Moriac VIC 3240

Located in Victoria, Moriac sits 99 km from Melbourne CBD, around 1 hour 15 minutes by car. The locality has 852 residents, a median age of 38, and a median household income of $129,272 per year. On socioeconomic measures it sits in the top 20% nationally. Population grew 9.0% from 2016 to 2021. The 2021 Census recorded a median rent of $410 per week and a median monthly mortgage of $2,000. The area shows no recorded bushfire exposure. 1 school sits within the locality boundary, and walkability is moderate.

Is Moriac a good place to live?

Moriac scores a A (74/100) on SuburbScan's Liveability grade — strong on community.

Schools

Mixed results

1 school

Transit

Some car dependence

Walkability 51/100 · 99 km · 75 min drive to Melbourne

Prices

Median available

Median $901K

Safety

Moderate flood risk

Fire 0/100 · Crime 12/100 · Flood 59/100

Community

Very advantaged

SEIFA decile 10/10 · median age 38 · 852 residents

A

Liveability Rating

74 / 100 · Ranked #120 in VIC

Each bar is Moriac's rank among VIC suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
too few schools to rate
Safety
92
Bushfire None · Crime Low · Flood Moderate
Socio-economic
81
Very advantaged
Walkability
54
Somewhat walkable
CBD access
40
99.0 km · 75 min drive to Melbourne
How it's calculated: Safety rank 92 × 25% + Socio-economic rank 81 × 25% + Walkability rank 54 × 15% + CBD access rank 40 × 10% = 74 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Moriac?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

74 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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What applies here? (optional)

One rating per person. You can change yours at any time.

Median House Price

Public listings data

Moriac's house market is moving higher: the median sale price reached $901,000, about 8% above where it sat a year earlier.

$901,000

↑ +7.9% year-on-year

Based on 13 recorded sales in the last 24 months.

By bedrooms

  • 3 bed 5 sales $745K
  • 4 bed 6 sales $1.22M

Short-Stay Rentals

No active Airbnb listings.

Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.

Is Moriac safe? Crime statistics

2026

Crime in Moriac sits in the low band, with 3 incidents recorded in 2026 — down roughly 62% on the prior year.

3 offences

62.5% since 2025
Theft 3 (100.0%)

Crime Trend

Serious Road Crashes

2021–2025

5 crashes

where someone was killed or admitted to hospital, 2 of them fatal

Where they happened

Cape Otway Road 3 (60.0%)

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

One school serve Moriac, and performance is broadly on par with peer-suburb schools.

50
out of 100
Average
1 school in this locality
1 at similar
  • • 232 students in one school (avg 232)

Primary

Government · Prep-6 · 232 students
ICSEA 1041 (higher than 65% of Australian schools) · 19% top-SEA students
At similar

Walkability

Moriac is somewhat walkable on foot — at 51/100, a short cluster of errands work on foot but most trips still benefit from a car.

51
out of 100
Somewhat Walkable
Top 14% in VIC
Public Transport within 1 km not measured
Schools within 1.5 km 60
Parks within 800 m 60
Supermarkets within 1 km 0
GPs within 1 km 80
Pharmacies within 1 km 60
Childcare within 1 km 80
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Moriac.

30
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
0%
Premises covered
311
Technology mix
Fixed wireless (WIRELESS) 100%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
1 in locality
Parks & Reserves
1 in locality
Sport & Recreation
2 in locality
Beaches
None
Waterways
5 in locality
Childcare
2 in locality
GPs
2 in locality
Pharmacies
1 in locality
Hospitals
None
Police Stations
None
Banks & Bank@Post
1 in locality
Fuel Stations
None
EV Chargers
1 in locality
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Surf Coast: council population

The whole council area, not just Moriac · estimated residents
at 30 June 2025
Residents
40,265
+1.1% in a year
Change
+431
people since 2024
Density
26
people per km² across the council area
What drove the change
Natural increase
+123
births minus deaths
Net internal migration
+146
moves within Australia
Net overseas migration
+162
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
10/10
10/10 within VIC
income, education, jobs and housing together
Economic resources
10/10
10/10 within VIC
income against housing cost and household size
Education and occupation
9/10
9/10 within VIC
qualifications and job type, income excluded

Moriac is home to 852 residents, with a median age of 38, broadly in line with the national figure. Median household income runs at $129,000 a year, with unemployment at 1.7%.

