McMahons Reef NSW 2587

McMahons Reef is a rural locality in New South Wales, 344 km from Sydney CBD, around 3 hours 45 minutes by car. Population is 68; the median age is 40 and the median household income is $61,724 per year. On socioeconomic measures it sits in the middle range nationally. Population grew 19.3% from 2016 to 2021. The 2021 Census recorded a median rent of $150 per week and a median monthly mortgage of $1,250. Walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 68. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

How do you rate the liveability in McMahons Reef?

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Rental Market

Rent agreed on new leases

Jul–Sep 2026
All rentals
$400/wk
10 bonds
+55% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2587 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Is McMahons Reef safe? Crime statistics

2025

Crime in Mcmahons Reef sits in the low band, with 1 incidents recorded in 2025 — down roughly 50% on the prior year.

1 offences

50.0% since 2024
Harassment & Stalking 1 (100.0%)

Crime Trend

Serious Road Crashes

2021–2025

No crash in McMahons Reef killed anyone or put anyone in hospital in 2021–2025.

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Hilltops Council has published 6 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 6 on the portal

Schools

No schools in this locality boundary.

Walkability

Mcmahons Reef is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Bottom 1% in NSW
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in McMahons Reef.

24
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
0%
Premises covered
15
Technology mix
Fixed wireless (WIRELESS) 60%
Satellite (Sky Muster) (SATELLITE) 40%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
None
Sport & Recreation
None
Beaches
None
Waterways
7 in locality
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Hilltops: council population

The whole council area, not just McMahons Reef · estimated residents
at 30 June 2025
Residents
19,347
-0.2% in a year
Change
-46
people since 2024
Density
2.7
people per km² across the council area
What drove the change
Natural increase
-19
births minus deaths
Net internal migration
-68
moves within Australia
Net overseas migration
+41
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
5/10
4/10 within NSW
income, education, jobs and housing together
Economic resources
4/10
4/10 within NSW
income against housing cost and household size
Education and occupation
7/10
6/10 within NSW
qualifications and job type, income excluded

Mcmahons Reef is home to 68 residents, with a median age of 40, broadly in line with the national figure. Median household income runs at $62,000 a year, with unemployment at 0.0%.

2021 Census · change since 2016

Population

68

19.3% since 2016

Median Age

40

13.0% since 2016

Median Household Income

$61,724/yr

17.4% since 2016
Bottom 23% in NSW

Census Median Rent

$150/wk

Census Median Mortgage

$1,250/mo

Avg Household Size

2.4

no change since 2016

Median Personal Income

$37,700/yr

50.1% since 2016

Unemployment Rate

0.0%

Unoccupied Dwellings

0.0%

Total Dwellings

23

53.3% since 2016

Owner-Occupier Rate

76.9%

5.8% since 2016

Houses

100.0%

no change since 2016

Rental Stress

12.6%

Mortgage Stress

24.3%

Work From Home

35.3%

135.3% since 2016

Dwelling Types

Houses 23 (100.0%)

Property Ownership

Owned Outright 7 (53.8%)
Mortgage 3 (23.1%)
Renting 3 (23.1%)

Demographics

Born in Australia
79.4%
English Spoken at Home
85.3%
Employment Rate
75%
38.1% since 2016
Completed Year 12
32.4%

Occupations

Managers 20 (51.3%)
Labourers 7 (17.9%)
Clerical & Administrative 3 (7.7%)
Technicians & Trades 3 (7.7%)
Machinery Operators & Drivers 3 (7.7%)

Religion

Christianity 43 (63.2%)
No Religion 18 (26.5%)

Age Distribution

0-4 4 (5.9%)
5-14 10 (14.7%)
20-24 4 (5.9%)
25-34 8 (11.8%)
35-44 10 (14.7%)
45-54 9 (13.2%)
55-64 12 (17.6%)
65-74 9 (13.2%)

Family & Household Composition

Couple Families 7 (50.0%)
Lone Person 7 (50.0%)

Commute to Work

Car (driver) 19 (55.9%)
Worked from Home 12 (35.3%)
Walked Only 3 (8.8%)

Education

Certificate III & IV 8 (11.8%)
Bachelor Degree 6 (8.8%)
Advanced Diploma / Diploma 4 (5.9%)

Cars per Dwelling

1 car 6 (26.1%)
2 cars 8 (34.8%)
3 cars 10 (43.5%)

Council Rates

Hilltops
FY 2024-25

Households face an average residential rates bill of $714 a year through Hilltops based on 2024 figures.

