Merimbula NSW 2548

Merimbula is a town in New South Wales, 525 km from Sydney CBD, around 6 hours 5 minutes by car. Population is 3,821; the median age is 54 and the median household income is $59,592 per year. By household income, education, and employment patterns, it ranks in the lower-middle tier nationally. The town grew 7.8% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $310 per week and a median monthly mortgage of $1,517. Merimbula is characterised by high coastal erosion risk and high crime risk. 1 school sits within the town boundary, and walkability is low.

Is Merimbula a good town?

Merimbula scores a D (30/100) on SuburbScan's Liveability grade.

Schools

Mixed results

1 school

Transit

Some car dependence

Walkability 39/100 · 524.9 km · 363 min drive to Sydney

Prices

Around the state median

Median $940K

Safety

Moderate bushfire risk

Fire 47/100 · Crime 70/100

Community

Below-average income

SEIFA decile 4/10 · median age 54 · 3,821 residents

D

Liveability Rating

30 / 100 · Ranked #1271 in NSW

Each bar is Merimbula's rank among NSW suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
too few schools to rate
Safety
26
Bushfire Moderate · Crime High

No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.

Socio-economic
35
Mid-range
Walkability
40
Car-dependent
CBD access
12
524.9 km · 363 min drive to Sydney
How it's calculated: Safety rank 26 × 25% + Socio-economic rank 35 × 25% + Walkability rank 40 × 15% + CBD access rank 12 × 10% = 30 / 100. Missing components rebalance the remaining weights.
Additional risks: Coastal erosion High

How do you rate the liveability in Merimbula?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

30 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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What applies here? (optional)

One rating per person. You can change yours at any time.

Median Unit Price

Public listings data

Merimbula's unit market is moving lower: the median sale price reached $478,000, about 10% below where it sat a year earlier.

Units

$477,500

last 7 quarters
↓ −9.7% year-on-year

Based on 106 recorded sales in the last 24 months.

Typically sold in 65 days — median across 37 sales that recorded a listing period

By bedrooms

  • 1 bed 9 sales $349K
  • 2 bed 72 sales $460K
  • 3 bed 19 sales $699K

Houses

$940,000

last 6 quarters

4% above its 5 neighbours (median $907,500)

↑ +3.9% year-on-year

Based on 71 recorded sales in the last 24 months.

Typically sold in 80 days — median across 27 sales that recorded a listing period

By bedrooms

  • 3 bed 33 sales $895K
  • 4 bed 23 sales $985K
  • 5 bed 5 sales $908K

Currently for Sale

Last 6 months

Houses in Merimbula are currently listed at around $1.12 million on average. Based on 57 houses listed in the past six months.

Houses

$1.12M

last 5 months
↑ +13.1% vs previous 6 months from $995K
Since 2021: $974K → $1.02M (+5%)

57 houses listed in the last 6 months.

Units

$499K

last 4 months
↓ −7.6% vs previous 6 months from $540K
Since 2021: $560K → $537K (-4%)

53 units listed in the last 6 months.

110 of the suburb's 1,717 dwellings (6.4%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in Merimbula rent for around $600 a week on average, based on 17 houses listed for rent in the past six months.

Houses

$600/wk

last 3 months
↓ −7.0% vs previous 6 months from $645/wk
Since 2021: $495/wk → $640/wk (+29%)

17 houses advertised for rent in the last 6 months.

Units

$478/wk

last 4 months
↓ −1.4% vs previous 6 months from $485/wk
Since 2021: $360/wk → $489/wk (+36%)

20 units advertised for rent in the last 6 months.

37 rentals advertised against an estimated 573 rented homes (6.5%) in the last 6 months.

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$700/wk
21 bonds
+34% since 2021
2-bed units
$485/wk
26 bonds
+38% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2548 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

94 Unaffordable · the average rental household in this region would pay about 32% of its income on the median rent in postcode 2548.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
2.8% below the typical range
Bottom 13% in NSW

$600/week ($31,000 a year) on a $1.12 million median

Unit
5.0% above the typical range

$478/week ($25,000 a year) on a $499,000 median

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Is Merimbula safe? Crime statistics

2025

Crime in Merimbula sits in the high band, with 201 incidents recorded in 2025 — up about 4% on the prior year.

