Moama NSW 2731

Moama is a suburb in New South Wales, 778 km from Sydney CBD, around 8 hours 20 minutes by car. Population is 7,213; the median age is 49 and the median household income is $70,096 per year. On socioeconomic measures it sits in the middle range nationally. Population grew 17.1% from 2016 to 2021. The 2021 Census recorded a median rent of $315 per week and a median monthly mortgage of $1,627. The area shows high crime risk. 3 schools sit within the suburb boundary, and walkability is low.

Is Moama a good suburb?

Moama scores a D (27/100) on SuburbScan's Liveability grade — weaker on schools and transit.

Schools

Below the state average

3 schools · Bottom 4% in NSW

Transit

Car-dependent

Walkability 0/100 · 777.9 km · 500 min drive to Sydney

Prices

Around the state median

Median $695K

Safety

Moderate crime risk

Fire 24/100 · Crime 66/100

Community

Mid-range socio-economic

SEIFA decile 5/10 · median age 49 · 7,213 residents

D

Liveability Rating

27 / 100 · Ranked #1326 in NSW

Each bar is Moama's rank among NSW suburbs, from 0 to 100 (higher is better).

Schools quality
17
Few above similar
Bottom 4% in NSW
Safety
48
Bushfire Low · Crime Moderate

No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.

Socio-economic
41
Mid-range
Walkability
5
Very car-dependent
CBD access
2
777.9 km · 500 min drive to Sydney
How it's calculated: Schools rank 17 × 25% + Safety rank 48 × 25% + Socio-economic rank 41 × 25% + Walkability rank 5 × 15% + CBD access rank 2 × 10% = 27 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Moama?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

27 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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What applies here? (optional)

One rating per person. You can change yours at any time.

Median House Price

Public listings data

Moama's house market is moving higher: the median sale price reached $695,000, about 7% above where it sat a year earlier.

Houses

$695,000

last 8 quarters
↑ +6.9% year-on-year

Based on 181 recorded sales in the last 24 months.

Typically sold in 39 days — median across 103 sales that recorded a listing period

By bedrooms

  • 3 bed 79 sales $601K
  • 4 bed 93 sales $850K

Land

$292,500

last 2 quarters
↑ +7.5% year-on-year

Based on 26 recorded sales in the last 24 months.

Typically sold in 54 days — median across 15 sales that recorded a listing period

Currently for Sale

Last 6 months

Houses in Moama are currently listed at around $888,000 on average. Based on 100 houses listed in the past six months.

Houses

$888K

last 6 months
↑ +9.7% vs previous 6 months from $809K
Since 2022: $676K → $852K (+26%)

100 houses listed in the last 6 months.

Units

$365K

10 units listed in the last 6 months.

110 of the suburb's 2,724 dwellings (4.0%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in Moama rent for around $680 a week on average, based on 45 houses listed for rent in the past six months.

Houses

$680/wk

last 6 months
↑ +17.2% vs previous 6 months from $580/wk
Since 2021: $888/wk → $635/wk (-29%)

45 houses advertised for rent in the last 6 months.

Units

$450/wk

↑ +18.4% vs previous 6 months from $380/wk

5 units advertised for rent in the last 6 months.

50 rentals advertised against an estimated 580 rented homes (8.6%) in the last 6 months.

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$570/wk
22 bonds
+44% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2731 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

110 Moderately unaffordable · the average rental household in this region would pay about 27% of its income on the median rent in postcode 2731.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
4.0% above the typical range

$680/week ($35,000 a year) on a $888,000 median

Unit
6.4% well above the typical range
Top 2% in NSW

$450/week ($23,000 a year) on a $365,000 median

Based on a small sample (5 listings) — indicative only.

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Is Moama safe? Crime statistics

2025

Crime in Moama sits in the moderate band, with 362 incidents recorded in 2025 — down roughly 28% on the prior year.

