Lower Macdonald NSW 2775

Lower Macdonald is a rural locality in New South Wales, 82 km from Sydney CBD, around 1 hour 50 minutes by car. Population is 244; the median age is 53 and the median household income is $66,456 per year. By household income, education, and employment patterns, it ranks in the lower-middle tier nationally. The locality fell 6.2% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $310 per week and a median monthly mortgage of $1,907. Lower Macdonald is characterised by high bushfire risk. Walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 244. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

How do you rate the liveability in Lower Macdonald?

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Median House Price

Public listings data

Lower Macdonald's house market is moving higher: the median sale price reached $640,000, about 5% above where it sat a year earlier.

Houses

$640,000

last 3 quarters
Cheaper than 77% of NSW
↑ +4.8% year-on-year

Based on 21 recorded sales in the last 24 months.

By bedrooms

  • 3 bed 10 sales $800K

Land

$165,000

Based on only 5 sales — small sample, take as indicative.

Is Lower Macdonald safe? Crime statistics

2025

Crime in Lower Macdonald sits in the moderate band, with 9 incidents recorded in 2025 — up roughly 800% on the prior year.

9 offences

800.0% since 2024
Theft 3 (33.3%)
Assault 2 (22.2%)
Harassment & Stalking 2 (22.2%)
Property Damage 1 (11.1%)
Sexual Offences 1 (11.1%)

Crime Trend

Serious Road Crashes

2021–2025

4 crashes

where someone was killed or admitted to hospital

Where they happened

St Albans Road 4 (100.0%)

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Hawkesbury City Council has published 5 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

Schools

No schools in this locality boundary.

Walkability

Lower Macdonald is very car-dependent on foot — at 14/100, nearly all errands require a car.

14
out of 100
Very Car-Dependent
Public Transport within 1 km 47
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

NBN connectivity

The internet access technology available across NBN premises in Lower Macdonald.

22
connectivity score / 100
Most common
Satellite (Sky Muster)
Full-fibre (FTTP) share
0%
Premises covered
150
Technology mix
Satellite (Sky Muster) (SATELLITE) 52%
Fixed wireless (WIRELESS) 48%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

No amenities mapped in this locality boundary.

Hawkesbury: council population

The whole council area, not just Lower Macdonald · estimated residents
at 30 June 2025
Residents
69,299
+1.0% in a year
Change
+660
people since 2024
Density
25
people per km² across the council area
What drove the change
Natural increase
+424
births minus deaths
Net internal migration
+8
moves within Australia
Net overseas migration
+228
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
3/10
2/10 within NSW
income, education, jobs and housing together
Economic resources
3/10
3/10 within NSW
income against housing cost and household size
Education and occupation
2/10
1/10 within NSW
qualifications and job type, income excluded

Lower Macdonald is home to 244 residents, with a median age of 53 — noticeably older than the national figure of 38. Median household income runs at $66,000 a year, with unemployment at 8.6%.

2021 Census · change since 2016

Population

244

6.2% since 2016

Median Age

53

12.8% since 2016

Median Household Income

$66,456/yr

7.7% since 2016

Census Median Rent

$310/wk

17.0% since 2016

Census Median Mortgage

$1,907/mo

14.7% since 2016

Avg Household Size

2.0

4.8% since 2016

Median Personal Income

$32,968/yr

5.2% since 2016

Unemployment Rate

8.6%

24.6% since 2016

Unoccupied Dwellings

62.3%

414.9% since 2016

Total Dwellings

114

1.7% since 2016

Owner-Occupier Rate

82.7%

1.5% since 2016

Houses

101.8%

4.5% since 2016

Rental Stress

24.3%

9.0% since 2016

Mortgage Stress

34.4%

6.5% since 2016

Work From Home

35.6%

456.2% since 2016

Dwelling Types

Houses 116 (101.8%)

Property Ownership

Mortgage 47 (42.7%)
Owned Outright 44 (40.0%)
Renting 19 (17.3%)

Demographics

Born in Australia
78.7%
English Spoken at Home
88.5%
Employment Rate
46.5%
22.1% since 2016
Completed Year 12
29.1%

Occupations

Technicians & Trades 24 (22.2%)
Professionals 16 (14.8%)
Clerical & Administrative 13 (12.0%)
Labourers 11 (10.2%)
Machinery Operators & Drivers 11 (10.2%)
Sales 10 (9.3%)
Community & Personal Service 9 (8.3%)
Managers 7 (6.5%)

Religion

Christianity 126 (51.6%)
No Religion 97 (39.8%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 12 (4.9%)
New Zealand 3 (1.2%)
Ireland 3 (1.2%)

Age Distribution

0-4 7 (2.9%)
5-14 15 (6.1%)
15-19 13 (5.3%)
20-24 3 (1.2%)
25-34 19 (7.8%)
35-44 24 (9.8%)
45-54 55 (22.5%)
55-64 46 (18.9%)
65-74 33 (13.5%)
75-84 32 (13.1%)

