McCrae VIC 3938

McCrae is a suburb in Victoria, 89 km from Melbourne CBD, around 1 hour 10 minutes by car. Population is 3,311; the median age is 55 and the median household income is $74,516 per year. On socioeconomic measures it sits in the top 40% nationally. Population grew 17.3% from 2016 to 2021. The 2021 Census recorded a median rent of $392 per week and a median monthly mortgage of $2,000. The area shows high bushfire risk and high crime risk. Walkability is low.

Is McCrae a good suburb?

McCrae scores a C (49/100) on SuburbScan's Liveability grade — strong on community, weaker on prices and safety.

Transit

Some car dependence

Walkability 39/100 · 89.1 km · 70 min drive to Melbourne

Prices

Above the state median

Median $1.19M · Less affordable than 93% of VIC

Safety

High bushfire risk

Fire 80/100 · Crime 61/100 · Flood 0/100

Community

Advantaged

SEIFA decile 7/10 · median age 55 · 3,311 residents

C

Liveability Rating

49 / 100 · Ranked #450 in VIC

Each bar is McCrae's rank among VIC suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
no schools mapped
Safety
42
Bushfire High · Crime Moderate · Flood None
Socio-economic
57
Advantaged
Walkability
48
Car-dependent
CBD access
43
89.1 km · 70 min drive to Melbourne
How it's calculated: Safety rank 42 × 25% + Socio-economic rank 57 × 25% + Walkability rank 48 × 15% + CBD access rank 43 × 10% = 49 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in McCrae?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

49 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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What applies here? (optional)

One rating per person. You can change yours at any time.

Median House Price

Public listings data

Mccrae's house market is moving lower: the median sale price reached $1.19 million, about 5% below where it sat a year earlier.

Houses

$1,190,000

last 7 quarters
Pricier than 80% of VIC

54% above its 3 neighbours (median $775,000)

↓ −5.4% year-on-year

Based on 113 recorded sales in the last 24 months.

Typically sold in 34 days — median across 63 sales that recorded a listing period

By bedrooms

  • 2 bed 11 sales $852K
  • 3 bed 51 sales $1.04M
  • 4 bed 40 sales $1.34M
  • 5 bed 9 sales $1.59M

Units

$650,000

↓ −3.0% year-on-year

Based on only 9 sales — small sample, take as indicative.

Typically sold in 25 days — median across 4 sales that recorded a listing period

By bedrooms

  • 2 bed 5 sales $625K

Currently for Sale

Last 6 months

Houses in Mccrae are currently listed at around $1.3 million on average. Based on 56 houses listed in the past six months.

Houses

$1.3M

last 4 months
↓ −0.9% vs previous 6 months from $1.31M
Since 2022: $1.4M → $1.26M (-10%)

56 houses listed in the last 6 months.

Units

$872K

6 units listed in the last 6 months — typical time on market 36 days.

62 of the suburb's 1,334 dwellings (4.6%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in Mccrae rent for around $800 a week on average, based on 22 houses listed for rent in the past six months.

$800/wk

last 3 months
↑ +15.9% vs previous 6 months from $690/wk
Since 2021: $540/wk → $735/wk (+36%)

22 houses advertised for rent in the last 6 months.

22 rentals advertised against an estimated 211 rented homes (10.4%) in the last 6 months.

Rental affordability

June quarter 2025

95 Unaffordable · the average rental household in this region would pay about 32% of its income on the median rent in postcode 3938.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
3.2% around the typical range
Bottom 22% in VIC

$800/week ($42,000 a year) on a $1.3 million median

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Short-Stay Rentals

89 active Airbnb listings: 88 whole homes and 1 room. Whole homes are about 4.3% of the suburb's homes.

Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.

Is McCrae safe? Crime statistics

2026

Crime in Mccrae sits in the moderate band, with 166 incidents recorded in 2026 — down roughly 13% on the prior year.

