Moore Creek NSW 2340

Located in New South Wales, Moore Creek sits 420 km from Sydney CBD, around 5 hours 5 minutes by car. The town has 2,868 residents, a median age of 37, and a median household income of $131,196 per year. By household income, education, and employment patterns, it ranks in the top 20% nationally. The town grew 21.1% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $450 per week and a median monthly mortgage of $2,167. Walkability is low.

Is Moore Creek a good town?

Moore Creek scores a B (52/100) on SuburbScan's Liveability grade — strong on prices, safety, and community, weaker on transit.

Transit

Car-dependent

Walkability 0/100 · 419.5 km · 307 min drive to Sydney

Prices

More affordable than most

Median $980K · More affordable than 90% of NSW

Safety

Low all-round risk

Fire 18/100 · Crime 39/100

Community

Very advantaged

SEIFA decile 9/10 · median age 37 · 2,868 residents

B

Liveability Rating

52 / 100 · Ranked #702 in NSW

Each bar is Moore Creek's rank among NSW suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
no schools mapped
Safety
74
Bushfire Low · Crime Low

No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.

Socio-economic
71
Very advantaged
Walkability
5
Very car-dependent
CBD access
18
419.5 km · 307 min drive to Sydney
How it's calculated: Safety rank 74 × 25% + Socio-economic rank 71 × 25% + Walkability rank 5 × 15% + CBD access rank 18 × 10% = 52 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Moore Creek?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

52 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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Median House Price

Public listings data

The median house sale price in Moore Creek sits at $980,000, broadly flat year-on-year.

Houses

$980,000

last 2 quarters

40% above its 5 neighbours (median $702,000)

Based on 28 recorded sales in the last 24 months.

Typically sold in 34 days — median across 4 sales that recorded a listing period

By bedrooms

  • 4 bed 16 sales $946K
  • 5 bed 6 sales $982K

Land

$259,000

Based on only 8 sales — small sample, take as indicative.

Currently for Sale

Last 6 months

Houses in Moore Creek are currently listed at around $1.23 million on average. Based on 6 houses listed in the past six months.

$1.23M

6 houses listed in the last 6 months.

6 of the suburb's 889 dwellings (0.7%) were listed for sale in the last 6 months.

Rental Market

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$500/wk
220 bonds
+41% since 2021
2-bed units
$380/wk
85 bonds
+38% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2340 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

119 Moderately unaffordable · the average rental household in this region would pay about 25% of its income on the median rent in postcode 2340.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Is Moore Creek safe? Crime statistics

2025

Crime in Moore Creek sits in the low band, with 66 incidents recorded in 2025 — up roughly 20% on the prior year.

66 offences

20.0% since 2024
Assault 20 (30.3%)
Theft 14 (21.2%)
Property Damage 8 (12.1%)
Sexual Offences 8 (12.1%)
Weapons Offences 6 (9.1%)
Harassment & Stalking 4 (6.1%)
Arson 3 (4.5%)
Disorderly Conduct 2 (3.0%)
Drug Offences 1 (1.5%)

Crime Trend

Serious Road Crashes

2021–2025

4 crashes

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the town carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Tamworth Regional Council has published 8 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 8 on the portal

Schools

No schools in this town boundary.

Walkability

Moore Creek is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

Public transport

Weekday and weekend service frequency across every stop inside Moore Creek.

54
out of 100
Bus
Peak (7-9am + 5-7pm)
35.0 arrivals/hr
Off-peak weekday
7.3 arrivals/hr
Saturday
0.0 arrivals/hr
Median peak wait
0 min
Span of service
9.2 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Moore Creek.

65
connectivity score / 100
Most common
Fibre to the premises
Full-fibre (FTTP) share
49%
Premises covered
1,211
Technology mix
Fibre to the premises (FTTP) 49%
Fixed wireless (WIRELESS) 38%
Fibre to the node (FTTN) 9%
Satellite (Sky Muster) (SATELLITE) 3%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
None
Sport & Recreation
None
Beaches
None
Waterways
4 in town
Childcare
1 in town
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Tamworth: council population

The whole council area, not just Moore Creek · estimated residents
at 30 June 2025
Residents
66,403
+0.5% in a year
Change
+348
people since 2024
Density
6.7
people per km² across the council area
What drove the change
Natural increase
+242
births minus deaths
Net internal migration
-179
moves within Australia
Net overseas migration
+285
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this town alone — this town's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
9/10
9/10 within NSW
income, education, jobs and housing together
Economic resources
10/10
10/10 within NSW
income against housing cost and household size
Education and occupation
7/10
7/10 within NSW
qualifications and job type, income excluded

Moore Creek is home to about 2,900 residents, with a median age of 37, broadly in line with the national figure. Median household income runs at $131,000 a year, with unemployment at 1.7%.

