Moggs Creek VIC 3231

Moggs Creek sits 130 km from Melbourne CBD in Victoria, around 1 hour 50 minutes by car. Census data records 120 residents with a median age of 54 and a median household income of $107,224 per year. On socioeconomic measures it sits in the top 20% nationally. The 2021 Census recorded a median rent of $396 per week and a median monthly mortgage of $2,186. The area shows high bushfire risk and high flood risk. Walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 120. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

How do you rate the liveability in Moggs Creek?

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Median House Price

Public listings data

The median house sale price in Moggs Creek sits at $1.48 million, broadly flat year-on-year. That said, only six sales settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level.

$1,475,000

Based on only 6 sales — small sample, take as indicative.

Short-Stay Rentals

9 active Airbnb listings: 9 whole homes and 0 rooms. Whole homes are about 5.3% of the locality's homes.

Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.

Is Moggs Creek safe? Crime statistics

2026

Crime in Moggs Creek sits in the low band, with 1 incidents recorded in 2026.

1 offences

no change since 2025
Drug Offences 1 (100.0%)

Crime Trend

Serious Road Crashes

2021–2025

1 crash

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Coastal Erosion

25
monitoring points
within 5 km
25
actively eroding
> 0.1 m/yr retreat
-0.60
worst rate (m/yr)
Significant
1.5 km
nearest coastline
monitoring point

Shoreline Change Summary

1990–2025
Stable or accreting 0 (0%)
Moderate erosion (0.1–0.3 m/yr) 4 (16%)
Significant erosion (> 0.3 m/yr) 21 (84%)

Nearest Eroding Coastline

Distance
1.5 km
Rate
-0.33 m/yr
Net Movement
-13.8 m
Certainty
good

Data Quality

High certainty: 25 of 25 points (100%)

Schools

No schools in this locality boundary.

Walkability

Moggs Creek is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Moggs Creek.

70
connectivity score / 100
Top 20% in VIC
Most common
Fibre to the node
Full-fibre (FTTP) share
46%
Premises covered
188
Technology mix
Fibre to the node (FTTN) 54%
Fibre to the premises (FTTP) 46%
Satellite (Sky Muster) (SATELLITE) 2%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
None
Sport & Recreation
None
Beaches
None
Waterways
1 in locality
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Surf Coast: council population

The whole council area, not just Moggs Creek · estimated residents
at 30 June 2025
Residents
40,265
+1.1% in a year
Change
+431
people since 2024
Density
26
people per km² across the council area
What drove the change
Natural increase
+123
births minus deaths
Net internal migration
+146
moves within Australia
Net overseas migration
+162
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
10/10
10/10 within VIC
income, education, jobs and housing together
Economic resources
9/10
9/10 within VIC
income against housing cost and household size
Education and occupation
10/10
10/10 within VIC
qualifications and job type, income excluded

Moggs Creek is home to 120 residents, with a median age of 54 — noticeably older than the national figure of 38. Median household income runs at $107,000 a year, with unemployment at 0.0%.

2021 Census · change since 2016

Population

120

Median Age

54

Median Household Income

$107,224/yr

Top 21% in VIC

Census Median Rent

$396/wk

Census Median Mortgage

$2,186/mo

Avg Household Size

2.3

Median Personal Income

$54,860/yr

Unemployment Rate

0.0%

Unoccupied Dwellings

260.9%

Total Dwellings

46

Owner-Occupier Rate

93.2%

Houses

100.0%

Rental Stress

19.2%

Mortgage Stress

24.5%

Work From Home

41.5%

Dwelling Types

Houses 46 (100.0%)

Property Ownership

Owned Outright 24 (54.5%)
Mortgage 17 (38.6%)
Renting 3 (6.8%)

Demographics

Born in Australia
85.8%
English Spoken at Home
89.2%
Employment Rate
61.8%
Completed Year 12
70.0%

Occupations

Professionals 33 (47.8%)
Technicians & Trades 9 (13.0%)
Managers 5 (7.2%)
Clerical & Administrative 5 (7.2%)
Labourers 4 (5.8%)
Community & Personal Service 3 (4.3%)

Religion

No Religion 63 (52.5%)
Christianity 47 (39.2%)
Judaism 4 (3.3%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

New Zealand 6 (5.0%)
Germany 4 (3.3%)
England 3 (2.5%)

Age Distribution

0-4 8 (6.7%)
5-14 3 (2.5%)
15-19 10 (8.3%)
20-24 8 (6.7%)
25-34 9 (7.5%)
35-44 11 (9.2%)
45-54 18 (15.0%)
55-64 26 (21.7%)
65-74 16 (13.3%)
75-84 11 (9.2%)

Family & Household Composition

Couple Families 15 (50.0%)
Lone Person 15 (50.0%)

Commute to Work

Car (driver) 31 (58.5%)
Worked from Home 22 (41.5%)

Education

Bachelor Degree 32 (26.7%)
Postgraduate Degree 18 (15.0%)
Advanced Diploma / Diploma 13 (10.8%)
Certificate III & IV 10 (8.3%)
Graduate Diploma / Certificate 4 (3.3%)

Cars per Dwelling

1 car 14 (28.6%)
2 cars 19 (38.8%)
4+ cars 8 (16.3%)

Council Rates

Surf Coast
FY 2024-25

Households face an average residential rates bill of $2,314 a year through Surf Coast based on 2024 figures.