166 offences

13.1% since 2025
Theft 78 (47.0%)
Break & Enter 33 (19.9%)
Drug Offences 19 (11.4%)
Assault 14 (8.4%)
Property Damage 10 (6.0%)
Disorderly Conduct 5 (3.0%)
Harassment & Stalking 3 (1.8%)
Fraud & Deception 2 (1.2%)
Arson 1 (0.6%)
Weapons Offences 1 (0.6%)

Crime Trend

Serious Road Crashes

2021–2025

17 crashes

where someone was killed or admitted to hospital, 2 of them fatal

Where they happened

Mornington Peninsula Freeway 6 (35.3%)
Lonsdale Street 4 (23.5%)

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Coastal Erosion

42
monitoring points
within 5 km
0
actively eroding
> 0.1 m/yr retreat
0.02
worst rate (m/yr)
Stable
1.0 km
nearest coastline
monitoring point

Shoreline Change Summary

1989–2025
Stable or accreting 42 (100%)
Moderate erosion (0.1–0.3 m/yr) 0 (0%)
Significant erosion (> 0.3 m/yr) 0 (0%)

Data Quality

High certainty: 42 of 42 points (100%)

Schools

No schools in this suburb boundary.

Walkability

Mccrae is car-dependent on foot — at 39/100, most errands require a car.

39
out of 100
Car-Dependent
Top 16% in VIC
Public Transport within 1 km 27
Schools within 1.5 km 0
Parks within 800 m 80
Supermarkets within 1 km 60
GPs within 1 km 60
Pharmacies within 1 km 60
Childcare within 1 km 0
Hospitals within 5 km 60

Public transport

Weekday and weekend service frequency across every stop inside McCrae.

77
out of 100
Bus
Peak (7-9am + 5-7pm)
29.2 arrivals/hr
Off-peak weekday
29.0 arrivals/hr
Saturday
17.5 arrivals/hr
Median peak wait
0.5 min
Span of service
17.1 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in McCrae.

78
connectivity score / 100
Top 11% in VIC
Most common
Fibre to the premises
Full-fibre (FTTP) share
60%
Premises covered
2,358
Technology mix
Fibre to the premises (FTTP) 60%
Fibre to the node (FTTN) 40%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
1 in suburb
Shopping Centres
1 in suburb
Cafes & Restaurants
2 in suburb
Parks & Reserves
4 in suburb
Sport & Recreation
None
Beaches
1 in suburb
Waterways
1 in suburb
Childcare
None
GPs
1 in suburb
Pharmacies
1 in suburb
Hospitals
None
Police Stations
None
Banks & Bank@Post
1 in suburb
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Mornington Peninsula: council population

The whole council area, not just McCrae · estimated residents
at 30 June 2025
Residents
172,217
+0.8% in a year
Change
+1,360
people since 2024
Density
238
people per km² across the council area
What drove the change
Natural increase
-304
births minus deaths
Net internal migration
+776
moves within Australia
Net overseas migration
+888
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
7/10
7/10 within VIC
income, education, jobs and housing together
Economic resources
6/10
5/10 within VIC
income against housing cost and household size
Education and occupation
7/10
6/10 within VIC
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 8 small areas inside this suburb and averages them into the single decile above. They fall into 4 different deciles — a wide range, so parts of this suburb rank well above the average and parts well below it.

Mccrae is home to about 3,300 residents, with a median age of 55 — noticeably older than the national figure of 38. Median household income runs at $75,000 a year, with unemployment at 3.9%.

2021 Census · change since 2016

Population

3,311

17.3% since 2016

Median Age

55

1.9% since 2016

Median Household Income

$74,516/yr

15.5% since 2016

Census Median Rent

$392/wk

22.5% since 2016

Census Median Mortgage

$2,000/mo

15.4% since 2016

Avg Household Size

2.3

no change since 2016

Median Personal Income

$38,324/yr

19.3% since 2016

Unemployment Rate

3.9%

25.0% since 2016

Unoccupied Dwellings

52.5%

28.4% since 2016

Total Dwellings

1,334

18.7% since 2016

Owner-Occupier Rate

84.2%

4.7% since 2016

Houses

93.0%

0.2% since 2016

Rental Stress

27.4%

6.2% since 2016

Mortgage Stress

32.2%

no change since 2016

Work From Home

28.3%

241.0% since 2016

Dwelling Types

Houses 1,241 (93.0%)
Townhouses 82 (6.1%)
Flats / Apartments 11 (0.8%)