362 offences

28.3% since 2024
Theft 183 (50.6%)
Property Damage 44 (12.2%)
Assault 34 (9.4%)
Drug Offences 25 (6.9%)
Harassment & Stalking 22 (6.1%)
Disorderly Conduct 20 (5.5%)
Sexual Offences 14 (3.9%)
Arson 7 (1.9%)
Weapons Offences 7 (1.9%)
Robbery 4 (1.1%)
Abduction & Kidnapping 1 (0.3%)
Other Offences Against Person 1 (0.3%)

Crime Trend

Serious Road Crashes

2021–2025

1 crash

where someone was killed or admitted to hospital, 1 of them fatal

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Murray River Council has published 14 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 14 on the portal

Schools

Three schools serve Moama, and the cohort is trailing peer-suburb performance.

30
out of 100
Weak
3 schools in this suburb
2 below similar · 1 unrated
  • • 834 students across 2 schools (avg 417)
  • • Sectors: 1 Catholic, 1 Independent, 1 Government
  • • ICSEA 889-1072, median 980 (around the national baseline of 1000)
  • • Largest: Moama Anglican Grammar School (721 students)

Primary

Carlo Catholic College
Catholic
Government · P-6 · 113 students
ICSEA 889 (higher than 9% of Australian schools) · 3% top-SEA students
Below similar

Combined

Independent · K-12 · 721 students
ICSEA 1072 (higher than 76% of Australian schools) · 27% top-SEA students
Below similar

Walkability

Moama is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Bottom 6% in NSW
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

Public transport

Weekday and weekend service frequency across every stop inside Moama.

57
out of 100
Bus
Peak (7-9am + 5-7pm)
19.5 arrivals/hr
Off-peak weekday
21.0 arrivals/hr
Saturday
0.5 arrivals/hr
Median peak wait
1 min
Span of service
17.5 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Moama.

69
connectivity score / 100
Top 24% in NSW
Most common
Fibre to the node
Full-fibre (FTTP) share
46%
Premises covered
4,415
Technology mix
Fibre to the node (FTTN) 46%
Fibre to the premises (FTTP) 46%
Fixed wireless (WIRELESS) 7%
Satellite (Sky Muster) (SATELLITE) 1%
Fibre to the curb (FTTC) 0%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
1 in suburb
Shopping Centres
1 in suburb
Cafes & Restaurants
1 in suburb
Parks & Reserves
2 in suburb
Sport & Recreation
3 in suburb
Beaches
None
Waterways
17 in suburb
Childcare
5 in suburb
GPs
5 in suburb
Pharmacies
2 in suburb
Hospitals
None
Police Stations
1 in suburb
Banks & Bank@Post
1 in suburb
Fuel Stations
2 in suburb
EV Chargers
None
Pubs & Bars
1 in suburb
Arts & Culture
None
Places of Worship
3 in suburb

Murray River: council population

The whole council area, not just Moama · estimated residents
at 30 June 2025
Residents
14,030
+2.6% in a year
Change
+355
people since 2024
Density
1.2
people per km² across the council area
What drove the change
Natural increase
-18
births minus deaths
Net internal migration
+339
moves within Australia
Net overseas migration
+34
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
5/10
5/10 within NSW
income, education, jobs and housing together
Economic resources
5/10
5/10 within NSW
income against housing cost and household size
Education and occupation
3/10
3/10 within NSW
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 20 small areas inside this suburb and averages them into the single decile above. They fall into 7 different deciles — a wide range, so parts of this suburb rank well above the average and parts well below it.

Moama is home to about 7,200 residents, with a median age of 49, a touch above the national 38. Median household income runs at $70,000 a year, with unemployment at 3.2%.

2021 Census · change since 2016

Population

7,213

17.1% since 2016

Median Age

49

6.5% since 2016

Median Household Income

$70,096/yr

17.4% since 2016

Census Median Rent

$315/wk

16.7% since 2016

Census Median Mortgage

$1,627/mo

4.3% since 2016

Avg Household Size

2.4

no change since 2016

Median Personal Income

$35,672/yr

15.1% since 2016

Unemployment Rate

3.2%

20.0% since 2016

Unoccupied Dwellings

14.8%

3.3% since 2016

Total Dwellings

2,724

17.3% since 2016

Owner-Occupier Rate

78.7%

4.9% since 2016

Houses

86.7%

3.2% since 2016

Rental Stress

23.4%

0.4% since 2016

Mortgage Stress

27.9%

11.1% since 2016

Work From Home

11.5%

74.2% since 2016

Dwelling Types

Houses 2,361 (86.7%)
Townhouses 304 (11.2%)
Flats / Apartments 59 (2.2%)

Property Ownership

Owned Outright 1,188 (46.1%)
Mortgage 840 (32.6%)
Renting 550 (21.3%)
Of those rentals, social housing 57 (10.4%)

18 rented from a state or territory housing authority and 39 from a community housing provider, as a share of the 550 rented dwellings above — not of all dwellings.