2021 Census · change since 2016

Population

2,868

21.1% since 2016

Median Age

37

5.7% since 2016

Median Household Income

$131,196/yr

19.6% since 2016
Top 11% in NSW

Census Median Rent

$450/wk

12.5% since 2016

Census Median Mortgage

$2,167/mo

no change since 2016

Avg Household Size

3.2

no change since 2016

Median Personal Income

$54,964/yr

27.8% since 2016

Unemployment Rate

1.7%

32.0% since 2016

Unoccupied Dwellings

4.0%

28.6% since 2016

Total Dwellings

889

28.7% since 2016

Owner-Occupier Rate

94.4%

0.4% since 2016

Houses

99.4%

0.1% since 2016

Rental Stress

17.8%

6.3% since 2016

Mortgage Stress

19.8%

16.5% since 2016

Work From Home

19.3%

221.7% since 2016

Dwelling Types

Houses 884 (99.4%)
Flats / Apartments 5 (0.6%)

Property Ownership

Mortgage 539 (61.2%)
Owned Outright 293 (33.3%)
Renting 49 (5.6%)

Demographics

Born in Australia
91.7%
English Spoken at Home
94.5%
Employment Rate
74.6%
5.7% since 2016
Completed Year 12
37.4%

Occupations

Professionals 366 (23.3%)
Technicians & Trades 231 (14.7%)
Managers 228 (14.5%)
Clerical & Administrative 210 (13.3%)
Community & Personal Service 172 (10.9%)
Sales 139 (8.8%)
Labourers 109 (6.9%)
Machinery Operators & Drivers 93 (5.9%)

Religion

Christianity 1,912 (66.7%)
No Religion 809 (28.2%)
Buddhism 19 (0.7%)
Hinduism 10 (0.3%)
Other Religions 10 (0.3%)
Islam 4 (0.1%)
Sikhism 4 (0.1%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 50 (1.7%)
New Zealand 20 (0.7%)
India 14 (0.5%)
South Africa 12 (0.4%)
Thailand 6 (0.2%)
Canada 5 (0.2%)
Vietnam 4 (0.1%)
Philippines 3 (0.1%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 20 (0.7%)
2011-2015 22 (0.8%)
2001-2010 38 (1.3%)
1991-2000 23 (0.8%)
1981-1990 13 (0.5%)
Before 1981 46 (1.6%)

20 residents (0.7%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

3.4% of residents (90) lived in a capital city five years earlier, most of them in Sydney (59).

Hunter Valley exc Newcastle 29 (1.1%)
Far West and Orana 28 (1.1%)
Central Coast 24 (0.9%)

Top places newcomers came from, as a share of the 2,654 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Italian 6 (0.2%)
Mandarin 3 (0.1%)
Vietnamese 3 (0.1%)
Thai 3 (0.1%)

Age Distribution

0-4 214 (7.5%)
5-14 538 (18.8%)
15-19 223 (7.8%)
20-24 98 (3.4%)
25-34 275 (9.6%)
35-44 467 (16.3%)
45-54 412 (14.4%)
55-64 291 (10.1%)
65-74 241 (8.4%)
75-84 79 (2.8%)
85+ 21 (0.7%)

Family & Household Composition

Couple Families 476 (75.9%)
Lone Person 76 (12.1%)
One Parent Families 68 (10.8%)
Group Household 4 (0.6%)
Other Families 3 (0.5%)

Commute to Work

Car (driver) 968 (74.1%)
Worked from Home 252 (19.3%)
Car (passenger) 69 (5.3%)
Walked Only 14 (1.1%)
Bus 3 (0.2%)

1% of employed residents work in a capital's city centre (9 of 1,574).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Certificate III & IV 536 (18.7%)
Bachelor Degree 318 (11.1%)
Advanced Diploma / Diploma 229 (8.0%)
Postgraduate Degree 80 (2.8%)
Graduate Diploma / Certificate 74 (2.6%)

Cars per Dwelling

1 car 112 (12.6%)
2 cars 424 (47.7%)
3 cars 192 (21.6%)
4+ cars 156 (17.6%)

Council Rates

Tamworth
FY 2024-25

Households face an average residential rates bill of $1,397 a year through Tamworth based on 2024 figures.

Avg residential rate
$1,397/yr
14% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Moore Creek's area by planning zone
2026-09
  • Rural and farming 59%
  • Residential 23%
  • Environmental 18%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the town around it — the property page shows the zone for one address.

Building Approvals: Tamworth

The whole council area, not just Moore Creek · new residential dwellings
to 2026-08

In the year to August 2026, 390 new dwellings were approved across Tamworth. That mix is 270 houses and 120 units. Approvals are down 34.9% on the same period a year earlier.