2021 Census · change since 2016

Population

852

9.0% since 2016

Median Age

38

2.7% since 2016

Median Household Income

$129,272/yr

26.1% since 2016
Top 6% in VIC

Census Median Rent

$410/wk

42.4% since 2016

Census Median Mortgage

$2,000/mo

10.9% since 2016

Avg Household Size

3.1

no change since 2016

Median Personal Income

$52,104/yr

37.6% since 2016

Unemployment Rate

1.7%

26.1% since 2016

Unoccupied Dwellings

6.2%

1.6% since 2016

Total Dwellings

273

14.2% since 2016

Owner-Occupier Rate

95.5%

0.1% since 2016

Houses

100.0%

1.7% since 2016

Rental Stress

16.5%

13.0% since 2016

Mortgage Stress

18.6%

11.8% since 2016

Work From Home

25.9%

167.0% since 2016

Dwelling Types

Houses 273 (100.0%)

Property Ownership

Mortgage 146 (55.3%)
Owned Outright 106 (40.2%)
Renting 12 (4.5%)

Demographics

Born in Australia
90.6%
English Spoken at Home
96.4%
Employment Rate
75%
2.2% since 2016
Completed Year 12
44.7%

Occupations

Professionals 114 (23.9%)
Technicians & Trades 91 (19.1%)
Managers 80 (16.8%)
Clerical & Administrative 51 (10.7%)
Community & Personal Service 50 (10.5%)
Sales 46 (9.7%)
Labourers 29 (6.1%)
Machinery Operators & Drivers 9 (1.9%)

Religion

No Religion 457 (53.6%)
Christianity 346 (40.6%)
Hinduism 4 (0.5%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 29 (3.4%)
Netherlands 6 (0.7%)
Italy 3 (0.4%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 0 (0.0%)
2011-2015 5 (0.6%)
2001-2010 14 (1.6%)
1991-2000 5 (0.6%)
1981-1990 6 (0.7%)
Before 1981 24 (2.8%)

0 residents (0.0%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

German 5 (0.6%)
Spanish 4 (0.5%)

Age Distribution

0-4 60 (7.0%)
5-14 157 (18.4%)
15-19 49 (5.8%)
20-24 37 (4.3%)
25-34 69 (8.1%)
35-44 151 (17.7%)
45-54 126 (14.8%)
55-64 94 (11.0%)
65-74 74 (8.7%)
75-84 26 (3.1%)
85+ 7 (0.8%)

Family & Household Composition

Couple Families 151 (76.6%)
Lone Person 29 (14.7%)
One Parent Families 12 (6.1%)
Group Household 5 (2.5%)

Commute to Work

Car (driver) 278 (68.6%)
Worked from Home 105 (25.9%)
Car (passenger) 12 (3.0%)
Walked Only 10 (2.5%)

2% of employed residents work in a capital's city centre (8 of 476).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Certificate III & IV 142 (16.7%)
Bachelor Degree 124 (14.6%)
Advanced Diploma / Diploma 91 (10.7%)
Postgraduate Degree 30 (3.5%)
Graduate Diploma / Certificate 16 (1.9%)

Cars per Dwelling

1 car 22 (8.3%)
2 cars 126 (47.4%)
3 cars 56 (21.1%)
4+ cars 58 (21.8%)

Council Rates

Surf Coast
FY 2024-25

Households face an average residential rates bill of $2,314 a year through Surf Coast based on 2024 figures.

Avg residential rate
$2,314/yr
19% above the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.186¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Moriac's area by planning zone
2026-09
  • Rural and farming 90%
  • Residential 7%
  • Infrastructure and transport 3%

Rezoned since Oct 2025

  • Transport Zone 2 → Farming Zone · C147surf, Aug 2026 0.8 ha

Proposed rezonings

  • Township Zone → Public Park and Recreation Zone · C145surf, exhibited Sep 2025 2.6 ha
  • Low Density Residential Zone → Public Park and Recreation Zone · C145surf, exhibited Sep 2025 1.7 ha
  • Township Zone → Farming Zone · C145surf, exhibited Sep 2025 1.2 ha

and 2 smaller changes

Land in this locality moved from one zone to another by a planning scheme amendment (Vicmap Planning, CC BY 4.0). Exhibited amendments are proposals and can change or lapse.

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Surf Coast

The whole council area, not just Moriac · new residential dwellings
to 2026-08

In the year to August 2026, 300 new dwellings were approved across Surf Coast. That mix is 270 houses and 30 units. Approvals are up 56.8% on the same period a year earlier.