201 offences

3.6% since 2024
Theft 89 (44.3%)
Assault 32 (15.9%)
Property Damage 30 (14.9%)
Disorderly Conduct 20 (10.0%)
Harassment & Stalking 14 (7.0%)
Sexual Offences 8 (4.0%)
Drug Offences 6 (3.0%)
Weapons Offences 2 (1.0%)

Crime Trend

Serious Road Crashes

2021–2025

4 crashes

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the town carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Bega Valley Shire Council has published 10 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 10 on the portal

Coastal Erosion

100
monitoring points
within 5 km
62
actively eroding
> 0.1 m/yr retreat
-0.42
worst rate (m/yr)
Significant
999 m
nearest coastline
monitoring point

Shoreline Change Summary

1988–2025
Stable or accreting 75 (75%)
Moderate erosion (0.1–0.3 m/yr) 22 (22%)
Significant erosion (> 0.3 m/yr) 3 (3%)

Nearest Eroding Coastline

Distance
1.2 km
Rate
-0.11 m/yr
Net Movement
-6.9 m
Certainty
good

Data Quality

High certainty: 100 of 100 points (100%)

Schools

One school serve Merimbula, and performance is broadly on par with peer-suburb schools.

50
out of 100
Average
1 school in this town
1 at similar
  • • 428 students in one school (avg 428)

Primary

Government · K-6 · 428 students
ICSEA 1001 (higher than 47% of Australian schools) · 16% top-SEA students
At similar

Walkability

Merimbula is car-dependent on foot — at 39/100, most errands require a car. Within the town there are 2 supermarkets, 5 parks and 23 cafes to anchor that walking radius.

39
out of 100
Car-Dependent
Top 22% in NSW
Public Transport within 1 km 72
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 80
Pharmacies within 1 km 0
Childcare within 1 km 80
Hospitals within 5 km 60

Public transport

Weekday and weekend service frequency across every stop inside Merimbula.

57
out of 100
Bus
Peak (7-9am + 5-7pm)
25.5 arrivals/hr
Off-peak weekday
9.8 arrivals/hr
Saturday
1.2 arrivals/hr
Median peak wait
1 min
Span of service
14.7 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Merimbula.

64
connectivity score / 100
Most common
Fibre to the node
Full-fibre (FTTP) share
14%
Premises covered
3,308
Technology mix
Fibre to the node (FTTN) 53%
Fibre to the curb (FTTC) 32%
Fibre to the premises (FTTP) 14%
Fixed wireless (WIRELESS) 1%
Satellite (Sky Muster) (SATELLITE) 0%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
2 in town
Shopping Centres
1 in town
Cafes & Restaurants
23 in town
Parks & Reserves
5 in town
Sport & Recreation
4 in town
Beaches
3 in town
Waterways
3 in town
Childcare
2 in town
GPs
4 in town
Pharmacies
2 in town
Hospitals
None
Police Stations
1 in town
Banks & Bank@Post
6 in town
Fuel Stations
1 in town
EV Chargers
2 in town
Pubs & Bars
5 in town
Arts & Culture
3 in town
Places of Worship
2 in town

Bega Valley: council population

The whole council area, not just Merimbula · estimated residents
at 30 June 2025
Residents
36,921
+0.6% in a year
Change
+221
people since 2024
Density
5.9
people per km² across the council area
What drove the change
Natural increase
-85
births minus deaths
Net internal migration
+224
moves within Australia
Net overseas migration
+82
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this town alone — this town's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
4/10
4/10 within NSW
income, education, jobs and housing together
Economic resources
2/10
2/10 within NSW
income against housing cost and household size
Education and occupation
5/10
4/10 within NSW
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 12 small areas inside this town and averages them into the single decile above. They fall into 4 different deciles — a wide range, so parts of this town rank well above the average and parts well below it.

Merimbula is home to about 3,800 residents, with a median age of 54 — noticeably older than the national figure of 38. Median household income runs at $60,000 a year, with unemployment at 3.8%.