Demographics

Born in Australia
85.0%
English Spoken at Home
90.8%
Employment Rate
52.6%
3.3% since 2016
Completed Year 12
30.4%

Occupations

Professionals 543 (17.3%)
Managers 510 (16.2%)
Technicians & Trades 488 (15.5%)
Community & Personal Service 409 (13.0%)
Clerical & Administrative 370 (11.8%)
Labourers 313 (10.0%)
Sales 286 (9.1%)
Machinery Operators & Drivers 168 (5.3%)

Religion

Christianity 3,724 (51.6%)
No Religion 2,847 (39.5%)
Buddhism 52 (0.7%)
Other Religions 23 (0.3%)
Hinduism 19 (0.3%)
Sikhism 19 (0.3%)
Islam 7 (0.1%)
Judaism 3 (0.0%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 174 (2.4%)
New Zealand 56 (0.8%)
India 42 (0.6%)
Netherlands 30 (0.4%)
Scotland 28 (0.4%)
Philippines 27 (0.4%)
Italy 18 (0.2%)
South Africa 17 (0.2%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 93 (1.3%)
2011-2015 52 (0.7%)
2001-2010 61 (0.8%)
1991-2000 25 (0.3%)
1981-1990 44 (0.6%)
Before 1981 255 (3.5%)

93 residents (1.3%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

11.4% of residents (780) lived in a capital city five years earlier, most of them in Melbourne (720).

Shepparton 688 (10.1%)
Melbourne - North West 150 (2.2%)
Melbourne - West 138 (2.0%)

Top places newcomers came from, as a share of the 6,833 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Punjabi 17 (0.2%)
Vietnamese 12 (0.2%)
Italian 8 (0.1%)
Mandarin 7 (0.1%)
Cantonese 6 (0.1%)
Spanish 6 (0.1%)
Hindi 5 (0.1%)
Sinhalese 4 (0.1%)

Age Distribution

0-4 380 (5.3%)
5-14 852 (11.8%)
15-19 394 (5.5%)
20-24 246 (3.4%)
25-34 642 (8.9%)
35-44 729 (10.1%)
45-54 840 (11.6%)
55-64 981 (13.6%)
65-74 1,205 (16.7%)
75-84 735 (10.2%)
85+ 219 (3.0%)

Family & Household Composition

Couple Families 752 (44.1%)
Lone Person 679 (39.8%)
One Parent Families 205 (12.0%)
Group Household 54 (3.2%)
Other Families 14 (0.8%)

Commute to Work

Car (driver) 2,137 (80.1%)
Worked from Home 306 (11.5%)
Car (passenger) 128 (4.8%)
Walked Only 67 (2.5%)
Bicycle 25 (0.9%)
Bus 4 (0.1%)

1% of employed residents work in a capital's city centre (21 of 3,143).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Local Jobs

People who work in this suburb against employed people who live here, 2021 Census.

About 2,173 people work here; 3,143 employed residents live here.

Roughly as many jobs as working residents (0.7 per resident). At least 29% of employed residents must work outside the suburb.

Counts are by place of work and place of usual residence. The ABS counts jobs in zones; where a zone spans several places, its jobs are shared out by land use. The ABS also adjusts every figure slightly to protect privacy.

Education

Certificate III & IV 1,219 (16.9%)
Bachelor Degree 614 (8.5%)
Advanced Diploma / Diploma 461 (6.4%)
Graduate Diploma / Certificate 115 (1.6%)
Postgraduate Degree 110 (1.5%)

Cars per Dwelling

0 cars 119 (4.5%)
1 car 929 (34.8%)
2 cars 1,098 (41.2%)
3 cars 355 (13.3%)
4+ cars 169 (6.3%)

Council Rates

Murray River
FY 2024-25

Households face an average residential rates bill of $996 a year through Murray River based on 2024 figures.

