Macmasters Beach NSW 2251

Macmasters Beach is a suburb in New South Wales, 90 km from Sydney CBD, around 1 hour 25 minutes by car. Population is 1,399; the median age is 49 and the median household income is $113,880 per year. By household income, education, and employment patterns, it ranks in the top 20% nationally. The suburb grew 8.1% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $500 per week and a median monthly mortgage of $2,468. Macmasters Beach is characterised by high bushfire risk. Walkability is low.

Is Macmasters Beach a good suburb?

Macmasters Beach scores a B (52/100) on SuburbScan's Liveability grade — strong on community, weaker on transit and safety.

Transit

Car-dependent

Walkability 21/100 · 90.5 km · 86 min drive to Sydney

Prices

Around the state median

Median $1.8M · Pricier than 81% of NSW

Safety

High bushfire risk

Fire 72/100 · Crime 29/100

Community

Very advantaged

SEIFA decile 10/10 · median age 49 · 1,399 residents

B

Liveability Rating

52 / 100 · Ranked #713 in NSW

Each bar is Macmasters Beach's rank among NSW suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
no schools mapped
Safety
38
Bushfire High · Crime Low

No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.

Socio-economic
80
Very advantaged
Walkability
26
Car-dependent
CBD access
54
90.5 km · 86 min drive to Sydney
How it's calculated: Safety rank 38 × 25% + Socio-economic rank 80 × 25% + Walkability rank 26 × 15% + CBD access rank 54 × 10% = 52 / 100. Missing components rebalance the remaining weights.
Additional risks: Coastal erosion Low

How do you rate the liveability in Macmasters Beach?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

52 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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Median House Price

Public listings data

Macmasters Beach's house market is moving lower: the median sale price reached $1.8 million, about 6% below where it sat a year earlier.

Houses

$1,800,000

last 7 quarters
Pricier than 81% of NSW

46% above its 3 neighbours (median $1,230,000)

↓ −5.8% year-on-year

Based on 53 recorded sales in the last 24 months.

Typically sold in 30 days — median across 27 sales that recorded a listing period

By bedrooms

  • 3 bed 20 sales $1.54M
  • 4 bed 21 sales $1.86M
  • 5 bed 8 sales $2.03M

Land

$1,272,500

↑ +84.9% year-on-year

Based on only 8 sales — small sample, take as indicative.

Typically sold in 43 days — median across 4 sales that recorded a listing period

Currently for Sale

Last 6 months

Houses in Macmasters Beach are currently listed at around $1.95 million on average. Based on 3 houses listed in the past six months.

$1.95M

3 houses listed in the last 6 months.

3 of the suburb's 510 dwellings (0.6%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in Macmasters Beach rent for around $950 a week on average, based on 7 houses listed for rent in the past six months.

$950/wk

↓ −20.8% vs previous 6 months from $1,200/wk

7 houses advertised for rent in the last 6 months.

7 rentals advertised against an estimated 75 rented homes (9.3%) in the last 6 months.

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$775/wk
46 bonds
+25% since 2021
2-bed units
$580/wk
16 bonds
+36% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2251 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

103 Moderately unaffordable · the average rental household in this region would pay about 29% of its income on the median rent in postcode 2251.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
2.5% below the typical range
Bottom 7% in NSW

$950/week ($49,000 a year) on a $1.95 million median

Based on a small sample (3 listings) — indicative only.

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Is Macmasters Beach safe? Crime statistics

2025

Crime in Macmasters Beach sits in the low band, with 26 incidents recorded in 2025 — up roughly 73% on the prior year.

26 offences

73.3% since 2024
Theft 13 (50.0%)
Property Damage 4 (15.4%)
Disorderly Conduct 3 (11.5%)
Assault 2 (7.7%)
Sexual Offences 2 (7.7%)
Harassment & Stalking 1 (3.8%)
Weapons Offences 1 (3.8%)

Crime Trend

Serious Road Crashes

2021–2025

No crash in Macmasters Beach killed anyone or put anyone in hospital in 2021–2025.