2021 Census · change since 2016

Population

3,821

7.8% since 2016

Median Age

54

1.8% since 2016

Median Household Income

$59,592/yr

21.3% since 2016
Bottom 21% in NSW

Census Median Rent

$310/wk

24.0% since 2016

Census Median Mortgage

$1,517/mo

8.4% since 2016

Avg Household Size

2.0

no change since 2016

Median Personal Income

$36,816/yr

22.1% since 2016

Unemployment Rate

3.8%

33.3% since 2016

Unoccupied Dwellings

35.7%

6.5% since 2016

Total Dwellings

1,717

13.4% since 2016

Owner-Occupier Rate

66.6%

6.1% since 2016

Houses

58.5%

10.2% since 2016

Rental Stress

27.1%

2.3% since 2016

Mortgage Stress

30.5%

10.8% since 2016

Work From Home

15.5%

64.9% since 2016

Dwelling Types

Houses 1,004 (58.5%)
Flats / Apartments 424 (24.7%)
Townhouses 289 (16.8%)

Property Ownership

Owned Outright 701 (43.1%)
Renting 542 (33.4%)
Mortgage 382 (23.5%)
Of those rentals, social housing 47 (8.7%)

25 rented from a state or territory housing authority and 22 from a community housing provider, as a share of the 542 rented dwellings above — not of all dwellings.

Demographics

Born in Australia
76.8%
English Spoken at Home
88.8%
Employment Rate
49.5%
9.0% since 2016
Completed Year 12
41.6%

Occupations

Professionals 316 (18.9%)
Technicians & Trades 266 (15.9%)
Community & Personal Service 244 (14.6%)
Managers 208 (12.5%)
Sales 205 (12.3%)
Clerical & Administrative 176 (10.6%)
Labourers 165 (9.9%)
Machinery Operators & Drivers 70 (4.2%)

Religion

No Religion 1,803 (47.2%)
Christianity 1,609 (42.1%)
Buddhism 51 (1.3%)
Hinduism 25 (0.7%)
Other Religions 24 (0.6%)
Judaism 11 (0.3%)
Islam 8 (0.2%)
Sikhism 6 (0.2%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 214 (5.6%)
New Zealand 47 (1.2%)
Netherlands 30 (0.8%)
Germany 28 (0.7%)
India 26 (0.7%)
Thailand 26 (0.7%)
South Africa 25 (0.7%)
Philippines 23 (0.6%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 54 (1.4%)
2011-2015 49 (1.3%)
2001-2010 80 (2.1%)
1991-2000 47 (1.2%)
1981-1990 69 (1.8%)
Before 1981 320 (8.4%)

54 residents (1.4%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

9.8% of residents (361) lived in a capital city five years earlier, most of them in Sydney (146).

Australian Capital Territory 68 (1.8%)
Overseas 63 (1.7%)
Riverina 41 (1.1%)

Top places newcomers came from, as a share of the 3,692 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Thai 11 (0.3%)
Mandarin 7 (0.2%)
Greek 6 (0.2%)
Spanish 4 (0.1%)
German 4 (0.1%)
Cantonese 3 (0.1%)
Hindi 3 (0.1%)
Punjabi 3 (0.1%)

Age Distribution

0-4 129 (3.4%)
5-14 320 (8.4%)
15-19 133 (3.5%)
20-24 162 (4.2%)
25-34 409 (10.7%)
35-44 329 (8.6%)
45-54 427 (11.2%)
55-64 640 (16.7%)
65-74 660 (17.3%)
75-84 430 (11.3%)
85+ 174 (4.6%)

Family & Household Composition

Lone Person 706 (60.3%)
Couple Families 247 (21.1%)
One Parent Families 148 (12.6%)
Group Household 54 (4.6%)
Other Families 15 (1.3%)

Commute to Work

Car (driver) 1,018 (71.6%)
Worked from Home 220 (15.5%)
Walked Only 102 (7.2%)
Car (passenger) 67 (4.7%)
Bicycle 8 (0.6%)
Bus 7 (0.5%)

1% of employed residents work in a capital's city centre (16 of 1,668).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Certificate III & IV 677 (17.7%)
Bachelor Degree 459 (12.0%)
Advanced Diploma / Diploma 346 (9.1%)
Postgraduate Degree 126 (3.3%)
Graduate Diploma / Certificate 87 (2.3%)

Cars per Dwelling

0 cars 117 (6.9%)
1 car 808 (47.8%)
2 cars 562 (33.2%)
3 cars 142 (8.4%)
4+ cars 67 (4.0%)

Council Rates

Bega Valley
FY 2024-25

Households face an average residential rates bill of $1,767 a year through Bega Valley based on 2024 figures.

Avg residential rate
$1,767/yr
44% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Merimbula's area by planning zone
2026-09
  • Environmental 66%
  • Residential 16%
  • Infrastructure and transport 11%
  • Parks and recreation 4%
  • Zones under 1% 2%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the town around it — the property page shows the zone for one address.