Family & Household Composition

Lone Person 44 (55.0%)
Couple Families 23 (28.7%)
One Parent Families 8 (10.0%)
Group Household 5 (6.2%)

Commute to Work

Car (driver) 47 (64.4%)
Worked from Home 26 (35.6%)

3% of employed residents work in a capital's city centre (3 of 108).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Certificate III & IV 59 (24.2%)
Advanced Diploma / Diploma 18 (7.4%)
Bachelor Degree 16 (6.6%)
Postgraduate Degree 6 (2.5%)
Graduate Diploma / Certificate 3 (1.2%)

Cars per Dwelling

1 car 38 (33.3%)
2 cars 46 (40.4%)
3 cars 18 (15.8%)
4+ cars 14 (12.3%)

Council Rates

Hawkesbury
FY 2024-25

Households face an average residential rates bill of $1,650 a year through Hawkesbury based on 2024 figures.

Avg residential rate
$1,650/yr
34% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Lower Macdonald's area by planning zone
2026-09
  • Environmental 97%
  • Rural and farming 2%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Hawkesbury

The whole council area, not just Lower Macdonald · new residential dwellings
to 2026-08

In the year to August 2026, 459 new dwellings were approved across Hawkesbury. That mix is 416 houses and 43 units. Approvals are up 2.6% on the same period a year earlier.

Trailing 12 months
459dwellings
+2.6% YoY
Houses
416
detached dwellings
Units
43
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Metropolitan Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Climate & Setting

from Richmond - Uws Hawkesbury, 35.1 km

Moderate rainfall.

Elevation
19 m
above sea level, at the locality centre
Distance to the ocean
32.3 km
Annual rainfall
806 mm
59 rainy days
Summer max (Jan)
—
Winter min (Jul)
—

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.6%
of light vehicles are electric
Up from 0.00% in 2021
+0.3 points this year

In postcode 2775, 8 of 1,445 registered light vehicles are battery-electric on 31 January 2025. A further 2.1% (30 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.6%.

Electric share, year by year
2021
0.00%
2022
0.00%
2023
0.00%
2024
0.28%
2025
0.55%

Rooftop solar

36
systems per 100 dwellings
Averaging 8.1 kW each

In postcode 2775, 353 rooftop-solar systems totalling 2.9 MW have been installed since 2001, against 976 dwellings recorded in the 2021 Census. 25 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
15
2020
25
2021
23
2022
30
2023
33
2024
23
2025
22
2026
19

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$3,338
Loan amount
$512,000
Total interest over 30 years
$689,629
Deposit
$128,000
Stamp duty
$22,987
Cash needed at settlement
$150,987

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Macquarie

Currently held by Susan Templeman Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Susan Templeman 57.7% 42.3% +1.4
2022 Susan Templeman 57.8% 42.2% -7.6
2019 Susan Templeman 50.2% 49.8% +2.0

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Hawkesbury District

Currently held by Robyn Preston Liberal

Next state election: 13 March 2027.

Year Winner Won with
2023 Robyn Preston LP 59.8%
2019 Robyn Preston LP 67.5%
2015 Dominic Perrottet LP 67.8%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Lower Macdonald?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

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Common questions about Lower Macdonald

Is Lower Macdonald a safe place to live?

Recorded crime in Lower Macdonald is moderate (58/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect Lower Macdonald?

Lower Macdonald has a high recorded bushfire history (94/100, ranked against every Australian suburb with any fire history). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Lower Macdonald?

Lower Macdonald, NSW had a population of 244 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Lower Macdonald, NSW?

The postcode for Lower Macdonald, NSW is 2775.

How far is Lower Macdonald from Sydney?

Lower Macdonald is 82 km from Sydney CBD by road, about 112 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Lower Macdonald?

At the 2021 ABS Census, median household income in Lower Macdonald was $66,456 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Lower Macdonald?

There are too few current rental listings in Lower Macdonald for a reliable median. At the 2021 ABS Census the median weekly rent was $310, across all dwelling types.

What is the median age in Lower Macdonald?

The median age of residents in Lower Macdonald was 53 at the 2021 ABS Census.

Is Lower Macdonald at risk of bushfire?

Lower Macdonald has a high recorded bushfire history (94/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

Is Lower Macdonald walkable?

Lower Macdonald scores 14/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the weather like in Lower Macdonald?

At the nearest Bureau of Meteorology station to Lower Macdonald, Richmond - Uws Hawkesbury (35.1 km away), 806 mm of rain a year over 59 rainy days over 2006-2026.

Is the First Home Owner Grant available in Lower Macdonald?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Lower Macdonald belong to?

Lower Macdonald sits within the Hawkesbury local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Lower Macdonald?

The average residential rates bill through Hawkesbury is $1,650 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Lower Macdonald?

Across Hawkesbury, 459 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 2.6% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Lower Macdonald in?

Lower Macdonald sits within the federal Division of Macquarie, currently held by Susan Templeman (Australian Labor Party).

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