Avg residential rate
$2,314/yr
19% above the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.186¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Moggs Creek's area by planning zone
2026-09
  • Parks and recreation 69%
  • Environmental 16%
  • Residential 14%
  • Infrastructure and transport 2%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Surf Coast

The whole council area, not just Moggs Creek · new residential dwellings
to 2026-08

In the year to August 2026, 300 new dwellings were approved across Surf Coast. That mix is 270 houses and 30 units. Approvals are up 56.8% on the same period a year earlier.

Trailing 12 months
300dwellings
+56.8% YoY
Houses
270
detached dwellings
Units
30
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Eastern Maar Aboriginal Corporation (appointed 2013).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Climate & Setting

from Aireys Inlet, 1.9 km

Moderate rainfall — warm summers, mild winters.

Elevation
67 m
above sea level, at the locality centre
Distance to the ocean
1.5 km
1.6 km to a named beach
Annual rainfall
599 mm
93 rainy days
Summer max (Jan)
23.2°C
6 days ≥ 35°C
Winter min (Jul)
7.6°C
0 frost days ≤ 0°C

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

3.1%
of light vehicles are electric
Up from 0.19% in 2021
+1.5 points this year
Top 1% in VIC

In postcode 3231, 54 of 1,754 registered light vehicles are battery-electric on 31 January 2025. A further 1.8% (32 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 4.9%.

Electric share, year by year
2021
0.19%
2022
0.55%
2023
0.91%
2024
1.54%
2025
3.08%

Rooftop solar

33
systems per 100 dwellings
Averaging 6.2 kW each

In postcode 3231, 577 rooftop-solar systems totalling 3.6 MW have been installed since 2001, against 1,744 dwellings recorded in the 2021 Census. 38 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
41
2020
43
2021
51
2022
43
2023
39
2024
57
2025
33
2026
23

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

0 first-home grants were paid in postcode 3231 in 2025-26. The most was 9, in 2001-02.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$7,693
Loan amount
$1,180,000
Total interest over 30 years
$1,589,378
Deposit
$295,000
Stamp duty
$81,125
Cash needed at settlement
$376,125

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Wannon

Currently held by Dan Tehan Liberal

Year Winner 2PP ALP 2PP LNP Swing
2025 Dan Tehan 39.1% 60.9% -2.3
2022 Dan Tehan 40.9% 59.1% -1.1
2019 Dan Tehan 39.6% 60.4% +1.2

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Polwarth District

Currently held by Richard Riordan Liberal

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Richard Riordan LP 51.8% 48.2% 51.8%
2018 Richard Riordan LP 51.1% 44.6% 55.4%
2014 Terry Mulder LP 55.4% 39.4% 60.6%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Moggs Creek?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Moggs Creek to another suburb

Side-by-side stats for any other VIC suburb — type a name and pick one.

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Common questions about Moggs Creek

Is Moggs Creek a safe place to live?

Recorded crime in Moggs Creek is low (10/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect Moggs Creek?

Moggs Creek has a high recorded bushfire history (97/100, ranked against every Australian suburb with any fire history). Flood overlays cover a high share of it (76/100). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Moggs Creek?

Moggs Creek, VIC had a population of 120 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Moggs Creek, VIC?

The postcode for Moggs Creek, VIC is 3231.

How far is Moggs Creek from Melbourne?

Moggs Creek is 130 km from Melbourne CBD by road, about 112 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Moggs Creek?

At the 2021 ABS Census, median household income in Moggs Creek was $107,224 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Moggs Creek?

There are too few current rental listings in Moggs Creek for a reliable median. At the 2021 ABS Census the median weekly rent was $396, across all dwelling types.

What is the median age in Moggs Creek?

The median age of residents in Moggs Creek was 54 at the 2021 ABS Census.

Is Moggs Creek at risk of bushfire?

Moggs Creek has a high recorded bushfire history (97/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

What is the weather like in Moggs Creek?

At the nearest Bureau of Meteorology station to Moggs Creek, Aireys Inlet (1.9 km away), summer days average 23.2°C, winter nights 7.6°C, 599 mm of rain a year over 93 rainy days, and 6 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Moggs Creek?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Moggs Creek belong to?

Moggs Creek sits within the Surf Coast local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Moggs Creek?

The average residential rates bill through Surf Coast is $2,314 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Moggs Creek?

Across Surf Coast, 300 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 56.8% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Moggs Creek in?

Moggs Creek sits within the federal Division of Wannon, currently held by Dan Tehan (Liberal).

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Data freshness

Vintages show when each source's data is from. See all data sources.

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Information shown is provided as-is from Australian government and commercial data sources.
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