Martins Creek NSW 2420

Martins Creek is a rural locality in New South Wales, 192 km from Sydney CBD, around 2 hours 30 minutes by car. Population is 351; the median age is 40 and the median household income is $77,220 per year. On socioeconomic measures it sits in the lower-middle tier nationally. Population fell 9.5% from 2016 to 2021. The 2021 Census recorded a median rent of $335 per week and a median monthly mortgage of $1,780. 1 school sits within the locality boundary, and walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 351. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

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Median House Price

Public listings data

Martins Creek's house market is moving lower: the median sale price reached $1.18 million, roughly 11% below where it sat a year earlier. That said, only eight sales settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level.

$1,180,500

Cheaper than 79% of NSW
↓ −11.1% year-on-year

Based on only 8 sales — small sample, take as indicative.

Rental Market

Rent agreed on new leases

Jul–Sep 2026
All rentals
$440/wk
15 bonds
+23% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2420 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

129 Acceptable · the average rental household in this region would pay about 23% of its income on the median rent in postcode 2420.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Is Martins Creek safe? Crime statistics

2025

Crime in Martins Creek sits in the low band, with 5 incidents recorded in 2025 — down roughly 62% on the prior year.

5 offences

61.5% since 2024
Theft 2 (40.0%)
Assault 1 (20.0%)
Harassment & Stalking 1 (20.0%)
Disorderly Conduct 1 (20.0%)

Crime Trend

Serious Road Crashes

2021–2025

1 crash

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Dungog Shire Council has published 6 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 6 on the portal

Schools

One school serves Martins Creek, but none have published comparable ratings yet.

—
No rated schools
1 school in this locality
1 unrated
  • • 5 students in one school (avg 5)

Primary

Government · K-6 · 5 students

Walkability

Martins Creek is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

Public transport

Weekday and weekend service frequency across every stop inside Martins Creek.

29
out of 100
RailBus
Peak (7-9am + 5-7pm)
5.0 arrivals/hr
Off-peak weekday
1.9 arrivals/hr
Saturday
0.4 arrivals/hr
Median peak wait
2 min
Span of service
14.4 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Martins Creek.

30
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
0%
Premises covered
146
Technology mix
Fixed wireless (WIRELESS) 98%
Satellite (Sky Muster) (SATELLITE) 2%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
1 in locality
Sport & Recreation
None
Beaches
None
Waterways
6 in locality
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Dungog: council population

The whole council area, not just Martins Creek · estimated residents
at 30 June 2025
Residents
10,102
+1.9% in a year
Change
+191
people since 2024
Density
4.5
people per km² across the council area
What drove the change
Natural increase
+21
births minus deaths
Net internal migration
+158
moves within Australia
Net overseas migration
+12
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
4/10
4/10 within NSW
income, education, jobs and housing together
Economic resources
6/10
5/10 within NSW
income against housing cost and household size
Education and occupation
5/10
4/10 within NSW
qualifications and job type, income excluded

Martins Creek is home to 351 residents, with a median age of 40, broadly in line with the national figure. Median household income runs at $77,000 a year, with unemployment at 4.4%.

2021 Census · change since 2016

Population

351

9.5% since 2016

Median Age

40

2.6% since 2016

Median Household Income

$77,220/yr

2.7% since 2016

Census Median Rent

$335/wk

19.6% since 2016

Census Median Mortgage

$1,780/mo

2.7% since 2016

Avg Household Size

2.6

7.1% since 2016

Median Personal Income

$36,712/yr

9.3% since 2016

Unemployment Rate

4.4%

10.0% since 2016

Unoccupied Dwellings

9.9%

102.0% since 2016

Total Dwellings

121

0.8% since 2016

Owner-Occupier Rate

87.3%

0.2% since 2016

Houses

100.0%

1.6% since 2016

Rental Stress

22.6%

16.5% since 2016

Mortgage Stress

27.7%

no change since 2016

Work From Home

23.8%

221.6% since 2016

Dwelling Types

Houses 121 (100.0%)

Property Ownership

Mortgage 58 (49.2%)
Owned Outright 45 (38.1%)
Renting 15 (12.7%)

Demographics

Born in Australia
85.2%
English Spoken at Home
92.3%
Employment Rate
54.8%
0.9% since 2016
Completed Year 12
25.4%

Occupations

Technicians & Trades 38 (24.8%)
Professionals 25 (16.3%)
Clerical & Administrative 21 (13.7%)
Community & Personal Service 21 (13.7%)
Managers 16 (10.5%)
Labourers 13 (8.5%)
Machinery Operators & Drivers 8 (5.2%)
Sales 7 (4.6%)

Religion

Christianity 181 (51.6%)
No Religion 133 (37.9%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 12 (3.4%)

Age Distribution

0-4 26 (7.4%)
5-14 45 (12.8%)
15-19 18 (5.1%)
20-24 22 (6.3%)
25-34 27 (7.7%)
35-44 55 (15.7%)
45-54 52 (14.8%)
55-64 57 (16.2%)
65-74 33 (9.4%)
75-84 17 (4.8%)
85+ 4 (1.1%)

Family & Household Composition

Couple Families 38 (40.0%)
Lone Person 30 (31.6%)
One Parent Families 17 (17.9%)
Group Household 6 (6.3%)
Other Families 4 (4.2%)

Commute to Work

Car (driver) 96 (76.2%)
Worked from Home 30 (23.8%)

Education

Certificate III & IV 69 (19.7%)
Advanced Diploma / Diploma 25 (7.1%)
Bachelor Degree 21 (6.0%)
Postgraduate Degree 11 (3.1%)
Graduate Diploma / Certificate 4 (1.1%)

Cars per Dwelling

0 cars 8 (6.5%)
1 car 27 (21.8%)
2 cars 53 (42.7%)
3 cars 16 (12.9%)
4+ cars 19 (15.3%)

Council Rates

Dungog
FY 2024-25

Households face an average residential rates bill of $1,646 a year through Dungog based on 2024 figures.

