Mount Lofty QLD 4350
Mount Lofty sits 126 km from Brisbane CBD in Queensland, around 1 hour 45 minutes by car. Census data records 3,825 residents with a median age of 43 and a median household income of $104,104 per year. On socioeconomic measures it sits in the top 20% nationally. Population grew 1.3% from 2016 to 2021. The 2021 Census recorded a median rent of $340 per week and a median monthly mortgage of $1,733. The area shows no recorded bushfire exposure. 1 school sits within the suburb boundary, and walkability is low.
Is Mount Lofty a good suburb?
Mount Lofty scores a B (66/100) on SuburbScan's Liveability grade — strong on community, weaker on transit.
Mixed results
1 school
Car-dependent
Walkability 21/100 · 126.5 km · 104 min drive to Brisbane
Median available
Median $1.11M
Moderate crime risk
Fire 0/100 · Crime 49/100
Very advantaged
SEIFA decile 9/10 · median age 43 · 3,825 residents
Liveability Rating
66 / 100 · Ranked #236 in QLDEach bar is Mount Lofty's rank among QLD suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.
Flood data for Queensland covers only the areas mapped there — a blank here is not an all-clear.
How do you rate the liveability in Mount Lofty?
Local knowledge beats any dataset. Rate it and see what other residents think.
Our score
66 / 100
From schools, safety and socio-economic data — not opinion.
Residents say
…
Median House Price
Public listings dataMount Lofty's house market is moving higher: the median sale price reached $1.11 million, about 4% above where it sat a year earlier.
Houses
$1,105,500
53% above its 5 neighbours (median $722,500)
Based on 134 recorded sales in the last 24 months.
Typically sold in 38 days — median across 59 sales that recorded a listing period
By bedrooms
- 2 bed 8 sales $860K
- 3 bed 50 sales $902K
- 4 bed 54 sales $1.35M
- 5 bed 16 sales $1.48M
Units
$580,000
Based on 24 recorded sales in the last 24 months.
Typically sold in 39 days — median across 5 sales that recorded a listing period
By bedrooms
- 2 bed 15 sales $485K
- 3 bed 8 sales $942K
Currently for Sale
Last 6 monthsHouses in Mount Lofty are currently listed at around $1.05 million on average. Based on 25 houses listed in the past six months.
Houses
$1.05M
25 houses listed in the last 6 months.
Units
$582K
4 units listed in the last 6 months.
29 of the suburb's 1,464 dwellings (2.0%) were listed for sale in the last 6 months.
Rental Market
Advertised rents · last 6 monthsHouses in Mount Lofty rent for around $650 a week on average, based on 17 houses listed for rent in the past six months.
Houses
$650/wk
15% above its 3 neighbours (median $565/wk)
17 houses advertised for rent in the last 6 months.
Units
$440/wk
3 units advertised for rent in the last 6 months.
20 rentals advertised against an estimated 382 rented homes (5.2%) in the last 6 months.
Rent agreed on new leases
Jul–Sep 2026- 3-bed houses
- $590/wk
- 14 bonds
- +56% since 2021
Median weekly rent on bonds lodged for new tenancies. Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.
Rental affordability
June quarter 2025122 Acceptable · the average rental household in this region would pay about 25% of its income on the median rent in postcode 4350.
SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.
Gross rental yield
Indicative$650/week ($34,000 a year) on a $1.05 million median
$440/week ($23,000 a year) on a $582,000 median
Based on a small sample (3 listings) — indicative only.
Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.
Is Mount Lofty safe? Crime statistics
2025Crime in Mount Lofty sits in the moderate band, with 32 incidents recorded in 2025 — down roughly 18% on the prior year.
32 offences
17.9% since 2024Crime Trend
Serious Road Crashes
2020–20246 crashes
where someone was killed or admitted to hospital
Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Schools
One school serve Mount Lofty, and performance is broadly on par with peer-suburb schools.
- • 775 students in one school (avg 775)
Secondary
Universities nearby
1.4% of residents here are full-time university students aged 15–24.
Distance is measured to the suburb centre. A campus nearby does not by itself mean a student rental market — most suburbs within a few kilometres of one have a student share close to the national norm, and the figure above is what tells them apart.
Walkability
Mount Lofty is very car-dependent on foot — at 21/100, nearly all errands require a car.
Public transport
Weekday and weekend service frequency across every stop inside Mount Lofty.
- Peak (7-9am + 5-7pm)
- 18.5 arrivals/hr
- Off-peak weekday
- 16.2 arrivals/hr
- Saturday
- 13.5 arrivals/hr
- Median peak wait
- 0 min
- Span of service
- 10.8 hours
Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.
NBN connectivity
The internet access technology available across NBN premises in Mount Lofty.
- Full-fibre (FTTP) share
- 98%
- Premises covered
- 1,760
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Toowoomba: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.
Socio-economic profile
The ABS scores 10 small areas inside this suburb and averages them into the single decile above. They fall into 6 different deciles — a wide range, so parts of this suburb rank well above the average and parts well below it.