Building Approvals: Bega Valley

The whole council area, not just Merimbula · new residential dwellings
to 2026-08

In the year to August 2026, 109 new dwellings were approved across Bega Valley. That mix is 99 houses and 10 units. Approvals are down 32.1% on the same period a year earlier.

Trailing 12 months
109dwellings
-32.1% YoY
Houses
99
detached dwellings
Units
10
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Bega Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Climate & Setting

from Bega (Newtown Road), 23.3 km

Moderate rainfall.

Elevation
65 m
above sea level, at the town centre
Distance to the ocean
999 m
2.0 km to a named beach
Annual rainfall
768 mm
69 rainy days
Summer max (Jan)
—
Winter min (Jul)
—

Elevation is the ground at the town centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

2 facilities within 5 km

EV adoption

0.5%
of light vehicles are electric
Up from 0.00% in 2021
+0.2 points this year

In postcode 2548, 35 of 6,721 registered light vehicles are battery-electric on 31 January 2025. A further 2.8% (190 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.3%.

Electric share, year by year
2021
0.00%
2022
0.00%
2023
0.16%
2024
0.34%
2025
0.52%

Rooftop solar

40
systems per 100 dwellings
Averaging 5.8 kW each

In postcode 2548, 1,846 rooftop-solar systems totalling 10.6 MW have been installed since 2001, against 4,574 dwellings recorded in the 2021 Census. 111 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
133
2020
134
2021
165
2022
143
2023
123
2024
143
2025
113
2026
48

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$2,490
Loan amount
$382,000
Total interest over 30 years
$514,528

4 mortgage brokers are registered in this town.

Deposit
$95,500
Stamp duty
$15,674
Cash needed at settlement
$111,174

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Eden-monaro

Currently held by Kristy Mcbain Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Kristy Mcbain 57.2% 42.8% +1.1
2022 Kristy Mcbain 58.2% 41.8% -7.3
2019 Mike Kelly 50.9% 49.1% +2.1

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact town's voters across time.

State Electorate

Bega District

Currently held by Michael Holland Labor

Next state election: 13 March 2027.

Year Winner Won with
2023 Michael Holland ALP 60.4%
2019 Andrew Constance LP 56.9%
2015 Andrew Constance LP 58.2%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this town's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Merimbula?

Every figure above is a town average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Common questions about Merimbula

Is Merimbula a safe place to live?

Recorded crime in Merimbula is high (70/100, ranked against other NSW suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.

What natural hazards affect Merimbula?

Merimbula has a moderate recorded bushfire history (47/100, ranked against every Australian suburb with any fire history). These are town-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Merimbula a good place to live?

Merimbula has a SuburbScan Liveability grade of D (30/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Merimbula?

Merimbula, NSW had a population of 3,821 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Merimbula, NSW?

The postcode for Merimbula, NSW is 2548.

How far is Merimbula from Sydney?

Merimbula is 525 km from Sydney CBD by road, about 363 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Merimbula?

At the 2021 ABS Census, median household income in Merimbula was $59,592 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Merimbula?

The median advertised rent in Merimbula is $600 a week for houses (17 listings) and $478 a week for units (20 listings), from rental listings over the last six months.

What is the median age in Merimbula?

The median age of residents in Merimbula was 54 at the 2021 ABS Census.

Is Merimbula at risk of bushfire?

Merimbula has a moderate recorded bushfire history (47/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the town relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Merimbula?

There is 1 school inside the Merimbula boundary: 1 at similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

Is Merimbula walkable?

Merimbula scores 39/100 on the SuburbScan Walkability Score, making it car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the weather like in Merimbula?

At the nearest Bureau of Meteorology station to Merimbula, Bega (Newtown Road) (23.3 km away), 768 mm of rain a year over 69 rainy days over 2006-2026.

Is the First Home Owner Grant available in Merimbula?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Merimbula belong to?

Merimbula sits within the Bega Valley local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Merimbula?

The average residential rates bill through Bega Valley is $1,767 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Merimbula?

Across Bega Valley, 109 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 32.1% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Merimbula in?

Merimbula sits within the federal Division of Eden-monaro, currently held by Kristy Mcbain (Australian Labor Party).

Search another suburb or address

Data freshness

Vintages show when each source's data is from. See all data sources.

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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