Middle Arm NSW 2580

Middle Arm sits 211 km from Sydney CBD in New South Wales, around 2 hours 25 minutes by car. Census data records 377 residents with a median age of 46 and a median household income of $79,612 per year. On socioeconomic measures it sits in the top 40% nationally. Population grew 4.1% from 2016 to 2021. The 2021 Census recorded a median rent of $420 per week and a median monthly mortgage of $1,900. Walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 377. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

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Median House Price

Q4 2025

Middle Arm's house market is moving lower: the median sale price reached $1.05 million in the December 2025 quarter, roughly 12% below where it sat a year earlier. That said, only nine sales settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level. Zoom out: prices have climbed roughly 135% over the past decade — 8.9% per year on average.

Houses

$1,050,000

last 5 quarters
↓ −12.4% year-on-year
↑ +134.6% over 2015–2025 (+8.9%/yr compound)

Based on 9 recorded sales in the quarter.

Land

$810,000

last 5 quarters
↑ +15.7% year-on-year
↑ +17828.3% over 2015–2025 (+68.0%/yr compound)

Based on only 3 sales — small sample, take as indicative.

Rental Market

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$540/wk
100 bonds
+32% since 2021
2-bed units
$400/wk
13 bonds
+46% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2580 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

114 Moderately unaffordable · the average rental household in this region would pay about 26% of its income on the median rent in postcode 2580.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Is Middle Arm safe? Crime statistics

2025

Crime in Middle Arm sits in the moderate band, with 25 incidents recorded in 2025 — up roughly 257% on the prior year.

25 offences

257.1% since 2024
Weapons Offences 9 (36.0%)
Drug Offences 5 (20.0%)
Theft 4 (16.0%)
Harassment & Stalking 3 (12.0%)
Assault 2 (8.0%)
Arson 1 (4.0%)
Disorderly Conduct 1 (4.0%)

Crime Trend

Serious Road Crashes

2021–2025

3 crashes

where someone was killed or admitted to hospital, 2 of them fatal

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Goulburn Mulwaree Council has published 4 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

Schools

No schools in this locality boundary.

Walkability

Middle Arm is very car-dependent on foot — at 10/100, nearly all errands require a car.

10
out of 100
Very Car-Dependent
Public Transport within 1 km 34
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

NBN connectivity

The internet access technology available across NBN premises in Middle Arm.

15
connectivity score / 100
Bottom 17% in NSW
Most common
Satellite (Sky Muster)
Full-fibre (FTTP) share
0%
Premises covered
97
Technology mix
Satellite (Sky Muster) (SATELLITE) 100%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
1 in locality
Sport & Recreation
None
Beaches
None
Waterways
17 in locality
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Goulburn Mulwaree: council population

The whole council area, not just Middle Arm · estimated residents
at 30 June 2025
Residents
33,746
+1.3% in a year
Change
+441
people since 2024
Density
10
people per km² across the council area
What drove the change
Natural increase
+105
births minus deaths
Net internal migration
+199
moves within Australia
Net overseas migration
+137
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
7/10
6/10 within NSW
income, education, jobs and housing together
Economic resources
8/10
7/10 within NSW
income against housing cost and household size
Education and occupation
6/10
6/10 within NSW
qualifications and job type, income excluded

Middle Arm is home to 377 residents, with a median age of 46, a touch above the national 38. Median household income runs at $80,000 a year, with unemployment at 2.1%.