Mount Lofty is home to about 3,800 residents, with a median age of 43, a touch above the national 38. Median household income runs at $104,000 a year, with unemployment at 4.1%.
2021 Census · change since 2016
Population
3,825
Median Age
43
Median Household Income
$104,104/yr
Census Median Rent
$340/wk
Census Median Mortgage
$1,733/mo
Avg Household Size
2.4
Median Personal Income
$50,180/yr
Unemployment Rate
4.1%
Unoccupied Dwellings
7.8%
Total Dwellings
1,464
Owner-Occupier Rate
73.9%
Houses
89.1%
Rental Stress
17.0%
Mortgage Stress
20.0%
Work From Home
11.8%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 82.6%
- English Spoken at Home
- 90.0%
- Employment Rate
- 62.2%
- Completed Year 12
- 53.8%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
When They Arrived
Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.
112 residents (2.9%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.
Where New Residents Came From
Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.
7.3% of residents (266) lived in a capital city five years earlier, most of them in Brisbane (182).
Top places newcomers came from, as a share of the 3,621 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.
Languages Spoken at Home
Top languages other than English, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
1% of employed residents work in a capital's city centre (22 of 1,943).
City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.
Local Jobs
People who work in this suburb against employed people who live here, 2021 Census.
About 602 people work here; 1,943 employed residents live here.
Mostly a place people commute from: 0.3 jobs per working resident. At least 69% of employed residents must work outside the suburb.
Counts are by place of work and place of usual residence. The ABS counts jobs in zones; where a zone spans several places, its jobs are shared out by land use. The ABS also adjusts every figure slightly to protect privacy.
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,618 a year through Toowoomba based on 2025 figures.
Building Approvals: Toowoomba
In the year to August 2026, 1,513 new dwellings were approved across Toowoomba. That mix is 1,098 houses and 415 units. Approvals are down 24.6% on the same period a year earlier.
New Homes Planned
New homes planned in this suburb: 73 to 260 homes
- No timeframe set 73 to 260 homes
Land the Queensland Government's residential land supply study identifies for future housing (28 parcels), by when it expects lots to be registered. Yields are published in ranges, so these are too.
Aboriginal Cultural Heritage
The Aboriginal party for this area is Western Wakka Wakka People.
Under Queensland's Aboriginal Cultural Heritage Act 2003 the Aboriginal party for an area follows native title. No native title claim is currently registered here, so the last registered claimant remains the Aboriginal party.
Air Quality
CLEANPM2.5 averaged 4.9 µg/m³ in 2025 — below the WHO 2021 annual guideline (5 µg/m³). 2 days exceeded the daily threshold of 25 µg/m³.
PM10 averaged 12 µg/m³. Days over the limit in 2025: PM10 0.
From the Toowoomba (South West Queensland) monitoring station, 4.8 km away.
Climate & Setting
from Cambooya Post Office, 22.0 kmModerate rainfall.
- Elevation
- 537 m
- above sea level, at the suburb centre
- Annual rainfall
- 643 mm
- 55 rainy days
- Summer max (Jan)
- —
- Winter min (Jul)
- —
Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
Industrial Emissions Nearby
4 facilities within 5 km- 1.7 kmGravel and Sand QuarryingTop reported: Oxides of Nitrogen · Particulate Matter ≤10.0 µm (PM10) · Carbon monoxide
- 4.2 km
- 4.5 kmHospitals (Except Psychiatric Hospitals)Top reported: Oxides of Nitrogen · Carbon monoxide · Particulate Matter ≤10.0 µm (PM10)
- 4.9 kmHospitals (Except Psychiatric Hospitals)Top reported: Oxides of Nitrogen · Carbon monoxide · Particulate Matter ≤10.0 µm (PM10)
EV adoption
In postcode 4350, 613 of 97,181 registered light vehicles are battery-electric on 31 January 2025. A further 3.4% (3,343 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 4.1%.
Rooftop solar
In postcode 4350, 19,713 rooftop-solar systems totalling 135.3 MW have been installed since 2001, against 48,409 dwellings recorded in the 2021 Census. 1,161 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$30,000 for new homes priced up to $750,000.
$30,000 for contracts signed on or after 20 November 2023, with no end date. IT DID NOT REVERT TO $15,000: the tier was due to end 30 June 2026 and the 2026-27 Queensland Budget (23 June 2026) continued it for contracts signed from 1 July 2026. This file carried a "due to revert" note until 2026-09-18 — it was never true, and a note predicting a change is not the same as a change. Cap is "less than $750,000" including land and contract variations — less than, not up to. New homes only: "There are no home owner grants for established homes."
Mortgage repayments
56 mortgage brokers are registered in postcode 4350.
Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Queensland Revenue Office
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $30,000 — see what qualifies with Queensland Revenue Office.
