2,044 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Nearby suburbs
Glenmore Park NSW 2745
Leonay NSW 2750
Luddenham NSW 2745
Orchard Hills NSW 2748
Wallacia NSW 2745
Regentville NSW 2745
Compare Mulgoa to another suburb
Side-by-side stats for any other NSW suburb — type a name and pick one.
Or jump straight to a nearby comparison:
Common questions about Mulgoa
Is Mulgoa a safe place to live?
Recorded crime in Mulgoa is moderate (54/100, ranked against other NSW suburbs on offences per resident).
What natural hazards affect Mulgoa?
Mulgoa has a high recorded bushfire history (81/100, ranked against every Australian suburb with any fire history). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.
Is Mulgoa a good place to live?
Mulgoa has a SuburbScan Liveability grade of C (41/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.
What is the population of Mulgoa?
Mulgoa, NSW had a population of 2,044 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Mulgoa, NSW?
The postcode for Mulgoa, NSW is 2745.
How far is Mulgoa from Sydney?
Mulgoa is 62 km from Sydney CBD by road, about 55 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Mulgoa?
At the 2021 ABS Census, median household income in Mulgoa was $131,716 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Mulgoa?
The median advertised rent in Mulgoa is $1,035 a week for houses (4 listings), from rental listings over the last six months.
What is the median age in Mulgoa?
The median age of residents in Mulgoa was 41 at the 2021 ABS Census.
Is Mulgoa at risk of bushfire?
Mulgoa has a high recorded bushfire history (81/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the suburb relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
How are the schools in Mulgoa?
There are 2 schools inside the Mulgoa boundary: 1 at and 1 below similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).
Is Mulgoa walkable?
Mulgoa scores 17/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.
What is the air quality in Mulgoa?
The nearest government air-quality monitoring station to Mulgoa (St Marys) recorded a 2025 annual mean PM2.5 of 5.6 µg/m³ and PM10 of 17.6 µg/m³. That puts Mulgoa below the Australian NEPM annual standard of 8 µg/m³ but above the stricter WHO guideline of 5 µg/m³.
What is the weather like in Mulgoa?
At the nearest Bureau of Meteorology station to Mulgoa, Orchard Hills Treatment Works (6.5 km away), 822 mm of rain a year over 81 rainy days over 2006-2026.
Is the First Home Owner Grant available in Mulgoa?
First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Mulgoa belong to?
Mulgoa sits within the Penrith local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Mulgoa?
The average residential rates bill through Penrith is $1,547 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Mulgoa?
Across Penrith, 1,063 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 77.5% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Mulgoa in?
Mulgoa sits within the federal Division of Lindsay, currently held by Melissa Mcintosh (Liberal).
Search another suburb or address
Data freshness
- Census · 2021
- Median sale prices · Oct 2026
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- Public transport · Oct 2026
- NBN connectivity · Dec 2025
- Crime · 2025
- Road crashes · 2021–2025
- Air quality · 2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- Short-stay rentals · Jun 2026
- State electorate · 2023
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.