2021 Census · change since 2016

Population

377

4.1% since 2016

Median Age

46

2.1% since 2016

Median Household Income

$79,612/yr

15.5% since 2016

Census Median Rent

$420/wk

68.0% since 2016

Census Median Mortgage

$1,900/mo

2.6% since 2016

Avg Household Size

2.7

no change since 2016

Median Personal Income

$34,632/yr

10.5% since 2016

Unemployment Rate

2.1%

16.0% since 2016

Unoccupied Dwellings

15.9%

52.3% since 2016

Total Dwellings

132

4.8% since 2016

Owner-Occupier Rate

95.3%

2.4% since 2016

Houses

100.0%

7.6% since 2016

Rental Stress

27.4%

98.6% since 2016

Mortgage Stress

28.6%

15.3% since 2016

Work From Home

17.6%

36.4% since 2016

Dwelling Types

Houses 132 (100.0%)

Property Ownership

Owned Outright 71 (55.5%)
Mortgage 51 (39.8%)
Renting 6 (4.7%)

Demographics

Born in Australia
87.3%
English Spoken at Home
94.7%
Employment Rate
58.6%
6.5% since 2016
Completed Year 12
38.7%

Occupations

Professionals 37 (20.2%)
Managers 32 (17.5%)
Sales 22 (12.0%)
Technicians & Trades 21 (11.5%)
Community & Personal Service 21 (11.5%)
Clerical & Administrative 20 (10.9%)
Labourers 13 (7.1%)
Machinery Operators & Drivers 11 (6.0%)

Religion

Christianity 224 (59.4%)
No Religion 111 (29.4%)
Buddhism 4 (1.1%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 9 (2.4%)
Scotland 5 (1.3%)
Greece 4 (1.1%)

Age Distribution

0-4 14 (3.7%)
5-14 45 (11.9%)
15-19 30 (8.0%)
20-24 11 (2.9%)
25-34 18 (4.8%)
35-44 58 (15.4%)
45-54 40 (10.6%)
55-64 68 (18.0%)
65-74 53 (14.1%)
75-84 29 (7.7%)
85+ 4 (1.1%)

Family & Household Composition

Couple Families 45 (56.2%)
Lone Person 22 (27.5%)
One Parent Families 10 (12.5%)
Group Household 3 (3.8%)

Commute to Work

Car (driver) 111 (75.0%)
Worked from Home 26 (17.6%)
Car (passenger) 8 (5.4%)
Walked Only 3 (2.0%)

3% of employed residents work in a capital's city centre (6 of 183).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Certificate III & IV 97 (25.7%)
Bachelor Degree 37 (9.8%)
Advanced Diploma / Diploma 23 (6.1%)
Postgraduate Degree 8 (2.1%)
Graduate Diploma / Certificate 5 (1.3%)

Cars per Dwelling

1 car 21 (16.4%)
2 cars 49 (38.3%)
3 cars 30 (23.4%)
4+ cars 21 (16.4%)

Council Rates

Goulburn Mulwaree
FY 2024-25

Households face an average residential rates bill of $1,370 a year through Goulburn Mulwaree based on 2024 figures.

Avg residential rate
$1,370/yr
11% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Middle Arm's area by planning zone
2026-09
  • Rural and farming 77%
  • Environmental 23%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Goulburn Mulwaree

The whole council area, not just Middle Arm · new residential dwellings
to 2026-08

In the year to August 2026, 332 new dwellings were approved across Goulburn Mulwaree. That mix is 159 houses and 173 units. Approvals are down 1.4% on the same period a year earlier.

Trailing 12 months
332dwellings
-1.4% YoY
Houses
159
detached dwellings
Units
173
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Pejar Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Air Quality

CLEAN

PM2.5 averaged 4.8 µg/m³ in 2025 — below the WHO 2021 annual guideline (5 µg/m³).

PM10 averaged 10.4 µg/m³ · NO₂ averaged 0.36 pphm. Days over the limit in 2025: PM10 1 · NO₂ 0 · ozone 0.

From the Goulburn monitoring station, 15.2 km away.

Climate & Setting

from Goulburn TAFE, 17.1 km

Moderate rainfall — warm summers, cold winters with occasional frost.