Property Ownership

Owned Outright 693 (54.2%)
Mortgage 384 (30.0%)
Renting 202 (15.8%)

Demographics

Born in Australia
81.9%
English Spoken at Home
89.4%
Employment Rate
49.3%
1.9% since 2016
Completed Year 12
45.4%

Occupations

Professionals 315 (21.8%)
Technicians & Trades 251 (17.4%)
Managers 208 (14.4%)
Clerical & Administrative 180 (12.5%)
Community & Personal Service 162 (11.2%)
Sales 139 (9.6%)
Labourers 104 (7.2%)
Machinery Operators & Drivers 51 (3.5%)

Religion

No Religion 1,604 (48.4%)
Christianity 1,408 (42.5%)
Buddhism 22 (0.7%)
Islam 14 (0.4%)
Judaism 11 (0.3%)
Other Religions 9 (0.3%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 119 (3.6%)
New Zealand 35 (1.1%)
Italy 35 (1.1%)
Scotland 26 (0.8%)
Netherlands 19 (0.6%)
Greece 14 (0.4%)
Germany 14 (0.4%)
Ireland 11 (0.3%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 26 (0.8%)
2011-2015 15 (0.5%)
2001-2010 34 (1.0%)
1991-2000 38 (1.1%)
1981-1990 45 (1.4%)
Before 1981 228 (6.9%)

26 residents (0.8%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

Melbourne - Outer East 83 (2.6%)
Melbourne - Inner 79 (2.5%)
Melbourne - Inner South 65 (2.0%)

Top places newcomers came from, as a share of the 3,179 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Greek 17 (0.5%)
Italian 12 (0.4%)
German 9 (0.3%)
Croatian 8 (0.2%)
French 5 (0.2%)
Spanish 4 (0.1%)
Turkish 4 (0.1%)

Age Distribution

0-4 132 (4.0%)
5-14 269 (8.1%)
15-19 137 (4.1%)
20-24 147 (4.4%)
25-34 244 (7.4%)
35-44 296 (8.9%)
45-54 400 (12.1%)
55-64 541 (16.3%)
65-74 676 (20.4%)
75-84 378 (11.4%)
85+ 90 (2.7%)

Family & Household Composition

Lone Person 347 (43.0%)
Couple Families 299 (37.1%)
One Parent Families 125 (15.5%)
Group Household 28 (3.5%)
Other Families 8 (1.0%)

Commute to Work

Car (driver) 773 (65.9%)
Worked from Home 332 (28.3%)
Car (passenger) 40 (3.4%)
Walked Only 13 (1.1%)
Train 6 (0.5%)
Bus 6 (0.5%)
Bicycle 3 (0.3%)

4% of employed residents work in a capital's city centre (51 of 1,442).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Certificate III & IV 596 (18.0%)
Bachelor Degree 439 (13.3%)
Advanced Diploma / Diploma 343 (10.4%)
Postgraduate Degree 111 (3.4%)
Graduate Diploma / Certificate 81 (2.4%)

Cars per Dwelling

0 cars 24 (1.8%)
1 car 382 (29.2%)
2 cars 600 (45.9%)
3 cars 200 (15.3%)
4+ cars 97 (7.4%)

Council Rates

Mornington Peninsula
FY 2024-25

Households face an average residential rates bill of $1,659 a year through Mornington Peninsula based on 2024 figures.

Avg residential rate
$1,659/yr
14% below the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.168¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of McCrae's area by planning zone
2026-09
  • Residential 64%
  • Parks and recreation 24%
  • Infrastructure and transport 10%
  • Rural and farming 2%
  • Zones under 1% 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Mornington Peninsula

The whole council area, not just McCrae · new residential dwellings
to 2026-08

In the year to August 2026, 791 new dwellings were approved across Mornington Peninsula. That mix is 511 houses and 280 units. Approvals are up 9.2% on the same period a year earlier.