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Central Coast Council has published 31 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 31 on the portal

Coastal Erosion

27
monitoring points
within 5 km
23
actively eroding
> 0.1 m/yr retreat
-0.24
worst rate (m/yr)
Moderate
1.3 km
nearest coastline
monitoring point

Shoreline Change Summary

1988–2025
Stable or accreting 12 (44%)
Moderate erosion (0.1–0.3 m/yr) 15 (56%)
Significant erosion (> 0.3 m/yr) 0 (0%)

Nearest Eroding Coastline

Distance
1.3 km
Rate
-0.15 m/yr
Net Movement
-12.2 m
Certainty
good

Data Quality

High certainty: 27 of 27 points (100%)

Schools

No schools in this suburb boundary.

Walkability

Macmasters Beach is very car-dependent on foot — at 21/100, nearly all errands require a car.

21
out of 100
Very Car-Dependent
Public Transport within 1 km 54
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 60
Hospitals within 5 km 0

Public transport

Weekday and weekend service frequency across every stop inside Macmasters Beach.

38
out of 100
Bus
Peak (7-9am + 5-7pm)
8.8 arrivals/hr
Off-peak weekday
7.8 arrivals/hr
Saturday
1.6 arrivals/hr
Median peak wait
1 min
Span of service
13.0 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Macmasters Beach.

46
connectivity score / 100
Most common
Fibre to the node
Full-fibre (FTTP) share
1%
Premises covered
895
Technology mix
Fibre to the node (FTTN) 99%
Fibre to the premises (FTTP) 1%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
1 in suburb
Parks & Reserves
2 in suburb
Sport & Recreation
1 in suburb
Beaches
1 in suburb
Waterways
2 in suburb
Childcare
1 in suburb
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Central Coast (NSW): council population

The whole council area, not just Macmasters Beach · estimated residents
at 30 June 2025
Residents
357,816
+0.7% in a year
Change
+2,462
people since 2024
Density
213
people per km² across the council area
What drove the change
Natural increase
+401
births minus deaths
Net internal migration
+238
moves within Australia
Net overseas migration
+1,823
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
10/10
10/10 within NSW
income, education, jobs and housing together
Economic resources
10/10
9/10 within NSW
income against housing cost and household size
Education and occupation
10/10
10/10 within NSW
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 5 small areas inside this suburb and averages them into the single decile above. They fall into 2 different deciles — a narrow range, so the average describes the suburb closely.

Macmasters Beach is home to about 1,400 residents, with a median age of 49, a touch above the national 38. Median household income runs at $114,000 a year, with unemployment at 2.8%.

2021 Census · change since 2016

Population

1,399

8.1% since 2016

Median Age

49

2.1% since 2016

Median Household Income

$113,880/yr

24.8% since 2016
Top 21% in NSW

Census Median Rent

$500/wk

15.5% since 2016

Census Median Mortgage

$2,468/mo

23.4% since 2016

Avg Household Size

2.6

3.7% since 2016

Median Personal Income

$49,816/yr

33.1% since 2016

Unemployment Rate

2.8%

24.3% since 2016

Unoccupied Dwellings

54.9%

31.0% since 2016

Total Dwellings

510

12.8% since 2016

Owner-Occupier Rate

85.3%

1.5% since 2016

Houses

97.6%

0.2% since 2016

Rental Stress

22.8%

7.7% since 2016

Mortgage Stress

26.0%

1.1% since 2016

Work From Home

44.8%

261.3% since 2016

Dwelling Types

Houses 498 (97.6%)
Flats / Apartments 12 (2.4%)

Property Ownership

Owned Outright 245 (49.4%)
Mortgage 178 (35.9%)
Renting 73 (14.7%)

Demographics

Born in Australia
80.9%
English Spoken at Home
92.6%
Employment Rate
56.4%
0.2% since 2016
Completed Year 12
54.2%