Avg residential rate
$1,646/yr
34% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Martins Creek's area by planning zone
2026-09
  • Rural and farming 94%
  • Residential 3%
  • Environmental 2%
  • Zones under 1% 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Dungog

The whole council area, not just Martins Creek · new residential dwellings
to 2026-08

In the year to August 2026, 55 new dwellings were approved across Dungog. That mix is 53 houses and 2 units. Approvals are down 23.1% on the same period a year earlier.

Trailing 12 months
55dwellings
-23.1% YoY
Houses
53
detached dwellings
Units
2
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Mindaribba Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Air Quality

MODERATE

PM2.5 averaged 6.3 µg/m³ in 2025 — below Australia's NEPM annual standard (8 µg/m³), slightly above the stricter WHO guideline (5 µg/m³). 1 day exceeded the daily threshold of 25 µg/m³.

PM10 averaged 17.5 µg/m³ · NO₂ averaged 0.72 pphm. Days over the limit in 2025: PM10 1 · NO₂ 0 · ozone 0.

From the Beresfield monitoring station, 26.9 km away.

Climate & Setting

from Paterson (Tocal AWS), 9.6 km

High rainfall — hot summers, mild winters.

Elevation
152 m
above sea level, at the locality centre
Distance to the ocean
31.9 km
Annual rainfall
996 mm
89 rainy days
Summer max (Jan)
30.0°C
20 days ≥ 35°C
Winter min (Jul)
7.1°C
0 frost days ≤ 0°C

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.6%
of light vehicles are electric
Up from 0.08% in 2021
+0.2 points this year

In postcode 2420, 22 of 3,665 registered light vehicles are battery-electric on 31 January 2025. A further 1.7% (61 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.3%.

Electric share, year by year
2021
0.08%
2022
0.00%
2023
0.22%
2024
0.38%
2025
0.60%

Rooftop solar

52
systems per 100 dwellings
Averaging 6.9 kW each

In postcode 2420, 955 rooftop-solar systems totalling 6.6 MW have been installed since 2001, against 1,840 dwellings recorded in the 2021 Census. 63 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
85
2020
90
2021
70
2022
68
2023
70
2024
70
2025
61
2026
41

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$6,157
Loan amount
$944,400
Total interest over 30 years
$1,272,041
Deposit
$236,100
Stamp duty
$47,310
Cash needed at settlement
$283,410

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Lyne

Currently held by Alison Penfold The Nationals

Year Winner 2PP ALP 2PP LNP Swing
2025 Alison Penfold 40.2% 59.8% +4.0
2022 David Gillespie 36.2% 63.8% -1.4
2019 David Gillespie 34.8% 65.2% +3.5

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Upper Hunter District

Currently held by Dave Layzell The Nationals

Next state election: 13 March 2027.

Year Winner Won with
2023 Dave Layzell NP 53.8%
2019 Michael Johnsen NP 52.6%
2015 Michael Johnsen NP 52.2%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Martins Creek?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Martins Creek to another suburb

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Common questions about Martins Creek

Is Martins Creek a safe place to live?

Recorded crime in Martins Creek is low (19/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect Martins Creek?

Martins Creek has a moderate recorded bushfire history (47/100, ranked against every Australian suburb with any fire history). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Martins Creek?

Martins Creek, NSW had a population of 351 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Martins Creek, NSW?

The postcode for Martins Creek, NSW is 2420.

How far is Martins Creek from Sydney?

Martins Creek is 192 km from Sydney CBD by road, about 149 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Martins Creek?

At the 2021 ABS Census, median household income in Martins Creek was $77,220 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Martins Creek?

There are too few current rental listings in Martins Creek for a reliable median. At the 2021 ABS Census the median weekly rent was $335, across all dwelling types.

What is the median age in Martins Creek?

The median age of residents in Martins Creek was 40 at the 2021 ABS Census.

Is Martins Creek at risk of bushfire?

Martins Creek has a moderate recorded bushfire history (47/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Martins Creek?

There is 1 school inside the Martins Creek boundary, none of which has enough NAPLAN and ICSEA data for a quality band.

What is the air quality in Martins Creek?

The nearest government air-quality monitoring station to Martins Creek (Beresfield) recorded a 2025 annual mean PM2.5 of 6.3 µg/m³ and PM10 of 17.5 µg/m³. That puts Martins Creek below the Australian NEPM annual standard of 8 µg/m³ but above the stricter WHO guideline of 5 µg/m³.

What is the weather like in Martins Creek?

At the nearest Bureau of Meteorology station to Martins Creek, Paterson (Tocal AWS) (9.6 km away), summer days average 30°C, winter nights 7.1°C, 996 mm of rain a year over 89 rainy days, and 20 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Martins Creek?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Martins Creek belong to?

Martins Creek sits within the Dungog local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Martins Creek?

The average residential rates bill through Dungog is $1,646 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Martins Creek?

Across Dungog, 55 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 23.1% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Martins Creek in?

Martins Creek sits within the federal Division of Lyne, currently held by Alison Penfold (The Nationals).

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Data freshness

Vintages show when each source's data is from. See all data sources.

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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