Trailing 12 months
390dwellings
-34.9% YoY
Houses
270
detached dwellings
Units
120
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Tamworth Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Air Quality

MODERATE

PM2.5 averaged 5.8 µg/m³ in 2025 — below Australia's NEPM annual standard (8 µg/m³), slightly above the stricter WHO guideline (5 µg/m³).

PM10 averaged 13.6 µg/m³ · NO₂ averaged 0.35 pphm. Days over the limit in 2025: PM10 1 · NO₂ 0.

From the Tamworth monitoring station, 13.8 km away.

Climate & Setting

from Woolbrook (Woolbrook Road), 38.8 km

Moderate rainfall — warm summers, frosty winters.

Elevation
714 m
above sea level, at the town centre
Annual rainfall
784 mm
84 rainy days
Summer max (Jan)
27.5°C
3 days ≥ 35°C
Winter min (Jul)
0.1°C
75 frost days ≤ 0°C

Elevation is the ground at the town centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.3%
of light vehicles are electric
Up from 0.01% in 2021
+0.1 points this year

In postcode 2340, 134 of 43,639 registered light vehicles are battery-electric on 31 January 2025. A further 3.4% (1,474 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.7%.

Electric share, year by year
2021
0.01%
2022
0.04%
2023
0.08%
2024
0.21%
2025
0.31%

Rooftop solar

47
systems per 100 dwellings
Averaging 7.3 kW each

In postcode 2340, 9,908 rooftop-solar systems totalling 72.4 MW have been installed since 2001, against 21,162 dwellings recorded in the 2021 Census. 577 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
768
2020
1,086
2021
812
2022
688
2023
892
2024
885
2025
600
2026
325

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$5,111
Loan amount
$784,000
Total interest over 30 years
$1,055,994

1 mortgage broker is registered in this town, 14 across postcode 2340.

Deposit
$196,000
Stamp duty
$38,287
Cash needed at settlement
$234,287

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of New England

Currently held by Barnaby Joyce The Nationals

Year Winner 2PP ALP 2PP LNP Swing
2025 Barnaby Joyce 32.9% 67.1% -1.9
2022 Barnaby Joyce 33.6% 66.4% -1.2
2019 Barnaby Joyce 32.4% 67.6% +1.2

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact town's voters across time.

State Electorate

Tamworth District

Currently held by Kevin Anderson The Nationals

Next state election: 13 March 2027.

Year Winner Won with
2023 Kevin Anderson NP 65.8%
2019 Kevin Anderson NP 71.1%
2015 Kevin Anderson NP 60.0%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this town's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Moore Creek?

Every figure above is a town average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Moore Creek to another suburb

Side-by-side stats for any other NSW suburb — type a name and pick one.

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Common questions about Moore Creek

Is Moore Creek a safe place to live?

Recorded crime in Moore Creek is low (39/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect Moore Creek?

Moore Creek has a low recorded bushfire history (18/100, ranked against every Australian suburb with any fire history). These are town-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Moore Creek a good place to live?

Moore Creek has a SuburbScan Liveability grade of B (52/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Moore Creek?

Moore Creek, NSW had a population of 2,868 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Moore Creek, NSW?

The postcode for Moore Creek, NSW is 2340.

How far is Moore Creek from Sydney?

Moore Creek is 420 km from Sydney CBD by road, about 307 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Moore Creek?

At the 2021 ABS Census, median household income in Moore Creek was $131,196 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Moore Creek?

There are too few current rental listings in Moore Creek for a reliable median. At the 2021 ABS Census the median weekly rent was $450, across all dwelling types.

What is the median age in Moore Creek?

The median age of residents in Moore Creek was 37 at the 2021 ABS Census.

Is Moore Creek at risk of bushfire?

Moore Creek has a low recorded bushfire history (18/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the town relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

What is the air quality in Moore Creek?

The nearest government air-quality monitoring station to Moore Creek (Tamworth) recorded a 2025 annual mean PM2.5 of 5.8 µg/m³ and PM10 of 13.6 µg/m³. That puts Moore Creek below the Australian NEPM annual standard of 8 µg/m³ but above the stricter WHO guideline of 5 µg/m³.

What is the weather like in Moore Creek?

At the nearest Bureau of Meteorology station to Moore Creek, Woolbrook (Woolbrook Road) (38.8 km away), summer days average 27.5°C, winter nights 0.1°C, 784 mm of rain a year over 84 rainy days, and 3 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Moore Creek?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Moore Creek belong to?

Moore Creek sits within the Tamworth local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Moore Creek?

The average residential rates bill through Tamworth is $1,397 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Moore Creek?

Across Tamworth, 390 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 34.9% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Moore Creek in?

Moore Creek sits within the federal Division of New England, currently held by Barnaby Joyce (The Nationals).

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Data freshness

Vintages show when each source's data is from. See all data sources.

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