Maffra VIC 3860

Maffra sits 227 km from Melbourne CBD in Victoria, around 2 hours 45 minutes by car. Census data records 5,384 residents with a median age of 42 and a median household income of $66,820 per year. On socioeconomic measures it sits in the lower-middle tier nationally. Population grew 2.0% from 2016 to 2021. The 2021 Census recorded a median rent of $250 per week and a median monthly mortgage of $1,300. The area shows high bushfire risk and high flood risk. 3 schools sit within the town boundary, and walkability is moderate.

Is Maffra a good town?

Maffra scores a D (18/100) on SuburbScan's Liveability grade — strong on prices, weaker on schools and safety.

Schools

Below the state average

3 schools · Bottom 16% in VIC

Transit

Some car dependence

Walkability 44/100 · 226.7 km · 166 min drive to Melbourne

Prices

More affordable than most

Median $468K · More affordable than 83% of VIC

Safety

High bushfire risk

Fire 92/100 · Crime 72/100 · Flood 89/100

Community

Below-average income

SEIFA decile 3/10 · median age 42 · 5,384 residents

D

Liveability Rating

18 / 100 · Ranked #843 in VIC

Each bar is Maffra's rank among VIC suburbs, from 0 to 100 (higher is better).

Schools quality
16
Few above similar
Bottom 16% in VIC
Safety
1
Bushfire High · Crime High · Flood High
Socio-economic
18
Disadvantaged
Walkability
50
Somewhat walkable
CBD access
13
226.7 km · 166 min drive to Melbourne
How it's calculated: Schools rank 16 × 25% + Safety rank 1 × 25% + Socio-economic rank 18 × 25% + Walkability rank 50 × 15% + CBD access rank 13 × 10% = 18 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Maffra?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

18 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

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Median House Price

Public listings data

Maffra's house market is moving higher: the median sale price reached $468,000, about 7% above where it sat a year earlier.

Houses

$467,500

last 8 quarters
Cheaper than 88% of VIC
↑ +6.7% year-on-year

Based on 172 recorded sales in the last 24 months.

Typically sold in 37 days — median across 65 sales that recorded a listing period

By bedrooms

  • 2 bed 15 sales $382K
  • 3 bed 94 sales $445K
  • 4 bed 51 sales $590K
  • 5 bed 5 sales $536K

Land

$227,500

last 3 quarters
↓ −36.2% year-on-year

Based on 22 recorded sales in the last 24 months.

Typically sold in 56 days — median across 17 sales that recorded a listing period

Currently for Sale

Last 6 months

Houses in Maffra are currently listed at around $548,000 on average. Based on 50 houses listed in the past six months.

Houses

$548K

last 4 months
↓ −4.8% vs previous 6 months from $575K
Since 2021: $342K → $531K (+55%)

50 houses listed in the last 6 months.

Units

$349K

3 units listed in the last 6 months.

53 of the suburb's 2,130 dwellings (2.5%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in Maffra rent for around $500 a week on average, based on 19 houses listed for rent in the past six months.

$500/wk

last 4 months
↑ +8.7% vs previous 6 months from $460/wk
Since 2021: $321/wk → $460/wk (+43%)

19 houses advertised for rent in the last 6 months.

20 rentals advertised against an estimated 475 rented homes (4.2%) in the last 6 months.

Rental affordability

June quarter 2025

123 Acceptable · the average rental household in this region would pay about 24% of its income on the median rent in postcode 3860.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
4.7% above the typical range
Top 5% in VIC

$500/week ($26,000 a year) on a $548,000 median

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Is Maffra safe? Crime statistics

2026

Crime in Maffra sits in the high band, with 330 incidents recorded in 2026 — up about 2% on the prior year.

330 offences

2.5% since 2025
Theft 95 (28.8%)
Break & Enter 76 (23.0%)
Assault 53 (16.1%)
Property Damage 37 (11.2%)
Weapons Offences 17 (5.2%)
Drug Offences 15 (4.5%)
Harassment & Stalking 13 (3.9%)
Fraud & Deception 11 (3.3%)
Disorderly Conduct 8 (2.4%)
Arson 5 (1.5%)

Crime Trend

Serious Road Crashes

2021–2025

9 crashes

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the town carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

Three schools serve Maffra, and performance is broadly on par with peer-suburb schools.

