McLoughlins Beach VIC 3874

Located in Victoria, McLoughlins Beach sits 233 km from Melbourne CBD, around 2 hours 55 minutes by car. The locality has 121 residents, a median age of 61, and a median household income of $41,184 per year. On socioeconomic measures it sits in the bottom 20% nationally. The 2021 Census recorded a median rent of $215 per week and a median monthly mortgage of $601. The area shows high flood risk and no recorded bushfire exposure. All 1 school within the locality boundary rank above the state average, and walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 121. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

How do you rate the liveability in McLoughlins Beach?

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Not enough data to score this locality.

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Median House Price

Public listings data

The median house sale price in Mcloughlins Beach sits at $410,000, broadly flat year-on-year. That said, only three sales settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level.

$410,000

Based on only 3 sales — small sample, take as indicative.

Currently for Sale

Last 6 months

Houses in Mcloughlins Beach are currently listed at around $399,000 on average. Based on 3 houses listed in the past six months.

$399K

3 houses listed in the last 6 months.

3 of the suburb's 59 dwellings (5.1%) were listed for sale in the last 6 months.

Is McLoughlins Beach safe? Crime statistics

2026

Crime in Mcloughlins Beach sits in the low band, with 3 incidents recorded in 2026 — down roughly 50% on the prior year.

3 offences

50.0% since 2025
Theft 2 (66.7%)
Weapons Offences 1 (33.3%)

Crime Trend

Serious Road Crashes

2021–2025

No crash in McLoughlins Beach killed anyone or put anyone in hospital in 2021–2025.

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Coastal Erosion

17
monitoring points
within 5 km
15
actively eroding
> 0.1 m/yr retreat
-0.42
worst rate (m/yr)
Significant
1.4 km
nearest coastline
monitoring point

Shoreline Change Summary

1991–2025
Stable or accreting 2 (12%)
Moderate erosion (0.1–0.3 m/yr) 11 (65%)
Significant erosion (> 0.3 m/yr) 4 (24%)

Nearest Eroding Coastline

Distance
1.4 km
Rate
-0.29 m/yr
Net Movement
-7.9 m
Certainty
good

Data Quality

High certainty: 17 of 17 points (100%)

Schools

One school serve Mcloughlins Beach, and the cohort skews above peer-suburb performance.

62
out of 100
Average
1 school in this locality
1 above similar

Walkability

Mcloughlins Beach is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in McLoughlins Beach.

30
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
0%
Premises covered
113
Technology mix
Fixed wireless (WIRELESS) 100%
Satellite (Sky Muster) (SATELLITE) 10%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
1 in locality
Sport & Recreation
None
Beaches
None
Waterways
None
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Wellington: council population

The whole council area, not just McLoughlins Beach · estimated residents
at 30 June 2025
Residents
46,551
+0.6% in a year
Change
+274
people since 2024
Density
4.3
people per km² across the council area
What drove the change
Natural increase
+23
births minus deaths
Net internal migration
+104
moves within Australia
Net overseas migration
+147
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
2/10
1/10 within VIC
income, education, jobs and housing together
Economic resources
3/10
2/10 within VIC
income against housing cost and household size
Education and occupation
3/10
2/10 within VIC
qualifications and job type, income excluded

Mcloughlins Beach is home to 121 residents, with a median age of 61 — noticeably older than the national figure of 38. Median household income runs at $41,000 a year, with unemployment at 8.1%.

2021 Census · change since 2016

Population

121

Median Age

61

Median Household Income

$41,184/yr

Bottom 4% in VIC

Census Median Rent

$215/wk

Census Median Mortgage

$601/mo

Avg Household Size

1.8

Median Personal Income

$24,440/yr

Unemployment Rate

8.1%

Unoccupied Dwellings

149.2%

Total Dwellings

59

Owner-Occupier Rate

86.9%

Houses

100.0%

Rental Stress

27.1%

Mortgage Stress

17.5%

Work From Home

0.0%

Dwelling Types

Houses 59 (100.0%)

Property Ownership

Owned Outright 33 (54.1%)
Mortgage 20 (32.8%)
Renting 8 (13.1%)

Demographics

Born in Australia
76.0%
English Spoken at Home
92.6%
Employment Rate
31%
Completed Year 12
24.8%

Occupations

Labourers 9 (28.1%)
Technicians & Trades 7 (21.9%)
Professionals 5 (15.6%)
Managers 4 (12.5%)
Community & Personal Service 3 (9.4%)
Sales 3 (9.4%)

Religion

No Religion 58 (47.9%)
Christianity 57 (47.1%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 11 (9.1%)
Germany 4 (3.3%)
New Zealand 3 (2.5%)

Age Distribution

5-14 9 (7.4%)
15-19 3 (2.5%)
20-24 3 (2.5%)
25-34 5 (4.1%)
35-44 9 (7.4%)
45-54 12 (9.9%)
55-64 29 (24.0%)
65-74 39 (32.2%)
75-84 7 (5.8%)
85+ 4 (3.3%)