Trailing 12 months
300dwellings
+56.8% YoY
Houses
270
detached dwellings
Units
30
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Wadawurrung Traditional Owners Aboriginal Corporation (appointed 2009).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Air Quality

CLEAN

PM2.5 averaged 5 µg/m³ in 2025 — below the WHO 2021 annual guideline (5 µg/m³).

PM10 averaged 20.5 µg/m³. Days over the limit in 2025: PM10 3 · ozone 0.

From the Geelong South monitoring station, 18.9 km away.

Climate & Setting

from Aireys Inlet, 24.8 km

Moderate rainfall — warm summers, mild winters.

Elevation
93 m
above sea level, at the locality centre
Distance to the ocean
16.0 km
Annual rainfall
599 mm
93 rainy days
Summer max (Jan)
23.2°C
6 days ≥ 35°C
Winter min (Jul)
7.6°C
0 frost days ≤ 0°C

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

1.6%
of light vehicles are electric
Up from 0.00% in 2021
+1.0 points this year
Top 10% in VIC

In postcode 3240, 36 of 2,274 registered light vehicles are battery-electric on 31 January 2025. A further 1.5% (33 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.0%.

Electric share, year by year
2021
0.00%
2022
0.00%
2023
0.55%
2024
0.60%
2025
1.58%

Rooftop solar

62
systems per 100 dwellings
Averaging 6.8 kW each

In postcode 3240, 480 rooftop-solar systems totalling 3.3 MW have been installed since 2001, against 770 dwellings recorded in the 2021 Census. 32 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
20
2020
41
2021
60
2022
28
2023
41
2024
18
2025
26
2026
15

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

0 first-home grants were paid in postcode 3240 in 2025-26. The most was 10, in 2005-06.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$4,699
Loan amount
$720,800
Total interest over 30 years
$970,868
Deposit
$180,200
Stamp duty
$49,130
Cash needed at settlement
$229,330

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Wannon

Currently held by Dan Tehan Liberal

Year Winner 2PP ALP 2PP LNP Swing
2025 Dan Tehan 39.1% 60.9% -2.3
2022 Dan Tehan 40.9% 59.1% -1.1
2019 Dan Tehan 39.6% 60.4% +1.2

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

South Barwon District

Currently held by Darren Cheeseman Australian Labor Party - Victorian Branch

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Darren Cheeseman ALP 59.8% 59.8% 40.2%
2018 Darren Cheeseman ALP 54.6% 54.6% 45.4%
2014 Andrew Katos LP 52.9% 47.1% 52.9%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Moriac?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Moriac to another suburb

Side-by-side stats for any other VIC suburb — type a name and pick one.

Or jump straight to a nearby comparison:

Common questions about Moriac

Is Moriac a safe place to live?

Recorded crime in Moriac is low (12/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect Moriac?

Moriac has no recorded bushfire history. Flood overlays cover a moderate share of it (59/100). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Moriac a good place to live?

Moriac has a SuburbScan Liveability grade of A (74/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Moriac?

Moriac, VIC had a population of 852 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Moriac, VIC?

The postcode for Moriac, VIC is 3240.

How far is Moriac from Melbourne?

Moriac is 99 km from Melbourne CBD by road, about 75 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Moriac?

At the 2021 ABS Census, median household income in Moriac was $129,272 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Moriac?

There are too few current rental listings in Moriac for a reliable median. At the 2021 ABS Census the median weekly rent was $410, across all dwelling types.

What is the median age in Moriac?

The median age of residents in Moriac was 38 at the 2021 ABS Census.

How are the schools in Moriac?

There is 1 school inside the Moriac boundary: 1 at similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

Is Moriac walkable?

Moriac scores 51/100 on the SuburbScan Walkability Score, making it somewhat walkable. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the air quality in Moriac?

The nearest government air-quality monitoring station to Moriac (Geelong South) recorded a 2025 annual mean PM2.5 of 5.0 µg/m³ and PM10 of 20.5 µg/m³. That puts Moriac below the WHO annual guideline of 5 µg/m³.

What is the weather like in Moriac?

At the nearest Bureau of Meteorology station to Moriac, Aireys Inlet (24.8 km away), summer days average 23.2°C, winter nights 7.6°C, 599 mm of rain a year over 93 rainy days, and 6 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Moriac?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Moriac belong to?

Moriac sits within the Surf Coast local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Moriac?

The average residential rates bill through Surf Coast is $2,314 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Moriac?

Across Surf Coast, 300 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 56.8% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Moriac in?

Moriac sits within the federal Division of Wannon, currently held by Dan Tehan (Liberal).

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Vintages show when each source's data is from. See all data sources.

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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