Avg residential rate
$714/yr
42% below the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of McMahons Reef's area by planning zone
2026-09
  • Rural and farming 100%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Hilltops

The whole council area, not just McMahons Reef · new residential dwellings
to 2026-08

In the year to August 2026, 48 new dwellings were approved across Hilltops. That mix is 46 houses and 2 units. Approvals are down 46.7% on the same period a year earlier.

Trailing 12 months
48dwellings
-46.7% YoY
Houses
46
detached dwellings
Units
2
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Young Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Climate & Setting

from Murrumburrah (Historical Society), 16.0 km

Moderate rainfall.

Elevation
370 m
above sea level, at the locality centre
Annual rainfall
541 mm
60 rainy days
Summer max (Jan)
—
Winter min (Jul)
—

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.2%
of light vehicles are electric
Up from 0.11% in 2021
+0.1 points this year
Bottom 19% in NSW

In postcode 2587, 6 of 2,763 registered light vehicles are battery-electric on 31 January 2025. A further 1.1% (31 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.3%.

Electric share, year by year
2021
0.11%
2022
0.00%
2023
0.11%
2024
0.11%
2025
0.22%

Rooftop solar

61
systems per 100 dwellings
Averaging 7.5 kW each

In postcode 2587, 872 rooftop-solar systems totalling 6.5 MW have been installed since 2001, against 1,431 dwellings recorded in the 2021 Census. 102 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
75
2020
96
2021
73
2022
55
2023
50
2024
61
2025
92
2026
33

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Federal Electorate

Division of Riverina

Currently held by Michael Mccormack The Nationals

Year Winner 2PP ALP 2PP LNP Swing
2025 Michael Mccormack 37.4% 62.6% -2.9
2022 Michael Mccormack 35.1% 64.8% -4.6
2019 Michael Mccormack 30.5% 69.5% +3.0

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Cootamundra District

Currently held by Steph Cooke The Nationals

Next state election: 13 March 2027.

Year Winner Won with
2023 Steph Cooke NP 82.1%
2019 Steph Cooke NP 77.1%
2015 Katrina Hodgkinson NP 70.4%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in McMahons Reef?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

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Common questions about McMahons Reef

Is McMahons Reef a safe place to live?

Recorded crime in McMahons Reef is low (14/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect McMahons Reef?

McMahons Reef has a low recorded bushfire history (22/100, ranked against every Australian suburb with any fire history). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of McMahons Reef?

McMahons Reef, NSW had a population of 68 at the 2021 Australian Bureau of Statistics census.

What is the postcode for McMahons Reef, NSW?

The postcode for McMahons Reef, NSW is 2587.

How far is McMahons Reef from Sydney?

McMahons Reef is 344 km from Sydney CBD by road, about 224 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in McMahons Reef?

At the 2021 ABS Census, median household income in McMahons Reef was $61,724 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in McMahons Reef?

There are too few current rental listings in McMahons Reef for a reliable median. At the 2021 ABS Census the median weekly rent was $150, across all dwelling types.

What is the median age in McMahons Reef?

The median age of residents in McMahons Reef was 40 at the 2021 ABS Census.

Is McMahons Reef at risk of bushfire?

McMahons Reef has a low recorded bushfire history (22/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

What is the weather like in McMahons Reef?

At the nearest Bureau of Meteorology station to McMahons Reef, Murrumburrah (Historical Society) (16 km away), 541 mm of rain a year over 60 rainy days over 2006-2026.

Is the First Home Owner Grant available in McMahons Reef?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does McMahons Reef belong to?

McMahons Reef sits within the Hilltops local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in McMahons Reef?

The average residential rates bill through Hilltops is $714 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near McMahons Reef?

Across Hilltops, 48 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 46.7% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is McMahons Reef in?

McMahons Reef sits within the federal Division of Riverina, currently held by Michael Mccormack (The Nationals).

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Data freshness

Vintages show when each source's data is from. See all data sources.

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