50
out of 100
Average
3 schools in this town
3 at similar
  • • 955 students across 3 schools (avg 318)
  • • Sectors: 2 Government, 1 Catholic
  • • ICSEA 942-1026, median 979 (below the national baseline of 1000)
  • • Largest: Maffra Secondary College (549 students)

Primary

Government · Prep-6 · 230 students
ICSEA 979 (higher than 37% of Australian schools) · 6% top-SEA students
At similar
Catholic · Prep-6 · 176 students
ICSEA 1026 (higher than 58% of Australian schools) · 11% top-SEA students
At similar

Secondary

Government · 7-12 · 549 students
ICSEA 942 (higher than 22% of Australian schools) · 3% top-SEA students
At similar

Walkability

Maffra is car-dependent on foot — at 44/100, most errands require a car. Within the town there are 4 supermarkets, 4 parks and 5 cafes to anchor that walking radius.

44
out of 100
Car-Dependent
Top 15% in VIC
Public Transport within 1 km 48
Schools within 1.5 km 60
Parks within 800 m 0
Supermarkets within 1 km 60
GPs within 1 km 60
Pharmacies within 1 km 0
Childcare within 1 km 60
Hospitals within 5 km 60

NBN connectivity

The internet access technology available across NBN premises in Maffra.

67
connectivity score / 100
Top 22% in VIC
Most common
Fibre to the node
Full-fibre (FTTP) share
42%
Premises covered
2,801
Technology mix
Fibre to the node (FTTN) 42%
Fibre to the premises (FTTP) 42%
Fixed wireless (WIRELESS) 13%
Fibre to the curb (FTTC) 2%
Satellite (Sky Muster) (SATELLITE) 0%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
4 in town
Shopping Centres
None
Cafes & Restaurants
5 in town
Parks & Reserves
4 in town
Sport & Recreation
3 in town
Beaches
None
Waterways
7 in town
Childcare
4 in town
GPs
3 in town
Pharmacies
1 in town
Hospitals
1 in town
Police Stations
1 in town
Banks & Bank@Post
3 in town
Fuel Stations
2 in town
EV Chargers
1 in town
Pubs & Bars
None
Arts & Culture
None
Places of Worship
1 in town

Wellington: council population

The whole council area, not just Maffra · estimated residents
at 30 June 2025
Residents
46,551
+0.6% in a year
Change
+274
people since 2024
Density
4.3
people per km² across the council area
What drove the change
Natural increase
+23
births minus deaths
Net internal migration
+104
moves within Australia
Net overseas migration
+147
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this town alone — this town's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
3/10
2/10 within VIC
income, education, jobs and housing together
Economic resources
3/10
2/10 within VIC
income against housing cost and household size
Education and occupation
2/10
1/10 within VIC
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 13 small areas inside this town and averages them into the single decile above. They fall into 7 different deciles — a wide range, so parts of this town rank well above the average and parts well below it.

Maffra is home to about 5,400 residents, with a median age of 42, a touch above the national 38. Median household income runs at $67,000 a year, with unemployment at 3.8%.

2021 Census · change since 2016

Population

5,384

2.0% since 2016

Median Age

42

no change since 2016

Median Household Income

$66,820/yr

16.2% since 2016

Census Median Rent

$250/wk

19.0% since 2016

Census Median Mortgage

$1,300/mo

4.0% since 2016

Avg Household Size

2.3

4.2% since 2016

Median Personal Income

$34,788/yr

17.4% since 2016

Unemployment Rate

3.8%

26.9% since 2016

Unoccupied Dwellings

9.3%

10.6% since 2016

Total Dwellings

2,130

7.1% since 2016

Owner-Occupier Rate

77.7%

3.1% since 2016

Houses

92.9%

2.4% since 2016

Rental Stress

19.5%

2.6% since 2016

Mortgage Stress

23.3%

10.7% since 2016

Work From Home

10.6%

112.0% since 2016

Dwelling Types

Houses 1,978 (92.9%)
Flats / Apartments 152 (7.1%)

Property Ownership

Owned Outright 843 (41.0%)
Mortgage 754 (36.7%)
Renting 459 (22.3%)
Of those rentals, social housing 68 (14.8%)

65 rented from a state or territory housing authority and 3 from a community housing provider, as a share of the 459 rented dwellings above — not of all dwellings.