Trailing 12 months
791dwellings
+9.2% YoY
Houses
511
detached dwellings
Units
280
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Bunurong Land Council Aboriginal Corporation (appointed 2017).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Climate & Setting

from Mornington, 17.8 km

Moderate rainfall.

Elevation
64 m
above sea level, at the suburb centre
Distance to the ocean
1.0 km
1.1 km to a named beach
Annual rainfall
700 mm
86 rainy days
Summer max (Jan)
—
Winter min (Jul)
—

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

1.3%
of light vehicles are electric
Up from 0.10% in 2021
+0.5 points this year
Top 16% in VIC

In postcode 3938, 40 of 3,086 registered light vehicles are battery-electric on 31 January 2025. A further 1.9% (60 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.2%.

Electric share, year by year
2021
0.10%
2022
0.29%
2023
0.49%
2024
0.82%
2025
1.30%

Rooftop solar

33
systems per 100 dwellings
Averaging 5.7 kW each

In postcode 3938, 678 rooftop-solar systems totalling 3.9 MW have been installed since 2001, against 2,031 dwellings recorded in the 2021 Census. 41 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
39
2020
53
2021
50
2022
48
2023
41
2024
68
2025
40
2026
22

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

0 first-home grants were paid in postcode 3938 in 2025-26. The most was 16, in 2005-06.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$6,206
Loan amount
$952,000
Total interest over 30 years
$1,282,278
Deposit
$238,000
Stamp duty
$65,450
Cash needed at settlement
$303,450

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-26 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Flinders

Currently held by Zoe Mckenzie Liberal

Year Winner 2PP ALP 2PP LNP Swing
2025 Zoe Mckenzie 45.2% 54.8% +1.4
2022 Zoe Mckenzie 43.3% 56.7% +1.1
2019 Greg Hunt 44.4% 55.6% -1.4

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Nepean District

Currently held by Anthony Marsh Liberal — elected at the May 2026 by-election, after the results below

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Sam Groth LP 50.5% 43.3% 56.7%
2018 Chris Brayne ALP 50.9% 50.9% 49.1%
2014 Martin Dixon LP 53.3% 42.4% 57.6%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in McCrae?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Common questions about McCrae

Is McCrae a safe place to live?

Recorded crime in McCrae is moderate (61/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect McCrae?

McCrae has a high recorded bushfire history (80/100, ranked against every Australian suburb with any fire history). No mapped flood overlay applies. These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

Is McCrae a good place to live?

McCrae has a SuburbScan Liveability grade of C (49/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of McCrae?

McCrae, VIC had a population of 3,311 at the 2021 Australian Bureau of Statistics census.

What is the postcode for McCrae, VIC?

The postcode for McCrae, VIC is 3938.

How far is McCrae from Melbourne?

McCrae is 89 km from Melbourne CBD by road, about 70 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in McCrae?

At the 2021 ABS Census, median household income in McCrae was $74,516 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in McCrae?

The median advertised rent in McCrae is $800 a week for houses (22 listings), from rental listings over the last six months.

What is the median age in McCrae?

The median age of residents in McCrae was 55 at the 2021 ABS Census.

Is McCrae at risk of bushfire?

McCrae has a high recorded bushfire history (80/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the suburb relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

Is McCrae walkable?

McCrae scores 39/100 on the SuburbScan Walkability Score, making it car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the weather like in McCrae?

At the nearest Bureau of Meteorology station to McCrae, Mornington (17.8 km away), 700 mm of rain a year over 86 rainy days over 2006-2026.

Is the First Home Owner Grant available in McCrae?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does McCrae belong to?

McCrae sits within the Mornington Peninsula local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in McCrae?

The average residential rates bill through Mornington Peninsula is $1,659 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near McCrae?

Across Mornington Peninsula, 791 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 9.2% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is McCrae in?

McCrae sits within the federal Division of Flinders, currently held by Zoe Mckenzie (Liberal).

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Data freshness

Vintages show when each source's data is from. See all data sources.

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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