Family & Household Composition

Lone Person 28 (75.7%)
Couple Families 9 (24.3%)

Commute to Work

Car (driver) 26 (100.0%)

Education

Certificate III & IV 30 (24.8%)
Graduate Diploma / Certificate 3 (2.5%)
Bachelor Degree 3 (2.5%)
Advanced Diploma / Diploma 3 (2.5%)

Cars per Dwelling

0 cars 3 (5.4%)
1 car 18 (32.1%)
2 cars 25 (44.6%)
3 cars 4 (7.1%)

Council Rates

Wellington
FY 2024-25

Households face an average residential rates bill of $1,960 a year through Wellington based on 2024 figures.

Avg residential rate
$1,960/yr
About the VIC average ($1,937) · median of 79 councils
Rate in the dollar
0.376¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of McLoughlins Beach's area by planning zone
2026-09
  • Residential 55%
  • Parks and recreation 39%
  • Rural and farming 6%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Wellington

The whole council area, not just McLoughlins Beach · new residential dwellings
to 2026-08

In the year to August 2026, 209 new dwellings were approved across Wellington. That mix is 180 houses and 29 units. Approvals are up 16.7% on the same period a year earlier.

Trailing 12 months
209dwellings
+16.7% YoY
Houses
180
detached dwellings
Units
29
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Gunaikurnai Land and Waters Aboriginal Corporation (appointed 2017).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Setting

Elevation
5 m
above sea level, at the locality centre
Distance to the ocean
562 m

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.0%
of light vehicles are electric
Up from 0.00% in 2021

In postcode 3874, 0 of 723 registered light vehicles are battery-electric on 31 January 2025. A further 1.7% (12 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.7%.

Electric share, year by year
2021
0.00%
2022
0.00%
2023
0.42%
2024
0.42%
2025
0.00%

Rooftop solar

42
systems per 100 dwellings
Averaging 6.2 kW each

In postcode 3874, 191 rooftop-solar systems totalling 1.2 MW have been installed since 2001, against 450 dwellings recorded in the 2021 Census. 7 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
17
2020
11
2021
6
2022
11
2023
12
2024
12
2025
7
2026
3

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

0 first-home grants were paid in postcode 3874 in 2025-26. The most was 10, in 2001-02.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$2,138
Loan amount
$328,000
Total interest over 30 years
$441,793
Deposit
$82,000
Stamp duty
$16,870
Cash needed at settlement
$98,870

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Gippsland

Currently held by Darren Chester The Nationals

Year Winner 2PP ALP 2PP LNP Swing
2025 Darren Chester 30.6% 69.4% +1.2
2022 Darren Chester 29.4% 70.6% +3.9
2019 Darren Chester 33.3% 66.7% -1.5

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Gippsland South District

Currently held by Danny O'Brien The Nationals

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Danny O'Brien NP 53.3% 34.8% 65.2%
2018 Danny O'Brien NP 61.9% 34.7% 65.3%
2014 Peter Ryan NP 57.3% 34.3% 65.7%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in McLoughlins Beach?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare McLoughlins Beach to another suburb

Side-by-side stats for any other VIC suburb — type a name and pick one.

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Common questions about McLoughlins Beach

Is McLoughlins Beach a safe place to live?

Recorded crime in McLoughlins Beach is low (25/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect McLoughlins Beach?

McLoughlins Beach has no recorded bushfire history. Flood overlays cover a high share of it (97/100). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of McLoughlins Beach?

McLoughlins Beach, VIC had a population of 121 at the 2021 Australian Bureau of Statistics census.

What is the postcode for McLoughlins Beach, VIC?

The postcode for McLoughlins Beach, VIC is 3874.

How far is McLoughlins Beach from Melbourne?

McLoughlins Beach is 233 km from Melbourne CBD by road, about 175 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in McLoughlins Beach?

At the 2021 ABS Census, median household income in McLoughlins Beach was $41,184 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in McLoughlins Beach?

There are too few current rental listings in McLoughlins Beach for a reliable median. At the 2021 ABS Census the median weekly rent was $215, across all dwelling types.

What is the median age in McLoughlins Beach?

The median age of residents in McLoughlins Beach was 61 at the 2021 ABS Census.

How are the schools in McLoughlins Beach?

There is 1 school inside the McLoughlins Beach boundary: 1 above similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

Is the First Home Owner Grant available in McLoughlins Beach?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does McLoughlins Beach belong to?

McLoughlins Beach sits within the Wellington local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in McLoughlins Beach?

The average residential rates bill through Wellington is $1,960 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near McLoughlins Beach?

Across Wellington, 209 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 16.7% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is McLoughlins Beach in?

McLoughlins Beach sits within the federal Division of Gippsland, currently held by Darren Chester (The Nationals).

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Data freshness

Vintages show when each source's data is from. See all data sources.

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