Demographics

Born in Australia
86.0%
English Spoken at Home
91.8%
Employment Rate
53%
2.1% since 2016
Completed Year 12
30.4%

Occupations

Technicians & Trades 439 (19.0%)
Professionals 368 (16.0%)
Community & Personal Service 321 (13.9%)
Labourers 291 (12.6%)
Clerical & Administrative 247 (10.7%)
Managers 232 (10.1%)
Machinery Operators & Drivers 211 (9.2%)
Sales 163 (7.1%)

Religion

No Religion 2,504 (46.5%)
Christianity 2,435 (45.2%)
Buddhism 26 (0.5%)
Other Religions 24 (0.4%)
Islam 14 (0.3%)
Sikhism 14 (0.3%)
Hinduism 10 (0.2%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 114 (2.1%)
New Zealand 47 (0.9%)
Philippines 47 (0.9%)
Netherlands 35 (0.7%)
India 25 (0.5%)
Germany 22 (0.4%)
Scotland 20 (0.4%)
Vietnam 13 (0.2%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 86 (1.6%)
2011-2015 62 (1.2%)
2001-2010 33 (0.6%)
1991-2000 23 (0.4%)
1981-1990 42 (0.8%)
Before 1981 187 (3.5%)

86 residents (1.6%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

4.9% of residents (248) lived in a capital city five years earlier, most of them in Melbourne (219).

Overseas 88 (1.7%)
Melbourne - South East 66 (1.3%)
Mornington Peninsula 34 (0.7%)

Top places newcomers came from, as a share of the 5,076 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Mandarin 8 (0.1%)
Thai 6 (0.1%)
Punjabi 4 (0.1%)
Vietnamese 4 (0.1%)
German 4 (0.1%)
Hindi 3 (0.1%)

Age Distribution

0-4 308 (5.7%)
5-14 719 (13.4%)
15-19 299 (5.6%)
20-24 255 (4.7%)
25-34 602 (11.2%)
35-44 630 (11.7%)
45-54 557 (10.3%)
55-64 738 (13.7%)
65-74 712 (13.2%)
75-84 404 (7.5%)
85+ 149 (2.8%)

Family & Household Composition

Lone Person 654 (43.9%)
Couple Families 532 (35.7%)
One Parent Families 243 (16.3%)
Group Household 43 (2.9%)
Other Families 18 (1.2%)

Commute to Work

Car (driver) 1,537 (79.7%)
Worked from Home 204 (10.6%)
Car (passenger) 110 (5.7%)
Walked Only 67 (3.5%)
Bicycle 11 (0.6%)

1% of employed residents work in a capital's city centre (12 of 2,305).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Certificate III & IV 1,064 (19.8%)
Bachelor Degree 402 (7.5%)
Advanced Diploma / Diploma 334 (6.2%)
Graduate Diploma / Certificate 96 (1.8%)
Postgraduate Degree 91 (1.7%)

Cars per Dwelling

0 cars 92 (4.4%)
1 car 709 (33.7%)
2 cars 801 (38.1%)
3 cars 342 (16.3%)
4+ cars 155 (7.4%)

Council Rates

Wellington
FY 2024-25

Households face an average residential rates bill of $1,960 a year through Wellington based on 2024 figures.

Avg residential rate
$1,960/yr
About the VIC average ($1,937) · median of 79 councils
Rate in the dollar
0.376¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Maffra's area by planning zone
2026-09
  • Rural and farming 85%
  • Infrastructure and transport 6%
  • Residential 5%
  • Parks and recreation 4%
  • Industrial 1%

Proposed rezonings

  • Transport Zone 2 → General Residential Zone · C120well, exhibited Dec 2024 0.6 ha

and 6 smaller changes

Land in this town moved from one zone to another by a planning scheme amendment (Vicmap Planning, CC BY 4.0). Exhibited amendments are proposals and can change or lapse.

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the town around it — the property page shows the zone for one address.

Building Approvals: Wellington

The whole council area, not just Maffra · new residential dwellings
to 2026-08

In the year to August 2026, 209 new dwellings were approved across Wellington. That mix is 180 houses and 29 units. Approvals are up 16.7% on the same period a year earlier.