Occupations

Professionals 219 (33.1%)
Managers 103 (15.6%)
Clerical & Administrative 89 (13.4%)
Technicians & Trades 79 (11.9%)
Community & Personal Service 71 (10.7%)
Sales 41 (6.2%)
Labourers 28 (4.2%)
Machinery Operators & Drivers 15 (2.3%)

Religion

No Religion 670 (47.9%)
Christianity 624 (44.6%)
Judaism 16 (1.1%)
Buddhism 8 (0.6%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 77 (5.5%)
New Zealand 28 (2.0%)
South Africa 22 (1.6%)
Scotland 7 (0.5%)
China 5 (0.4%)
Philippines 5 (0.4%)
Germany 4 (0.3%)
Thailand 4 (0.3%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 26 (1.9%)
2011-2015 15 (1.1%)
2001-2010 39 (2.8%)
1991-2000 27 (1.9%)
1981-1990 27 (1.9%)
Before 1981 81 (5.8%)

26 residents (1.9%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

11.4% of residents (153) lived in a capital city five years earlier, most of them in Sydney (147).

Overseas 38 (2.8%)
Sydney - North Sydney and Hornsby 36 (2.7%)
Sydney - City and Inner South 25 (1.9%)

Top places newcomers came from, as a share of the 1,337 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

French 5 (0.4%)
Mandarin 3 (0.2%)

Age Distribution

0-4 62 (4.4%)
5-14 161 (11.5%)
15-19 87 (6.2%)
20-24 61 (4.4%)
25-34 85 (6.1%)
35-44 146 (10.4%)
45-54 208 (14.9%)
55-64 260 (18.6%)
65-74 207 (14.8%)
75-84 83 (5.9%)
85+ 26 (1.9%)

Family & Household Composition

Couple Families 176 (54.3%)
Lone Person 92 (28.4%)
One Parent Families 49 (15.1%)
Group Household 7 (2.2%)

Commute to Work

Car (driver) 288 (51.8%)
Worked from Home 249 (44.8%)
Car (passenger) 15 (2.7%)
Train 4 (0.7%)

7% of employed residents work in a capital's city centre (45 of 662).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Bachelor Degree 292 (20.9%)
Certificate III & IV 189 (13.5%)
Advanced Diploma / Diploma 152 (10.9%)
Postgraduate Degree 87 (6.2%)
Graduate Diploma / Certificate 49 (3.5%)

Cars per Dwelling

0 cars 6 (1.2%)
1 car 137 (27.0%)
2 cars 233 (45.9%)
3 cars 90 (17.7%)
4+ cars 41 (8.1%)

Council Rates

Central Coast (NSW)
FY 2024-25

Households face an average residential rates bill of $1,409 a year through Central Coast (NSW) based on 2024 figures.

Avg residential rate
$1,409/yr
15% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Macmasters Beach's area by planning zone
2026-09
  • Environmental 82%
  • Residential 12%
  • Parks and recreation 3%
  • Infrastructure and transport 3%
  • Zones under 1% 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Central Coast (NSW)

The whole council area, not just Macmasters Beach · new residential dwellings
to 2026-08

In the year to August 2026, 1,441 new dwellings were approved across Central Coast (NSW). That mix is 924 houses and 517 units. Approvals are up 66.7% on the same period a year earlier.

Trailing 12 months
1,441dwellings
+66.7% YoY
Houses
924
detached dwellings
Units
517
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Darkinjung Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Air Quality

MODERATE

PM2.5 averaged 5.1 µg/m³ in 2025 — below Australia's NEPM annual standard (8 µg/m³), slightly above the stricter WHO guideline (5 µg/m³). 1 day exceeded the daily threshold of 25 µg/m³.

PM10 averaged 14.8 µg/m³ · NO₂ averaged 0.36 pphm. Days over the limit in 2025: PM10 1 · NO₂ 0 · ozone 0.

From the Wyong monitoring station, 24.1 km away.

Climate & Setting

from Norah Head AWS, 28.3 km

High rainfall — warm summers, mild winters.