Elevation
817 m
above sea level, at the locality centre
Annual rainfall
658 mm
80 rainy days
Summer max (Jan)
27.1°C
7 days ≥ 35°C
Winter min (Jul)
2.7°C
28 frost days ≤ 0°C

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.5%
of light vehicles are electric
Up from 0.05% in 2021
+0.1 points this year

In postcode 2580, 132 of 28,845 registered light vehicles are battery-electric on 31 January 2025. A further 2.5% (723 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.0%.

Electric share, year by year
2021
0.05%
2022
0.07%
2023
0.17%
2024
0.31%
2025
0.46%

Rooftop solar

41
systems per 100 dwellings
Averaging 7.2 kW each

In postcode 2580, 5,644 rooftop-solar systems totalling 40.4 MW have been installed since 2001, against 13,854 dwellings recorded in the 2021 Census. 384 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
347
2020
422
2021
519
2022
410
2023
684
2024
427
2025
388
2026
199

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

Q4-2025 median
I'm looking for
Deposit
$
%
Monthly repayment
$5,476
Loan amount
$840,000
Total interest over 30 years
$1,131,422

5 mortgage brokers are registered in postcode 2580.

Deposit
$210,000
Stamp duty
$41,437
Cash needed at settlement
$251,437

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Eden-monaro

Currently held by Kristy Mcbain Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Kristy Mcbain 57.2% 42.8% +1.1
2022 Kristy Mcbain 58.2% 41.8% -7.3
2019 Mike Kelly 50.9% 49.1% +2.1

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Goulburn District

Currently held by Wendy Tuckerman Liberal

Next state election: 13 March 2027.

Year Winner Won with
2023 Wendy Tuckerman LP 51.3%
2019 Wendy Tuckerman LP 53.5%
2015 Pru Goward LP 56.6%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Middle Arm?

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Nearby suburbs

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Common questions about Middle Arm

Is Middle Arm a safe place to live?

Recorded crime in Middle Arm is moderate (49/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect Middle Arm?

Middle Arm has a low recorded bushfire history (17/100, ranked against every Australian suburb with any fire history). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Middle Arm?

Middle Arm, NSW had a population of 377 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Middle Arm, NSW?

The postcode for Middle Arm, NSW is 2580.

How far is Middle Arm from Sydney?

Middle Arm is 211 km from Sydney CBD by road, about 147 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Middle Arm?

At the 2021 ABS Census, median household income in Middle Arm was $79,612 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Middle Arm?

There are too few current rental listings in Middle Arm for a reliable median. At the 2021 ABS Census the median weekly rent was $420, across all dwelling types.

What is the median age in Middle Arm?

The median age of residents in Middle Arm was 46 at the 2021 ABS Census.

Is Middle Arm at risk of bushfire?

Middle Arm has a low recorded bushfire history (17/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

Is Middle Arm walkable?

Middle Arm scores 10/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the air quality in Middle Arm?

The nearest government air-quality monitoring station to Middle Arm (Goulburn) recorded a 2025 annual mean PM2.5 of 4.8 µg/m³ and PM10 of 10.4 µg/m³. That puts Middle Arm below the WHO annual guideline of 5 µg/m³.

What is the weather like in Middle Arm?

At the nearest Bureau of Meteorology station to Middle Arm, Goulburn TAFE (17.1 km away), summer days average 27.1°C, winter nights 2.7°C, 658 mm of rain a year over 80 rainy days, and 7 days a year above 35°C over 2006-2026.

What is the median house price in Middle Arm?

The median sale price for houses in Middle Arm was $1,050,000 in the Q4 2025 quarter, based on 9 recorded sales.

Is the First Home Owner Grant available in Middle Arm?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Middle Arm belong to?

Middle Arm sits within the Goulburn Mulwaree local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Middle Arm?

The average residential rates bill through Goulburn Mulwaree is $1,370 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Middle Arm?

Across Goulburn Mulwaree, 332 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 1.4% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Middle Arm in?

Middle Arm sits within the federal Division of Eden-monaro, currently held by Kristy Mcbain (Australian Labor Party).

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