Trailing 12 months
209dwellings
+16.7% YoY
Houses
180
detached dwellings
Units
29
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Gunaikurnai Land and Waters Aboriginal Corporation (appointed 2017).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Climate & Setting

from East Sale, 21.3 km

Moderate rainfall — warm summers, cold winters with occasional frost.

Elevation
44 m
above sea level, at the town centre
Distance to the ocean
45.3 km
Annual rainfall
546 mm
82 rainy days
Summer max (Jan)
25.5°C
7 days ≥ 35°C
Winter min (Jul)
4.0°C
12 frost days ≤ 0°C

Elevation is the ground at the town centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

3 facilities within 5 km

EV adoption

0.2%
of light vehicles are electric
Up from 0.00% in 2021
+0.1 points this year
Bottom 15% in VIC

In postcode 3860, 16 of 7,357 registered light vehicles are battery-electric on 31 January 2025. A further 1.5% (112 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.7%.

Electric share, year by year
2021
0.00%
2022
0.04%
2023
0.00%
2024
0.14%
2025
0.22%

Rooftop solar

41
systems per 100 dwellings
Averaging 6.5 kW each

In postcode 3860, 1,397 rooftop-solar systems totalling 9.0 MW have been installed since 2001, against 3,417 dwellings recorded in the 2021 Census. 74 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
84
2020
92
2021
72
2022
74
2023
88
2024
74
2025
72
2026
41

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

5 first-home grants were paid in postcode 3860 in 2025-26, rank 129 of 298 Victorian postcodes. The most was 84, in 2001-02.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$2,438
Loan amount
$374,000
Total interest over 30 years
$503,752
Deposit
$93,500
Stamp duty
$20,020
Cash needed at settlement
$113,520

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Gippsland

Currently held by Darren Chester The Nationals

Year Winner 2PP ALP 2PP LNP Swing
2025 Darren Chester 30.6% 69.4% +1.2
2022 Darren Chester 29.4% 70.6% +3.9
2019 Darren Chester 33.3% 66.7% -1.5

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact town's voters across time.

State Electorate

Gippsland East District

Currently held by Tim Bull The Nationals

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Tim Bull NP 63.3% 26.1% 73.9%
2018 Tim Bull NP 56.7% 32.4% 67.6%
2014 Tim Bull NP 60.4% 32.1% 67.9%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this town's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Maffra?

Every figure above is a town average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Maffra to another suburb

Side-by-side stats for any other VIC suburb — type a name and pick one.

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Common questions about Maffra

Is Maffra a safe place to live?

Recorded crime in Maffra is high (72/100, ranked against other VIC suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.

What natural hazards affect Maffra?

Maffra has a high recorded bushfire history (92/100, ranked against every Australian suburb with any fire history). Flood overlays cover a high share of it (89/100). These are town-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Maffra a good place to live?

Maffra has a SuburbScan Liveability grade of D (18/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Maffra?

Maffra, VIC had a population of 5,384 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Maffra, VIC?

The postcode for Maffra, VIC is 3860.

How far is Maffra from Melbourne?

Maffra is 227 km from Melbourne CBD by road, about 166 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Maffra?

At the 2021 ABS Census, median household income in Maffra was $66,820 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Maffra?

The median advertised rent in Maffra is $500 a week for houses (19 listings), from rental listings over the last six months.

What is the median age in Maffra?

The median age of residents in Maffra was 42 at the 2021 ABS Census.

Is Maffra at risk of bushfire?

Maffra has a high recorded bushfire history (92/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the town relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Maffra?

There are 3 schools inside the Maffra boundary: 3 at similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

Is Maffra walkable?

Maffra scores 44/100 on the SuburbScan Walkability Score, making it car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the weather like in Maffra?

At the nearest Bureau of Meteorology station to Maffra, East Sale (21.3 km away), summer days average 25.5°C, winter nights 4°C, 546 mm of rain a year over 82 rainy days, and 7 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Maffra?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Maffra belong to?

Maffra sits within the Wellington local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Maffra?

The average residential rates bill through Wellington is $1,960 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Maffra?

Across Wellington, 209 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 16.7% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Maffra in?

Maffra sits within the federal Division of Gippsland, currently held by Darren Chester (The Nationals).

Search another suburb or address

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See Data Sources and How We Calculate for details.

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