Mount Camel VIC 3523

Mount Camel sits 147 km from Melbourne CBD in Victoria, around 1 hour 50 minutes by car. Census data records 136 residents with a median age of 56 and a median household income of $77,116 per year. On socioeconomic measures it sits in the lower-middle tier nationally. Population grew 28.3% from 2016 to 2021. The 2021 Census recorded a median rent of $125 per week and a median monthly mortgage of $1,300. The area shows no recorded flood exposure. Walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 136. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

How do you rate the liveability in Mount Camel?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

Not enough data to score this locality.

Residents say

…

AwfulPoorAverageGoodGreat
What applies here? (optional)

One rating per person. You can change yours at any time.

Median House Price

Public listings data

The median house sale price in Mount Camel sits at $582,000, broadly flat year-on-year. That said, only four sales settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level.

$582,500

Based on only 4 sales — small sample, take as indicative.

Is Mount Camel safe? Crime statistics

2026

Crime in Mount Camel sits in the moderate band, with 4 incidents recorded in 2026.

4 offences

no change since 2025
Assault 1 (25.0%)
Arson 1 (25.0%)
Break & Enter 1 (25.0%)
Theft 1 (25.0%)

Crime Trend

Serious Road Crashes

2021–2025

2 crashes

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

No schools in this locality boundary.

Walkability

Mount Camel is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Bottom 16% in VIC
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Mount Camel.

29
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
0%
Premises covered
83
Technology mix
Fixed wireless (WIRELESS) 95%
Satellite (Sky Muster) (SATELLITE) 5%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
None
Sport & Recreation
None
Beaches
None
Waterways
8 in locality
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Greater Bendigo: council population

The whole council area, not just Mount Camel · estimated residents
at 30 June 2025
Residents
126,568
+1.0% in a year
Change
+1,275
people since 2024
Density
42
people per km² across the council area
What drove the change
Natural increase
+450
births minus deaths
Net internal migration
+423
moves within Australia
Net overseas migration
+402
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
3/10
2/10 within VIC
income, education, jobs and housing together
Economic resources
3/10
2/10 within VIC
income against housing cost and household size
Education and occupation
4/10
2/10 within VIC
qualifications and job type, income excluded

Mount Camel is home to 136 residents, with a median age of 56 — noticeably older than the national figure of 38. Median household income runs at $77,000 a year, with unemployment at 18.5%.

2021 Census · change since 2016

Population

136

28.3% since 2016

Median Age

56

7.7% since 2016

Median Household Income

$77,116/yr

3.8% since 2016

Census Median Rent

$125/wk

Census Median Mortgage

$1,300/mo

11.4% since 2016

Avg Household Size

2.0

4.8% since 2016

Median Personal Income

$34,060/yr

19.1% since 2016

Unemployment Rate

18.5%

172.1% since 2016

Unoccupied Dwellings

61.4%

14.0% since 2016

Total Dwellings

57

35.7% since 2016

Owner-Occupier Rate

94.8%

5.2% since 2016

Houses

100.0%

2.5% since 2016

Rental Stress

8.4%

Mortgage Stress

20.2%

15.4% since 2016

Work From Home

28.0%

161.7% since 2016

Dwelling Types

Houses 57 (100.0%)

Property Ownership

Owned Outright 32 (55.2%)
Mortgage 23 (39.7%)
Renting 3 (5.2%)

Demographics

Born in Australia
69.9%
English Spoken at Home
80.1%
Employment Rate
47.2%
30.0% since 2016
Completed Year 12
31.6%

Occupations

Professionals 13 (23.2%)
Technicians & Trades 12 (21.4%)
Managers 9 (16.1%)
Community & Personal Service 9 (16.1%)
Labourers 9 (16.1%)
Machinery Operators & Drivers 7 (12.5%)
Clerical & Administrative 3 (5.4%)

Religion

No Religion 53 (39.0%)
Christianity 53 (39.0%)
Buddhism 5 (3.7%)
Other Religions 3 (2.2%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 9 (6.6%)
China 3 (2.2%)
Scotland 3 (2.2%)

Age Distribution

5-14 9 (6.6%)
15-19 6 (4.4%)
20-24 4 (2.9%)
25-34 10 (7.4%)
35-44 13 (9.6%)
45-54 23 (16.9%)
55-64 30 (22.1%)
65-74 28 (20.6%)
75-84 10 (7.4%)

Family & Household Composition

Lone Person 12 (60.0%)
One Parent Families 5 (25.0%)
Couple Families 3 (15.0%)

Commute to Work

Car (driver) 33 (66.0%)
Worked from Home 14 (28.0%)
Walked Only 3 (6.0%)

Education

Certificate III & IV 27 (19.9%)
Advanced Diploma / Diploma 18 (13.2%)
Bachelor Degree 8 (5.9%)
Postgraduate Degree 7 (5.1%)
Graduate Diploma / Certificate 3 (2.2%)

Cars per Dwelling

1 car 9 (16.7%)
2 cars 25 (46.3%)
3 cars 13 (24.1%)
4+ cars 5 (9.3%)

Council Rates

Greater Bendigo
FY 2024-25

Households face an average residential rates bill of $1,949 a year through Greater Bendigo based on 2024 figures.