Elevation
42 m
above sea level, at the suburb centre
Distance to the ocean
1.3 km
1.3 km to a named beach
Annual rainfall
1,272 mm
104 rainy days
Summer max (Jan)
26.4°C
3 days ≥ 35°C
Winter min (Jul)
10.6°C
0 frost days ≤ 0°C

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

2 facilities within 5 km

EV adoption

1.2%
of light vehicles are electric
Up from 0.11% in 2021
+0.4 points this year
Top 16% in NSW

In postcode 2251, 303 of 25,279 registered light vehicles are battery-electric on 31 January 2025. A further 2.9% (730 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 4.1%.

Electric share, year by year
2021
0.11%
2022
0.15%
2023
0.37%
2024
0.76%
2025
1.20%

Rooftop solar

38
systems per 100 dwellings
Averaging 6.7 kW each

In postcode 2251, 5,462 rooftop-solar systems totalling 36.4 MW have been installed since 2001, against 14,433 dwellings recorded in the 2021 Census. 386 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
350
2020
492
2021
471
2022
445
2023
564
2024
439
2025
335
2026
251

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$9,388
Loan amount
$1,440,000
Total interest over 30 years
$1,939,580

15 mortgage brokers are registered in postcode 2251.

Deposit
$360,000
Stamp duty
$80,287
Cash needed at settlement
$440,287

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Robertson

Currently held by Gordon Reid Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Gordon Reid 59.4% 40.6% +7.1
2022 Gordon Reid 52.3% 47.7% -6.5
2019 Lucy Wicks 45.8% 54.2% +3.1

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Terrigal District

Currently held by Adam Crouch Liberal

Next state election: 13 March 2027.

Year Winner Won with
2023 Adam Crouch LP 51.2%
2019 Adam Crouch LP 62.3%
2015 Adam Crouch LP 59.0%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Macmasters Beach?

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Common questions about Macmasters Beach

Is Macmasters Beach a safe place to live?

Recorded crime in Macmasters Beach is low (29/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect Macmasters Beach?

Macmasters Beach has a high recorded bushfire history (72/100, ranked against every Australian suburb with any fire history). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Macmasters Beach a good place to live?

Macmasters Beach has a SuburbScan Liveability grade of B (52/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Macmasters Beach?

Macmasters Beach, NSW had a population of 1,399 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Macmasters Beach, NSW?

The postcode for Macmasters Beach, NSW is 2251.

How far is Macmasters Beach from Sydney?

Macmasters Beach is 90 km from Sydney CBD by road, about 86 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Macmasters Beach?

At the 2021 ABS Census, median household income in Macmasters Beach was $113,880 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Macmasters Beach?

The median advertised rent in Macmasters Beach is $950 a week for houses (7 listings), from rental listings over the last six months.

What is the median age in Macmasters Beach?

The median age of residents in Macmasters Beach was 49 at the 2021 ABS Census.

Is Macmasters Beach at risk of bushfire?

Macmasters Beach has a high recorded bushfire history (72/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the suburb relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

Is Macmasters Beach walkable?

Macmasters Beach scores 21/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the air quality in Macmasters Beach?

The nearest government air-quality monitoring station to Macmasters Beach (Wyong) recorded a 2025 annual mean PM2.5 of 5.1 µg/m³ and PM10 of 14.8 µg/m³. That puts Macmasters Beach below the Australian NEPM annual standard of 8 µg/m³ but above the stricter WHO guideline of 5 µg/m³.

What is the weather like in Macmasters Beach?

At the nearest Bureau of Meteorology station to Macmasters Beach, Norah Head AWS (28.3 km away), summer days average 26.4°C, winter nights 10.6°C, 1,272 mm of rain a year over 104 rainy days, and 3 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Macmasters Beach?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Macmasters Beach belong to?

Macmasters Beach sits within the Central Coast (NSW) local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Macmasters Beach?

The average residential rates bill through Central Coast (NSW) is $1,409 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Macmasters Beach?

Across Central Coast (NSW), 1,441 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 66.7% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Macmasters Beach in?

Macmasters Beach sits within the federal Division of Robertson, currently held by Gordon Reid (Australian Labor Party).

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