At $1,105,500 this is $355,500 above the $750,000 First Home Owner Grant cap. A first home buyer may qualify for $30,000 on a newly built home — check eligibility with Queensland Revenue Office.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Garth Hamilton Liberal National Party of Queensland
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Garth Hamilton | 36.6% | 63.4% | +0.8 |
| 2022 | Garth Hamilton | 35.8% | 64.2% | -6.3 |
| 2019 | John Mcveigh | 29.5% | 70.5% | +5.2 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.
State Electorate
Currently held by Trevor Watts Liberal National Party of Queensland
Next state election: 28 October 2028.
| Year | Winner | Won with |
|---|---|---|
| 2024 | Trevor Watts LNP | 66.5% |
| 2020 | Trevor Watts LNP | 57.3% |
Results are per district. Districts were last redrawn in 2017, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: Electoral Commission of Queensland.
Looking at a specific address in Mount Lofty?
Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 3,825 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Featured in
- #1 in Toowoomba suburbs with the most parkland nearby
- #1 in Toowoomba's most educated suburbs
- #5 in Toowoomba suburbs with the best NBN connectivity
- #5 in Toowoomba suburbs where the most homes are owned outright
- #6 in Toowoomba suburbs with the biggest house blocks
- #6 in Toowoomba's highest-income suburbs
- #6 in Toowoomba suburbs where the most residents moved from a capital city
- #6 in Toowoomba's most owner-occupied suburbs
- #6 in Toowoomba suburbs where 3-bedroom house rents rose most
- #7 in Toowoomba suburbs with the largest non-religious population
- #9 in The most liveable suburbs in Toowoomba
- #9 in Toowoomba suburbs where seniors live
- #12 in Toowoomba suburbs with the largest Hindu community
- #12 in The safest suburbs in Toowoomba
- #12 in Sportiest Toowoomba suburbs
Nearby suburbs
East Toowoomba QLD 4350
North Toowoomba QLD 4350
Harlaxton QLD 4350
Withcott QLD 4352
Prince Henry Heights QLD 4350
Ballard QLD 4352
Compare Mount Lofty to another suburb
Side-by-side stats for any other QLD suburb — type a name and pick one.
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Common questions about Mount Lofty
Is Mount Lofty a safe place to live?
Recorded crime in Mount Lofty is moderate (49/100, ranked against other QLD suburbs on offences per resident).
What natural hazards affect Mount Lofty?
Mount Lofty has no recorded bushfire history. These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.
Is Mount Lofty a good place to live?
Mount Lofty has a SuburbScan Liveability grade of B (66/100), ranked against other QLD suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.
What is the population of Mount Lofty?
Mount Lofty, QLD had a population of 3,825 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Mount Lofty, QLD?
The postcode for Mount Lofty, QLD is 4350.
How far is Mount Lofty from Brisbane?
Mount Lofty is 126 km from Brisbane CBD by road, about 104 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Mount Lofty?
At the 2021 ABS Census, median household income in Mount Lofty was $104,104 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Mount Lofty?
The median advertised rent in Mount Lofty is $650 a week for houses (17 listings) and $440 a week for units (3 listings), from rental listings over the last six months.
What is the median age in Mount Lofty?
The median age of residents in Mount Lofty was 43 at the 2021 ABS Census.
How are the schools in Mount Lofty?
There is 1 school inside the Mount Lofty boundary: 1 at similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).
Is Mount Lofty walkable?
Mount Lofty scores 21/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.
What is the air quality in Mount Lofty?
The nearest government air-quality monitoring station to Mount Lofty (Toowoomba (South West Queensland)) recorded a 2025 annual mean PM2.5 of 4.9 µg/m³ and PM10 of 12.0 µg/m³. That puts Mount Lofty below the WHO annual guideline of 5 µg/m³.
What is the weather like in Mount Lofty?
At the nearest Bureau of Meteorology station to Mount Lofty, Cambooya Post Office (22 km away), 643 mm of rain a year over 55 rainy days over 2006-2026.
Is the First Home Owner Grant available in Mount Lofty?
First-home buyers in QLD may be eligible for $30,000 towards new homes with a purchase price up to $750,000. The grant is administered by Queensland Revenue Office; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Mount Lofty belong to?
Mount Lofty sits within the Toowoomba local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Mount Lofty?
The average residential rates bill through Toowoomba is $1,618 a year (2025). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Mount Lofty?
Across Toowoomba, 1,513 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 24.6% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Mount Lofty in?
Mount Lofty sits within the federal Division of Groom, currently held by Garth Hamilton (Liberal National Party of Queensland).
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Data freshness
- Census · 2021
- Median sale prices · Oct 2026
- For-sale & rental market · Oct 2026
- Council rates · FY 2025–26
- Building approvals · Aug 2026
- Schools · 2025
- Public transport · Oct 2026
- NBN connectivity · Dec 2025
- Crime · 2025
- Road crashes · 2020–2024
- Air quality · 2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- State electorate · 2024
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.