Avg residential rate
$1,949/yr
About the VIC average ($1,937) · median of 79 councils
Rate in the dollar
0.395¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Mount Camel's area by planning zone
2026-09
  • Rural and farming 68%
  • Parks and recreation 32%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Greater Bendigo

The whole council area, not just Mount Camel · new residential dwellings
to 2026-08

In the year to August 2026, 885 new dwellings were approved across Greater Bendigo. That mix is 797 houses and 88 units. Approvals are up 28.0% on the same period a year earlier.

Trailing 12 months
885dwellings
+28.0% YoY
Houses
797
detached dwellings
Units
88
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Taungurung Land and Waters Council Aboriginal Corporation (appointed 2009).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Climate & Setting

from Redesdale, 31.0 km

Moderate rainfall — hot summers, cold winters with occasional frost.

Elevation
211 m
above sea level, at the locality centre
Annual rainfall
553 mm
72 rainy days
Summer max (Jan)
29.6°C
18 days ≥ 35°C
Winter min (Jul)
3.1°C
23 frost days ≤ 0°C

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.7%
of light vehicles are electric
Up from 0.07% in 2021
+0.1 points this year

In postcode 3523, 31 of 4,560 registered light vehicles are battery-electric on 31 January 2025. A further 0.9% (43 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.6%.

Electric share, year by year
2021
0.07%
2022
0.00%
2023
0.11%
2024
0.53%
2025
0.68%

Rooftop solar

54
systems per 100 dwellings
Averaging 6.1 kW each

In postcode 3523, 1,180 rooftop-solar systems totalling 7.2 MW have been installed since 2001, against 2,193 dwellings recorded in the 2021 Census. 73 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
73
2020
73
2021
81
2022
61
2023
72
2024
74
2025
69
2026
30

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

0 first-home grants were paid in postcode 3523 in 2025-26. The most was 25, in 2001-02.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$3,038
Loan amount
$466,000
Total interest over 30 years
$627,670
Deposit
$116,500
Stamp duty
$30,020
Cash needed at settlement
$146,520

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Bendigo

Currently held by Lisa Chesters Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Lisa Chesters 51.4% 48.6% +51.4
2022 Lisa Chesters 62.1% 37.9% -3.3
2019 Lisa Chesters 59.0% 41.0% -5.2

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Euroa District

Currently held by Annabelle Cleeland The Nationals

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Annabelle Cleeland NP 59.9% 40.1% 59.9%
2018 Steph Ryan NP 59.0% 34.6% 65.4%
2014 Steph Ryan NP 64.5% 35.5% 64.5%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Mount Camel?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

Free to look up. Subscribers see every section in full — $29/month.

Nearby suburbs

Compare Mount Camel to another suburb

Side-by-side stats for any other VIC suburb — type a name and pick one.

Or jump straight to a nearby comparison:

Common questions about Mount Camel

Is Mount Camel a safe place to live?

Recorded crime in Mount Camel is moderate (47/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect Mount Camel?

Mount Camel has a low recorded bushfire history (30/100, ranked against every Australian suburb with any fire history). No mapped flood overlay applies. These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Mount Camel?

Mount Camel, VIC had a population of 136 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Mount Camel, VIC?

The postcode for Mount Camel, VIC is 3523.

How far is Mount Camel from Melbourne?

Mount Camel is 147 km from Melbourne CBD by road, about 110 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Mount Camel?

At the 2021 ABS Census, median household income in Mount Camel was $77,116 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Mount Camel?

There are too few current rental listings in Mount Camel for a reliable median. At the 2021 ABS Census the median weekly rent was $125, across all dwelling types.

What is the median age in Mount Camel?

The median age of residents in Mount Camel was 56 at the 2021 ABS Census.

Is Mount Camel at risk of bushfire?

Mount Camel has a low recorded bushfire history (30/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

What is the weather like in Mount Camel?

At the nearest Bureau of Meteorology station to Mount Camel, Redesdale (31 km away), summer days average 29.6°C, winter nights 3.1°C, 553 mm of rain a year over 72 rainy days, and 18 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Mount Camel?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Mount Camel belong to?

Mount Camel sits within the Greater Bendigo local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Mount Camel?

The average residential rates bill through Greater Bendigo is $1,949 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Mount Camel?

Across Greater Bendigo, 885 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 28.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Mount Camel in?

Mount Camel sits within the federal Division of Bendigo, currently held by Lisa Chesters (Australian Labor Party).

Search another suburb or address

Data freshness

Vintages show when each source's data is from. See all data sources.

Was the information on this page useful to you?

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

Save this page for later

We'll email you a link to this page so you can finish reading it on any device. We use your address once to send it and don't keep it.

or