Avg residential rate
$996/yr
19% below the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Moama's area by planning zone
2026-09
  • Rural and farming 83%
  • Environmental 12%
  • Residential 2%
  • Infrastructure and transport 1%
  • Not zoned 2%

Planning zones cover 99% of the suburb's area. The rest is unzoned land such as water or road reserve.

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Murray River

The whole council area, not just Moama · new residential dwellings
to 2026-08

In the year to August 2026, 144 new dwellings were approved across Murray River. That mix is 139 houses and 5 units. Approvals are down 16.1% on the same period a year earlier.

Trailing 12 months
144dwellings
-16.1% YoY
Houses
139
detached dwellings
Units
5
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Moama Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Climate & Setting

from Echuca Aerodrome, 17.5 km

Dry climate — hot summers, cold winters with occasional frost.

Elevation
96 m
above sea level, at the suburb centre
Annual rainfall
406 mm
61 rainy days
Summer max (Jan)
31.6°C
29 days ≥ 35°C
Winter min (Jul)
3.9°C
13 frost days ≤ 0°C

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.3%
of light vehicles are electric
Up from 0.00% in 2021
+0.1 points this year

In postcode 2731, 10 of 3,970 registered light vehicles are battery-electric on 31 January 2025. A further 2.4% (94 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.6%.

Electric share, year by year
2021
0.00%
2022
0.00%
2023
0.13%
2024
0.21%
2025
0.25%

Rooftop solar

63
systems per 100 dwellings
Averaging 7.7 kW each

In postcode 2731, 2,042 rooftop-solar systems totalling 15.8 MW have been installed since 2001, against 3,239 dwellings recorded in the 2021 Census. 206 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
171
2020
158
2021
151
2022
153
2023
166
2024
159
2025
190
2026
122

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$3,625
Loan amount
$556,000
Total interest over 30 years
$748,893

1 mortgage broker is registered in this suburb.

Deposit
$139,000
Stamp duty
$25,462
Cash needed at settlement
$164,462

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Farrer

Currently held by David Farley One Nation — elected at the 2026 by-election, after the results below

Year Winner 2PP ALP 2PP LNP Swing
2025 Sussan Ley 37.1% 62.9% +3.5
2022 Sussan Ley 33.6% 66.3% -3.5
2019 Sussan Ley 30.2% 69.8% -0.7

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Murray District

Currently held by Helen Dalton Independent

Next state election: 13 March 2027.

Year Winner Won with
2023 Helen Dalton IND 66.0%
2019 Helen Dalton 53.5%
2015 Adrian Piccoli NP 72.7%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Moama?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Moama to another suburb

Side-by-side stats for any other NSW suburb — type a name and pick one.

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Common questions about Moama

Is Moama a safe place to live?

Recorded crime in Moama is moderate (66/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect Moama?

Moama has a low recorded bushfire history (24/100, ranked against every Australian suburb with any fire history). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Moama a good place to live?

Moama has a SuburbScan Liveability grade of D (27/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Moama?

Moama, NSW had a population of 7,213 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Moama, NSW?

The postcode for Moama, NSW is 2731.

How far is Moama from Sydney?

Moama is 778 km from Sydney CBD by road, about 500 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Moama?

At the 2021 ABS Census, median household income in Moama was $70,096 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Moama?

The median advertised rent in Moama is $680 a week for houses (45 listings) and $450 a week for units (5 listings), from rental listings over the last six months.

What is the median age in Moama?

The median age of residents in Moama was 49 at the 2021 ABS Census.

Is Moama at risk of bushfire?

Moama has a low recorded bushfire history (24/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the suburb relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Moama?

There are 3 schools inside the Moama boundary: 2 below similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

What is the weather like in Moama?

At the nearest Bureau of Meteorology station to Moama, Echuca Aerodrome (17.5 km away), summer days average 31.6°C, winter nights 3.9°C, 406 mm of rain a year over 61 rainy days, and 29 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Moama?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Moama belong to?

Moama sits within the Murray River local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Moama?

The average residential rates bill through Murray River is $996 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Moama?

Across Murray River, 144 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 16.1% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Moama in?

Moama sits within the federal Division of Farrer, currently held by David Farley (One Nation).

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Vintages show when each source's data is from. See all data sources.

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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